First United Bank Dimmitt, TX Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First United Bank Dimmitt, TX's 1 Year Jumbo Certificates of Deposit rates are at 3.25%, 18-Months 18-Month Jumbo Certificates of Deposit rates are at 3.20%, 2 Years Jumbo Certificates of Deposit rates are at 3.15%, 1 Year Regular Certificates of Deposit rates are at 3.15%, 180 Days Jumbo Certificates of Deposit rates are at 3.10%. First United Bank Dimmitt, TX's savings rates are at 0.65%. First United Bank Dimmitt, TX's money market rates are at 0.70%. MonitorBankRates evaluates the financial stability of First United Bank Dimmitt, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.44%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityFirst United Bank Dimmitt, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First United Bank Dimmitt, TX? Share your experience about First United Bank Dimmitt, TX by leaving a review below, or read customer reviews before you decide to use First United Bank Dimmitt, TX. First United Bank Dimmitt, TX Texas RatioFirst United Bank Dimmitt, TX's Texas Ratio is at 0.44%, which is considered excellent. The Texas Ratio for First United Bank Dimmitt, TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
First United Bank Dimmitt, TX has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First United Bank Dimmitt, TX is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
First United Bank Dimmitt, TX has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
First United Bank Dimmitt, TX CD Rates
First United Bank Dimmitt, TX Savings Rates
First United Bank Dimmitt, TX Money Market Rates
First United Bank Dimmitt, TX Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First United Bank Dimmitt, TX is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First United Bank Dimmitt, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First United Bank Dimmitt, TX's official website for the most current offers and terms.
Bank Profile & OverviewFirst United Bank Dimmitt, TX
201 N Broadway StDimmitt, TX 79027 Castro Established Date: 03/07/1907 FDIC Certificate #: 12769 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: PLAINS BCORP INC How Many Domestic U.S. Offices? 25 How Many Branches are There? 25 Website: https://www.firstunited.bank
Is First United Bank Dimmitt, TX FDIC Insured? Yes
What is First United Bank Dimmitt, TX's Cert number? 12769
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.44%
Return on Assets (ROA):
1.3512%
Return on Equity (ROE):
18.1700%
Non-Performing Loans (NPL):
0.03%
Total Assets:
$2,451,820,000
Total Deposits:
$2,184,192,000
Equity Capital:
$246,324,000
Net Income:
$41,439,000
Headquarters:
Dimmitt
Regulator:
FDIC
# of Offices:
25
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsemBb
December 17, 2025
VthS
Add Your Rating and Review for First United Bank Dimmitt, TX
Frequently Asked Questions About First United Bank Dimmitt, TXHow do I open an account at First United Bank Dimmitt, TX?You can typically open an account at First United Bank Dimmitt, TX by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First United Bank Dimmitt, TX provides a range of mortgage and home equity products. Is First United Bank Dimmitt, TX a safe place to deposit money?Yes, First United Bank Dimmitt, TX is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First United Bank Dimmitt, TX offer online and mobile banking?Most modern institutions like First United Bank Dimmitt, TX provide digital access including online balance checks and transfers. Compare to other Banks |
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