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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Broad Top City, PA Housing Affordability Index

Broad Top City, Pennsylvania has an MBR Housing Affordability Index score of 179.8 (Highly Affordable) as of October 30, 2026, ranking 227th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $111,200 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $606, or 10% of the city’s $70,272 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Broad Top City is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Broad Top City MBR-HAI 179.8 Highly Affordable
Rank in Pennsylvania 227 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $111,200 U.S. Census Bureau

Broad Top City is 71.5 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Broad Top City Mortgage Rates

What It Takes to Buy in Broad Top City

$606/mo
Principal & Interest
Median home, 20% down, 7.23%
$26,000
Income Needed
To keep the payment at 28% of income
$70,272
Median Household Income
Pennsylvania: $77,971
1.6x
Price-to-Income Ratio
Pennsylvania: 3.3x
$777/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,152/yr
Median Property Tax
1.94% of median value
22.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Broad Top City, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Broad Top City Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Broad Top City, Pennsylvania score: 179.8 (Highly Affordable), ranked 227 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/broad-top-city”