Celina, Texas mortgage lenders include First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank3800 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.66%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Celina, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Celina are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Celina, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Celina 433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional | 3 | 0.1% | 100% | $338,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Celina 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +10 HELOCs |
0% | 100% | $710,000 | View |
|
1 office in Celina 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0% | 100% | $665,000 | View |
|
705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA | 110 | 2.1% | 96.5% | $350,727 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo | 69 | 1.3% | 88.9% | $633,695 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo | 40 | 0.8% | 90.9% | $678,500 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 37 +19 HELOCs |
0.7% | 59.4% | $157,432 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 26 +6 HELOCs |
0.5% | 90% | $203,461 | View |
|
900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, FHA, VA, Jumbo | 18 | 0.3% | 100% | $636,111 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 17 | 0.3% | 90.5% | $509,117 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, HELOC | 15 +2 HELOCs |
0.3% | 93.8% | $374,333 | |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, Jumbo, HELOC | 13 +2 HELOCs |
0.2% | 100% | $961,923 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 11 | 0.2% | 100% | $489,545 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 10 | 0.2% | 100% | $310,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 8 +28 HELOCs |
0.2% | 88.9% | $528,750 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
0.1% | 100% | $673,333 | View |
|
1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58% |
Conventional | 6 | 0.1% | 85.7% | $111,666 | View |
|
623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, Jumbo | 6 | 0.1% | 100% | $600,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
0.1% | 83.3% | $393,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, Jumbo | 5 | 0.1% | 71.4% | $671,000 | View |
|
205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96% |
Conventional | 5 | 0.1% | 55.6% | $159,000 | View |
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, Jumbo | 4 | 0.1% | 80% | $602,500 | View |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, FHA | 4 | 0.1% | 100% | $237,500 | View |
|
2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
Conventional, Jumbo | 4 | 0.1% | 100% | $727,500 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 3 | 0.1% | 75% | $165,000 | |
|
8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 3 | 0.1% | 50% | $208,333 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 3 | 0.1% | 60% | $891,666 | View |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 3 | 0.1% | 75% | $621,666 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 3 | 0.1% | 60% | $121,666 | |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 0.1% | 100% | $505,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0% | 75% | $575,000 | View |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
0% | 100% | $530,000 | View |
|
3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0% | 66.7% | $395,000 | View |
|
9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 2 | 0% | 100% | $615,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0% | 66.7% | $85,000 | View |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0% | 100% | $230,000 | View |
|
220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 2 | 0% | 100% | $465,000 | View |
|
449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional, Jumbo | 2 | 0% | 75% | $610,000 | View |
|
2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 2 | 0% | 100% | $320,000 | View |
|
384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional, Jumbo | 2 | 0% | 100% | $1,380,000 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $105,000 | View |
|
406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 33.3% | $55,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0% | 100% | $645,000 | |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0% | 100% | $645,000 | View |
|
1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0% | 100% | $1,175,000 | View |
|
★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo | 1 | 0% | 100% | $1,395,000 | View |
|
3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78% |
Conventional | 1 | 0% | 100% | $105,000 | View |
|
1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0% | 100% | $65,000 | |
|
12700 Park Central Dr, Dallas, TX 75251 A5.0 ★Texas Ratio: 8.52% |
Conventional, Jumbo | 1 | 0% | 100% | $1,265,000 | View |
|
11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0% | 100% | $335,000 | View |
|
120 W 3rd St, Quanah, TX 79252 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0% | 100% | $205,000 | View |
|
110 S Preston Rd, Celina, TX 75009 A+5.0 ★Texas Ratio: 3.01% |
Conventional, Jumbo | 1 | 0% | 100% | $1,215,000 | View |
|
1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 1 | 0% | 100% | $745,000 | View |
|
2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0% | 100% | $535,000 | View |
|
200 W Main St, Arlington, TX 76010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 100% | $705,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0% | 100% | $225,000 | View |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0% | 100% | $115,000 | View |
|
2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 100% | $95,000 | View |
|
9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0% | 100% | $275,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +37 HELOCs |
0% | n/a | View | |
|
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
|
Conventional, FHA, VA, Jumbo | 152 | 2.9% | 94.1% | $647,894 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA, Jumbo | 131 | 2.5% | 97.8% | $475,152 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 116 | 2.2% | 85% | $375,862 | |
Sfmc, LP
|
Conventional, FHA, VA | 69 | 1.3% | 95.1% | $464,130 | |
Willow Bend Mortgage Company, LLC
|
Conventional, FHA, VA, Jumbo | 48 | 0.9% | 98% | $567,083 | |
Republic State Mortgage Company
|
Conventional, FHA, VA, Jumbo | 32 | 0.6% | 100% | $476,250 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, VA, Jumbo | 32 | 0.6% | 100% | $495,625 | |
Priority Home Mortgage, L.P.
|
Conventional, FHA, VA | 31 | 0.6% | 100% | $438,548 | |
Crestmark Mortgage Company, Ltd
|
Conventional, FHA, VA | 26 | 0.5% | 100% | $508,076 | |
PrimeLending Ventures LLC
|
Conventional | 24 | 0.5% | 96.4% | $571,666 | |
Brookhollow Mortgage Services, Ltd
|
Conventional, FHA, VA | 23 | 0.4% | 95.8% | $496,304 | |
Certified Funding, L.P.
|
Conventional | 20 | 0.4% | 69% | $177,000 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA, VA | 18 | 0.3% | 94.7% | $501,111 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 16 | 0.3% | 85% | $340,625 | |
Pikeview Mortgage, LLC
|
Conventional, FHA, VA | 11 | 0.2% | 100% | $449,545 | |
SWBC Mortgage Corporation
|
Conventional, VA, Jumbo | 9 | 0.2% | 90% | $599,444 | |
Parkstone Mortgage, LLC
|
Conventional, FHA, VA | 9 | 0.2% | 90% | $448,333 | |
Gardner Financial Services
|
Conventional, FHA | 8 | 0.2% | 88.9% | $318,750 | |
Network Funding, L.P.
|
Conventional, VA | 5 | 0.1% | 87.5% | $465,000 | |
Jacqueline Montanez
|
Conventional | 5 | 0.1% | 100% | $131,000 | |
Integrity Mortgage Corporation of Texas
|
Conventional | 3 | 0.1% | 100% | $618,333 | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 0.1% | 100% | $301,666 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional, VA | 2 | 0% | 100% | $445,000 | |
First Continental Mortgage, Ltd.
|
Conventional | 2 | 0% | 100% | $525,000 | |
Right Start Mortgage, Inc
|
FHA | 2 | 0% | 100% | $400,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0% | 66.7% | $95,000 | View |
American Airlines Federal Cred
|
Conventional, Jumbo | 1 | 0% | 100% | $865,000 | |
Directions Equity, LLC
|
VA | 1 | 0% | 100% | $395,000 | |
Ameritrust Mortgage Corporation
|
Conventional, Jumbo | 1 | 0% | 100% | $835,000 | |
Loanpeople, LLC
|
Conventional | 1 | 0% | 100% | $505,000 | |
Golden Bank National Associati
|
Conventional | 1 | 0% | 100% | $425,000 | |
Gsb Mortgage, Inc.
|
Conventional, Jumbo | 1 | 0% | 100% | $1,545,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0% | 100% | $535,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 1,590 | 29.9% | 88.8% | $538,232 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, USDA | 271 | 5.1% | 78.3% | $266,771 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 266 | 5% | 91.5% | $461,203 | |
M/I Financial. LLC
|
Conventional, FHA, VA | 189 | 3.5% | 96.7% | $493,148 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo | 152 | 2.9% | 75.7% | $501,447 | View |
Jet HomeLoans, LP
|
Conventional, FHA, VA, Jumbo | 139 | 2.6% | 98.6% | $521,402 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA | 121 | 2.3% | 85.2% | $412,272 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 112 | 2.1% | 98.3% | $583,571 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA, Jumbo | 77 | 1.4% | 100% | $555,649 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 69 | 1.3% | 88% | $534,855 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo, HELOC | 64 +1 HELOCs |
1.2% | 95.6% | $571,718 | |
Toll Brothers Mortgage Company
|
Conventional, FHA, Jumbo | 56 | 1.1% | 88.5% | $648,392 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 55 | 1% | 90.9% | $543,181 | |
Mattamy Home Funding LLC
|
Conventional, FHA, VA | 55 | 1% | 94.8% | $459,545 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 44 | 0.8% | 81.5% | $502,954 | |
The Loan Store, Inc
|
Conventional, FHA, VA, HELOC | 42 +3 HELOCs |
0.8% | 96.1% | $400,238 | |
Provident Funding Associates
|
Conventional | 35 | 0.7% | 90.5% | $552,142 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 32 | 0.6% | 97% | $425,937 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, Jumbo | 27 | 0.5% | 100% | $607,592 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 26 | 0.5% | 96.7% | $385,000 | View |
Kind Lending, LLC
|
Conventional, FHA, VA, Jumbo | 25 | 0.5% | 89.3% | $545,400 | |
Lower, LLC
|
Conventional, FHA, VA | 25 | 0.5% | 96.2% | $449,000 | |
Mutual of Omaha Mortgage
|
Conventional | 24 | 0.5% | 96% | $617,916 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 23 | 0.4% | 65.7% | $528,478 | |
First Equity Mortgage Inc
|
Conventional, VA, Jumbo | 19 | 0.4% | 100% | $626,578 | |
Cadence Bank
|
Conventional, VA, Jumbo, HELOC | 17 +1 HELOCs |
0.3% | 90% | $1,107,352 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 16 | 0.3% | 81% | $538,750 | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo, HELOC | 14 +1 HELOCs |
0.3% | 100% | $641,428 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA | 14 | 0.3% | 100% | $351,428 | |
American Portfolio Mortgage Corporation
|
Conventional, FHA, Jumbo | 13 | 0.2% | 86.7% | $614,230 | |
AmWest Funding Corp
|
Conventional | 13 | 0.2% | 100% | $496,538 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA | 12 | 0.2% | 100% | $563,333 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA, Jumbo | 12 | 0.2% | 92.3% | $469,166 | |
Better Mortgage Corporation
|
Conventional | 12 | 0.2% | 65% | $578,333 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 11 | 0.2% | 25.7% | $437,727 | |
Mortgage Research Center
|
Conventional, VA, Jumbo | 11 | 0.2% | 61.1% | $599,545 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 10 +3 HELOCs |
0.2% | 66.7% | $536,000 | |
Toyota Financial Savings Bank
|
Conventional, Jumbo | 10 | 0.2% | 100% | $517,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 9 | 0.2% | 66.7% | $401,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 8 +6 HELOCs |
0.2% | 48% | $92,500 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 8 | 0.2% | 72.7% | $511,250 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 8 | 0.2% | 100% | $513,750 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 8 | 0.2% | 100% | $443,750 | |
American Financial Network, Inc.
|
Conventional, Jumbo | 7 | 0.1% | 100% | $862,142 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 7 | 0.1% | 100% | $526,428 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.1% | 75% | $345,000 | |
Primary Residential Mortgage, INC.
|
Conventional, Jumbo | 6 | 0.1% | 85.7% | $806,666 | |
Sage Home Loans Corporation
|
Conventional | 6 | 0.1% | 88.9% | $448,333 | |
Discover Bank
|
Conventional | 6 | 0.1% | 20.7% | $63,333 | |
Digital Federal Credit Union
|
Conventional, Jumbo | 6 | 0.1% | 50% | $301,666 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 5 | 0.1% | 100% | $443,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, Jumbo | 5 | 0.1% | 100% | $581,000 | View |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 5 | 0.1% | 31.2% | $177,000 | View |
Nqm Funding, LLC
|
Conventional, Jumbo | 5 | 0.1% | 83.3% | $909,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA, Jumbo | 5 | 0.1% | 100% | $649,000 | View |
Nmsi, Inc.
|
Conventional, FHA, Jumbo | 5 | 0.1% | 100% | $521,000 | |
The Mortgage Link, Inc.
|
Conventional, FHA, VA | 5 | 0.1% | 100% | $337,000 | |
Tomo Mortgage LLC
|
Conventional | 5 | 0.1% | 71.4% | $465,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 4 +1 HELOCs |
0.1% | 80% | $662,500 | View |
Movement Mortgage, LLC
|
Conventional | 4 | 0.1% | 100% | $362,500 | |
PHH Mortgage Corporation
|
Conventional, VA | 4 | 0.1% | 40% | $605,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 0.1% | 80% | $755,000 | View |
Uif Corporation
|
Conventional | 4 | 0.1% | 100% | $377,500 | |
Zillow Home Loans, LLC
|
Conventional | 4 | 0.1% | 100% | $392,500 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 0.1% | 100% | $617,500 | View |
Nexera Holding LLC
|
Conventional, Jumbo | 4 | 0.1% | 100% | $575,000 | |
Village Capital & Investment
|
FHA, VA | 4 | 0.1% | 80% | $497,500 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.1% | 66.7% | $515,000 | View |
Nbkc Bank
|
Conventional | 3 | 0.1% | 42.9% | $611,666 | |
Resicentral LLC
|
Conventional | 3 | 0.1% | 100% | $365,000 | |
General Mortgage Capital Corporation
|
Conventional | 3 | 0.1% | 100% | $461,666 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 0.1% | 100% | $561,666 | View |
HomeBridge Financial Services, Inc
|
Conventional, VA, Jumbo | 3 | 0.1% | 50% | $758,333 | |
Kwik Mortgage Corporation
|
Conventional | 3 | 0.1% | 100% | $558,333 | |
Cardinal Financial Company, Li
|
Conventional | 3 | 0.1% | 100% | $611,666 | |
Churchill Mortgage Corporation
|
Conventional | 3 | 0.1% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 0.1% | 75% | $575,000 | View |
Waterstone Mortgage Corporation
|
Conventional | 3 | 0.1% | 100% | $505,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 3 | 0.1% | 75% | $888,333 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 3 | 0.1% | 75% | $838,333 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 0.1% | 60% | $518,333 | View |
Champions Funding, LLC
|
Conventional | 3 | 0.1% | 60% | $425,000 | |
Pentagon Federal Credit Union
|
VA, Jumbo, HELOC | 2 +2 HELOCs |
0% | 22.2% | $725,000 | |
Arc Home LLC
|
Conventional | 2 | 0% | 50% | $375,000 | |
|
A+5.0 ★Texas Ratio: 4.84% |
Conventional | 2 | 0% | 100% | $500,000 | View |
Originpoint, LLC
|
Conventional, Jumbo | 2 | 0% | 100% | $1,175,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, VA, Jumbo | 2 | 0% | 100% | $755,000 | View |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0% | 100% | $650,000 | View |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 0% | 100% | $515,000 | |
AAA Capital Investment, Inc
|
Conventional | 2 | 0% | 100% | $315,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0% | 100% | $390,000 | |
Loanunited.Com, LLC
|
Conventional, FHA | 2 | 0% | 50% | $500,000 | |
Synergy One Lending, Inc.
|
Conventional | 2 | 0% | 100% | $445,000 | |
Mortgage Financial Services
|
FHA, VA | 2 | 0% | 100% | $590,000 | |
Bay Equity LLC
|
Conventional, FHA | 2 | 0% | 100% | $540,000 | |
Weichert Financial Services
|
Conventional | 2 | 0% | 100% | $220,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 2 | 0% | 40% | $655,000 | |
Geneva Financial LLC
|
Conventional | 2 | 0% | 100% | $580,000 | |
Emet Lending Group, Inc.
|
Conventional | 2 | 0% | 100% | $380,000 | |
Geo-Corp, Inc.
|
Conventional | 2 | 0% | 100% | $305,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 2 | 0% | 66.7% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0% | 100% | $500,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional, Jumbo | 2 | 0% | 100% | $1,015,000 | |
Florida Capital Bank, N.A
|
Conventional, Jumbo | 2 | 0% | 66.7% | $800,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0% | 100% | $580,000 | View |
United Nations Federal CU
|
Conventional | 2 | 0% | 100% | $475,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, VA | 2 | 0% | 100% | $420,000 | |
Luxury Mortgage Corp.
|
Conventional, Jumbo | 2 | 0% | 100% | $745,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0% | 100% | $925,000 | View |
JMAC Lending, Inc.
|
Conventional | 2 | 0% | 100% | $510,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $445,000 | |
Firefighters First Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $75,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 0% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 13.68% |
Conventional, Jumbo | 1 | 0% | 50% | $985,000 | View |
Ruoff Mortgage Company
|
Conventional | 1 | 0% | 100% | $575,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $665,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0% | 100% | $315,000 | View |
|
B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0% | 100% | $405,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0% | 100% | $485,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0% | 100% | $785,000 | |
Contour Mortgage Corporation
|
Conventional, Jumbo | 1 | 0% | 100% | $1,085,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0% | 100% | $705,000 | View |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $385,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0% | 50% | $465,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0% | 100% | $765,000 | View |
Dart Bank
|
Conventional | 1 | 0% | 100% | $735,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0% | 100% | $265,000 | View |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 1 | 0% | 25% | $455,000 | |
Energy One Federal Credit Union
|
Conventional | 1 | 0% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0% | 100% | $485,000 | View |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0% | 100% | $715,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0% | 100% | $275,000 | |
Constant Investments, Inc
|
Conventional | 1 | 0% | 100% | $595,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0% | 50% | $385,000 | View |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0% | 33.3% | $485,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 0% | 100% | $535,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $555,000 | |
US Wide Financial LLC
|
Conventional | 1 | 0% | 100% | $515,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0% | 100% | $455,000 | |
Nextmortgage, LLC
|
Conventional, Jumbo | 1 | 0% | 100% | $1,005,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $685,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0% | 100% | $425,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0% | 100% | $345,000 | |
Real Genius LLC
|
Conventional | 1 | 0% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0% | 100% | $725,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 100% | $705,000 | View |
Nfm, Inc
|
Conventional | 1 | 0% | 100% | $435,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0% | 100% | $395,000 | View |
Evergreen Moneysource Mortgage Company
|
Conventional, Jumbo | 1 | 0% | 100% | $2,885,000 | |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0% | 100% | $1,895,000 | View |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 1 | 0% | 100% | $545,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0% | 100% | $605,000 | |
|
A+5.0 ★Texas Ratio: 4.13% |
FHA | 1 | 0% | 100% | $275,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0% | 100% | $575,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0% | 100% | $595,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $575,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0% | 50% | $685,000 | View |
Member First Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $295,000 | |
Towne Mortgage Company
|
Conventional | 1 | 0% | 100% | $125,000 | |
Mortgage Solutions of Colorado
|
VA, Jumbo | 1 | 0% | 100% | $1,095,000 | |
Logan Finance Corporation
|
Conventional, Jumbo | 1 | 0% | 100% | $1,585,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0% | 100% | $1,955,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $565,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional | 1 | 0% | 100% | $685,000 | |
|
C-3.8 ★Texas Ratio: 29.75% |
Conventional | 1 | 0% | 100% | $435,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0% | 100% | $525,000 | View |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0% | 100% | $725,000 | View |
|
A-5.0 ★Texas Ratio: 15.55% |
VA, Jumbo | 1 | 0% | 100% | $915,000 | View |
21St Mortgage
|
Conventional | 1 | 0% | 50% | $55,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0% | 100% | $555,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0% | 12.5% | $355,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional, Jumbo | 1 | 0% | 100% | $505,000 | View |
Vista Point Mortgage, LLC
|
Conventional, Jumbo | 1 | 0% | 100% | $1,005,000 | |
Homeland Mortgage Company
|
Conventional | 1 | 0% | 100% | $785,000 | |
Star One Credit Union
|
Conventional, Jumbo | 1 | 0% | 40% | $1,095,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Celina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Celina in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Celina, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 87.8 percent of home loans in Celina, Texas in 2025, banks 10.6 percent and credit unions 1.7 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, First State Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First State Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, First State Bank was the largest mortgage lender in Celina, Texas with 3 loans, about 0.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Celina, Texas, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
74 lenders closed FHA loans in Celina, Texas in 2025, led by Lennar Mortgage, LLC with 153. 66 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 87 banks and 27 credit unions closed home loans in Celina, Texas in 2025, alongside 164 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Celina, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Celina, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Celina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.