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Mortgage Lenders and Brokers in McKinney, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

McKinney, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1680 W University Dr, Mckinney, TX 75069A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank4010 West University Suite 100, Mckinney, TX 75071A+5.0 ★Texas Ratio: 2.51%, First United Bank and Trust CoFirst United Bank and Trust Co6401 S Custer Rd, Mckinney, TX 75070A5.0 ★Texas Ratio: 10.43%, Bank of America NABank of America NA7150 Virginia Pkwy, Mckinney, TX 75071A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2020 W University Dr, Mckinney, TX 75071A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.6900 Virginia Pkwy, Mckinney, TX 75071A+5.0 ★Texas Ratio: 4.24%, Prosperity BankProsperity Bank2976 Eldorado Pkwy, Mckinney, TX 75070A+5.0 ★Texas Ratio: 1.58%, Bokf NABokf NA1500 N Central Expy, Mckinney, TX 75070A+5.0 ★Texas Ratio: 1.05%, Southstate Bank, National AssociationSouthstate Bank, National Association1650 N Central Expy, Mckinney, TX 75070A+5.0 ★Texas Ratio: 2.27%, and Truist BankTruist Bank6251 Eldorado Pkwy, Mckinney, TX 75070A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in McKinney, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McKinney are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in McKinney, Texas

Market share is the lender's share of all home loans closed in McKinney, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 7 offices in McKinney 1680 W University Dr, Mckinney, TX 75069 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	74 +1 HELOCs	2%	88.6%	$407,027	View
Frost Bank ★ 5 stars, 1 review 2 offices in McKinney 4010 West University Suite 100, Mckinney, TX 75071 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	47 +44 HELOCs	1.2%	61.5%	$177,978	View
First United Bank and Trust Co 2 offices in McKinney 6401 S Custer Rd, Mckinney, TX 75070 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, VA, HELOC	26 +3 HELOCs	0.7%	100%	$448,076	View
Bank of America NA 4 offices in McKinney 7150 Virginia Pkwy, Mckinney, TX 75071 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	24 +80 HELOCs	0.6%	100%	$469,583	View
Wells Fargo Bank NA 5 offices in McKinney 2020 W University Dr, Mckinney, TX 75071 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	16	0.4%	66.7%	$369,375	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in McKinney 6900 Virginia Pkwy, Mckinney, TX 75071 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	8 +30 HELOCs	0.2%	80%	$468,750	View
Prosperity Bank ★ 1 stars, 1 review 3 offices in McKinney 2976 Eldorado Pkwy, Mckinney, TX 75070 A+5.0 ★Texas Ratio: 1.58%	Conventional, HELOC	8 +1 HELOCs	0.2%	69.2%	$165,000	View
Bokf NA 1 office in McKinney 1500 N Central Expy, Mckinney, TX 75070 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.1%	83.3%	$713,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 4 offices in McKinney 1650 N Central Expy, Mckinney, TX 75070 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	5	0.1%	75%	$411,000	View
Truist Bank ★ 1 stars, 1 review 1 office in McKinney 6251 Eldorado Pkwy, Mckinney, TX 75070 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +15 HELOCs	0.1%	80%	$317,500	View
American National Bank of Texa 1 office in McKinney 2851 S Central Expy, Mckinney, TX 75070 B+4.0 ★Texas Ratio: 2.41%	Conventional	3	0.1%	100%	$421,666	View
b1BANK 1 office in McKinney 7300 Sh 121 Sb, Mckinney, TX 75070 A5.0 ★Texas Ratio: 9.53%	Conventional, Jumbo	2	0.1%	100%	$475,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in McKinney 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	1 +1 HELOCs	0%	33.3%	$705,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo	81	2.1%	98.8%	$569,814	View
Randolph-Brooks Federal Credit Union 2093 N Central Expy, McKinney, TX 75070 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	49 +29 HELOCs	1.3%	91.9%	$165,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, VA, Jumbo	32	0.8%	88.9%	$436,562	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	27	0.7%	96.4%	$421,296
Texans Credit Union 3174 S Hardin Blvd, McKinney, TX 75070 A+5.0 ★Texas Ratio: 4.22%	Conventional, HELOC	24 +6 HELOCs	0.6%	63.8%	$155,833	View
First Bank 4500 W Eldorado Pkwy Suite 1200, Mckinney, TX 75070 A5.0 ★Texas Ratio: 6.67%	Conventional, FHA, VA	19	0.5%	100%	$448,157	View
Texas Mortgage Lending, LLC 2651 Ridge Road Ste 101, McKinney, TX 75070 A+5.0 ★Texas Ratio: 3.34%	Conventional, VA	17	0.4%	94.4%	$419,705	View
Intouch Credit Union 6375 Eldorado Pkwy, McKinney, TX 75070 5627 A5.0 ★Texas Ratio: 11.58%	Conventional	15	0.4%	65.2%	$143,666	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	12	0.3%	85.7%	$435,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	11	0.3%	92.3%	$371,363	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	8	0.2%	80%	$495,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.2%	100%	$573,333	View
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional	5	0.1%	100%	$329,000	View
Herring Bank 45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68%	Conventional	4	0.1%	100%	$415,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	3 +1 HELOCs	0.1%	60%	$175,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	3	0.1%	75%	$131,666
North Dallas Bank & Trust Co. 12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34%	Conventional, Jumbo	3	0.1%	100%	$398,333	View
Southwestern National Bank 11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90%	Conventional	3	0.1%	100%	$238,333	View
Texas Bank and Trust 449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78%	Conventional	3	0.1%	50%	$531,666	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$175,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	2	0.1%	100%	$295,000	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	2	0.1%	100%	$200,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional	2	0.1%	100%	$440,000
America'S Credit Union 4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52%	Conventional	2	0.1%	100%	$180,000	View
Fifth Third Bank, National Association 805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.1%	100%	$500,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA	2	0.1%	66.7%	$415,000	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	66.7%	$390,000	View
First Texoma National Bank 2626 N Loy Lake Rd, Sherman, TX 75090 B-4.3 ★Texas Ratio: 23.61%	Conventional	2	0.1%	100%	$730,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +11 HELOCs	0%	25%	$495,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	1 +3 HELOCs	0%	33.3%	$525,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$275,000	View
Origin Bank 2550 Eldorado Pkwy, Mckinney, TX 75070 A5.0 ★Texas Ratio: 6.66%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$485,000	View
The City National Bank of Sulphur Springs 101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12%	Conventional	1	0%	100%	$395,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	FHA	1	0%	100%	$285,000	View
Texas Republic Bank, N.A. 1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17%	Conventional, Jumbo	1	0%	100%	$1,105,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0%	50%	$35,000
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0%	100%	$565,000	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0%	100%	$185,000	View
Datcu 8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64%	Conventional	1	0%	33.3%	$435,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0%	100%	$345,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0%	33.3%	$285,000
Kelly Community FCU 2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67%	Conventional	1	0%	100%	$575,000	View
NBH Bank 3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0%	100%	$645,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional	1	0%	100%	$365,000	View
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0%	100%	$525,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	1	0%	100%	$1,195,000	View
Security State Bank & Trust 11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71%	Conventional	1	0%	100%	$425,000	View
Mobility Credit Union 205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96%	Conventional	1	0%	100%	$85,000	View
Benchmark Bank 3500 Crawford Avenue, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.39%	Conventional, Jumbo	1	0%	100%	$4,325,000	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	1	0%	100%	$435,000	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional	1	0%	100%	$305,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0%	100%	$125,000
Chambers Bank 3131 Turtle Creek Blvd, Dallas, TX 75219 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0%	100%	$735,000	View
First Liberty Bank 2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50%	Conventional	1	0%	100%	$225,000	View
East West Bank 2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0%	50%	$335,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	65	1.7%	98.5%	$452,846
DHI Mortgage Company, LTD.	Conventional, FHA	54	1.4%	89.4%	$511,111
Priority Home Mortgage, L.P.	Conventional, FHA, VA	52	1.4%	100%	$432,307
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	36	0.9%	100%	$409,722
Sfmc, LP	Conventional, FHA, VA	33	0.9%	92.3%	$417,424
Primelending	Conventional, FHA, VA, Jumbo	31	0.8%	91.7%	$452,096
Nationstar Mortgage	Conventional, FHA, VA	29	0.8%	78.9%	$325,344
Integrity Mortgage Corporation of Texas	Conventional, FHA, VA, Jumbo	17	0.4%	100%	$452,647
Republic State Mortgage Company	Conventional, FHA	12	0.3%	100%	$448,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	10	0.3%	73.3%	$409,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, VA	9	0.2%	100%	$349,444
Gardner Financial Services	Conventional, FHA	9	0.2%	100%	$415,000
Certified Funding, L.P.	Conventional	8	0.2%	66.7%	$170,000
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	7	0.2%	100%	$602,142
SWBC Mortgage Corporation	Conventional, FHA, Jumbo	7	0.2%	100%	$569,285
Network Funding, L.P.	Conventional, VA	7	0.2%	90%	$362,142
Click n' Close, Inc.	Conventional, FHA, VA	6	0.2%	100%	$418,333
Encompass Lending Group, L.P.	Conventional, FHA	6	0.2%	100%	$441,666
Willow Bend Mortgage Company, LLC	Conventional	4	0.1%	100%	$550,000
Jacqueline Montanez	Conventional	4	0.1%	80%	$110,000
American Airlines Federal Cred	Conventional, HELOC	3 +3 HELOCs	0.1%	75%	$455,000
Orchard Mortgage, LLC	Conventional	3	0.1%	100%	$441,666
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional	3	0.1%	100%	$598,333	View
Right Start Mortgage, Inc	Conventional, FHA, Jumbo	3	0.1%	75%	$445,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$585,000
Brookhollow Mortgage Services, Ltd	FHA	2	0.1%	100%	$345,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$475,000	View
Aaxy LLC	Conventional	2	0.1%	100%	$545,000
Commercial Bank of Texas, NA	Conventional	2	0.1%	100%	$750,000
Loanpeople, LLC	Conventional	2	0.1%	100%	$510,000
PrimeLending Ventures LLC	Conventional	1	0%	100%	$575,000
Patriot Mortgage Company A5.0 ★Texas Ratio: 9.21%	FHA	1	0%	100%	$515,000	View
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional, Jumbo	1	0%	100%	$1,165,000	View
Ameritrust Mortgage Corporation	VA	1	0%	100%	$435,000
First Continental Mortgage, Ltd.	Conventional	1	0%	100%	$525,000
The First National Bank of Gra	Conventional	1	0%	100%	$425,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	726	19.1%	92.7%	$501,019
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	302	8%	78.4%	$339,635	View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	87	2.3%	80%	$442,701
Tri Pointe Connect, LLC	Conventional, FHA, VA	82	2.2%	96%	$521,097
loanDepot.com LLC	Conventional, FHA, VA, HELOC	67 +6 HELOCs	1.8%	86.1%	$345,597
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	66 +3 HELOCs	1.7%	98.5%	$455,303
Provident Funding Associates	Conventional	63	1.7%	92.6%	$467,539
Newrez LLC	Conventional, FHA, VA	59	1.6%	75.9%	$460,084
Freedom Mortgage Corporation	Conventional, FHA, VA	58	1.5%	85.7%	$442,241
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	57 +1 HELOCs	1.5%	98.5%	$439,385
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	56 +1 HELOCs	1.5%	98.3%	$473,035
Taylor Morrison Home Funding, Inc.	Conventional, VA	54	1.4%	87.1%	$585,370
Paramount Residential Mortgage	Conventional, FHA, VA, USDA, Jumbo	53	1.4%	96.4%	$473,113
American Portfolio Mortgage Corporation	Conventional, FHA, VA, Jumbo	49	1.3%	94.2%	$463,979
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	44 +6 HELOCs	1.2%	94.1%	$365,909
Pulte Mortgage LLC	Conventional	34	0.9%	94.6%	$586,764
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	32	0.8%	63.5%	$261,250
Fairway Independent Mort Corp	Conventional, FHA, VA	30	0.8%	100%	$448,333
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	27	0.7%	100%	$499,074
Plaza Home Mortgage, Inc	Conventional, FHA	24	0.6%	86.7%	$518,333
Lennar Mortgage, LLC	Conventional, FHA, VA	23	0.6%	92%	$409,782
Mortgage Research Center	Conventional, VA	22	0.6%	75.9%	$456,818
New American Funding, LLC.	Conventional, FHA	22	0.6%	88%	$339,090
Cadence Bank	Conventional, Jumbo, HELOC	20 +5 HELOCs	0.5%	95.5%	$596,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	20	0.5%	68.8%	$463,000
Kind Lending, LLC	Conventional, FHA, VA	19	0.5%	69%	$427,631
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	19	0.5%	95%	$378,157	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo, HELOC	18 +1 HELOCs	0.5%	94.7%	$439,444	View
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	18	0.5%	94.7%	$460,000
Zillow Home Loans, LLC	Conventional, FHA	17	0.4%	100%	$395,588
Platinum Eagle Mortgage, LLC	Conventional, FHA	15	0.4%	93.8%	$420,333
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	14 +2 HELOCs	0.4%	93.3%	$464,285
Nbkc Bank	Conventional, VA	14	0.4%	100%	$425,000
General Mortgage Capital Corporation	Conventional	14	0.4%	100%	$396,428
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	12	0.3%	92.9%	$484,166	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	12	0.3%	100%	$490,833
PHH Mortgage Corporation	Conventional, FHA	12	0.3%	85.7%	$429,166
Better Mortgage Corporation	Conventional, FHA	12	0.3%	66.7%	$277,500
Tomo Mortgage LLC	Conventional	12	0.3%	92.3%	$379,166
Spring Eq, LLC	Conventional, HELOC	11 +7 HELOCs	0.3%	23.9%	$106,818
AmWest Funding Corp	Conventional	10	0.3%	90.9%	$382,000
Sun West Mortgage Company, Inc	Conventional, VA	10	0.3%	100%	$528,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	10	0.3%	83.3%	$442,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	9	0.2%	38.5%	$169,444	View
New Wave Lending Group Inc	Conventional	9	0.2%	100%	$489,444
Flexpoint, Inc.	Conventional, FHA	9	0.2%	100%	$466,111
Sage Home Loans Corporation	Conventional	8	0.2%	83.3%	$426,250
Lower, LLC	Conventional, FHA, VA	8	0.2%	100%	$453,750
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.2%	25.5%	$487,857
Canopy Mortgage, LLC	Conventional, FHA, VA	7	0.2%	77.8%	$505,000
Cardinal Financial Company, Li	Conventional, FHA, VA	7	0.2%	90.9%	$420,714
American Pacific Mortgage Corporation	Conventional, FHA	7	0.2%	87.5%	$405,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	7	0.2%	100%	$422,142	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	6	0.2%	100%	$380,000
Guidance Residential, LLC	Conventional	6	0.2%	100%	$533,333
American Financing Corporation	Conventional, FHA	6	0.2%	60%	$275,000
First Colony Mortgage Corporat	Conventional, FHA	6	0.2%	100%	$456,666
Nfm, Inc	Conventional, FHA	6	0.2%	100%	$313,333
Great Plains National Bank	Conventional, FHA	6	0.2%	100%	$363,333
Member First Mortgage, LLC	Conventional	6	0.2%	100%	$335,000
Toyota Financial Savings Bank	Conventional	6	0.2%	85.7%	$315,000
Nexera Holding LLC	Conventional, Jumbo	6	0.2%	85.7%	$716,666
Pentagon Federal Credit Union	Conventional, VA, HELOC	5 +14 HELOCs	0.1%	83.3%	$387,000
American Financial Network, Inc.	Conventional	5	0.1%	83.3%	$455,000
Discover Bank	Conventional	5	0.1%	10%	$155,000
Mortgage Financial Services	Conventional, FHA	5	0.1%	100%	$483,000
Bay Equity LLC	Conventional	5	0.1%	100%	$481,000
Churchill Mortgage Corporation	Conventional, VA	5	0.1%	100%	$411,000
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.1%	71.4%	$345,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	0.1%	83.3%	$1,019,000	View
Carrington Mortgage Services LLC	Conventional, FHA, VA, Jumbo	5	0.1%	55.6%	$589,000
Champions Funding, LLC	Conventional	5	0.1%	62.5%	$413,000
Cornerstone First Mortgage, LLC	Conventional, VA, Jumbo	4	0.1%	100%	$485,000
American Financial Resources LLC	Conventional, FHA	4	0.1%	80%	$392,500
Goodleap, LLC	Conventional, FHA	4	0.1%	66.7%	$187,500
Movement Mortgage, LLC	Conventional, FHA, VA	4	0.1%	66.7%	$312,500
Synergy One Lending, Inc.	Conventional, VA	4	0.1%	57.1%	$370,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	4	0.1%	80%	$622,500
Geneva Financial LLC	Conventional, FHA	4	0.1%	100%	$455,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional, VA	4	0.1%	100%	$405,000
Emet Lending Group, Inc.	Conventional	4	0.1%	100%	$337,500
Uif Corporation	Conventional	4	0.1%	83.3%	$512,500
V.I.P. Mortgage, Inc.	Conventional, VA	4	0.1%	100%	$435,000
Citadel Servicing Corporation	Conventional	4	0.1%	100%	$397,500
ClearEdge Lending LLC	Conventional, Jumbo	4	0.1%	80%	$542,500
Nmsi, Inc.	Conventional	4	0.1%	100%	$372,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	4	0.1%	100%	$570,000	View
Originpoint, LLC	Conventional, Jumbo	3	0.1%	100%	$628,333
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	3	0.1%	100%	$578,333	View
First Community Mortgage, Inc.	Conventional, VA	3	0.1%	60%	$458,333
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	3	0.1%	100%	$598,333	View
AAA Capital Investment, Inc	Conventional	3	0.1%	100%	$405,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	3	0.1%	75%	$351,666	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	3	0.1%	100%	$278,333	View
Filo Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$535,000
Deephaven Mortgage LLC	Conventional	3	0.1%	42.9%	$148,333
Assurance Financial Group, L.L.C.	Conventional, FHA	3	0.1%	100%	$415,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, VA	3	0.1%	100%	$395,000	View
Constant Investments, Inc	Conventional	3	0.1%	100%	$521,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.1%	83.3%	$368,333	View
Strong Home Mortgage, LLC	Conventional	3	0.1%	100%	$338,333
American Internet Mortgage, Inc.	Conventional	3	0.1%	100%	$441,666
T2 Financial LLC	Conventional	3	0.1%	100%	$548,333
Lendsure Mortgage Corp.	Conventional, Jumbo	3	0.1%	100%	$555,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	3	0.1%	100%	$471,666	View
Mason-McDuffie Mortgage Corporation	Conventional, Jumbo	3	0.1%	100%	$538,333
The Mortgage Link, Inc.	Conventional, FHA	3	0.1%	100%	$461,666
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$770,000	View
Arc Home LLC	Conventional	2	0.1%	66.7%	$515,000
Residential Wholesale Mortgage	Conventional	2	0.1%	100%	$630,000
Royal United Mortgage LLC	Conventional	2	0.1%	33.3%	$95,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	2	0.1%	100%	$435,000	View
Primary Residential Mortgage, INC.	Conventional, VA	2	0.1%	100%	$410,000
Liberty National Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	2	0.1%	100%	$105,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.1%	100%	$340,000	View
Watermark Capital, Inc.	Conventional	2	0.1%	100%	$380,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$165,000
Equity Prime Mortgage LLC	FHA	2	0.1%	100%	$405,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	2	0.1%	100%	$85,000	View
Dart Bank	Conventional	2	0.1%	100%	$315,000
Resicentral LLC	Conventional	2	0.1%	75%	$320,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.1%	50%	$405,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0.1%	100%	$460,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	2	0.1%	100%	$590,000	View
City 1st Mortgage Services, LC	Conventional	2	0.1%	100%	$410,000
Royal Pacific Funding	Conventional	2	0.1%	100%	$675,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$460,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$395,000
Weichert Financial Services	Conventional	2	0.1%	100%	$405,000
Greenbox Loans	Conventional	2	0.1%	100%	$215,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$200,000	View
Intelliloan, Inc.	Conventional	2	0.1%	100%	$670,000
First Equity Mortgage Inc	Conventional	2	0.1%	18.2%	$430,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.1%	100%	$465,000	View
Mission Loans, LLC	Conventional	2	0.1%	100%	$535,000
Towne Mortgage Company	Conventional	2	0.1%	100%	$455,000
Digital Federal Credit Union	Conventional	2	0.1%	42.9%	$115,000
Geo-Corp, Inc.	Conventional	2	0.1%	100%	$450,000
Nations Direct Mortgage, LLC	Conventional	2	0.1%	100%	$255,000
Homeland Mortgage Company	Conventional	2	0.1%	100%	$545,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$405,000	View
Communityamerica Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$65,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0%	100%	$545,000	View
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$385,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	50%	$655,000	View
Neighborhood Loans, Inc	Conventional	1	0%	20%	$15,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$495,000	View
MortgageOne, Inc	Conventional	1	0%	100%	$385,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0%	100%	$685,000	View
Loanunited.Com, LLC	FHA	1	0%	100%	$555,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$285,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$525,000	View
Michigan Mutual, Inc	Conventional	1	0%	100%	$325,000
Nqm Funding, LLC	Conventional	1	0%	100%	$425,000
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$275,000
Standard Mortgage Corporation	Conventional	1	0%	100%	$625,000
Ross Mortgage Corporation	FHA	1	0%	100%	$275,000
Oceanside Mortgage Company	FHA	1	0%	100%	$335,000
Shamrock Bank N.A. A+5.0 ★Texas Ratio: 2.08%	Conventional	1	0%	100%	$195,000	View
Marlin Mortgage Capital, LLC	Conventional	1	0%	100%	$345,000
Securitynational Mortgage Company	FHA	1	0%	50%	$385,000
American Federal Mortgage Corporation	Conventional	1	0%	100%	$475,000
Eastman Credit Union A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0%	100%	$55,000
Real Genius LLC	Conventional	1	0%	100%	$325,000
Aurora Financial, LLC	Conventional	1	0%	100%	$305,000
Congressional Federal Credit Union	Conventional	1	0%	100%	$85,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$205,000	View
Delta Community Credit Union	Conventional	1	0%	100%	$425,000
Stg Mortgage Inc	Conventional, Jumbo	1	0%	100%	$2,765,000
Ony Glo, Inc.	Conventional	1	0%	100%	$785,000
Loanleaders of America, Inc	Conventional	1	0%	100%	$305,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$385,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0%	100%	$895,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$405,000	View
Waterstone Mortgage Corporation	Conventional	1	0%	100%	$395,000
Castle & Cooke Mortgage, LLC	Conventional	1	0%	100%	$455,000
First Community Bank B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0%	100%	$235,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	75%	$315,000
Empeople Credit Union	Conventional	1	0%	100%	$535,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0%	100%	$135,000	View
Radius Financial Group Inc	FHA	1	0%	100%	$425,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0%	100%	$225,000
Keystone Funding, Inc	FHA	1	0%	100%	$375,000
Logan Finance Corporation	Conventional, Jumbo	1	0%	33.3%	$1,965,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0%	100%	$1,045,000	View
TowneBank	Conventional	1	0%	100%	$305,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$345,000	View
1St 2Nd Mortgage Company of N.J., Inc.	VA	1	0%	100%	$265,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0%	100%	$145,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0%	100%	$565,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0%	100%	$475,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0%	100%	$355,000	View
Red River Bank A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0%	100%	$335,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$685,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0%	100%	$225,000
Compass Mortgage, Inc.	Conventional	1	0%	100%	$145,000

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

McKinney Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in McKinney, Texas

Looking for mortgage lenders near me or mortgage brokers near me in McKinney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McKinney in 2025, with lenders based there listed first.

Types of Mortgage Lenders in McKinney, TX

Use these to narrow the list above. Each category shows how many McKinney, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 176 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 98 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 87 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 66 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 44 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 81 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in McKinney, TX

Independent mortgage companies closed 78.8 percent of home loans in McKinney, Texas in 2025, banks 16.6 percent and credit unions 4.6 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 47 loans.

78.8%

Mortgage companies

16.6%

Banks

4.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in McKinney, TX

Who is the largest mortgage lender in McKinney, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in McKinney, Texas with 74 loans, about 2 percent of the market. The largest lender headquartered in Texas was Frost Bank with 47 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in McKinney, TX have the highest approval rates?

Among lenders with meaningful volume in McKinney, Texas, Priority Home Mortgage, L.P. approved the highest share of completed applications in 2025 at 100 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which McKinney, TX mortgage lenders offer FHA, VA and USDA loans?

87 lenders closed FHA loans in McKinney, Texas in 2025, led by loanDepot.com LLC with 26. 66 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this McKinney, TX lender list?

Yes. 98 banks and 26 credit unions closed home loans in McKinney, Texas in 2025, alongside 176 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in McKinney, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in McKinney, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McKinney, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McKinney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.