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Mortgage Lenders and Brokers in Austin, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Austin, Texas mortgage lenders include University Federal Credit UnionUniversity Federal Credit Union1601 Trinity St Stop A, Austin, TX 78712 1766A+5.0 ★Texas Ratio: 3.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13752 Research Blvd, Austin, TX 78750A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank7101 East William Cannon Drive, Austin, TX 78744A+5.0 ★Texas Ratio: 2.51%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, Bank of America NABank of America NA3301 Northland Dr, Austin, TX 78731A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA11110 Tom Adams Dr, Austin, TX 78753A+5.0 ★Texas Ratio: 5.36%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, and Amplify Credit UnionAmplify Credit Union2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Austin, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Austin are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Austin, Texas

Market share is the lender's share of all home loans closed in Austin, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
University Federal Credit Union 1601 Trinity St Stop A, Austin, TX 78712 1766 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA, Jumbo	502	4.4%	87.9%	$368,007	View
JPMorgan Chase Bank, NA 29 offices in Austin 13752 Research Blvd, Austin, TX 78750 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	387 +2 HELOCs	3.4%	89.9%	$847,273	View
Frost Bank ★ 5 stars, 1 review 17 offices in Austin 7101 East William Cannon Drive, Austin, TX 78744 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	216 +167 HELOCs	1.9%	65.9%	$381,481	View
First United Bank and Trust Co 3 offices in Austin 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, Jumbo, HELOC	214 +14 HELOCs	1.9%	97.3%	$665,373	View
Austin Telco FCU 8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo	115	1%	69.6%	$128,826	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional, HELOC	112 +31 HELOCs	1%	55.8%	$172,946	View
Bank of America NA 19 offices in Austin 3301 Northland Dr, Austin, TX 78731 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	98 +128 HELOCs	0.9%	89.2%	$806,326	View
Wells Fargo Bank NA 34 offices in Austin 11110 Tom Adams Dr, Austin, TX 78753 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	88	0.8%	73.6%	$801,931	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional, FHA, VA, Jumbo	77	0.7%	100%	$587,987	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	69 +74 HELOCs	0.6%	84.5%	$386,739	View
Velocity Credit Union 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional	47	0.4%	61.8%	$176,276	View
Truist Bank ★ 1 stars, 1 review 10 offices in Austin 3801 N Capital Of Texas Hwy Ste B100, Austin, TX 78746 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	37 +33 HELOCs	0.3%	84.8%	$810,945	View
Capitol Credit Union 11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21%	Conventional, Jumbo, HELOC	33 +5 HELOCs	0.3%	86.4%	$144,090	View
Government Employees Federal Credit Union 10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	31	0.3%	100%	$172,741	View
Prosperity Bank ★ 1 stars, 1 review 10 offices in Austin 900 Congress Ave, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	29 +9 HELOCs	0.3%	61.5%	$1,210,862	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	27	0.2%	90%	$109,444	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 12 offices in Austin 1912 W Stassney Ln, Austin, TX 78745 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	26 +76 HELOCs	0.2%	76.5%	$546,153	View
SouthStar Bank SSB ★ 5 stars, 1 review 2 offices in Austin 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03%	Conventional, Jumbo	25	0.2%	83.3%	$683,800	View
Regions Bank 4 offices in Austin 4314 W Braker Ln, Austin, TX 78759 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	22 +13 HELOCs	0.2%	61.5%	$487,727	View
Broadway National Bank 1 office in Austin 911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo	22	0.2%	78.6%	$851,818	View
Greater Texas FCU 12319 N Mopac Expy, Austin, TX 78758	Conventional	15	0.1%	36.2%	$113,000
Sente Mortgage, Inc. 6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673	Conventional, VA, Jumbo	15	0.1%	83.3%	$607,000
Southstate Bank, National Association ★ 5 stars, 1 review 3 offices in Austin 3209 Ranch Road 620 S, Austin, TX 78738 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	14	0.1%	82.4%	$1,021,428	View
Sunflower Bank, N.A. 1 office in Austin 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	14	0.1%	87.5%	$1,277,857	View
Frontier Bank of Texas 1 office in Austin 5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06%	Conventional, Jumbo	13	0.1%	93.3%	$877,307	View
Huntington National Bank 4 offices in Austin 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	10	0.1%	84.6%	$779,000	View
Central National Bank 2 offices in Austin 835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00%	Conventional, Jumbo	7	0.1%	100%	$699,285	View
Amarillo National Bank 1 office in Austin 5300 Bee Caves Rd Bldg 2, Austin, TX 78746 A5.0 ★Texas Ratio: 9.89%	Conventional, Jumbo, HELOC	6 +11 HELOCs	0.1%	100%	$770,000	View
First Ciitizens Bank and Trust 1 office in Austin 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	6 +4 HELOCs	0.1%	75%	$741,666	View
Susser Bank 1 office in Austin 901 Mopac Expressway South Suite 100, Austin, TX 78746 A+5.0 ★Texas Ratio: 3.02%	Conventional, Jumbo	6	0.1%	100%	$690,000	View
Jefferson Bank 1 office in Austin 114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02%	Conventional, Jumbo	6	0.1%	100%	$473,333	View
First Lockhart Bank 1 office in Austin 319 W Slaughter Ln, Austin, TX 78748 A+5.0 ★Texas Ratio: 3.90%	Conventional	6	0.1%	100%	$375,000	View
Benchmark Bank 2 offices in Austin 3500 Crawford Avenue, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.39%	Conventional, Jumbo	5	0%	100%	$1,005,000	View
Texas Health Credit Union 4800 GROVER AVE, AUSTIN, TX 78756 A5.0 ★Texas Ratio: 7.88%	Conventional	5	0%	62.5%	$147,000	View
Fifth Third Bank, National Association 7 offices in Austin 14950 Avery Ranch Blvd, Austin, TX 78717 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	5	0%	83.3%	$1,009,000	View
Plainscapital Bank 2 offices in Austin 12319 N Mopac Expy, Austin, TX 78758 A+5.0 ★Texas Ratio: 4.03%	Conventional, Jumbo	5	0%	100%	$3,003,000	View
American Bank of Commerce 5 offices in Austin 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional	4	0%	100%	$395,000	View
Southside Bank 2 offices in Austin 11815 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 0.90%	Conventional, Jumbo	4	0%	100%	$942,500	View
Encore Bank 1 office in Austin 301 West Ave, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.62%	Conventional	4	0%	66.7%	$335,000	View
Texas D P S Credit Union 621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67%	Conventional	3	0%	80%	$145,000	View
Third Coast Bank 2 offices in Austin 5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75%	Conventional, Jumbo	2	0%	100%	$1,360,000	View
Loanpeople, LLC	Conventional, FHA, VA, Jumbo	364	3.2%	98.4%	$509,972
Home Financing Unlimited, Inc.	Conventional, FHA, VA, Jumbo	106	0.9%	93%	$534,811
DHI Mortgage Company, LTD.	Conventional, FHA, VA	44	0.4%	81.5%	$334,090
Aaxy LLC	Conventional	31	0.3%	100%	$492,096
Orchard Mortgage, LLC	Conventional	5	0%	100%	$369,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, Jumbo	5	0%	100%	$617,000	View
Randolph-Brooks Federal Credit Union 205 W Ben White Blvd, Austin, TX 78704 7154 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	283 +119 HELOCs	2.5%	90.8%	$243,303	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo	117	1%	86.3%	$1,023,205	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, FHA, VA, Jumbo	88	0.8%	97.8%	$548,295	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, Jumbo	77	0.7%	85.9%	$530,974	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, Jumbo	71	0.6%	93.4%	$478,943
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional, FHA, VA, Jumbo	34	0.3%	100%	$540,294	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	32	0.3%	91.4%	$777,187	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, Jumbo, HELOC	31 +8 HELOCs	0.3%	83.8%	$754,677	View
International Bank of Commerce 2817 E Cesar Chavez St, Austin, TX 78702	Conventional	31	0.3%	88.6%	$273,064
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, VA	18	0.2%	94.7%	$476,111	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	17	0.1%	37%	$424,411	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, Jumbo, HELOC	14 +5 HELOCs	0.1%	87.5%	$543,571	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional, Jumbo, HELOC	12 +6 HELOCs	0.1%	60%	$600,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	12	0.1%	84.2%	$370,833	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	10 +13 HELOCs	0.1%	81.5%	$947,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA, Jumbo	10	0.1%	100%	$607,000	View
Verabank,N.A. 1111 W 6th St Bldg B Ste 200, Austin, TX 78703 A+5.0 ★Texas Ratio: 5.54%	Conventional, Jumbo	9	0.1%	81.8%	$645,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, FHA, Jumbo	6	0.1%	100%	$1,000,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	6	0.1%	85.7%	$215,000	View
Round Top State Bank 1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	6	0.1%	100%	$1,388,333	View
The First National Bank of Bas 118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19%	Conventional, Jumbo	6	0.1%	66.7%	$353,333	View
Simmons Bank 3001 Palm Way, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.33%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0%	71.4%	$1,071,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	5	0%	100%	$291,000	View
R Bank 360 E Highway 29, Bertram, TX 78605 A5.0 ★Texas Ratio: 13.45%	Conventional, Jumbo	5	0%	83.3%	$1,157,000	View
Security State Bank & Trust 11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71%	Conventional, Jumbo	5	0%	81.8%	$1,251,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	5	0%	100%	$219,000
Trustmark Bank 840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40%	Conventional, Jumbo	4	0%	80%	$862,500	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	Conventional	4	0%	80%	$310,000	View
Bny Mellon, N.A. 4020 Maple Ave, Dallas, TX 75219 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	3	0%	100%	$841,666	View
Citizens National Bank 500 N Travis Ave, Cameron, TX 76520	Conventional	3	0%	75%	$338,333
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA, Jumbo	3	0%	60%	$1,008,333	View
Classic Bank, National Association 493 Highway 71 W, Bastrop, TX 78602 A5.0 ★Texas Ratio: 9.09%	Conventional	3	0%	100%	$151,666	View
Extraco Banks, NA 2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26%	Conventional, Jumbo	3	0%	100%	$921,666	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	3	0%	100%	$228,333	View
American Bank, N.A. 2707 W Northwest Hwy, Dallas, TX 75220 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$980,000	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	2	0%	100%	$440,000	View
Moody National Bank 7900 Shoal Creek Blvd, Austin, TX 78757 A5.0 ★Texas Ratio: 6.43%	Conventional, Jumbo	2	0%	100%	$1,030,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	2	0%	100%	$395,000
Primelending	Conventional, FHA, VA, Jumbo	116	1%	95.5%	$579,137
Network Funding, L.P.	Conventional, FHA, VA, Jumbo	110	1%	95.8%	$514,090
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	91	0.8%	98.9%	$488,406
Nationstar Mortgage	Conventional, FHA, VA, Jumbo	73	0.6%	82.6%	$319,520
SWBC Mortgage Corporation	Conventional, FHA, VA, Jumbo	66	0.6%	100%	$674,848
Priority Home Mortgage, L.P.	Conventional, FHA	54	0.5%	100%	$413,518
Parkstone Mortgage, LLC	Conventional, FHA, VA	48	0.4%	100%	$494,583
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	43	0.4%	67.7%	$407,790	View
Certified Funding, L.P.	Conventional	32	0.3%	74.4%	$192,187
Republic State Mortgage Company	Conventional, FHA, VA	28	0.2%	100%	$352,857
Encompass Lending Group, L.P.	Conventional, FHA, VA, Jumbo	28	0.2%	96.6%	$428,214
Envoy Mortgage, Ltd	Conventional, FHA, VA, Jumbo	27	0.2%	96.4%	$445,740
Sfmc, LP	Conventional, FHA, VA	26	0.2%	87.2%	$408,461
Gardner Financial Services	Conventional, FHA, VA, Jumbo	22	0.2%	100%	$536,363
Willow Bend Mortgage Company, LLC	Conventional, FHA, VA, Jumbo	18	0.2%	100%	$493,333
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	18	0.2%	95.2%	$492,222
Southwest Funding LP	Conventional, FHA, VA	18	0.2%	100%	$357,777
Hometrust Mortgage Company	Conventional, FHA, Jumbo	18	0.2%	72%	$377,222
Brightland Mortgage Services, Ltd.	Conventional, FHA, VA	15	0.1%	100%	$359,666
Directions Equity, LLC	Conventional, FHA	11	0.1%	100%	$359,545
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	9	0.1%	90%	$375,000
Click n' Close, Inc.	Conventional, FHA	6	0.1%	100%	$318,333
SouthTrust Bank, N.A. A+5.0 ★Texas Ratio: 1.82%	Conventional	6	0.1%	100%	$205,000	View
Crestmark Mortgage Company, Ltd	Conventional	5	0%	100%	$485,000
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional	5	0%	100%	$307,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	5	0%	100%	$229,000
Right Start Mortgage, Inc	Conventional, FHA	4	0%	80%	$505,000
Interlinc Mortgage Services, LLC	Conventional	2	0%	100%	$225,000
Lrs Financial Network dba Hnb Mortgage	Conventional	2	0%	100%	$655,000
Integrity Mortgage Corporation of Texas	Conventional	2	0%	100%	$405,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	888	7.8%	91.4%	$489,786
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	589	5.2%	75.4%	$391,723	View
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	584 +7 HELOCs	5.1%	97%	$443,544
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	297	2.6%	96.1%	$536,380
Cadence Bank	Conventional, Jumbo, HELOC	204 +18 HELOCs	1.8%	95.8%	$546,666
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA, USDA	196	1.7%	94.7%	$400,612
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	182 +3 HELOCs	1.6%	83.2%	$353,021
Kbhs Home Loans, LLC	Conventional, FHA, VA	151	1.3%	92.2%	$380,364
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	151	1.3%	78.2%	$552,019
Newrez LLC	Conventional, FHA, VA, Jumbo	114	1%	68.9%	$509,385
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	108	0.9%	98.2%	$502,500
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	106 +2 HELOCs	0.9%	89.1%	$471,603
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	89 +3 HELOCs	0.8%	96.8%	$621,404
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA, Jumbo	87	0.8%	94.2%	$424,540	View
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	82 +4 HELOCs	0.7%	86.3%	$412,682
M/I Financial. LLC	Conventional, FHA, VA	75	0.7%	100%	$374,466
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	75	0.7%	100%	$1,071,266	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	73 +4 HELOCs	0.6%	97.4%	$592,808
Zillow Home Loans, LLC	Conventional, FHA, VA, Jumbo	72	0.6%	92.5%	$363,611
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	67	0.6%	76.1%	$476,044
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	66	0.6%	86%	$442,424
Provident Funding Associates	Conventional	66	0.6%	90.4%	$477,424
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, Jumbo	62	0.5%	92.6%	$518,225	View
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA, Jumbo	61	0.5%	92.4%	$474,508
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	57	0.5%	98.6%	$531,842
Plaza Home Mortgage, Inc	Conventional, FHA, VA, Jumbo	55	0.5%	77.5%	$463,545
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo	53	0.5%	73%	$488,584
Florida Capital Bank, N.A	Conventional, FHA, Jumbo	49	0.4%	95.2%	$483,367
Mortgage Research Center	Conventional, VA, Jumbo	47	0.4%	72.7%	$465,212
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo	46	0.4%	98%	$525,217
Better Mortgage Corporation	Conventional, VA, Jumbo	45	0.4%	59%	$486,111
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	44	0.4%	43.9%	$114,090	View
Pulte Mortgage LLC	Conventional, FHA, VA	42	0.4%	71.2%	$380,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, Jumbo	40	0.4%	75.9%	$704,500	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	38 +1 HELOCs	0.3%	93%	$991,842	View
AmWest Funding Corp	Conventional, VA	37	0.3%	92.5%	$440,135
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	36 +1 HELOCs	0.3%	95%	$1,057,500	View
Golden Empire Mortgage, Inc.	Conventional, FHA, VA, Jumbo	35	0.3%	90%	$454,142
Tomo Mortgage LLC	Conventional, FHA, Jumbo	31	0.3%	83.8%	$475,322
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	30	0.3%	88.2%	$1,603,000	View
Nexera Holding LLC	Conventional, Jumbo	30	0.3%	83.3%	$691,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	29	0.3%	93.5%	$618,793	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA, Jumbo	29	0.3%	100%	$442,241	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	28	0.2%	32%	$417,500
Bay Equity LLC	Conventional, FHA, VA, Jumbo	28	0.2%	96.6%	$439,642
Sage Home Loans Corporation	Conventional	27	0.2%	82.5%	$480,185
Mutual of Omaha Mortgage	Conventional, VA, Jumbo	27	0.2%	96.4%	$465,740
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA, Jumbo	25	0.2%	100%	$454,200
Lower, LLC	Conventional, FHA, Jumbo	25	0.2%	89.3%	$603,000
First Community Mortgage, Inc.	Conventional, FHA, VA, Jumbo	22	0.2%	95.8%	$574,545
Resicentral LLC	Conventional, FHA	22	0.2%	96%	$467,727
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	22	0.2%	44.9%	$230,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	22	0.2%	100%	$381,818
General Mortgage Capital Corporation	Conventional	21	0.2%	100%	$410,714
Homeowners Financial Group, LLC	Conventional, FHA, VA, Jumbo	21	0.2%	100%	$513,571
Vanderbilt Mortgage and Finance, Inc	Conventional	21	0.2%	23.1%	$105,476
JMAC Lending, Inc.	Conventional, FHA	21	0.2%	100%	$491,190
Canopy Mortgage, LLC	Conventional, FHA, Jumbo	20	0.2%	87%	$493,500
Sun West Mortgage Company, Inc	Conventional, FHA, VA	20	0.2%	92.9%	$459,500
21St Mortgage	Conventional	20	0.2%	26.6%	$96,500
Nbkc Bank	Conventional, Jumbo	19	0.2%	86.4%	$521,315
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	19	0.2%	95%	$597,105
PHH Mortgage Corporation	Conventional, FHA	18	0.2%	87%	$434,444
Assurance Financial Group, L.L.C.	Conventional, FHA	18	0.2%	100%	$353,888
Spring Eq, LLC	Conventional, HELOC	17 +15 HELOCs	0.1%	35.8%	$97,941
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	17	0.1%	100%	$462,647	View
Discover Bank	Conventional	17	0.1%	15.4%	$115,588
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	16	0.1%	94.1%	$1,191,875	View
Stg Mortgage Inc	Conventional, FHA	15	0.1%	88.2%	$379,666
Carrington Mortgage Services LLC	Conventional, FHA, VA, Jumbo	15	0.1%	57.9%	$329,666
Lennar Mortgage, LLC	Conventional, FHA	14	0.1%	77.8%	$312,142
Cardinal Financial Company, Li	Conventional, FHA, VA	14	0.1%	90.5%	$429,285
American Pacific Mortgage Corporation	Conventional, FHA	14	0.1%	87.5%	$322,857
Royal United Mortgage LLC	Conventional, FHA	13	0.1%	68.2%	$306,538
Planet Home Lending, LLC	Conventional, FHA, VA, Jumbo	13	0.1%	81.2%	$506,538
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo	12	0.1%	92.3%	$574,166	View
ALCOVA Mortgage, LLC	Conventional, FHA	12	0.1%	100%	$352,500
Tri Pointe Connect, LLC	Conventional, FHA, VA	12	0.1%	93.3%	$441,666
American Financial Resources LLC	Conventional, VA	11	0.1%	73.3%	$453,181
Residential Wholesale Mortgage	Conventional, FHA, VA, Jumbo	11	0.1%	100%	$465,000
Affordable Mortgage Advisors	Conventional, VA	11	0.1%	91.7%	$337,727
Equity Prime Mortgage LLC	Conventional, FHA, VA, Jumbo	11	0.1%	100%	$499,545
Deephaven Mortgage LLC	Conventional, Jumbo	11	0.1%	73.3%	$418,636
Homeamerican Mortgage Corporation	Conventional, FHA, VA	11	0.1%	84.6%	$385,000
Premier Mortgage Resources, LLC	Conventional	10	0.1%	100%	$391,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, Jumbo	10	0.1%	90.9%	$581,000
All Credit Considered Mortgage, Inc.	Conventional	10	0.1%	100%	$377,000
Mortgage Financial Services	Conventional, FHA	10	0.1%	100%	$494,000
Securitynational Mortgage Company	Conventional, FHA, VA, Jumbo	10	0.1%	76.9%	$416,000
Arc Home LLC	Conventional, Jumbo	9	0.1%	90%	$765,000
Waterstone Mortgage Corporation	Conventional, FHA, VA, Jumbo	9	0.1%	100%	$480,555
Hometown Equity Mortgage, LLC	Conventional, Jumbo	9	0.1%	75%	$1,056,111
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	9	0.1%	100%	$509,444
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA, Jumbo	9	0.1%	90%	$558,333	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	9	0.1%	90%	$818,333	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	9	0.1%	100%	$952,777	View
Champions Funding, LLC	Conventional, Jumbo	9	0.1%	60%	$498,333
American Financial Network, Inc.	Conventional, FHA, Jumbo	8	0.1%	53.3%	$546,250
HomeXpress Mortgage Corp.	Conventional, Jumbo	8	0.1%	50%	$462,500
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	8	0.1%	88.9%	$510,000	View
Calcon Mutual Mortgage LLC	Conventional, FHA	8	0.1%	88.9%	$190,000
Village Capital & Investment	FHA, VA	8	0.1%	81.2%	$451,250
Truwest Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	7 +15 HELOCs	0.1%	53.8%	$389,285	View
American Portfolio Mortgage Corporation	Conventional, Jumbo	7	0.1%	100%	$1,019,285
NOVA Financial & Investment Corporation	Conventional, FHA, Jumbo	7	0.1%	100%	$479,285
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	7	0.1%	100%	$1,672,142	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	7	0.1%	100%	$1,366,428	View
Geo-Corp, Inc.	FHA	7	0.1%	100%	$345,000
Summit Funding.Inc	Conventional, FHA, VA	7	0.1%	100%	$400,714
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	7	0.1%	87.5%	$552,142
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	6	0.1%	100%	$3,391,666	View
Filo Mortgage, LLC	Conventional	6	0.1%	100%	$355,000
First Colony Mortgage Corporat	Conventional	6	0.1%	87.5%	$528,333
Geneva Financial LLC	Conventional, FHA, VA	6	0.1%	100%	$438,333
Pike Creek Mortgage Services, Inc.	Conventional, FHA, VA	6	0.1%	100%	$325,000
RoundPoint Mortgage Servicing LLC	Conventional	6	0.1%	85.7%	$356,666
Citadel Servicing Corporation	Conventional, Jumbo	6	0.1%	88.9%	$623,333
Prosperity Home Mortgage, LLC	Conventional, VA	6	0.1%	100%	$403,333
Nmsi, Inc.	Conventional, Jumbo	6	0.1%	100%	$525,000
Leaderone Financial Corp.	Conventional, VA, Jumbo	6	0.1%	85.7%	$611,666
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	5 +20 HELOCs	0%	85.7%	$1,453,000	View
Goodleap, LLC	Conventional	5	0%	56.2%	$157,000
Guidance Residential, LLC	Conventional	5	0%	100%	$401,000
Dart Bank	Conventional	5	0%	71.4%	$435,000
Loanunited.Com, LLC	Conventional, FHA, VA	5	0%	100%	$391,000
Nqm Funding, LLC	Conventional, Jumbo	5	0%	85.7%	$795,000
City 1st Mortgage Services, LC	Conventional, FHA	5	0%	100%	$337,000
Flexpoint, Inc.	Conventional, Jumbo	5	0%	100%	$637,000
American Federal Mortgage Corporation	Conventional, FHA, Jumbo	5	0%	100%	$729,000
Strong Home Mortgage, LLC	Conventional	5	0%	100%	$449,000
Lendsure Mortgage Corp.	Conventional, Jumbo	5	0%	100%	$585,000
Mortgage Solutions of Colorado	Conventional, VA	5	0%	85.7%	$311,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	4 +7 HELOCs	0%	26.7%	$635,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	4	0%	80%	$560,000	View
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional, FHA	4	0%	66.7%	$405,000	View
AAA Capital Investment, Inc	Conventional	4	0%	100%	$477,500
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	4	0%	62.5%	$627,500	View
Standard Mortgage Corporation	Conventional	4	0%	80%	$500,000
New Wave Lending Group Inc	Conventional	4	0%	100%	$345,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	4	0%	80%	$405,000	View
Inspire Home Loans Inc. A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA	4	0%	100%	$395,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	4	0%	100%	$447,500	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	4	0%	87.5%	$470,000
Towne Mortgage Company	Conventional, FHA, VA	4	0%	100%	$315,000
Nations Direct Mortgage, LLC	Conventional, VA, Jumbo	4	0%	100%	$580,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	4	0%	100%	$760,000	View
Southwest Stage Funding LLC	Conventional	4	0%	80%	$172,500
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	4	0%	100%	$1,597,500	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	4	0%	100%	$567,500	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	4	0%	100%	$357,500
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	3	0%	100%	$1,505,000	View
Cornerstone First Mortgage, LLC	Conventional	3	0%	100%	$501,666
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional, FHA	3	0%	100%	$381,666	View
Acrisure Mortgage, LLC	Conventional, Jumbo	3	0%	100%	$845,000
Princeton Mortgage Corporation ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 5.94%	Conventional	3	0%	100%	$321,666	View
PFN Lending Group, Inc.	Conventional, FHA	3	0%	75%	$455,000
Network Capital Funding Corporation	Conventional, Jumbo	3	0%	60%	$475,000
SIRVA Mortgage, Inc.	Conventional, Jumbo	3	0%	100%	$635,000
First Option Mortgage, LLC	Conventional	3	0%	100%	$401,666
T2 Financial LLC	Conventional, Jumbo	3	0%	100%	$608,333
Mission Loans, LLC	Conventional	3	0%	100%	$361,666
Logan Finance Corporation	Conventional, Jumbo	3	0%	100%	$778,333
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	3	0%	38.5%	$208,333	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0%	100%	$245,000	View
First Technology Federal Credit Union	Conventional	3	0%	60%	$358,333
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	2 +22 HELOCs	0%	66.7%	$275,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	2 +2 HELOCs	0%	66.7%	$305,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$550,000	View
Originpoint, LLC	Conventional, Jumbo	2	0%	100%	$595,000
Keypoint Credit Union	Conventional, Jumbo	2	0%	100%	$2,005,000
Fundloans Capital	Conventional, Jumbo	2	0%	100%	$890,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	VA	2	0%	100%	$450,000	View
Watermark Capital, Inc.	Conventional	2	0%	100%	$355,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0%	100%	$595,000	View
Home Mortgage Alliance Corp (Hmac)	FHA	2	0%	100%	$305,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0%	100%	$170,000	View
Technology Credit Union	Conventional, Jumbo	2	0%	100%	$630,000
M Squared Financial LLC	Conventional, VA	2	0%	100%	$400,000
Acre Mortgage & Financial, Inc.	FHA	2	0%	100%	$345,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0%	42.9%	$290,000	View
Redwood Residential Acquisition Corporation	Conventional, Jumbo	2	0%	100%	$1,555,000
Michigan Mutual, Inc	Conventional	2	0%	100%	$545,000
Googain, Inc.	Conventional	2	0%	100%	$195,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0%	100%	$335,000	View
JMJ Financial Group Inc.	Conventional	2	0%	100%	$305,000

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Austin Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Austin, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Austin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Austin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Austin, TX

Use these to narrow the list above. Each category shows how many Austin, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 177 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 95 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 126 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 98 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 163 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 94 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Austin, TX

Independent mortgage companies closed 63.5 percent of home loans in Austin, Texas in 2025, banks 24.1 percent and credit unions 12.3 percent. Aspire Home Loans was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, University Federal Credit Union led with 502 loans.

63.5%

Mortgage companies

24.1%

Banks

12.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders McKinney 314 lenders

Frequently Asked Questions About Mortgage Lenders in Austin, TX

Who is the largest mortgage lender in Austin, TX?

By home loans closed in 2025, University Federal Credit Union was the largest mortgage lender in Austin, Texas with 502 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Austin, TX have the highest approval rates?

Among lenders with meaningful volume in Austin, Texas, Aspire Home Loans approved the highest share of completed applications in 2025 at 100 percent, against a 83.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Austin, TX mortgage lenders offer FHA, VA and USDA loans?

126 lenders closed FHA loans in Austin, Texas in 2025, led by Cmg Mortgage Inc with 87. 98 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Austin, TX lender list?

Yes. 95 banks and 28 credit unions closed home loans in Austin, Texas in 2025, alongside 177 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Austin, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Austin, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Austin, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Austin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.