Mortgage Lenders and Brokers in Lubbock, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lubbock, Texas mortgage lenders include Alliance Credit UnionAlliance Credit Union8401 Quaker Ave, Lubbock, TX 79424A+5.0 ★Texas Ratio: 4.84%, Texas Tech Federal Credit UnionTexas Tech Federal Credit Union1802 Texas Tech Parkway, Lubbock, TX 79409, City BankCity Bank5506 4th St, Lubbock, TX 79416A+5.0 ★Texas Ratio: 1.71%, Peoples BankPeoples Bank7200 Hillside Rd, Amarillo, TX 79109 7460A5.0 ★Texas Ratio: 7.80%, Amarillo National BankAmarillo National Bank2630 Parkway Dr, Lubbock, TX 79403A5.0 ★Texas Ratio: 9.89%, First United BankFirst United Bank9801 Indiana Ave, Lubbock, TX 79423A+5.0 ★Texas Ratio: 3.01%, Prosperity BankProsperity Bank4505 98th St, Lubbock, TX 79424A+5.0 ★Texas Ratio: 1.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA801 University Ave, Lubbock, TX 79401A+5.0 ★Texas Ratio: 3.68%, Vista BankVista Bank1508 Texas Ave, Lubbock, TX 79401A+5.0 ★Texas Ratio: 0.03%, and Wells Fargo Bank NAWells Fargo Bank NA401 Slide Rd, Lubbock, TX 79416A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lubbock, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lubbock are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lubbock, Texas
Market share is the lender's share of all home loans closed in Lubbock, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
8401 Quaker Ave, Lubbock, TX 79424 A+5.0 ★Texas Ratio: 4.84% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 508 +50 HELOCs |
11.6% | 98.3% | $229,094 | View |
Texas Tech Federal Credit Union
1802 Texas Tech Parkway, Lubbock, TX 79409 |
Conventional, FHA, VA, USDA, Jumbo | 486 | 11.1% | 99% | $258,868 | |
|
7 offices in Lubbock 5506 4th St, Lubbock, TX 79416 A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA, VA, Jumbo | 118 | 2.7% | 76.3% | $261,440 | View |
|
7200 Hillside Rd, Amarillo, TX 79109 7460 A5.0 ★Texas Ratio: 7.80% |
Conventional, FHA, Jumbo | 102 | 2.3% | 97.5% | $288,725 | View |
|
10 offices in Lubbock 2630 Parkway Dr, Lubbock, TX 79403 A5.0 ★Texas Ratio: 9.89% |
Conventional, FHA, VA, Jumbo, HELOC | 61 +118 HELOCs |
1.4% | 89.5% | $327,950 | View |
|
3 offices in Lubbock 9801 Indiana Ave, Lubbock, TX 79423 A+5.0 ★Texas Ratio: 3.01% |
Conventional, FHA, VA | 56 | 1.3% | 100% | $252,142 | View |
|
★ 1 stars, 1 review 9 offices in Lubbock 4505 98th St, Lubbock, TX 79424 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA, Jumbo, HELOC | 55 +1 HELOCs |
1.3% | 70.9% | $329,727 | View |
|
3 offices in Lubbock 801 University Ave, Lubbock, TX 79401 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 34 | 0.8% | 97.3% | $279,117 | View |
|
1508 Texas Ave, Lubbock, TX 79401 A+5.0 ★Texas Ratio: 0.03% |
Conventional, Jumbo | 23 | 0.5% | 100% | $283,695 | View |
|
5 offices in Lubbock 401 Slide Rd, Lubbock, TX 79416 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 20 | 0.5% | 66.7% | $128,500 | View |
|
2 offices in Lubbock 11717 Slide Rd, Lubbock, TX 79424 A5.0 ★Texas Ratio: 10.93% |
Conventional, FHA | 15 | 0.3% | 88.2% | $360,333 | View |
|
4 offices in Lubbock 4411 98th St, Lubbock, TX 79424 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, Jumbo | 15 | 0.3% | 51.7% | $280,333 | View |
|
1 office in Lubbock 7801 Quaker Ave, Lubbock, TX 79424 D3.2 ★Texas Ratio: 37.23% |
Conventional, Jumbo | 14 | 0.3% | 84.2% | $448,571 | View |
|
3 offices in Lubbock 50th And Memphis, Lubbock, TX 79413 A+5.0 ★Texas Ratio: 1.48% |
Conventional, FHA, VA | 12 | 0.3% | 66.7% | $185,000 | View |
|
2 offices in Lubbock 5144 82nd St, Lubbock, TX 79424 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +17 HELOCs |
0.1% | 85.7% | $361,666 | View |
|
8 offices in Lubbock 6002 Slide Rd, Lubbock, TX 79414 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 6 | 0.1% | 54.5% | $253,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Lubbock 8200 Nashville Ave, Lubbock, TX 79423 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 4 +9 HELOCs |
0.1% | 100% | $272,500 | View |
|
4 offices in Lubbock 9816 Slide Rd, Lubbock, TX 79424 A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.1% | 33.3% | $478,333 | View |
|
3 offices in Lubbock 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 3 | 0.1% | 100% | $471,666 | View |
|
4 offices in Lubbock 702 W Loop 289, Lubbock, TX 79416 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, VA | 3 | 0.1% | 100% | $235,000 | View |
Siwell, Inc., dba Capital Mortgage Services of Tex
|
Conventional, FHA | 15 | 0.3% | 100% | $389,000 | |
Citizens State Bank
4718 South Loop 289 Suite 200, Lubbock, TX 79414 |
Conventional, Jumbo | 82 | 1.9% | 100% | $161,585 | |
|
12509 Quaker Ave, Lubbock, TX 79424 A5.0 ★Texas Ratio: 9.02% |
Conventional, FHA, VA | 27 | 0.6% | 100% | $172,407 | View |
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA | 14 | 0.3% | 100% | $235,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 13 | 0.3% | 81.2% | $368,076 | View |
|
6502 Slide Rd, Lubbock, TX 79424 A5.0 ★Texas Ratio: 10.35% |
Conventional | 11 | 0.3% | 100% | $201,363 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 7 | 0.2% | 100% | $185,000 | |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
0.1% | 100% | $390,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA | 6 | 0.1% | 50% | $240,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA | 6 | 0.1% | 100% | $313,333 | View |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +2 HELOCs |
0.1% | 83.3% | $323,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 5 | 0.1% | 83.3% | $173,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 5 | 0.1% | 100% | $235,000 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 5 | 0.1% | 83.3% | $127,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +4 HELOCs |
0.1% | 66.7% | $112,500 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.1% | 80% | $405,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA, VA | 4 | 0.1% | 100% | $252,500 | View |
|
3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 4 | 0.1% | 100% | $267,500 | View |
|
3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 0.1% | 75% | $408,333 | View |
|
4400 W Interstate 40, Amarillo, TX 79106 5940 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 3 | 0.1% | 100% | $108,333 | View |
|
8700 Fm 2219, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 3 | 0.1% | 100% | $288,333 | View |
|
11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 3 | 0.1% | 100% | $185,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0% | 100% | $195,000 | View |
|
524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 2 | 0% | 100% | $95,000 | View |
|
7433 Golden Pond Pl, Amarillo, TX 79121 A+5.0 ★Texas Ratio: 4.08% |
Conventional, FHA | 2 | 0% | 100% | $320,000 | View |
|
6401 Bell St, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 2 | 0% | 100% | $140,000 | View |
|
4206 College Hills Blvd, San Angelo, TX 76904 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0% | 100% | $185,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $135,000 | View |
|
★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 33.3% | $135,000 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0% | 100% | $115,000 | View |
|
122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35% |
Conventional | 1 | 0% | 100% | $125,000 | View |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0% | 100% | $125,000 | View |
|
2500 N Mesa St, El Paso, TX 79902 A+5.0 ★Texas Ratio: 3.19% |
FHA | 1 | 0% | 100% | $105,000 | View |
|
900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0% | 100% | $105,000 | View |
|
1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0% | 100% | $345,000 | |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0% | 33.3% | $55,000 | View |
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015 |
Conventional | 1 | 0% | 100% | $125,000 | |
|
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0% | 50% | $25,000 | View |
|
45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0% | 100% | $255,000 | View |
|
433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
FHA | 1 | 0% | 100% | $245,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0% | 100% | $25,000 | |
|
449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0% | 100% | $245,000 | View |
|
120 W 3rd St, Quanah, TX 79252 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0% | 100% | $195,000 | View |
|
2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0% | 100% | $455,000 | View |
|
5645 Woodrow Bean, El Paso, TX 79924 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0% | 100% | $175,000 | View |
|
909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22% |
Conventional | 1 | 0% | 100% | $145,000 | View |
|
★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0% | 100% | $215,000 | View |
|
4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0% | 100% | $385,000 | View |
|
98 San Jacinto Blvd, Austin, TX 78701 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0% | 100% | $825,000 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0% | 100% | $135,000 | View |
|
2801 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0% | 50% | $45,000 | View |
|
835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0% | 100% | $185,000 | View |
|
118 West Bandera Road, Boerne, TX 78006 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 0% | 100% | $145,000 | View |
|
4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 0% | 100% | $185,000 | View |
|
2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 100% | $85,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 193 | 4.4% | 100% | $260,233 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 142 | 3.3% | 80.3% | $251,126 | |
Nationstar Mortgage
|
Conventional, FHA | 24 | 0.5% | 77.4% | $188,333 | |
Primelending
|
Conventional, FHA, VA | 17 | 0.4% | 72% | $212,647 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 7 | 0.2% | 100% | $163,571 | |
Hometrust Mortgage Company
|
Conventional, FHA, VA | 6 | 0.1% | 85.7% | $266,666 | |
Zippy Loans, LLC
|
Conventional | 5 | 0.1% | 55.6% | $57,000 | |
Directions Equity, LLC
|
Conventional, FHA, VA | 5 | 0.1% | 100% | $203,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.1% | 41.7% | $111,000 | View |
SWBC Mortgage Corporation
|
Conventional | 4 | 0.1% | 100% | $207,500 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 4 | 0.1% | 100% | $265,000 | |
Sfmc, LP
|
Conventional | 4 | 0.1% | 80% | $280,000 | |
Lrs Financial Network dba Hnb Mortgage
|
Conventional | 4 | 0.1% | 100% | $272,500 | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 0.1% | 75% | $188,333 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 2 | 0% | 100% | $215,000 | |
Network Funding, L.P.
|
Conventional | 2 | 0% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, VA | 2 | 0% | 100% | $185,000 | View |
Gardner Financial Services
|
FHA, VA | 2 | 0% | 100% | $230,000 | |
Certified Funding, L.P.
|
Conventional | 2 | 0% | 100% | $175,000 | |
Right Start Mortgage, Inc
|
Conventional, FHA | 2 | 0% | 33.3% | $175,000 | |
Interlinc Mortgage Services, LLC
|
Conventional | 1 | 0% | 100% | $455,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0% | 100% | $275,000 | |
FocusOne Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $265,000 | |
Orchard Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $245,000 | |
Stone Meadow Lending, LLC
|
FHA | 1 | 0% | 100% | $215,000 | |
Integrity Mortgage Corporation of Texas
|
Conventional | 1 | 0% | 100% | $355,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0% | 12% | $255,000 | |
Aaxy LLC
|
Conventional | 1 | 0% | 100% | $135,000 | |
Servis One, Inc
|
VA | 1 | 0% | 100% | $185,000 | |
Encompass Lending Group, L.P.
|
Conventional, Jumbo | 1 | 0% | 100% | $1,045,000 | |
Loanpeople, LLC
|
FHA | 1 | 0% | 100% | $215,000 | |
Complex Community Federal CU
|
Conventional | 1 | 0% | 25% | $185,000 | |
Southwest Funding LP
|
Conventional | 1 | 0% | 100% | $165,000 | |
T2 Financial LLC
|
Conventional, FHA, VA, Jumbo | 454 | 10.4% | 98.3% | $257,004 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 231 | 5.3% | 79.7% | $200,757 | View |
Cardinal Financial Company, Li
|
Conventional, FHA, VA, Jumbo | 159 | 3.6% | 94% | $172,358 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 147 | 3.4% | 84.8% | $265,612 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 80 +5 HELOCs |
1.8% | 82.8% | $192,250 | |
Mortgage Research Center
|
Conventional, FHA, VA, Jumbo | 77 | 1.8% | 76.2% | $257,857 | |
Residential Wholesale Mortgage
|
Conventional, FHA, VA | 73 | 1.7% | 97.4% | $272,123 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 67 | 1.5% | 100% | $245,597 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 61 | 1.4% | 87.2% | $279,098 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA, VA | 61 | 1.4% | 100% | $232,213 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 56 | 1.3% | 81.1% | $250,357 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 35 | 0.8% | 90.7% | $223,571 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 27 | 0.6% | 67.5% | $230,555 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 25 | 0.6% | 48.1% | $266,200 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 20 | 0.5% | 87% | $283,500 | |
The Loan Store, Inc
|
Conventional, FHA | 20 | 0.5% | 100% | $241,500 | |
The Mortgage Link, Inc.
|
Conventional, FHA, VA | 18 | 0.4% | 100% | $203,888 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 17 | 0.4% | 85% | $185,000 | |
21St Mortgage
|
Conventional | 17 | 0.4% | 35.8% | $103,823 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 15 | 0.3% | 100% | $218,333 | |
Paramount Residential Mortgage
|
Conventional, FHA, USDA | 14 | 0.3% | 100% | $201,428 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, USDA | 13 | 0.3% | 81.2% | $210,384 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 13 | 0.3% | 86.7% | $278,076 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 12 | 0.3% | 100% | $252,500 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 11 | 0.3% | 44.8% | $346,818 | |
Mortgage Solutions of Colorado
|
VA | 11 | 0.3% | 92.3% | $247,727 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 11 | 0.3% | 100% | $221,363 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 10 | 0.2% | 100% | $389,000 | View |
Royal United Mortgage LLC
|
Conventional | 9 | 0.2% | 100% | $152,777 | |
Discover Bank
|
Conventional | 9 | 0.2% | 19.1% | $72,777 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 9 | 0.2% | 75% | $210,555 | |
Lower, LLC
|
Conventional, FHA, VA | 9 | 0.2% | 76.9% | $266,111 | |
Village Capital & Investment
|
FHA, VA | 9 | 0.2% | 93.8% | $287,222 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 8 | 0.2% | 100% | $256,250 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 8 | 0.2% | 25% | $85,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 8 | 0.2% | 66.7% | $265,000 | |
Champions Funding, LLC
|
Conventional | 8 | 0.2% | 88.9% | $230,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 7 | 0.2% | 100% | $166,428 | |
PHH Mortgage Corporation
|
Conventional, FHA | 7 | 0.2% | 77.8% | $225,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 7 | 0.2% | 25% | $86,428 | View |
Zillow Home Loans, LLC
|
Conventional, FHA | 7 | 0.2% | 100% | $150,714 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 6 | 0.1% | 100% | $373,333 | View |
Sun West Mortgage Company, Inc
|
Conventional, FHA | 6 | 0.1% | 80% | $313,333 | |
American Financing Corporation
|
Conventional | 6 | 0.1% | 29.6% | $173,333 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 0.1% | 100% | $623,333 | View |
Cadence Bank
|
Conventional | 5 | 0.1% | 100% | $385,000 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 5 | 0.1% | 100% | $197,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0.1% | 83.3% | $299,000 | |
Carrington Mortgage Services LLC
|
Conventional | 5 | 0.1% | 52.6% | $157,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +5 HELOCs |
0.1% | 28.6% | $72,500 | |
Goodleap, LLC
|
Conventional, HELOC | 4 +3 HELOCs |
0.1% | 63.6% | $132,500 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.1% | 66.7% | $170,000 | |
Guaranteed Rate, Inc.
|
FHA, VA | 4 | 0.1% | 100% | $347,500 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 4 | 0.1% | 100% | $352,500 | View |
AmWest Funding Corp
|
Conventional | 4 | 0.1% | 100% | $175,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 4 | 0.1% | 57.1% | $275,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 4 | 0.1% | 80% | $400,000 | |
HomeBridge Financial Services, Inc
|
FHA, VA, HELOC | 3 +4 HELOCs |
0.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 0.1% | 41.5% | $111,666 | View |
Deephaven Mortgage LLC
|
Conventional | 3 | 0.1% | 75% | $218,333 | |
|
★ 2 stars, 1 review A+5.0 ★Texas Ratio: 5.94% |
Conventional, FHA | 3 | 0.1% | 100% | $365,000 | View |
American Financial Network, Inc.
|
Conventional, FHA | 3 | 0.1% | 60% | $221,666 | |
Flexpoint, Inc.
|
Conventional | 3 | 0.1% | 100% | $191,666 | |
Union Home Mortgage Corp.
|
FHA, VA | 3 | 0.1% | 100% | $261,666 | |
Nfm, Inc
|
Conventional | 3 | 0.1% | 100% | $255,000 | |
Churchill Mortgage Corporation
|
Conventional | 3 | 0.1% | 100% | $141,666 | |
Geneva Financial LLC
|
Conventional, FHA, VA | 3 | 0.1% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 3 | 0.1% | 100% | $181,666 | |
Southwest Stage Funding LLC
|
Conventional | 3 | 0.1% | 80% | $211,666 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0% | 100% | $160,000 | View |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 0% | 100% | $290,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 2 | 0% | 100% | $350,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0% | 100% | $345,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0% | 66.7% | $285,000 | |
Filo Mortgage, LLC
|
FHA | 2 | 0% | 100% | $240,000 | |
Resicentral LLC
|
Conventional | 2 | 0% | 100% | $195,000 | |
General Mortgage Capital Corporation
|
Conventional | 2 | 0% | 100% | $120,000 | |
|
A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 2 | 0% | 100% | $110,000 | View |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0% | 100% | $380,000 | View |
HomeXpress Mortgage Corp.
|
Conventional | 2 | 0% | 66.7% | $590,000 | |
Mortgage Financial Services
|
Conventional, FHA | 2 | 0% | 100% | $265,000 | |
American Internet Mortgage, Inc.
|
Conventional | 2 | 0% | 100% | $200,000 | |
Provident Funding Associates
|
Conventional | 2 | 0% | 100% | $250,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0% | 100% | $395,000 | View |
Nations Lending Corporation
|
Conventional, FHA | 2 | 0% | 100% | $110,000 | |
Waterstone Mortgage Corporation
|
Conventional, VA | 2 | 0% | 100% | $235,000 | |
Communityamerica Federal Credit Union
|
Conventional | 2 | 0% | 100% | $185,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0% | 100% | $300,000 | View |
Emet Lending Group, Inc.
|
Conventional | 2 | 0% | 100% | $200,000 | |
Mission Loans, LLC
|
Conventional | 2 | 0% | 100% | $290,000 | |
Towne Mortgage Company
|
FHA | 2 | 0% | 100% | $200,000 | |
ClearEdge Lending LLC
|
Conventional | 2 | 0% | 66.7% | $480,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 0% | 66.7% | $615,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0% | 100% | $355,000 | View |
Loan Simple, Inc.
|
Conventional, FHA | 2 | 0% | 100% | $220,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0% | 50% | $85,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0% | 100% | $795,000 | View |
Arc Home LLC
|
Conventional | 1 | 0% | 50% | $545,000 | |
|
A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0% | 100% | $235,000 | View |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0% | 100% | $605,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0% | 100% | $145,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0% | 100% | $235,000 | |
First Community Mortgage, Inc.
|
FHA | 1 | 0% | 50% | $225,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0% | 100% | $275,000 | View |
Liberty Federal Credit Union
|
Conventional | 1 | 0% | 100% | $225,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 0% | 100% | $105,000 | View |
|
A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0% | 100% | $705,000 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0% | 100% | $115,000 | View |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $165,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0% | 100% | $245,000 | |
Nbkc Bank
|
Conventional | 1 | 0% | 50% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0% | 100% | $575,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0% | 100% | $35,000 | View |
Synergy One Lending, Inc.
|
Conventional | 1 | 0% | 100% | $165,000 | |
Vision One Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $205,000 | |
Instamortgage, Inc
|
FHA | 1 | 0% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0% | 100% | $275,000 | View |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0% | 33.3% | $125,000 | View |
Valley West Corporation
|
Conventional | 1 | 0% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0% | 100% | $115,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0% | 50% | $145,000 | |
MortgageCountry
|
Conventional | 1 | 0% | 100% | $225,000 | |
Bayshore Mortgage Funding
|
FHA | 1 | 0% | 100% | $115,000 | |
Associated Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 3.64% |
FHA | 1 | 0% | 50% | $145,000 | View |
|
A5.0 ★Texas Ratio: 8.32% |
Conventional | 1 | 0% | 100% | $185,000 | View |
Das Acquisition Company, LLC
|
FHA | 1 | 0% | 100% | $145,000 | |
Nextmortgage, LLC
|
Conventional | 1 | 0% | 50% | $315,000 | |
ClearPath Lending
|
VA | 1 | 0% | 100% | $515,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0% | 100% | $105,000 | |
Bay Equity LLC
|
Conventional | 1 | 0% | 100% | $195,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0% | 100% | $195,000 | |
Bank of Colorado
|
Conventional | 1 | 0% | 100% | $225,000 | |
Financial Concpepts Mortgage
|
Conventional | 1 | 0% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0% | 100% | $165,000 | |
First Heritage Mortgage, LLC
|
VA | 1 | 0% | 100% | $355,000 | |
Fairwinds Credit Union
|
Conventional, Jumbo | 1 | 0% | 100% | $1,035,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0% | 100% | $155,000 | |
New Day Financial, LLC.
|
VA | 1 | 0% | 100% | $225,000 | |
First Option Mortgage, LLC
|
FHA | 1 | 0% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0% | 100% | $385,000 | View |
CityWorth Mortgage LLC
|
VA | 1 | 0% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 7.80% |
Conventional | 1 | 0% | 100% | $145,000 | View |
Intelliloan, Inc.
|
FHA | 1 | 0% | 50% | $395,000 | |
|
A+5.0 ★Texas Ratio: 5.08% |
FHA | 1 | 0% | 100% | $405,000 | View |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0% | 50% | $145,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0% | 100% | $305,000 | |
FineMark National Bank & Trust
|
Conventional, Jumbo | 1 | 0% | 100% | $895,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0% | 100% | $225,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0% | 20% | $75,000 | View |
Empeople Credit Union
|
Conventional | 1 | 0% | 50% | $205,000 | |
Member First Mortgage, LLC
|
Conventional | 1 | 0% | 66.7% | $295,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $355,000 | |
Pike Creek Mortgage Services, Inc.
|
FHA | 1 | 0% | 100% | $115,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0% | 50% | $235,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0% | 50% | $145,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0% | 100% | $415,000 | View |
Liberty Home Mortgage Corp
|
Conventional | 1 | 0% | 100% | $105,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0% | 100% | $95,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0% | 100% | $345,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0% | 100% | $185,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0% | 100% | $525,000 | |
Mason-McDuffie Mortgage Corporation
|
FHA | 1 | 0% | 100% | $405,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.26% |
FHA | 1 | 0% | 100% | $195,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0% | 100% | $695,000 | |
Figure Lending LLC
|
HELOC | 0 +9 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +7 HELOCs |
0% | n/a |
Lubbock Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lubbock, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lubbock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lubbock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lubbock, TX
Use these to narrow the list above. Each category shows how many Lubbock, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lubbock, TX
Independent mortgage companies closed 56 percent of home loans in Lubbock, Texas in 2025, banks 19.7 percent and credit unions 24.2 percent. Siwell, Inc., dba Capital Mortgage Services of Tex was the largest mortgage company, City Bank the largest bank and Alliance Credit Union the largest credit union. Among lenders headquartered in Texas, Alliance Credit Union led with 508 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lubbock, TX
By home loans closed in 2025, Alliance Credit Union was the largest mortgage lender in Lubbock, Texas with 508 loans, about 11.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lubbock, Texas, First United Bank approved the highest share of completed applications in 2025 at 100 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
105 lenders closed FHA loans in Lubbock, Texas in 2025, led by T2 Financial LLC with 229. 62 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 90 banks and 30 credit unions closed home loans in Lubbock, Texas in 2025, alongside 165 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lubbock, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lubbock, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lubbock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
