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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Annville, PA Housing Affordability Index

Annville, Pennsylvania has an MBR Housing Affordability Index score of 117.3 (More Affordable Than Average) as of October 30, 2026, ranking 945th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $199,200 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $1,085, or 18% of the city’s $71,321 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Annville is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Annville MBR-HAI 117.3 More Affordable Than Average
Rank in Pennsylvania 945 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $199,200 U.S. Census Bureau

Annville is 9.0 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Annville Mortgage Rates

What It Takes to Buy in Annville

$1,085/mo
Principal & Interest
Median home, 20% down, 7.23%
$46,500
Income Needed
To keep the payment at 28% of income
$71,321
Median Household Income
Pennsylvania: $77,971
2.8x
Price-to-Income Ratio
Pennsylvania: 3.3x
$1,338/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,732/yr
Median Property Tax
1.37% of median value
26.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
44.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Annville, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Annville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Annville, Pennsylvania score: 117.3 (More Affordable Than Average), ranked 945 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/annville”