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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

South New Castle, PA Housing Affordability Index

South New Castle, Pennsylvania has an MBR Housing Affordability Index score of 194.1 (Highly Affordable) as of October 30, 2026, ranking 152nd most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $104,100 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $567, or 10% of the city’s $69,375 median household income.

The MBR Housing Affordability Index (MBR-HAI) for South New Castle is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

South New Castle MBR-HAI 194.1 Highly Affordable
Rank in Pennsylvania 152 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $104,100 U.S. Census Bureau

South New Castle is 85.8 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View South New Castle Mortgage Rates

What It Takes to Buy in South New Castle

$567/mo
Principal & Interest
Median home, 20% down, 7.23%
$24,300
Income Needed
To keep the payment at 28% of income
$69,375
Median Household Income
Pennsylvania: $77,971
1.5x
Price-to-Income Ratio
Pennsylvania: 3.3x
$737/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,613/yr
Median Property Tax
1.55% of median value
15.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for South New Castle, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the South New Castle Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. South New Castle, Pennsylvania score: 194.1 (Highly Affordable), ranked 152 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/south-new-castle”