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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Spring House, PA Housing Affordability Index

Spring House, Pennsylvania has an MBR Housing Affordability Index score of 104.1 (Near National Average) as of October 30, 2026, ranking 1140th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $670,700 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $3,654, or 22% of the city’s $198,077 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Spring House is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Spring House MBR-HAI 104.1 Near National Average
Rank in Pennsylvania 1,140 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $670,700 U.S. Census Bureau

Spring House is 4.2 points below the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Spring House Mortgage Rates

What It Takes to Buy in Spring House

$3,654/mo
Principal & Interest
Median home, 20% down, 7.23%
$156,600
Income Needed
To keep the payment at 28% of income
$198,077
Median Household Income
Pennsylvania: $77,971
3.4x
Price-to-Income Ratio
Pennsylvania: 3.3x
$2,609/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$8,581/yr
Median Property Tax
1.28% of median value
19.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
66.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Spring House, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Spring House Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Spring House, Pennsylvania score: 104.1 (Near National Average), ranked 1,140 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/spring-house”