☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Texas / The Woodlands

iAdvertiser Disclosure

Mortgage Lenders and Brokers in The Woodlands, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

The Woodlands, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8201 Kuykendahl Rd, The Woodlands, TX 77382A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank10767 Kuykendahl Rd, The Woodlands, TX 77382A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA1800 Hughes Landing Blvd, The Woodlands, TX 77380A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.10101 Grogans Mill Rd, The Woodlands, TX 77380A+5.0 ★Texas Ratio: 3.72%, Regions BankRegions Bank10831 Kuykendahl Rd, The Woodlands, TX 77382A+5.0 ★Texas Ratio: 4.37%, Prosperity BankProsperity Bank3205 College Park Dr, The Woodlands, TX 77384A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.4825 Research Forest Dr, The Woodlands, TX 77381A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank1640 Lake Woodlands Dr, The Woodlands, TX 77380A+5.0 ★Texas Ratio: 2.87%, Bokf NABokf NA24 Waterway Ave, The Woodlands, TX 77380A+5.0 ★Texas Ratio: 1.05%, and Trustmark BankTrustmark Bank1070 Evergreen Circle Suite 100, The Woodlands, TX 77380A+5.0 ★Texas Ratio: 2.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in The Woodlands, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in The Woodlands are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in The Woodlands, Texas

Market share is the lender's share of all home loans closed in The Woodlands, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 6 offices in The Woodlands 8201 Kuykendahl Rd, The Woodlands, TX 77382 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo	133	5.8%	92.5%	$588,684	View
Frost Bank ★ 5 stars, 1 review 1 office in The Woodlands 10767 Kuykendahl Rd, The Woodlands, TX 77382 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	31 +27 HELOCs	1.3%	60.4%	$171,451	View
Wells Fargo Bank NA 6 offices in The Woodlands 1800 Hughes Landing Blvd, The Woodlands, TX 77380 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	19	0.8%	90.5%	$480,789	View
Zions Bancorporation, N.A. 2 offices in The Woodlands 10101 Grogans Mill Rd, The Woodlands, TX 77380 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, Jumbo, HELOC	11 +43 HELOCs	0.5%	100%	$1,018,636	View
Regions Bank 1 office in The Woodlands 10831 Kuykendahl Rd, The Woodlands, TX 77382 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	8 +8 HELOCs	0.3%	80%	$706,250	View
Prosperity Bank ★ 1 stars, 1 review 3 offices in The Woodlands 3205 College Park Dr, The Woodlands, TX 77384 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.3%	64.3%	$1,193,750	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in The Woodlands 4825 Research Forest Dr, The Woodlands, TX 77381 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	6 +35 HELOCs	0.3%	85.7%	$546,666	View
Truist Bank ★ 1 stars, 1 review 1 office in The Woodlands 1640 Lake Woodlands Dr, The Woodlands, TX 77380 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	5 +10 HELOCs	0.2%	100%	$787,000	View
Bokf NA 1 office in The Woodlands 24 Waterway Ave, The Woodlands, TX 77380 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	4 +8 HELOCs	0.2%	80%	$407,500	View
Trustmark Bank 1 office in The Woodlands 1070 Evergreen Circle Suite 100, The Woodlands, TX 77380 A+5.0 ★Texas Ratio: 2.40%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.1%	100%	$705,000	View
Simmons Bank 2 offices in The Woodlands 16610 Interstate 45 S, The Woodlands, TX 77384 A+5.0 ★Texas Ratio: 5.33%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	66.7%	$910,000	View
Southside Bank 1 office in The Woodlands 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	Conventional, Jumbo	1	0%	33.3%	$1,105,000	View
Austin Bank, Texas National Association 1 office in The Woodlands 26502 Kuykendahl Rd, The Woodlands, TX 77375 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0%	50%	$465,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in The Woodlands 2829 Technology Forest Blvd, The Woodlands, TX 77381 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	1	0%	33.3%	$905,000	View
Origin Bank 1 office in The Woodlands 2501 Research Forest Dr, The Woodlands, TX 77381 A5.0 ★Texas Ratio: 6.66%	Conventional	1	0%	100%	$485,000	View
Bank of America NA 1255 Lake Woodlands Dr, The Woodlands, TX 77380 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	38 +80 HELOCs	1.6%	86.4%	$841,315	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional, Jumbo	27	1.2%	100%	$521,666	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional, VA	16	0.7%	100%	$236,875	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional, Jumbo	13	0.6%	92.9%	$512,692
First Service Credit Union 9110 Grogans Mill RD, The Woodlands, TX 77380 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo	13	0.6%	100%	$281,923	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	11 +3 HELOCs	0.5%	100%	$1,019,545	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	11	0.5%	100%	$579,545	View
First Community Credit Union 3601 FM 1488 Rd, The Woodlands, TX 77384 3943	Conventional	9	0.4%	75%	$235,000
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	8	0.3%	80%	$366,250
First Financial Bank 26252 Kuykendahl Rd, The Woodlands, TX 77375 A+5.0 ★Texas Ratio: 3.74%	Conventional, Jumbo, HELOC	7 +7 HELOCs	0.3%	100%	$802,142	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional	7	0.3%	88.9%	$159,285	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	7	0.3%	87.5%	$437,857	View
Texas First Bank 3000 Research Blvd Ste 190, The Woodlands, TX 77381 A+5.0 ★Texas Ratio: 1.01%	Conventional	6	0.3%	85.7%	$501,666	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	4	0.2%	44.4%	$332,500	View
Shell Federal Credit Union 7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66%	Conventional	4	0.2%	33.3%	$150,000	View
Fivepoint Credit Union 4005 Dowlen Rd, Beaumont, TX 77706 6850	Conventional	4	0.2%	100%	$267,500
Jsc FCU 877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	3 +2 HELOCs	0.1%	75%	$255,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.1%	100%	$308,333	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$1,041,666	View
Commerce Bank 1900 West Loop S, Houston, TX 77027 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	3	0.1%	100%	$1,045,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.1%	42.9%	$441,666	View
Smart Financial Credit Union 3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	2 +3 HELOCs	0.1%	60%	$160,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,255,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$400,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, FHA	2	0.1%	100%	$305,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional, Jumbo	2	0.1%	100%	$1,050,000
Mct Credit Union 3950 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 1.72%	Conventional	2	0.1%	100%	$160,000	View
Cy-Fair Federal Credit Union 13525 Skinner Rd, Cypress, TX 77429 A5.0 ★Texas Ratio: 7.93%	Conventional	2	0.1%	100%	$115,000	View
Rave Financial Credit Union 1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39%	Conventional	2	0.1%	100%	$135,000	View
Nizari Progressive Federal Credit Union 12730 Research Blvd, Austin, TX 78759 A+5.0 ★Texas Ratio: 1.16%	Conventional, Jumbo	2	0.1%	100%	$795,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	2	0.1%	66.7%	$315,000	View
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	Conventional	2	0.1%	100%	$465,000	View
Citizens State Bank 224 N Main St, Anton, TX 79313	Conventional, Jumbo	2	0.1%	100%	$1,810,000
Rally Credit Union 1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0%	100%	$205,000	View
b1BANK 14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53%	Conventional	1	0%	100%	$535,000	View
TransPecos Banks, SSB - Pecos, TX 108 W Avenue E, Alpine, TX 79830 F1.0 ★Texas Ratio: 79.54%	Conventional, Jumbo	1	0%	100%	$815,000	View
Harris County FCU 1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40%	Conventional	1	0%	100%	$565,000	View
Lone Star National Bank 101 America Dr, Brownsville, TX 78526 A+5.0 ★Texas Ratio: 4.93%	Conventional	1	0%	100%	$505,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	1	0%	100%	$215,000	View
First National Bank of Huntsville 3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0%	100%	$345,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional, Jumbo	1	0%	100%	$2,005,000
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0%	33.3%	$95,000	View
Beacon Federal Credit Union 2812 N Alexander Dr, Baytown, TX 77520 A+5.0 ★Texas Ratio: 2.19%	Conventional	1	0%	100%	$205,000	View
Space City Credit Union 216 Lakeview Dr, Clute, TX 77531	Conventional	1	0%	100%	$645,000	View
Home Bank National Association 105 E Parkwood Ave, Friendswood, TX 77546 A5.0 ★Texas Ratio: 8.03%	Conventional	1	0%	100%	$705,000	View
Texas Bank and Trust 449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78%	Conventional	1	0%	100%	$605,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional, Jumbo	1	0%	100%	$4,255,000	View
AMOCO Federal Credit Union 1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70%	Conventional	1	0%	100%	$455,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	50%	$515,000	View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	Conventional	1	0%	100%	$35,000	View
Classic Bank, National Association 493 Highway 71 W, Bastrop, TX 78602 A5.0 ★Texas Ratio: 9.09%	Conventional	1	0%	100%	$535,000	View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$595,000	View
Tib, National Association 11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0%	100%	$515,000	View
The Northern Trust Co 98 San Jacinto Blvd, Austin, TX 78701 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0%	100%	$2,875,000	View
Encore Bank 301 West Ave, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0%	100%	$255,000	View
Verabank,N.A. 739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54%	Conventional	1	0%	100%	$435,000	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	Conventional	1	0%	100%	$345,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$625,000	View
Jefferson Bank 114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02%	Conventional	1	0%	100%	$205,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendlo Mortgage, LLC	Conventional, FHA, VA	28	1.2%	100%	$212,142
Primelending	Conventional, FHA, VA, Jumbo	24	1%	96.3%	$560,833
Nationstar Mortgage	Conventional	22	1%	71%	$280,909
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	20	0.9%	95.2%	$280,000	View
Network Funding, L.P.	Conventional, Jumbo	17	0.7%	90.9%	$533,823
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional, FHA, VA	15	0.7%	100%	$490,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	15	0.7%	88.9%	$217,000	View
Click n' Close, Inc.	Conventional, VA, Jumbo	13	0.6%	100%	$525,000
Encompass Lending Group, L.P.	Conventional, FHA, VA, Jumbo	13	0.6%	100%	$479,615
SWBC Mortgage Corporation	Conventional, VA	9	0.4%	100%	$416,111
Hometrust Mortgage Company	Conventional, VA	7	0.3%	87.5%	$503,571
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	6	0.3%	100%	$410,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	6	0.3%	100%	$490,000
FocusOne Mortgage, LLC	Conventional	4	0.2%	100%	$225,000
SouthTrust Bank, N.A. A+5.0 ★Texas Ratio: 1.82%	Conventional, Jumbo	4	0.2%	80%	$892,500	View
Crestmark Mortgage Company, Ltd	Conventional	3	0.1%	100%	$518,333
Republic State Mortgage Company	Conventional	3	0.1%	100%	$365,000
Gardner Financial Services	Conventional, Jumbo	3	0.1%	100%	$608,333
Certified Funding, L.P.	Conventional	3	0.1%	75%	$121,666
Right Start Mortgage, Inc	Conventional, FHA	3	0.1%	100%	$228,333
Stellar Bank	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,375,000
Interlinc Mortgage Services, LLC	Conventional, FHA	2	0.1%	66.7%	$290,000
Orchard Mortgage, LLC	Conventional	2	0.1%	100%	$425,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	2	0.1%	100%	$415,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0%	100%	$235,000
Directions Equity, LLC	FHA	1	0%	100%	$275,000
Clm Mortgage, Inc	Conventional	1	0%	100%	$275,000
Willow Bend Mortgage Company, LLC	Conventional	1	0%	100%	$355,000
Sfmc, LP	FHA	1	0%	100%	$305,000
Credit Human Federal Credit Un	Conventional	1	0%	20%	$365,000
Aaxy LLC	Conventional	1	0%	100%	$455,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	205	8.9%	79.2%	$350,268	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	185	8%	89.9%	$513,000
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	82	3.6%	100%	$537,682
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA, Jumbo	67	2.9%	97.2%	$580,522	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	55	2.4%	100%	$511,727
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	49	2.1%	86%	$222,755
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	47 +2 HELOCs	2%	94.8%	$522,234
Cadence Bank	Conventional, VA, Jumbo, HELOC	43 +16 HELOCs	1.9%	95.7%	$732,674
Inspire Home Loans Inc. A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA	41	1.8%	88.9%	$284,512	View
Newrez LLC	Conventional, VA, Jumbo	29	1.3%	83.3%	$383,620
Toll Brothers Mortgage Company	Conventional, VA	29	1.3%	92.5%	$406,379
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	29	1.3%	75%	$386,724
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	28	1.2%	63%	$225,000
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	25 +4 HELOCs	1.1%	96.3%	$439,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA	23	1%	92%	$389,782
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	21 +1 HELOCs	0.9%	75%	$457,380
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional, Jumbo, HELOC	18 +8 HELOCs	0.8%	94.7%	$590,000
Better Mortgage Corporation	Conventional, Jumbo	17	0.7%	81%	$465,588
Nations Lending Corporation	Conventional, FHA	15	0.7%	100%	$433,666
First Technology Federal Credit Union	Conventional, Jumbo	15	0.7%	83.3%	$460,333
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	14 +1 HELOCs	0.6%	93.3%	$680,000
loanDepot.com LLC	Conventional, VA, HELOC	13 +3 HELOCs	0.6%	86.7%	$389,615
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	12	0.5%	60%	$1,006,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	12	0.5%	100%	$735,000	View
Paramount Residential Mortgage	Conventional, FHA, VA	12	0.5%	100%	$433,333
Kind Lending, LLC	Conventional, FHA, Jumbo	11	0.5%	57.9%	$494,090
Mortgage Research Center	VA, Jumbo	11	0.5%	78.6%	$738,636
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	10	0.4%	100%	$1,036,000	View
AmeriHome Mortgage Company, LLC	Conventional, VA	10	0.4%	90.9%	$501,000
AmWest Funding Corp	Conventional, Jumbo	10	0.4%	100%	$675,000
Union Home Mortgage Corp.	Conventional	10	0.4%	100%	$474,000
Weichert Financial Services	Conventional, Jumbo	10	0.4%	90.9%	$576,000
Provident Funding Associates	Conventional	10	0.4%	76.9%	$460,000
Mutual of Omaha Mortgage	Conventional, Jumbo	10	0.4%	100%	$567,000
Vanderbilt Mortgage and Finance, Inc	Conventional	10	0.4%	18.5%	$79,000
Spring Eq, LLC	Conventional, Jumbo, HELOC	9 +8 HELOCs	0.4%	40.9%	$170,555
Lakeview Loan Servicing, LLC	Conventional, FHA	9	0.4%	25.6%	$451,666
Discover Bank	Conventional	9	0.4%	25%	$128,333
Nfm, Inc	Conventional, Jumbo	9	0.4%	100%	$601,666
T2 Financial LLC	Conventional, VA	9	0.4%	90%	$473,888
PHH Mortgage Corporation	Conventional, VA	8	0.3%	100%	$411,250
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	8	0.3%	100%	$546,250	View
Nbkc Bank	Conventional, VA	7	0.3%	100%	$512,142
Movement Mortgage, LLC	Conventional, Jumbo	7	0.3%	100%	$470,714
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	7	0.3%	100%	$510,714
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA, Jumbo	7	0.3%	100%	$672,142	View
Tomo Mortgage LLC	Conventional	7	0.3%	100%	$492,142
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	6 +1 HELOCs	0.3%	66.7%	$411,666	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.3%	100%	$460,000	View
Originpoint, LLC	Conventional, Jumbo	6	0.3%	100%	$798,333
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	6	0.3%	69.6%	$96,666	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	6	0.3%	66.7%	$635,000
Reliable Holdings Manager dba Lendz Financial	Conventional, Jumbo	6	0.3%	100%	$543,333
V.I.P. Mortgage, Inc.	Conventional, FHA, Jumbo	6	0.3%	100%	$446,666
RBC Bank (Georgia), N.A.	Conventional	6	0.3%	100%	$628,333
Lower, LLC	Conventional, HELOC	5 +1 HELOCs	0.2%	100%	$445,000
AAA Capital Investment, Inc	Conventional	5	0.2%	100%	$211,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	5	0.2%	100%	$331,000	View
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	5	0.2%	23.8%	$287,000	View
Calcon Mutual Mortgage LLC	Conventional, FHA	5	0.2%	27.3%	$391,000
Summit Funding.Inc	Conventional, VA	5	0.2%	83.3%	$453,000
Zillow Home Loans, LLC	Conventional	5	0.2%	83.3%	$309,000
21St Mortgage	Conventional	5	0.2%	50%	$127,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.2%	85.7%	$435,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	4	0.2%	100%	$382,500	View
Churchill Mortgage Corporation	Conventional	4	0.2%	100%	$340,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	4	0.2%	100%	$632,500	View
Lendsure Mortgage Corp.	Conventional, Jumbo	4	0.2%	100%	$647,500
Towne Mortgage Company	Conventional	4	0.2%	100%	$402,500
Nations Direct Mortgage, LLC	Conventional	4	0.2%	100%	$370,000
Mason-McDuffie Mortgage Corporation	Conventional	4	0.2%	100%	$265,000
Champions Funding, LLC	Conventional	4	0.2%	66.7%	$452,500
Cake Mortgage Corp.	Conventional, Jumbo	4	0.2%	100%	$1,177,500
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	3	0.1%	100%	$425,000	View
American Financial Resources LLC	Conventional, VA	3	0.1%	100%	$318,333
Sage Home Loans Corporation	Conventional, FHA	3	0.1%	60%	$431,666
General Mortgage Capital Corporation	Conventional	3	0.1%	100%	$271,666
Sun West Mortgage Company, Inc	Conventional	3	0.1%	83.3%	$471,666
Bay Equity LLC	Conventional, Jumbo	3	0.1%	100%	$665,000
SIRVA Mortgage, Inc.	Conventional	3	0.1%	100%	$361,666
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.1%	100%	$488,333
Citadel Servicing Corporation	Conventional, Jumbo	3	0.1%	100%	$631,666
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.1%	75%	$661,666	View
Bradesco Bank A+5.0 ★Texas Ratio: 1.32%	Conventional	3	0.1%	100%	$521,666	View
Angel Oak Mortgage Solutions LLC	Conventional	3	0.1%	100%	$441,666
JMAC Lending, Inc.	Conventional, FHA	3	0.1%	100%	$301,666
Pentagon Federal Credit Union	Conventional, HELOC	2 +6 HELOCs	0.1%	40%	$320,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	100%	$2,055,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.1%	66.7%	$1,375,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$425,000	View
Affordable Mortgage Advisors	Conventional	2	0.1%	100%	$505,000
ALCOVA Mortgage, LLC	Conventional	2	0.1%	100%	$385,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	2	0.1%	100%	$415,000	View
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$375,000
Augusta Financial, Inc.	Conventional	2	0.1%	100%	$85,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.1%	100%	$770,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	100%	$350,000
Das Acquisition Company, LLC	Conventional	2	0.1%	100%	$350,000
Flexpoint, Inc.	Conventional, Jumbo	2	0.1%	100%	$1,905,000
Strong Home Mortgage, LLC	Conventional	2	0.1%	100%	$795,000
Cardinal Financial Company, Li	Conventional	2	0.1%	75%	$260,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$385,000
First Option Mortgage, LLC	Conventional	2	0.1%	100%	$210,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	2	0.1%	66.7%	$850,000	View
Direct Mortgage Loans, LLC	Conventional	2	0.1%	100%	$290,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	2	0.1%	100%	$825,000
Integrity Home Mortgage Corporation	Conventional	2	0.1%	100%	$210,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.1%	100%	$2,005,000	View
New Fed Mortgage Corp.	Conventional	2	0.1%	100%	$375,000
Mortgage Solutions of Colorado	Conventional, VA	2	0.1%	100%	$305,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$315,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$200,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	2	0.1%	100%	$415,000	View
Tammac Holdings Corporation	Conventional	2	0.1%	37.5%	$110,000
Village Capital & Investment	VA	2	0.1%	100%	$365,000
EMM Loans LLC	Conventional	1	0%	100%	$225,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0%	100%	$925,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0%	100%	$415,000	View
American Portfolio Mortgage Corporation	Conventional	1	0%	100%	$475,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$325,000
Residential Wholesale Mortgage	VA	1	0%	100%	$705,000
Royal United Mortgage LLC	Conventional	1	0%	25%	$45,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0%	100%	$325,000	View
Goodleap, LLC	Conventional	1	0%	100%	$95,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$645,000
Servion	Conventional	1	0%	100%	$615,000
Contour Mortgage Corporation	Conventional	1	0%	100%	$625,000
Canopy Mortgage, LLC	Conventional	1	0%	100%	$405,000
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$265,000
MortgageOne, Inc	Conventional	1	0%	100%	$665,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$245,000
Xplore Federal Credit Union	Conventional	1	0%	100%	$85,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$645,000
Equity Prime Mortgage LLC	FHA	1	0%	100%	$185,000
Loansteady LLC	Conventional	1	0%	100%	$615,000
Legacy Mortgage	Conventional	1	0%	100%	$545,000
Citizens Business Bank, NA A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	1	0%	100%	$915,000	View
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0%	100%	$195,000	View
Loanunited.Com, LLC	Conventional	1	0%	100%	$775,000
Resicentral LLC	Conventional	1	0%	50%	$475,000
Oaktree Funding Corp	Conventional	1	0%	100%	$185,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$635,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0%	100%	$465,000	View
Homestead Funding Corp.	Conventional	1	0%	100%	$315,000
First Financial Bank A5.0 ★Texas Ratio: 10.05%	Conventional	1	0%	100%	$685,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$705,000	View
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0%	100%	$405,000	View
City 1st Mortgage Services, LC	Conventional	1	0%	100%	$475,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0%	100%	$495,000	View
Ahl Funding	Conventional	1	0%	100%	$375,000
Standard Mortgage Corporation	Conventional	1	0%	100%	$475,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$105,000	View
Apci Federal Credit Union	Conventional	1	0%	100%	$135,000
Intercoastal Mortgage, LLC	Conventional	1	0%	100%	$735,000
New Wave Lending Group Inc	Conventional	1	0%	100%	$245,000
Network Capital Funding Corporation	Conventional	1	0%	50%	$485,000
LoanFlight Lending, LLC.	Conventional	1	0%	100%	$555,000
American Financing Corporation	Conventional	1	0%	50%	$455,000
ClearPath Lending	VA, Jumbo	1	0%	100%	$1,015,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$455,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$305,000
Greenbox Loans	Conventional, Jumbo	1	0%	100%	$2,505,000
Justice Federal Credit Union	Conventional	1	0%	100%	$155,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$625,000	View
Atlantic Bay Mortgage Group	Conventional	1	0%	100%	$625,000
Peoples Mortgage Company A5.0 ★Texas Ratio: 7.80%	Conventional	1	0%	100%	$375,000	View
Planet Home Lending, LLC	VA	1	0%	33.3%	$645,000
Vellum Mortgage, Inc.	Conventional	1	0%	100%	$305,000
Waterstone Mortgage Corporation	Conventional	1	0%	100%	$575,000
Cross Keys Bank	Conventional, Jumbo	1	0%	100%	$2,005,000
Wolfe Financial Inc	Conventional	1	0%	50%	$235,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$285,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$535,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$625,000	View
The Mortgage Firm	Conventional	1	0%	100%	$285,000
Premier America Credit Union A5.0 ★Texas Ratio: 13.97%	Conventional	1	0%	100%	$175,000
Mission Loans, LLC	Conventional	1	0%	100%	$335,000
Digital Federal Credit Union	Conventional	1	0%	100%	$315,000
Logan Finance Corporation	Conventional, Jumbo	1	0%	100%	$1,365,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$705,000	View
CIBM Bank A5.0 ★Texas Ratio: 8.91%	Conventional	1	0%	100%	$805,000	View
Summit Mortgage Corporation	Conventional	1	0%	100%	$465,000
Compass Mortgage, Inc.	Conventional	1	0%	100%	$655,000
Florida Capital Bank, N.A	Conventional	1	0%	100%	$715,000
State Departmenet Federal Credit Union	Conventional	1	0%	100%	$295,000
Toyota Financial Savings Bank	Conventional	1	0%	100%	$575,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0%	100%	$2,525,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$355,000	View
Vista Point Mortgage, LLC	Conventional	1	0%	100%	$175,000
Leaderone Financial Corp.	Conventional	1	0%	100%	$315,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$475,000	View
Star One Credit Union	Conventional	1	0%	100%	$395,000
Lendage, LLC dba Achieve Loans	HELOC	0 +10 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

The Woodlands Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in The Woodlands, Texas

Looking for mortgage lenders near me or mortgage brokers near me in The Woodlands? The list below shows the banks, credit unions and mortgage brokers that closed home loans in The Woodlands in 2025, with lenders based there listed first.

Types of Mortgage Lenders in The Woodlands, TX

Use these to narrow the list above. Each category shows how many The Woodlands, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 168 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 91 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 45 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 90 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 83 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in The Woodlands, TX

Independent mortgage companies closed 67.5 percent of home loans in The Woodlands, Texas in 2025, banks 25.5 percent and credit unions 7 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 31 loans.

67.5%

Mortgage companies

25.5%

Banks

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in The Woodlands, TX

Who is the largest mortgage lender in The Woodlands, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in The Woodlands, Texas with 133 loans, about 5.8 percent of the market. The largest lender headquartered in Texas was Frost Bank with 31 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in The Woodlands, TX have the highest approval rates?

Among lenders with meaningful volume in The Woodlands, Texas, Guaranteed Rate Affinity, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 83.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which The Woodlands, TX mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in The Woodlands, Texas in 2025, led by Lennar Mortgage, LLC with 31. 52 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this The Woodlands, TX lender list?

Yes. 91 banks and 41 credit unions closed home loans in The Woodlands, Texas in 2025, alongside 168 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in The Woodlands, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in The Woodlands, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in The Woodlands, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up The Woodlands. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.