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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Mount Bethel, PA Housing Affordability Index

Mount Bethel, Pennsylvania has an MBR Housing Affordability Index score of 96.5 (Near National Average) as of October 30, 2026, ranking 1222nd most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $202,800 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $1,105, or 25% of the city’s $53,239 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Mount Bethel is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Mount Bethel MBR-HAI 96.5 Near National Average
Rank in Pennsylvania 1,222 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $202,800 U.S. Census Bureau

Mount Bethel is 11.8 points below the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Mount Bethel Mortgage Rates

What It Takes to Buy in Mount Bethel

$1,105/mo
Principal & Interest
Median home, 20% down, 7.23%
$47,400
Income Needed
To keep the payment at 28% of income
$53,239
Median Household Income
Pennsylvania: $77,971
3.8x
Price-to-Income Ratio
Pennsylvania: 3.3x
$1,556/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,659/yr
Median Property Tax
Pennsylvania figure
51.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
22.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Mount Bethel, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Mount Bethel Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Mount Bethel, Pennsylvania score: 96.5 (Near National Average), ranked 1,222 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/mount-bethel”