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Mortgage Lenders and Brokers in El Paso, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

El Paso, Texas mortgage lenders include GecuGecu5645 Woodrow Bean, El Paso, TX 79924A+5.0 ★Texas Ratio: 5.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA303 N Oregon St, El Paso, TX 79901A+5.0 ★Texas Ratio: 3.68%, Cadence Lending Group, Inc.Cadence Lending Group, Inc.134 N Marcus St, Alto, TX 75925, First National Bank TexasFirst National Bank Texas501 Executive Center Blvd Ste 101, El Paso, TX 79902A4.7 ★Texas Ratio: 3.20%, Raiz Federal Credit UnionRaiz Federal Credit Union2500 E Yandell Dr, El Paso, TX 79903, City BankCity Bank7901 N Mesa St, El Paso, TX 79932A+5.0 ★Texas Ratio: 1.71%, Sunflower Bank, N.A.Sunflower Bank, N.A.201 E Main Dr, El Paso, TX 79901A5.0 ★Texas Ratio: 10.77%, Wells Fargo Bank NAWells Fargo Bank NA221 N Kansas St, El Paso, TX 79901A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA330 N Mesa St, El Paso, TX 79901A+5.0 ★Texas Ratio: 4.14%, and evolve Federal Credit Unionevolve Federal Credit Union8820 Gazelle Dr, El Paso, TX 79925A+5.0 ★Texas Ratio: 0.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in El Paso, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in El Paso are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in El Paso, Texas

Market share is the lender's share of all home loans closed in El Paso, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Gecu 5645 Woodrow Bean, El Paso, TX 79924 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	950	10.5%	73.4%	$116,147	View
JPMorgan Chase Bank, NA 9 offices in El Paso 303 N Oregon St, El Paso, TX 79901 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	306	3.4%	91.4%	$221,339	View
Cadence Lending Group, Inc. 134 N Marcus St, Alto, TX 75925	Conventional, FHA, VA, USDA, Jumbo	261	2.9%	99%	$292,816
First National Bank Texas 15 offices in El Paso 501 Executive Center Blvd Ste 101, El Paso, TX 79902 A4.7 ★Texas Ratio: 3.20%	Conventional, FHA, VA	176	1.9%	94.6%	$224,659	View
Raiz Federal Credit Union 2500 E Yandell Dr, El Paso, TX 79903	Conventional, Jumbo	155	1.7%	75.4%	$157,709
City Bank 2 offices in El Paso 7901 N Mesa St, El Paso, TX 79932 A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA, VA	95	1%	88%	$287,421	View
Sunflower Bank, N.A. 3 offices in El Paso 201 E Main Dr, El Paso, TX 79901 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA, Jumbo	82	0.9%	85.6%	$254,634	View
Wells Fargo Bank NA 10 offices in El Paso 221 N Kansas St, El Paso, TX 79901 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	43	0.5%	48.3%	$188,720	View
Bank of America NA 7 offices in El Paso 330 N Mesa St, El Paso, TX 79901 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	27 +50 HELOCs	0.3%	77.1%	$377,222	View
evolve Federal Credit Union 8820 Gazelle Dr, El Paso, TX 79925 A+5.0 ★Texas Ratio: 0.25%	Conventional	14	0.2%	87.5%	$188,571	View
Armed Forces Bank, N.A. 1 office in El Paso 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	VA	14	0.2%	82.4%	$288,571	View
First Savings Bank 3 offices in El Paso 909 N Mesa St, El Paso, TX 79902 A+5.0 ★Texas Ratio: 3.36%	Conventional	8	0.1%	100%	$143,750	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 6 offices in El Paso 512 N Oregon St, El Paso, TX 79901 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, Jumbo, HELOC	7 +28 HELOCs	0.1%	72.7%	$376,428	View
Citizens Bank of Las Cruces 1 office in El Paso 2500 N Mesa St, El Paso, TX 79902 A+5.0 ★Texas Ratio: 3.19%	Conventional	4	0%	100%	$407,500	View
Vantage Bank Texas 3 offices in El Paso 251 Shadow Mountain Dr, El Paso, TX 79912 A5.0 ★Texas Ratio: 8.20%	Conventional	4	0%	66.7%	$267,500	View
First American Bank 4 offices in El Paso 1726 N Zaragoza Rd, El Paso, TX 79936 A+5.0 ★Texas Ratio: 3.00%	Conventional	1	0%	20%	$235,000	View
Rocky Mountain Mortgage Company	Conventional, FHA, VA, USDA, Jumbo	539	5.9%	95.2%	$296,224
Firstlight Federal Credit Unio	Conventional, FHA, VA, Jumbo	157	1.7%	59.5%	$161,050
Patriot Mortgage Company A5.0 ★Texas Ratio: 9.21%	Conventional, FHA, VA	112	1.2%	98.2%	$289,821	View
Jnc Mortgage Company, Inc	Conventional, FHA, VA	23	0.3%	100%	$251,086
Security Service ★ 5 stars, 1 review 2301 E Missouri Ave, El Paso, TX 79903 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	57 +20 HELOCs	0.6%	66.7%	$129,561	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	34	0.4%	55.6%	$292,352	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo	12	0.1%	46.2%	$415,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	5 +7 HELOCs	0.1%	80%	$95,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, Jumbo, HELOC	5 +1 HELOCs	0.1%	83.3%	$669,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0%	80%	$640,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, FHA, VA	3	0%	100%	$281,666	View
TexasBank 251 Shadow Mountain Dr, El Paso, TX 79912 A+5.0 ★Texas Ratio: 5.55%	Conventional, FHA, VA	3	0%	100%	$481,666	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	Conventional	3	0%	100%	$165,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	2 +2 HELOCs	0%	40%	$230,000	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	2 +1 HELOCs	0%	33.3%	$300,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$65,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional	2	0%	100%	$190,000	View
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0%	100%	$1,150,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	FHA, VA	2	0%	100%	$205,000
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	2	0%	50%	$525,000	View
BMO Harris Bank NA 200 Crescent Ct, Dallas, TX 75201 A+5.0 ★Texas Ratio: 3.54%	Conventional	2	0%	100%	$255,000	View
Broadway National Bank 911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo	2	0%	100%	$635,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$715,000	View
Jsc FCU 877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77%	Conventional	1	0%	50%	$175,000	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0%	100%	$175,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	VA	1	0%	100%	$5,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0%	100%	$505,000	View
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	1	0%	100%	$175,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0%	50%	$125,000
NBH Bank 3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0%	100%	$305,000	View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	50%	$385,000	View
Extraco Banks, NA 2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0%	100%	$315,000	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	1	0%	100%	$75,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0%	100%	$165,000
Fifth Third Bank, National Association 805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	25%	$205,000	View
Texas National Bank 1414 Ruben M Torres Blvd, Brownsville, TX 78521	Conventional	1	0%	100%	$425,000
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	FHA	1	0%	100%	$435,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$65,000	View
Credit Union of Texas 500 N Mesa St, El Paso, TX 79901 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +2 HELOCs	0%	n/a		View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	HELOC	0 +1 HELOCs	0%	100%		View
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Loanpeople, LLC	Conventional, FHA, VA, USDA	263	2.9%	92.6%	$270,285
Nationstar Mortgage	Conventional, FHA, VA	73	0.8%	71.6%	$175,821
Directions Equity, LLC	Conventional, FHA, VA, Jumbo	41	0.5%	96.1%	$266,951
Willow Bend Mortgage Company, LLC	Conventional, FHA, VA	29	0.3%	96.7%	$215,689
Click n' Close, Inc.	Conventional, FHA	24	0.3%	82.8%	$130,416
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	17	0.2%	85%	$230,882	View
Zippy Loans, LLC	Conventional	10	0.1%	52.6%	$52,000
Network Funding, L.P.	Conventional, FHA, VA	7	0.1%	90%	$189,285
Right Start Mortgage, Inc	Conventional, FHA, VA	6	0.1%	85.7%	$220,000
Primelending	Conventional, FHA, VA	5	0.1%	100%	$239,000
Ark-La-Tex Financial Services LLC	VA	3	0%	75%	$348,333
Southwest Funding LP	Conventional, FHA, VA	3	0%	100%	$158,333
SWBC Mortgage Corporation	FHA, VA	2	0%	100%	$175,000
Envoy Mortgage, Ltd	VA	2	0%	100%	$300,000
Credit Human Federal Credit Un	Conventional	2	0%	33.3%	$70,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	2	0%	100%	$270,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0%	40%	$85,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$565,000
Ameritrust Mortgage Corporation	FHA	1	0%	100%	$275,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$215,000	View
Gardner Financial Services	Conventional	1	0%	100%	$205,000
Hometrust Mortgage Company	Conventional	1	0%	100%	$195,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	694	7.6%	90.3%	$292,579
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, HELOC	660 +1 HELOCs	7.3%	74.1%	$204,969	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo	418	4.6%	95%	$261,339	View
Mortgage Research Center	Conventional, FHA, VA, Jumbo	334	3.7%	75.6%	$272,305
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	329 +6 HELOCs	3.6%	96.5%	$226,398
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	201 +5 HELOCs	2.2%	95.4%	$196,840
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	199	2.2%	97.1%	$261,582
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	186	2%	61.5%	$201,559
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	154	1.7%	100%	$341,363
Freedom Mortgage Corporation	Conventional, FHA, VA	141	1.6%	90.2%	$269,609
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	117	1.3%	81%	$232,606
American Portfolio Mortgage Corporation	Conventional, FHA, VA, Jumbo	100	1.1%	89.3%	$270,500
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	91	1%	93.2%	$192,142	View
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	90 +9 HELOCs	1%	69.8%	$228,555
Newrez LLC	Conventional, FHA, VA, Jumbo	88	1%	50.6%	$288,068
Securitynational Mortgage Company	Conventional, FHA, VA	82	0.9%	84.5%	$218,658
loanDepot.com LLC	Conventional, FHA, VA, HELOC	77 +26 HELOCs	0.8%	69.6%	$208,376
Planet Home Lending, LLC	Conventional, FHA, VA, USDA	74	0.8%	88.2%	$285,945
Kind Lending, LLC	Conventional, FHA, VA, USDA	73	0.8%	74.5%	$279,246
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA, VA	53	0.6%	100%	$261,226	View
Lower, LLC	Conventional, FHA, VA	51	0.6%	91.1%	$266,372
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	43 +3 HELOCs	0.5%	91.7%	$245,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional, FHA, VA	42	0.5%	87.5%	$195,000	View
Waterstone Mortgage Corporation	Conventional, FHA, VA	42	0.5%	91.5%	$269,047
Mortgage Solutions of Colorado	FHA, VA	39	0.4%	97.8%	$280,641
Village Capital & Investment	FHA, VA	38	0.4%	89.7%	$277,105
Royal United Mortgage LLC	Conventional	36	0.4%	78.7%	$148,888
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo, HELOC	34 +5 HELOCs	0.4%	83.3%	$381,176
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	31 +1 HELOCs	0.3%	91.4%	$341,451
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	29	0.3%	85.3%	$288,448	View
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	27 +7 HELOCs	0.3%	93.9%	$302,407
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	27	0.3%	100%	$269,814
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional, FHA	26	0.3%	26.4%	$155,769	View
Spring Eq, LLC	Conventional, HELOC	25 +14 HELOCs	0.3%	31%	$83,800
Geneva Financial LLC	Conventional, FHA, VA, HELOC	25 +1 HELOCs	0.3%	92.6%	$249,800
21St Mortgage	Conventional	25	0.3%	26.8%	$77,800
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	25	0.3%	100%	$337,800
Equity Prime Mortgage LLC	Conventional, FHA, VA	24	0.3%	92.3%	$265,833
Plaza Home Mortgage, Inc	Conventional, FHA, VA, USDA	24	0.3%	80.6%	$258,750
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	21	0.2%	31.2%	$243,571
Carrington Mortgage Services LLC	Conventional, FHA, VA	21	0.2%	42.6%	$189,285
Loanunited.Com, LLC	Conventional, FHA, VA	20	0.2%	100%	$285,000
Canopy Mortgage, LLC	Conventional, FHA, VA	18	0.2%	100%	$353,333
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	18	0.2%	90.5%	$251,111
Cardinal Financial Company, Li	Conventional, FHA, VA	15	0.2%	95%	$200,333
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	15	0.2%	100%	$236,333
Mortgage Financial Services	Conventional, FHA, VA	14	0.2%	87.5%	$220,714
First Option Mortgage, LLC	Conventional, FHA, VA	14	0.2%	100%	$254,285
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	14	0.2%	100%	$247,857
PHH Mortgage Corporation	Conventional, VA	13	0.1%	100%	$161,923
Goodleap, LLC	Conventional, FHA, HELOC	12 +3 HELOCs	0.1%	73.7%	$154,166
United Trust Bank	Conventional, FHA, VA	12	0.1%	72.2%	$166,666
HomeXpress Mortgage Corp.	Conventional, Jumbo	12	0.1%	50%	$375,833
Castle & Cooke Mortgage, LLC	Conventional, FHA, VA	12	0.1%	81.2%	$169,166
Zillow Home Loans, LLC	Conventional, FHA, VA	12	0.1%	92.3%	$205,833
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	11 +14 HELOCs	0.1%	75%	$304,090
Pentagon Federal Credit Union	Conventional, VA, HELOC	11 +12 HELOCs	0.1%	52.4%	$248,636
Premier Mortgage Resources, LLC	Conventional, FHA	11	0.1%	100%	$275,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, Jumbo	11	0.1%	100%	$415,000
City 1st Mortgage Services, LC	Conventional, FHA	11	0.1%	100%	$197,727
Discover Bank	Conventional	11	0.1%	10.7%	$112,272
Nbkc Bank	Conventional, VA	10	0.1%	66.7%	$321,000
ClearPath Lending	VA	10	0.1%	90.9%	$254,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	10	0.1%	78.6%	$284,000
Vanderbilt Mortgage and Finance, Inc	Conventional	10	0.1%	33.3%	$146,000
American Financing Corporation	Conventional	9	0.1%	23.4%	$171,666
Better Mortgage Corporation	Conventional	9	0.1%	61.1%	$253,888
The Mortgage Link, Inc.	Conventional, FHA, VA, USDA	9	0.1%	92.3%	$237,222
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	8 +5 HELOCs	0.1%	66.7%	$267,500	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	8	0.1%	90%	$296,250	View
American Financial Network, Inc.	Conventional, FHA	8	0.1%	57.1%	$245,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	8	0.1%	92.3%	$255,000
Nusenda Federal Credit Union	Conventional	8	0.1%	33.3%	$217,500
Champions Funding, LLC	Conventional	8	0.1%	72.7%	$226,250
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	7	0.1%	50%	$260,714	View
Pike Creek Mortgage Services, Inc.	Conventional, FHA, VA	7	0.1%	100%	$240,714
American Financial Resources LLC	Conventional, FHA, VA	6	0.1%	85.7%	$256,666
Greenbox Loans	Conventional	6	0.1%	100%	$203,333
Nexera Holding LLC	Conventional	6	0.1%	85.7%	$243,333
Sage Home Loans Corporation	Conventional	5	0.1%	83.3%	$235,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	5	0.1%	100%	$307,000	View
Intelliloan, Inc.	FHA, VA	5	0.1%	85.7%	$361,000
Cadence Bank	Conventional, Jumbo	4	0%	80%	$615,000
Arc Home LLC	Conventional, Jumbo	4	0%	100%	$757,500
Network Capital Funding Corporation	Conventional	4	0%	80%	$290,000
First Colony Mortgage Corporat	Conventional, FHA, VA, Jumbo	4	0%	100%	$580,000
Hometown Equity Mortgage, LLC	Conventional, FHA	4	0%	50%	$265,000
Nmsi, Inc.	Conventional, FHA	4	0%	100%	$297,500
Tomo Mortgage LLC	Conventional	4	0%	80%	$300,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	3 +1 HELOCs	0%	75%	$305,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	3	0%	100%	$321,666	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	3	0%	100%	$328,333	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0%	100%	$631,666	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	3	0%	31.8%	$95,000	View
Resicentral LLC	Conventional	3	0%	100%	$285,000
White Sands Federal Credit Union	Conventional	3	0%	100%	$165,000
Nfm, Inc	Conventional, FHA	3	0%	100%	$218,333
New Day Financial, LLC.	VA	3	0%	100%	$175,000
Churchill Mortgage Corporation	Conventional, FHA	3	0%	75%	$205,000
Provident Funding Associates	Conventional	3	0%	100%	$275,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0%	100%	$315,000	View
Integrity Home Mortgage Corporation	Conventional, FHA	3	0%	100%	$201,666
Communityamerica Federal Credit Union	Conventional	3	0%	75%	$65,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0%	100%	$178,333	View
Member First Mortgage, LLC	Conventional, VA	3	0%	50%	$285,000
Towne Mortgage Company	Conventional, FHA, VA	3	0%	60%	$225,000
ClearEdge Lending LLC	Conventional	3	0%	100%	$178,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0%	100%	$655,000	View
Cornerstone First Mortgage, LLC	Conventional, VA	2	0%	66.7%	$170,000
Guaranteed Rate Affinity, LLC	Conventional	2	0%	100%	$315,000
Farmers Insurance Federal Credit Union	Conventional, Jumbo	2	0%	100%	$680,000
NOVA Financial & Investment Corporation	Conventional	2	0%	66.7%	$365,000
MortgageOne, Inc	VA	2	0%	100%	$315,000
Norwich Commercial Group Inc	VA	2	0%	100%	$430,000
Guidance Residential, LLC	Conventional	2	0%	100%	$400,000
Filo Mortgage, LLC	Conventional, FHA	2	0%	100%	$155,000
Home Mortgage Alliance Corp (Hmac)	FHA, VA	2	0%	100%	$240,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	2	0%	100%	$360,000	View
Intercap Lending Inc A5.0 ★Texas Ratio: 8.32%	FHA	2	0%	100%	$305,000	View
Oceanside Mortgage Company	FHA	2	0%	100%	$210,000
SIRVA Mortgage, Inc.	Conventional	2	0%	100%	$355,000
Kwik Mortgage Corporation	Conventional	2	0%	100%	$245,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	2	0%	100%	$165,000
Service Federal Credit Union A+5.0 ★Texas Ratio: 2.28%	VA	2	0%	66.7%	$285,000	View
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0%	66.7%	$250,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	2	0%	100%	$160,000	View
Stg Mortgage Inc	FHA	2	0%	66.7%	$200,000
American Internet Mortgage, Inc.	Conventional	2	0%	100%	$470,000
Premier Lending Inc.	Conventional	2	0%	100%	$350,000
DSLD Mortgage LLC	VA	2	0%	100%	$345,000
Nations Lending Corporation	FHA, VA	2	0%	100%	$415,000
Nasa Federal Credit Union	Conventional	2	0%	100%	$135,000
Keystone Funding, Inc	Conventional, VA	2	0%	100%	$200,000
Citadel Servicing Corporation	Conventional	2	0%	100%	$160,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, VA	2	0%	100%	$295,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0%	50%	$265,000
JMAC Lending, Inc.	Conventional, FHA	2	0%	100%	$230,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$195,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$185,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$265,000	View
Alameda Mortgage Corporation	Conventional	1	0%	100%	$215,000
Liberty Federal Credit Union	Conventional	1	0%	100%	$475,000
HomePromise Corporation	VA	1	0%	16.7%	$325,000
Fundloans Capital	Conventional, Jumbo	1	0%	100%	$2,005,000
Primary Residential Mortgage, INC.	Conventional	1	0%	50%	$175,000
RANLife, Inc.	Conventional	1	0%	100%	$275,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	VA	1	0%	100%	$205,000	View
Western Commerce Bank A5.0 ★Texas Ratio: 10.25%	Conventional	1	0%	100%	$215,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	VA	1	0%	100%	$295,000	View
Go Mortgage, LLC	Conventional	1	0%	100%	$555,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$205,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$155,000
Brighton Bank	VA	1	0%	100%	$285,000
Acrisure Mortgage, LLC	FHA	1	0%	100%	$205,000
TruHome Solutions, LLC	Conventional	1	0%	100%	$155,000
Oaktree Funding Corp	Conventional	1	0%	100%	$155,000
Assurance Financial Group, L.L.C.	Conventional	1	0%	100%	$195,000
AmWest Funding Corp	Conventional	1	0%	50%	$155,000
Platinum Eagle Mortgage, LLC	Conventional	1	0%	100%	$395,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	VA	1	0%	100%	$445,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	50%	$345,000	View
First State Bank of St Charles	VA	1	0%	100%	$215,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	1	0%	100%	$1,135,000	View
Michigan Mutual, Inc	Conventional	1	0%	100%	$145,000
Nqm Funding, LLC	VA	1	0%	50%	$255,000
First Alliance Home Mortgage, LLC	FHA	1	0%	50%	$145,000
Royal Pacific Funding	FHA	1	0%	50%	$145,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	FHA	1	0%	100%	$285,000	View
Community Mortgage Funding, LLC	Conventional	1	0%	100%	$155,000
MLB Residential Lending, LLC	VA	1	0%	33.3%	$265,000
Bank Fund Staff Federal Credit	Conventional	1	0%	100%	$385,000
Flexpoint, Inc.	FHA	1	0%	100%	$205,000
Marlin Mortgage Capital, LLC	Conventional	1	0%	100%	$145,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$345,000
American Federal Mortgage Corporation	Conventional	1	0%	100%	$305,000
Bay Equity LLC	FHA	1	0%	100%	$285,000
Delta Community Credit Union	Conventional	1	0%	100%	$325,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0%	50%	$475,000	View
Credence Funding Corporation	VA	1	0%	100%	$305,000
First New Mexico Bank, Las Cru	Conventional	1	0%	100%	$595,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$255,000	View
Franklin Loan Corporation	VA	1	0%	100%	$225,000
BoxCar Mortgage, LLC A5.0 ★Texas Ratio: 13.24%	VA	1	0%	100%	$255,000	View
First Community Bank B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0%	100%	$155,000	View
Great Plains National Bank	Conventional	1	0%	100%	$725,000
Mission Loans, LLC	Conventional	1	0%	100%	$155,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$155,000
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$235,000
Nationwide Mortgage Bankers, Inc.	VA	1	0%	100%	$215,000
Valley National Bank A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	100%	$405,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0%	100%	$275,000	View
Compass Mortgage, Inc.	VA	1	0%	100%	$295,000
Southwest Stage Funding LLC	Conventional	1	0%	100%	$95,000
Florida Capital Bank, N.A	Conventional	1	0%	100%	$185,000
Loan Simple, Inc.	FHA	1	0%	100%	$195,000
Goprime Mortgage, Inc.	VA	1	0%	50%	$285,000
Leaderone Financial Corp.	Conventional	1	0%	50%	$215,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	VA	1	0%	100%	$165,000	View
F&A Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$115,000	View
Lendage, LLC dba Achieve Loans	HELOC	0 +39 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Old National Bank A+5.0 ★Texas Ratio: 4.98%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

El Paso Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in El Paso, Texas

Looking for mortgage lenders near me or mortgage brokers near me in El Paso? The list below shows the banks, credit unions and mortgage brokers that closed home loans in El Paso in 2025, with lenders based there listed first.

Types of Mortgage Lenders in El Paso, TX

Use these to narrow the list above. Each category shows how many El Paso, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 178 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 73 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 116 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 122 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 8 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 40 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 59 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in El Paso, TX

Independent mortgage companies closed 71.2 percent of home loans in El Paso, Texas in 2025, banks 11.4 percent and credit unions 17.3 percent. Cadence Lending Group, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Gecu the largest credit union. Among lenders headquartered in Texas, Gecu led with 950 loans.

71.2%

Mortgage companies

11.4%

Banks

17.3%

Credit unions

24%

FHA loans

27%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders McKinney 314 lenders

Frequently Asked Questions About Mortgage Lenders in El Paso, TX

Who is the largest mortgage lender in El Paso, TX?

By home loans closed in 2025, Gecu was the largest mortgage lender in El Paso, Texas with 950 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in El Paso, TX have the highest approval rates?

Among lenders with meaningful volume in El Paso, Texas, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 79.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which El Paso, TX mortgage lenders offer FHA, VA and USDA loans?

116 lenders closed FHA loans in El Paso, Texas in 2025, led by Rocky Mountain Mortgage Company with 238. 122 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this El Paso, TX lender list?

Yes. 73 banks and 31 credit unions closed home loans in El Paso, Texas in 2025, alongside 178 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in El Paso, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in El Paso, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in El Paso, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up El Paso. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.