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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

New Berlin, PA Housing Affordability Index

New Berlin, Pennsylvania has an MBR Housing Affordability Index score of 141.8 (Highly Affordable) as of October 30, 2026, ranking 564th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $204,600 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $1,115, or 15% of the city’s $89,286 median household income.

The MBR Housing Affordability Index (MBR-HAI) for New Berlin is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

New Berlin MBR-HAI 141.8 Highly Affordable
Rank in Pennsylvania 564 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $204,600 U.S. Census Bureau

New Berlin is 33.5 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View New Berlin Mortgage Rates

What It Takes to Buy in New Berlin

$1,115/mo
Principal & Interest
Median home, 20% down, 7.23%
$47,800
Income Needed
To keep the payment at 28% of income
$89,286
Median Household Income
Pennsylvania: $77,971
2.3x
Price-to-Income Ratio
Pennsylvania: 3.3x
$938/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,194/yr
Median Property Tax
1.07% of median value
22.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
58.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for New Berlin, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the New Berlin Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. New Berlin, Pennsylvania score: 141.8 (Highly Affordable), ranked 564 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/new-berlin”