MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Celina, Texas

Celina, Texas mortgage lenders include First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank3800 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.66%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Celina, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Celina are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Celina, Texas

Market share is the lender's share of all home loans closed in Celina, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Celina
433 S Preston Rd, Celina, TX 75009
A5.0 ★Texas Ratio: 7.77%
Conventional 3 0.1% 100% $338,333 View
★ 1.7 stars, 3 reviews
1 office in Celina
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 2
+10 HELOCs
0% 100% $710,000 View
1 office in Celina
3800 Matlock Rd, Arlington, TX 76015
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo 2 0% 100% $665,000 View
705 E 12th St, Austin, TX 78701 1909
A+5.0 ★Texas Ratio: 1.87%
Conventional, FHA, VA 110 2.1% 96.5% $350,727 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, VA, Jumbo 69 1.3% 88.9% $633,695 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA, Jumbo 40 0.8% 90.9% $678,500 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional, Jumbo, HELOC 37
+19 HELOCs
0.7% 59.4% $157,432 View
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional, Jumbo, HELOC 26
+6 HELOCs
0.5% 90% $203,461 View
900 Bailey Ranch Rd, Aledo, TX 76008
A5.0 ★Texas Ratio: 6.67%
Conventional, FHA, VA, Jumbo 18 0.3% 100% $636,111 View
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional, Jumbo 17 0.3% 90.5% $509,117 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional, FHA, HELOC 15
+2 HELOCs
0.3% 93.8% $374,333
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
Conventional, FHA, Jumbo, HELOC 13
+2 HELOCs
0.2% 100% $961,923 View
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA 11 0.2% 100% $489,545 View
3701 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 5.36%
Conventional 10 0.2% 100% $310,000 View
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 8
+28 HELOCs
0.2% 88.9% $528,750 View
792 S Watters Rd, Allen, TX 75013
A+5.0 ★Texas Ratio: 1.05%
Conventional, Jumbo, HELOC 6
+2 HELOCs
0.1% 100% $673,333 View
1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113
A5.0 ★Texas Ratio: 11.58%
Conventional 6 0.1% 85.7% $111,666 View
623 W 38th St, Austin, TX 78705
A5.0 ★Texas Ratio: 10.77%
Conventional, Jumbo 6 0.1% 100% $600,000 View
★ 1 stars, 1 review
1502 Barrow St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 1.58%
Conventional, Jumbo, HELOC 5
+1 HELOCs
0.1% 83.3% $393,000 View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
Conventional, FHA, Jumbo 5 0.1% 71.4% $671,000 View
205 E Walnut ST, Celina, TX 75009
A5.0 ★Texas Ratio: 9.96%
Conventional 5 0.1% 55.6% $159,000 View
108 W Main, Archer City, TX 76351
A5.0 ★Texas Ratio: 7.83%
Conventional, Jumbo 4 0.1% 80% $602,500 View
1001 Congress Ave, Austin, TX 78701
A5.0 ★Texas Ratio: 7.25%
Conventional, FHA 4 0.1% 100% $237,500 View
2100 W White St, Anna, TX 75409
A5.0 ★Texas Ratio: 11.09%
Conventional, Jumbo 4 0.1% 100% $727,500 View
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438
Conventional 3 0.1% 75% $165,000
8131 Gateway Dr, Argyle, TX 76226
A+5.0 ★Texas Ratio: 0.64%
Conventional 3 0.1% 50% $208,333 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA, Jumbo 3 0.1% 60% $891,666 View
4601c Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 1.71%
Conventional 3 0.1% 75% $621,666 View
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516
Conventional 3 0.1% 60% $121,666
1 Village Dr, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.14%
Conventional 3 0.1% 100% $505,000 View
4650 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 3.72%
Conventional, Jumbo, HELOC 2
+5 HELOCs
0% 75% $575,000 View
★ 1 stars, 1 review
3939 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 2
+3 HELOCs
0% 100% $530,000 View
3641 Matlock Rd, Arlington, TX 76015
A+5.0 ★Texas Ratio: 5.33%
Conventional, FHA, HELOC 2
+1 HELOCs
0% 66.7% $395,000 View
9404 Hillside Rd, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 4.84%
Conventional 2 0% 100% $615,000 View
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
Conventional 2 0% 66.7% $85,000 View
501 E Hall St, Bangs, TX 76823
A+5.0 ★Texas Ratio: 5.55%
Conventional 2 0% 100% $230,000 View
220 E 8th St, Austin, TX 78701
A+5.0 ★Texas Ratio: 1.48%
Conventional 2 0% 100% $465,000 View
449 S Trade Days Blvd, Canton, TX 75103
A+5.0 ★Texas Ratio: 3.78%
Conventional, Jumbo 2 0% 75% $610,000 View
2527 Royal Ln, Dallas, TX 75229
A+5.0 ★Texas Ratio: 2.84%
Conventional 2 0% 100% $320,000 View
384 E Stacy Rd, Allen, TX 75002
A5.0 ★Texas Ratio: 6.66%
Conventional, Jumbo 2 0% 100% $1,380,000 View
2212 Southgate St, Arlington, TX 76013
A+5.0 ★Texas Ratio: 2.73%
Conventional, HELOC 1
+1 HELOCs
0% 100% $105,000 View
406 W McDermott Dr, Allen, TX 75013 2708
A+5.0 ★Texas Ratio: 4.22%
Conventional, HELOC 1
+1 HELOCs
0% 33.3% $55,000 View
First Community Credit Union
1600 E Main St, Alice, TX 78332
Conventional 1 0% 100% $645,000
★ 5 stars, 1 review
8201 Preston Rd, Dallas, TX 75225
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0% 100% $645,000 View
1920 Mckinney Ave, Dallas, TX 75201
A+5.0 ★Texas Ratio: 4.93%
Conventional, Jumbo 1 0% 100% $1,175,000 View
★ 4 stars, 3 reviews
7800 Shoal Creek Boulevard, Austin, TX 78757
A+5.0 ★Texas Ratio: 3.41%
Conventional, Jumbo 1 0% 100% $1,395,000 View
3600 N Capital Of Texas Highway, Austin, TX 78746
A5.0 ★Texas Ratio: 12.78%
Conventional 1 0% 100% $105,000 View
1259 W Exchange Pkwy Ste 100, Allen, TX 75013
A5.0 ★Texas Ratio: 12.30%
Conventional 1 0% 100% $65,000
12700 Park Central Dr, Dallas, TX 75251
A5.0 ★Texas Ratio: 8.52%
Conventional, Jumbo 1 0% 100% $1,265,000 View
11220 N Lamar Blvd, Austin, TX 78753
A+5.0 ★Texas Ratio: 2.90%
Conventional 1 0% 100% $335,000 View
120 W 3rd St, Quanah, TX 79252
A5.0 ★Texas Ratio: 9.89%
Conventional 1 0% 100% $205,000 View
110 S Preston Rd, Celina, TX 75009
A+5.0 ★Texas Ratio: 3.01%
Conventional, Jumbo 1 0% 100% $1,215,000 View
1312 Washington St, Commerce, TX 75428
A+5.0 ★Texas Ratio: 1.84%
Conventional 1 0% 100% $745,000 View
2600 Dallas Pkwy, Frisco, TX 75034
A+5.0 ★Texas Ratio: 0.50%
Conventional 1 0% 100% $535,000 View
200 W Main St, Arlington, TX 76010
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0% 100% $705,000 View
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
Conventional 1 0% 100% $225,000 View
1402 W Stassney LN, Austin, TX 78745 2948
A5.0 ★Texas Ratio: 11.13%
Conventional 1 0% 100% $115,000 View
2501 E Pioneer Pkwy, Arlington, TX 76010 8365
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0% 100% $95,000 View
9404 Hillside Rd, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 4.84%
Conventional 1 0% 100% $275,000 View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
HELOC 0
+37 HELOCs
0% n/a View
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772
A+5.0 ★Texas Ratio: 4.72%
HELOC 0
+1 HELOCs
0% n/a View
3910 S Treadaway Blvd, Abilene, TX 79602
A+5.0 ★Texas Ratio: 1.78%
HELOC 0
+1 HELOCs
0% n/a View
Primelending
Conventional, FHA, VA, Jumbo 152 2.9% 94.1% $647,894
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA, Jumbo 131 2.5% 97.8% $475,152
DHI Mortgage Company, LTD.
Conventional, FHA, VA, USDA 116 2.2% 85% $375,862
Sfmc, LP
Conventional, FHA, VA 69 1.3% 95.1% $464,130
Willow Bend Mortgage Company, LLC
Conventional, FHA, VA, Jumbo 48 0.9% 98% $567,083
Republic State Mortgage Company
Conventional, FHA, VA, Jumbo 32 0.6% 100% $476,250
Highlands Residential Mortgage, Ltd.
Conventional, FHA, VA, Jumbo 32 0.6% 100% $495,625
Priority Home Mortgage, L.P.
Conventional, FHA, VA 31 0.6% 100% $438,548
Crestmark Mortgage Company, Ltd
Conventional, FHA, VA 26 0.5% 100% $508,076
PrimeLending Ventures LLC
Conventional 24 0.5% 96.4% $571,666
Brookhollow Mortgage Services, Ltd
Conventional, FHA, VA 23 0.4% 95.8% $496,304
Certified Funding, L.P.
Conventional 20 0.4% 69% $177,000
Interlinc Mortgage Services, LLC
Conventional, FHA, VA 18 0.3% 94.7% $501,111
Nationstar Mortgage
Conventional, FHA, VA 16 0.3% 85% $340,625
Pikeview Mortgage, LLC
Conventional, FHA, VA 11 0.2% 100% $449,545
SWBC Mortgage Corporation
Conventional, VA, Jumbo 9 0.2% 90% $599,444
Parkstone Mortgage, LLC
Conventional, FHA, VA 9 0.2% 90% $448,333
Gardner Financial Services
Conventional, FHA 8 0.2% 88.9% $318,750
Network Funding, L.P.
Conventional, VA 5 0.1% 87.5% $465,000
Jacqueline Montanez
Conventional 5 0.1% 100% $131,000
Integrity Mortgage Corporation of Texas
Conventional 3 0.1% 100% $618,333
Click n' Close, Inc.
Conventional, FHA 3 0.1% 100% $301,666
AML Funding LLC dba Absolute Mortgage & Lending
Conventional, VA 2 0% 100% $445,000
First Continental Mortgage, Ltd.
Conventional 2 0% 100% $525,000
Right Start Mortgage, Inc
FHA 2 0% 100% $400,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0% 66.7% $95,000 View
American Airlines Federal Cred
Conventional, Jumbo 1 0% 100% $865,000
Directions Equity, LLC
VA 1 0% 100% $395,000
Ameritrust Mortgage Corporation
Conventional, Jumbo 1 0% 100% $835,000
Loanpeople, LLC
Conventional 1 0% 100% $505,000
Golden Bank National Associati
Conventional 1 0% 100% $425,000
Gsb Mortgage, Inc.
Conventional, Jumbo 1 0% 100% $1,545,000
Genway Home Mortgage, Inc.
FHA 1 0% 100% $535,000
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo 1,590 29.9% 88.8% $538,232
Lennar Mortgage, LLC
Conventional, FHA, VA, USDA 271 5.1% 78.3% $266,771
Pulte Mortgage LLC
Conventional, FHA, VA 266 5% 91.5% $461,203
M/I Financial. LLC
Conventional, FHA, VA 189 3.5% 96.7% $493,148
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA, Jumbo 152 2.9% 75.7% $501,447 View
Jet HomeLoans, LP
Conventional, FHA, VA, Jumbo 139 2.6% 98.6% $521,402
Taylor Morrison Home Funding, Inc.
Conventional, FHA, VA 121 2.3% 85.2% $412,272
CrossCountry Mortgage, LLC
Conventional, FHA, VA, Jumbo 112 2.1% 98.3% $583,571
Paramount Residential Mortgage
Conventional, FHA, VA, Jumbo 77 1.4% 100% $555,649
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 69 1.3% 88% $534,855
Fairway Independent Mort Corp
Conventional, FHA, VA, Jumbo, HELOC 64
+1 HELOCs
1.2% 95.6% $571,718
Toll Brothers Mortgage Company
Conventional, FHA, Jumbo 56 1.1% 88.5% $648,392
Freedom Mortgage Corporation
Conventional, FHA, VA, Jumbo 55 1% 90.9% $543,181
Mattamy Home Funding LLC
Conventional, FHA, VA 55 1% 94.8% $459,545
Newrez LLC
Conventional, FHA, VA, Jumbo 44 0.8% 81.5% $502,954
The Loan Store, Inc
Conventional, FHA, VA, HELOC 42
+3 HELOCs
0.8% 96.1% $400,238
Provident Funding Associates
Conventional 35 0.7% 90.5% $552,142
Union Home Mortgage Corp.
Conventional, FHA, VA 32 0.6% 97% $425,937
Cmg Mortgage Inc
Conventional, FHA, VA, Jumbo 27 0.5% 100% $607,592
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA 26 0.5% 96.7% $385,000 View
Kind Lending, LLC
Conventional, FHA, VA, Jumbo 25 0.5% 89.3% $545,400
Lower, LLC
Conventional, FHA, VA 25 0.5% 96.2% $449,000
Mutual of Omaha Mortgage
Conventional 24 0.5% 96% $617,916
AmeriHome Mortgage Company, LLC
Conventional, FHA 23 0.4% 65.7% $528,478
First Equity Mortgage Inc
Conventional, VA, Jumbo 19 0.4% 100% $626,578
Cadence Bank
Conventional, VA, Jumbo, HELOC 17
+1 HELOCs
0.3% 90% $1,107,352
Plaza Home Mortgage, Inc
Conventional, FHA 16 0.3% 81% $538,750
Guaranteed Rate, Inc.
Conventional, VA, Jumbo, HELOC 14
+1 HELOCs
0.3% 100% $641,428
V.I.P. Mortgage, Inc.
Conventional, FHA, VA 14 0.3% 100% $351,428
American Portfolio Mortgage Corporation
Conventional, FHA, Jumbo 13 0.2% 86.7% $614,230
AmWest Funding Corp
Conventional 13 0.2% 100% $496,538
Sun West Mortgage Company, Inc
Conventional, FHA 12 0.2% 100% $563,333
Planet Home Lending, LLC
Conventional, FHA, VA, Jumbo 12 0.2% 92.3% $469,166
Better Mortgage Corporation
Conventional 12 0.2% 65% $578,333
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 11 0.2% 25.7% $437,727
Mortgage Research Center
Conventional, VA, Jumbo 11 0.2% 61.1% $599,545
loanDepot.com LLC
Conventional, FHA, VA, HELOC 10
+3 HELOCs
0.2% 66.7% $536,000
Toyota Financial Savings Bank
Conventional, Jumbo 10 0.2% 100% $517,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo 9 0.2% 66.7% $401,666
Spring Eq, LLC
Conventional, HELOC 8
+6 HELOCs
0.2% 48% $92,500
D3.3 ★Texas Ratio: 35.11%
Conventional 8 0.2% 72.7% $511,250 View
Sierra Pacific Mortgage Co. Inc
Conventional, FHA 8 0.2% 100% $513,750
Prosperity Home Mortgage, LLC
Conventional, FHA 8 0.2% 100% $443,750
American Financial Network, Inc.
Conventional, Jumbo 7 0.1% 100% $862,142
American Pacific Mortgage Corporation
Conventional, FHA 7 0.1% 100% $526,428
New American Funding, LLC.
Conventional, FHA, HELOC 6
+1 HELOCs
0.1% 75% $345,000
Primary Residential Mortgage, INC.
Conventional, Jumbo 6 0.1% 85.7% $806,666
Sage Home Loans Corporation
Conventional 6 0.1% 88.9% $448,333
Discover Bank
Conventional 6 0.1% 20.7% $63,333
Digital Federal Credit Union
Conventional, Jumbo 6 0.1% 50% $301,666
Guaranteed Rate Affinity, LLC
Conventional, Jumbo 5 0.1% 100% $443,000
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA, VA, Jumbo 5 0.1% 100% $581,000 View
A5.0 ★Texas Ratio: 9.93%
Conventional 5 0.1% 31.2% $177,000 View
Nqm Funding, LLC
Conventional, Jumbo 5 0.1% 83.3% $909,000
A+5.0 ★Texas Ratio: 2.20%
Conventional, VA, Jumbo 5 0.1% 100% $649,000 View
Nmsi, Inc.
Conventional, FHA, Jumbo 5 0.1% 100% $521,000
The Mortgage Link, Inc.
Conventional, FHA, VA 5 0.1% 100% $337,000
Tomo Mortgage LLC
Conventional 5 0.1% 71.4% $465,000
A5.0 ★Texas Ratio: 8.47%
Conventional, HELOC 4
+1 HELOCs
0.1% 80% $662,500 View
Movement Mortgage, LLC
Conventional 4 0.1% 100% $362,500
PHH Mortgage Corporation
Conventional, VA 4 0.1% 40% $605,000
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 4 0.1% 80% $755,000 View
Uif Corporation
Conventional 4 0.1% 100% $377,500
Zillow Home Loans, LLC
Conventional 4 0.1% 100% $392,500
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 4 0.1% 100% $617,500 View
Nexera Holding LLC
Conventional, Jumbo 4 0.1% 100% $575,000
Village Capital & Investment
FHA, VA 4 0.1% 80% $497,500
A+5.0 ★Texas Ratio: 4.11%
Conventional 3 0.1% 66.7% $515,000 View
Nbkc Bank
Conventional 3 0.1% 42.9% $611,666
Resicentral LLC
Conventional 3 0.1% 100% $365,000
General Mortgage Capital Corporation
Conventional 3 0.1% 100% $461,666
A+5.0 ★Texas Ratio: 5.44%
Conventional 3 0.1% 100% $561,666 View
HomeBridge Financial Services, Inc
Conventional, VA, Jumbo 3 0.1% 50% $758,333
Kwik Mortgage Corporation
Conventional 3 0.1% 100% $558,333
Cardinal Financial Company, Li
Conventional 3 0.1% 100% $611,666
Churchill Mortgage Corporation
Conventional 3 0.1% 100% $455,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 3 0.1% 75% $575,000 View
Waterstone Mortgage Corporation
Conventional 3 0.1% 100% $505,000
ClearEdge Lending LLC
Conventional, Jumbo 3 0.1% 75% $888,333
Angel Oak Mortgage Solutions LLC
Conventional, Jumbo 3 0.1% 75% $838,333
A5.0 ★Texas Ratio: 9.09%
Conventional 3 0.1% 60% $518,333 View
Champions Funding, LLC
Conventional 3 0.1% 60% $425,000
Pentagon Federal Credit Union
VA, Jumbo, HELOC 2
+2 HELOCs
0% 22.2% $725,000
Arc Home LLC
Conventional 2 0% 50% $375,000
A+5.0 ★Texas Ratio: 4.84%
Conventional 2 0% 100% $500,000 View
Originpoint, LLC
Conventional, Jumbo 2 0% 100% $1,175,000
A5.0 ★Texas Ratio: 13.21%
Conventional, VA, Jumbo 2 0% 100% $755,000 View
American Financial Resources LLC
Conventional, FHA 2 0% 100% $355,000
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 2 0% 100% $650,000 View
Canopy Mortgage, LLC
Conventional, FHA 2 0% 100% $515,000
AAA Capital Investment, Inc
Conventional 2 0% 100% $315,000
Guidance Residential, LLC
Conventional 2 0% 100% $390,000
Loanunited.Com, LLC
Conventional, FHA 2 0% 50% $500,000
Synergy One Lending, Inc.
Conventional 2 0% 100% $445,000
Mortgage Financial Services
FHA, VA 2 0% 100% $590,000
Bay Equity LLC
Conventional, FHA 2 0% 100% $540,000
Weichert Financial Services
Conventional 2 0% 100% $220,000
Hometown Equity Mortgage, LLC
Conventional 2 0% 40% $655,000
Geneva Financial LLC
Conventional 2 0% 100% $580,000
Emet Lending Group, Inc.
Conventional 2 0% 100% $380,000
Geo-Corp, Inc.
Conventional 2 0% 100% $305,000
RoundPoint Mortgage Servicing LLC
Conventional 2 0% 66.7% $265,000
A+5.0 ★Texas Ratio: 2.14%
Conventional, FHA 2 0% 100% $500,000 View
RBC Bank (Georgia), N.A.
Conventional, Jumbo 2 0% 100% $1,015,000
Florida Capital Bank, N.A
Conventional, Jumbo 2 0% 66.7% $800,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 2 0% 100% $580,000 View
United Nations Federal CU
Conventional 2 0% 100% $475,000
Mason-McDuffie Mortgage Corporation
Conventional, VA 2 0% 100% $420,000
Luxury Mortgage Corp.
Conventional, Jumbo 2 0% 100% $745,000
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo 2 0% 100% $925,000 View
JMAC Lending, Inc.
Conventional 2 0% 100% $510,000
Goodleap, LLC
Conventional, HELOC 1
+1 HELOCs
0% 100% $445,000
Firefighters First Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0% 100% $75,000
ML Mortgage Corp.
Conventional 1 0% 100% $405,000
A5.0 ★Texas Ratio: 13.68%
Conventional, Jumbo 1 0% 50% $985,000 View
Ruoff Mortgage Company
Conventional 1 0% 100% $575,000
Cornerstone First Mortgage, LLC
Conventional 1 0% 100% $665,000
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0% 100% $315,000 View
B+4.0 ★Texas Ratio: 2.09%
Conventional 1 0% 100% $405,000 View
Royal United Mortgage LLC
Conventional 1 0% 100% $485,000
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0% 100% $785,000
Contour Mortgage Corporation
Conventional, Jumbo 1 0% 100% $1,085,000
A+5.0 ★Texas Ratio: 4.31%
Conventional 1 0% 100% $705,000 View
Acrisure Mortgage, LLC
Conventional 1 0% 100% $385,000
Equity Prime Mortgage LLC
VA 1 0% 50% $465,000
A+5.0 ★Texas Ratio: 5.29%
Conventional 1 0% 100% $765,000 View
Dart Bank
Conventional 1 0% 100% $735,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0% 100% $265,000 View
Deephaven Mortgage LLC
Conventional, Jumbo 1 0% 25% $455,000
Energy One Federal Credit Union
Conventional 1 0% 100% $355,000
A+5.0 ★Texas Ratio: 3.34%
FHA 1 0% 100% $485,000 View
Assurance Financial Group, L.L.C.
Conventional 1 0% 100% $715,000
Homestead Funding Corp.
Conventional 1 0% 100% $275,000
Constant Investments, Inc
Conventional 1 0% 100% $595,000
A5.0 ★Texas Ratio: 6.69%
FHA 1 0% 50% $385,000 View
HomeXpress Mortgage Corp.
Conventional 1 0% 33.3% $485,000
Success Mortgage Partners, Inc
VA 1 0% 100% $535,000
First Alliance Home Mortgage, LLC
Conventional 1 0% 100% $555,000
US Wide Financial LLC
Conventional 1 0% 100% $515,000
New Wave Lending Group Inc
Conventional 1 0% 100% $455,000
Nextmortgage, LLC
Conventional, Jumbo 1 0% 100% $1,005,000
Strong Home Mortgage, LLC
Conventional 1 0% 100% $685,000
First Colony Mortgage Corporat
FHA 1 0% 100% $425,000
American Heritage Lending, LLC
Conventional 1 0% 100% $345,000
Real Genius LLC
Conventional 1 0% 100% $315,000
A+5.0 ★Texas Ratio: 2.12%
Conventional 1 0% 100% $725,000
Homeowners Financial Group, LLC
Conventional 1 0% 100% $485,000
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0% 100% $705,000 View
Nfm, Inc
Conventional 1 0% 100% $435,000
American Internet Mortgage, Inc.
Conventional 1 0% 100% $315,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0% 100% $395,000 View
Evergreen Moneysource Mortgage Company
Conventional, Jumbo 1 0% 100% $2,885,000
A+5.0 ★Texas Ratio: 4.86%
Conventional, Jumbo 1 0% 100% $1,895,000 View
Belem Servicing, LLC dba Patriot Home Mortgage
Conventional 1 0% 100% $545,000
Embrace Home Loans, Inc.
Conventional 1 0% 100% $605,000
A+5.0 ★Texas Ratio: 4.13%
FHA 1 0% 100% $275,000 View
T2 Financial LLC
Conventional 1 0% 100% $575,000
Lendsure Mortgage Corp.
Conventional 1 0% 100% $595,000
Integrity Home Mortgage Corporation
Conventional 1 0% 100% $575,000
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0% 100% $235,000 View
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0% 50% $685,000 View
Member First Mortgage, LLC
Conventional 1 0% 100% $295,000
Towne Mortgage Company
Conventional 1 0% 100% $125,000
Mortgage Solutions of Colorado
VA, Jumbo 1 0% 100% $1,095,000
Logan Finance Corporation
Conventional, Jumbo 1 0% 100% $1,585,000
Citadel Servicing Corporation
Conventional 1 0% 100% $515,000
A+5.0 ★Texas Ratio: 3.19%
Conventional, Jumbo 1 0% 100% $1,955,000 View
Nations Direct Mortgage, LLC
Conventional 1 0% 100% $565,000
1St 2Nd Mortgage Company of N.J., Inc.
Conventional 1 0% 100% $685,000
C-3.8 ★Texas Ratio: 29.75%
Conventional 1 0% 100% $435,000
A-5.0 ★Texas Ratio: 14.97%
Conventional 1 0% 100% $525,000 View
C-3.6 ★Texas Ratio: 31.27%
Conventional 1 0% 100% $725,000 View
A-5.0 ★Texas Ratio: 15.55%
VA, Jumbo 1 0% 100% $915,000 View
21St Mortgage
Conventional 1 0% 50% $55,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 0% 100% $555,000
Carrington Mortgage Services LLC
Conventional 1 0% 12.5% $355,000
C+4.1 ★Texas Ratio: 25.91%
Conventional, Jumbo 1 0% 100% $505,000 View
Vista Point Mortgage, LLC
Conventional, Jumbo 1 0% 100% $1,005,000
Homeland Mortgage Company
Conventional 1 0% 100% $785,000
Star One Credit Union
Conventional, Jumbo 1 0% 40% $1,095,000
Lendage, LLC dba Achieve Loans
HELOC 0
+8 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+4 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Celina, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Celina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Celina in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Celina, TX

Use these to narrow the list above. Each category shows how many Celina, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Celina, TX

Independent mortgage companies closed 87.8 percent of home loans in Celina, Texas in 2025, banks 10.6 percent and credit unions 1.7 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, First State Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First State Bank led with 3 loans.

87.8%
Mortgage companies
10.6%
Banks
1.7%
Credit unions
12%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Celina, TX

Who is the largest mortgage lender in Celina, TX?

By home loans closed in 2025, First State Bank was the largest mortgage lender in Celina, Texas with 3 loans, about 0.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Celina, TX have the highest approval rates?

Among lenders with meaningful volume in Celina, Texas, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Celina, TX mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Celina, Texas in 2025, led by Lennar Mortgage, LLC with 153. 66 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Celina, TX lender list?

Yes. 87 banks and 27 credit unions closed home loans in Celina, Texas in 2025, alongside 164 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Celina, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Celina, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Celina, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Celina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.