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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Avis, PA Housing Affordability Index

Avis, Pennsylvania has an MBR Housing Affordability Index score of 132.0 (Highly Affordable) as of October 30, 2026, ranking 704th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $166,700 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $908, or 18% of the city’s $60,625 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Avis is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Avis MBR-HAI 132.0 Highly Affordable
Rank in Pennsylvania 704 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $166,700 U.S. Census Bureau

Avis is 23.7 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Avis Mortgage Rates

What It Takes to Buy in Avis

$908/mo
Principal & Interest
Median home, 20% down, 7.23%
$38,900
Income Needed
To keep the payment at 28% of income
$60,625
Median Household Income
Pennsylvania: $77,971
2.7x
Price-to-Income Ratio
Pennsylvania: 3.3x
$1,063/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,296/yr
Median Property Tax
1.38% of median value
8.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
50.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Avis, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Avis Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Avis, Pennsylvania score: 132.0 (Highly Affordable), ranked 704 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/avis”