MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. Members Choice Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Members Choice Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Members Choice Credit Union's top rates as of October 14, 2026 are 4.00% APY on its 14 Month Jumbo Promotional CD, 3.00% APY on savings, 3.00% APY on money market accounts, 4.07% APY on checking, 6.37% on its Adjustable-Rate Mortgage (ARM) 5/1, and personal loans from 8.24% APR, according to rates verified by MonitorBankRates. Other Members Choice Credit Union CD rates include 14 Month Promotional CD at 4.00%, 7 Month Jumbo Promotional CD at 4.00%, and 7 Month Promotional CD at 4.00%. Other Members Choice Credit Union mortgage rates include FlexChoice Convertible 5/1 Loan at 6.37%, Conventional Fixed-Rate at 6.49%, and Adjustable-Rate Mortgage (ARM) 7/1 at 6.67%. MonitorBankRates evaluates the financial stability of Members Choice Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.07%. Rates last updated and verified on 10/14/2026.

Members Choice Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members Choice Credit Union? Share your experience about Members Choice Credit Union by leaving a review below, or read customer reviews before you decide to use Members Choice Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.07%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Members Choice Credit Union
Corporate Office
18211 Katy Fwy
Houston, TX 77094-1395
https://www.mccu.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Members Choice Credit Union CD Rates

Product Rate APY Term View More
14 Month Jumbo Promotional CD 3.93% 4.00% 14 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
3.15%3.83%4.50%Sep 14, 2026: 3.65% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 15, 2026
  • Oct 10, 20264.00%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
14 Month Promotional CD 3.93% 4.00% 14 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
3.15%3.83%4.50%Sep 14, 2026: 3.65% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 15, 2026
  • Oct 10, 20264.00%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
7 Month Jumbo Promotional CD 3.93% 4.00% 7 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 3.90% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 15, 2026
  • Oct 10, 20264.00%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
7 Month Promotional CD 3.93% 4.00% 7 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 3.90% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 15, 2026
  • Oct 10, 20264.00%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
7 Month Promotional CD - 4.00% 7 months
Min Deposit $500
Details Limited Time 7-Mo Promo CD; Open Your CD Account Online, by Phone, or at a Branch; Open a CD Online
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 3.90% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 15, 2026
  • Oct 10, 20264.00%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
5-10-15-20 month High Five CD Ladder - 3.90% 5-10-15-20 Months
Min Deposit $2,000
Details Up to 3.90% APY; Only $2,000 minimum to open; Open by Phone or at a Branch; Contact Us to Open a CD Ladder
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 14, 2026: 3.90% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High Five CD Ladder - CD Ladder-10 Month 3.69% 3.75% 10 Month
Min Deposit $2,000
Details Minimum $2,000 to open; Open by Phone, or at a Branch; Contact Us to Open a CD Ladder Account
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High Five CD Ladder - CD Ladder-15 Month 3.45% 3.51% 15 Month
Min Deposit $2,000
Details Minimum $2,000 to open; Open by Phone, or at a Branch; Contact Us to Open a CD Ladder Account
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 14, 2026: 3.51% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High Five CD Ladder - CD Ladder-20 Month 3.45% 3.51% 20 Month
Min Deposit $2,000
Details Minimum $2,000 to open; Open by Phone, or at a Branch; Contact Us to Open a CD Ladder Account
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 14, 2026: 3.51% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
18 Month CD 2.96% 3.00% 18 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
18 Month Jumbo CD 2.96% 3.00% 18 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
18 Month Standard IRA CD 2.96% 3.00% 18 Month
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
24 Month CD 2.96% 3.00% 24 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
24 Month Jumbo CD 2.96% 3.00% 24 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
24 Month Standard IRA CD 2.96% 3.00% 24 Month
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
36 Month CD 2.96% 3.00% 36 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
36 Month Jumbo CD 2.96% 3.00% 36 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
36 Month Standard IRA CD 2.96% 3.00% 36 Month
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Jumbo Certificate of Deposit (CD) - 18 Month CD - 3.00% 18 Month
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Jumbo Certificate of Deposit (CD) - 24 Month CD - 3.00% 24 Month
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Jumbo Certificate of Deposit (CD) - 36 Month CD - 3.00% 36 Month
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Standard Certificate of Deposit (CD) - 18 Month CD - 3.00% 18 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Standard Certificate of Deposit (CD) - 24 Month CD - 3.00% 24 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Standard Certificate of Deposit (CD) - 36 Month CD - 3.00% 36 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
12 Month CD 2.86% 2.90% 12 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
12 Month Jumbo CD 2.86% 2.90% 12 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
12 Month Standard IRA CD 2.86% 2.90% 12 Month
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
6 Month CD 2.86% 2.90% 6 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
6 Month Jumbo CD 2.86% 2.90% 6 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
6 Month Standard IRA CD 2.86% 2.90% 6 Month
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
48 Month CD 2.72% 2.75% 48 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
48 Month Jumbo CD 2.72% 2.75% 48 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
48 Month Standard IRA CD 2.72% 2.75% 48 Month
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
60 Month CD 2.47% 2.50% 60 Month
Min Deposit $500
Details Standard Certificate of Deposit; Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
60 Month Jumbo CD 2.47% 2.50% 60 Month
Min Deposit $100,000
Details Jumbo CD ($100,000 and above)
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
60 Month Standard IRA CD 2.47% 2.50% 60 Month
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Business CD Rates

Product Rate APY Term View More
5-10-15-20 month Business High Five CD Ladder - 3.90% 5-10-15-20 Months
Min Deposit $2,000
Details Up to 3.90% APY; Ladder of 5-10-15-20 Month CDs; Only $2,000 minimum to open; Open by phone or at a branch; Contact Us to Open a CD Ladder
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 14, 2026: 3.90% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High Five CD Ladder - CD Ladder-10 Month 3.69% 3.75% 10 Month
Min Deposit $2,000
Details Four-part CD ladder; parts mature every 5 months; Minimum $2,000 to open; Open by phone or at a branch
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High Five CD Ladder - CD Ladder-15 Month 3.45% 3.51% 15 Month
Min Deposit $2,000
Details Four-part CD ladder; parts mature every 5 months; Minimum $2,000 to open; Open by phone or at a branch
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 14, 2026: 3.51% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High Five CD Ladder - CD Ladder-20 Month 3.45% 3.51% 20 Month
Min Deposit $2,000
Details Four-part CD ladder; parts mature every 5 months; Minimum $2,000 to open; Open by phone or at a branch
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 14, 2026: 3.51% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business Standard Certificate of Deposit - 18 Month CD 2.96% 3.00% 18 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business Standard Certificate of Deposit - 24 Month CD 2.96% 3.00% 24 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business Standard Certificate of Deposit - 36 Month CD 2.96% 3.00% 36 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business Standard Certificate of Deposit - 12 Month CD 2.86% 2.90% 12 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.90% APY
2.40%2.90%3.40%Oct 14, 2026: 2.90% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business Standard Certificate of Deposit - 6 Month CD 2.86% 2.90% 6 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.90% APY
2.40%2.90%3.40%Oct 14, 2026: 2.90% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business Standard Certificate of Deposit - 48 Month CD 2.72% 2.75% 48 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 14, 2026: 2.75% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business Standard Certificate of Deposit - 60 Month CD 2.47% 2.50% 60 Month
Min Deposit $500
Min Balance $500
Details Balance: $500.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 14, 2026: 2.50% APYOct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Savings Rates

Product Rate APY View More
High-Yield Savings Account 2.96% 3.00%
Min Balance $0
Details Qualifications Required; Balance: $0.01 - $24,999.99; Qualifying balance up to $24,999.99; Earn high-yield dividends with your qualifying Members Choice Complete Checking account
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Main Savings Account 0.05% 0.05%
Min Balance $100
Details Balance: $100.00 and over
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Business Savings Rates

Product Rate APY View More
Business Savings Accounts 0.05% 0.05%
Min Balance $100
Details Balance: $100 and over
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Money Market Rates

Product Rate APY View More
High-Yield Variable Rate - Maximum Money MarketTM 2.25% 2.27%
Min Balance $1,000,000
Details Balance: $1,000,000 and higher; Guaranteed Dividend Rates: WSJP minus 4.50%
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High-Yield Variable Rate - Maximum Money MarketTM 1.25% 1.26%
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Guaranteed Dividend Rates: WSJP minus 5.50%
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 7 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High-Yield Variable Rate - Maximum Money MarketTM 0.50% 0.50%
Min Balance $50,000
Details Balance: $50,000 - $149,999.99; Guaranteed Dividend Rates: WSJP minus 7.00%
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High-Yield Variable Rate - Maximum Money MarketTM 0.50% 0.50%
Min Balance $150,000
Details Balance: $150,000 - $299,999.99; Guaranteed Dividend Rates: WSJP minus 6.75%
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High-Yield Variable Rate - Maximum Money MarketTM 0.50% 0.50%
Min Balance $300,000
Details Balance: $300,000 - $499,999.99; Guaranteed Dividend Rates: WSJP minus 6.50%
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Fixed Rate - Classic Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000 and higher
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Fixed Rate - Classic Money Market 0.10% 0.10%
Min Balance $2,000
Details Balance: $2,000 - $9,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Fixed Rate - Classic Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
High-Yield Variable Rate - Maximum Money MarketTM 0.10% 0.10%
Min Balance $0
Details Balance: $0.01 - $49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Business Money Market Rates

Product Rate APY View More
Business High-Yield Variable Rate - Maximum Money MarketTM 2.96% 3.00%
Min Balance $50,000
Details LIMITED TIME 6-Month New Account Promotional Rate; Balance: $50,000 and higher; Open with $50,000 or more to get the promotional rate on entire balance for 6 months
Last Updated 10/14/2026
Rate History
2 changes since Sep 14, 2026 · 3.00% → 3.00% ▼ 0.00 pts · high 3.00% / low 0.50%
0.00%2.75%5.50%Sep 14, 2026: 3.00% APYSep 18, 2026: 0.50% APYOct 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
  • Oct 14, 20263.00%▲ from 0.50%
  • Sep 18, 20260.50%▼ from 3.00%
  • Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High-Yield Variable Rate - Maximum Money MarketTM 2.25% 2.27%
Min Balance $1,000,000
Details Balance: $1,000,000 and higher; Guaranteed Dividend Rate: WSJP minus 4.50%
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High-Yield Variable Rate - Maximum Money MarketTM 1.25% 1.26%
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Guaranteed Dividend Rate: WSJP minus 5.50%
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 7 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High-Yield Variable Rate - Maximum Money MarketTM 0.50% 0.50%
Min Balance $50,000
Details Balance: $50,000 - $149,999.99; Guaranteed Dividend Rate: WSJP minus 7.00%
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.00% → 0.50% ▼ 2.50 pts · high 3.00% / low 0.50%
0.00%2.75%5.50%Sep 14, 2026: 3.00% APYSep 18, 2026: 0.50% APYSep 14, 2026Oct 15, 2026
  • Sep 18, 20260.50%▼ from 3.00%
  • Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High-Yield Variable Rate - Maximum Money MarketTM 0.50% 0.50%
Min Balance $150,000
Details Balance: $150,000 - $299,999.99; Guaranteed Dividend Rate: WSJP minus 6.75%
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High-Yield Variable Rate - Maximum Money MarketTM 0.50% 0.50%
Min Balance $300,000
Details Balance: $300,000 - $499,999.99; Guaranteed Dividend Rate: WSJP minus 6.50%
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Fixed Rate - Business Classic Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000 and higher
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Business High-Yield Variable Rate - Maximum Money MarketTM 0.10% 0.10%
Min Balance $0
Details Balance: $0.01 - $49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Fixed Rate - Business Classic Money Market 0.10% 0.10%
Min Balance $2,000
Details Balance: $2,000 - $9,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Fixed Rate - Business Classic Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Checking Rates

Product Rate APY View More
High-Yield Complete Checking Account 4.00% 4.07%
Min Balance $0
Details Balance: $0.01 - $1,999.99; Qualifying balance up to $1,999.99; Earn dividends with no minimum balance required; No monthly maintenance fees
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 4.07% APY · checked 6 times
3.57%4.07%4.57%Sep 18, 2026: 4.07% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Student Saver Checking 0.25% 0.25%
No additional details.
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Mortgage Rates

Product Rate Points APR Term View More
Adjustable-Rate Mortgage (ARM) 5/1 6.37% - 6.55% 5/1
Details Lower adjustable interest rates; 5/7/10-year ARMs with 1% annual rate caps
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 6.55% APR
6.05%6.55%7.05%Oct 14, 2026: 6.55% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
FlexChoice Convertible 5/1 Loan 6.37% - 6.55% 5/1
Details Unique option to convert from an adjustable-rate to a fixed-rate mortgage after ONE year, at no cost; Initial 5/7/10-year terms with 1% annual rate caps
Last Updated 10/14/2026
Rate History
No change since Oct 1, 2026 · 6.55% APR · checked 4 times
6.05%6.55%7.05%Oct 1, 2026: 6.55% APROct 1, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Conventional Fixed-Rate 6.49% - 6.78% 15-Year
Details As Low As; Mortgage Term Options; Interest Rate/APR*
Last Updated 10/14/2026
Rate History
2 changes since Sep 18, 2026 · 6.66% → 6.78% ▲ 0.12 pts · high 6.92% / low 6.66%
6.16%6.79%7.42%Sep 18, 2026: 6.66% APRSep 22, 2026: 6.92% APROct 1, 2026: 6.78% APRSep 18, 2026Oct 15, 2026
  • Oct 1, 20266.78%▼ from 6.92%
  • Sep 22, 20266.92%▲ from 6.66%
  • Sep 18, 20266.66%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Adjustable-Rate Mortgage (ARM) 7/1 6.67% - 6.86% 7/1
Details Lower adjustable interest rates; 5/7/10-year ARMs with 1% annual rate caps
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 6.86% APR
6.36%6.86%7.36%Oct 14, 2026: 6.86% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
FlexChoice Convertible 7/1 Loan 6.75% - 6.93% 7/1
Details Unique option to convert from an adjustable-rate to a fixed-rate mortgage after ONE year, at no cost; Initial 5/7/10-year terms with 1% annual rate caps
Last Updated 10/14/2026
Rate History
No change since Oct 1, 2026 · 6.93% APR · checked 4 times
6.43%6.93%7.43%Oct 1, 2026: 6.93% APROct 1, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Conventional Fixed-Rate 6.74% - 6.98% 20-Year
Details As Low As; Mortgage Term Options; Interest Rate/APR*
Last Updated 10/14/2026
Rate History
2 changes since Sep 18, 2026 · 6.86% → 6.98% ▲ 0.12 pts · high 7.11% / low 6.86%
6.36%6.99%7.61%Sep 18, 2026: 6.86% APRSep 22, 2026: 7.11% APROct 1, 2026: 6.98% APRSep 18, 2026Oct 15, 2026
  • Oct 1, 20266.98%▼ from 7.11%
  • Sep 22, 20267.11%▲ from 6.86%
  • Sep 18, 20266.86%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Conventional Fixed Rate Primary Home Purchase or Refi - - 6.99% 30 Years
Details Includes a special .25% limited time rate discount for primary home purchase or rate and term refi; Ask Us For Details
Last Updated 10/14/2026
Rate History
No change since Oct 10, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 10, 2026: 6.99% APROct 10, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Adjustable-Rate Mortgage (ARM) 10/1 6.97% - 7.16% 10/1
Details Lower adjustable interest rates; 5/7/10-year ARMs with 1% annual rate caps
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 7.16% APR
6.66%7.16%7.66%Oct 14, 2026: 7.16% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Conventional Fixed-Rate 6.99% - 7.18% 30-Year
Details As Low As; Mortgage Term Options; Interest Rate/APR*
Last Updated 10/14/2026
Rate History
2 changes since Sep 18, 2026 · 6.80% → 7.18% ▲ 0.38 pts · high 7.24% / low 6.80%
6.30%7.02%7.74%Sep 18, 2026: 6.80% APRSep 22, 2026: 7.24% APROct 1, 2026: 7.18% APRSep 18, 2026Oct 15, 2026
  • Oct 1, 20267.18%▼ from 7.24%
  • Sep 22, 20267.24%▲ from 6.80%
  • Sep 18, 20266.80%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
FlexChoice Convertible 10/1 Loan 7.12% - 7.31% 10/1
Details Unique option to convert from an adjustable-rate to a fixed-rate mortgage after ONE year, at no cost; Initial 5/7/10-year terms with 1% annual rate caps
Last Updated 10/14/2026
Rate History
No change since Oct 1, 2026 · 7.31% APR · checked 4 times
6.81%7.31%7.81%Oct 1, 2026: 7.31% APROct 1, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan for Summer Home Improvements - - 6.49% 15 Years
Details Promotional card; A flexible way to access your home's equity for Spring home improvement projects; Interest rate not published, only APR shown
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 14, 2026: 6.49% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
First Lien Home Equity 6.49% - 6.96% 15-Year
Details As Low As; Interest Rate/APR*; Home Equity Loans
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 6.96% APR · checked 8 times
6.46%6.96%7.46%Sep 14, 2026: 6.96% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
HELOC - 1st Lien 7.00% - 7.06%
Details As Low As; Variable Rate Revolving Line of Credit; Loan amounts from $75,000 to $250,000; Available on a primary residence in Texas; Interest Rate/APR*
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 7.06% APR
6.56%7.06%7.56%Oct 14, 2026: 7.06% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
First Lien Home Equity 6.74% - 7.12% 20-Year
Details As Low As; Interest Rate/APR*; Home Equity Loans
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 7.12% APR · checked 8 times
6.62%7.12%7.62%Sep 14, 2026: 7.12% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
First Lien Home Equity 6.99% - 7.29% 30-Year
Details As Low As; Interest Rate/APR*; Home Equity Loans
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 7.29% APR · checked 8 times
6.79%7.29%7.79%Sep 14, 2026: 7.29% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
HELOC - 2nd Lien 7.25% - 7.31%
Details As Low As; Variable Rate Revolving Line of Credit; Loan amounts from $75,000 to $250,000; Available on a primary residence in Texas; Interest Rate/APR*
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 7.31% APR
6.81%7.31%7.81%Oct 14, 2026: 7.31% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Second Lien Home Equity 6.99% - 7.47% 15-Year
Details As Low As; Interest Rate/APR*; Home Equity Loans
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 7.47% APR · checked 8 times
6.97%7.47%7.97%Sep 14, 2026: 7.47% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Second Lien Home Equity 7.24% - 7.63% 20-Year
Details As Low As; Interest Rate/APR*; Home Equity Loans
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 7.63% APR · checked 8 times
7.13%7.63%8.13%Sep 14, 2026: 7.63% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Autos - - 3.49% 12 - 36 months
Details As Low As; Rates shown include standard rate discounts.
Last Updated 10/14/2026
Rate History
1 change since Sep 18, 2026 · 3.24% → 3.49% ▲ 0.25 pts · high 3.49% / low 3.24%
2.74%3.37%3.99%Sep 18, 2026: 3.24% APRSep 27, 2026: 3.49% APRSep 18, 2026Oct 15, 2026
  • Sep 27, 20263.49%▲ from 3.24%
  • Sep 18, 20263.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
New or Used Auto Loan - - 3.49%
Details Rates as low as 3.49% APR for new or used auto loans; term not stated in this table
Last Updated 10/14/2026
Rate History
No change since Oct 10, 2026 · 3.49% APR · checked 2 times
2.99%3.49%3.99%Oct 10, 2026: 3.49% APROct 10, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Pre-Owned Autos - - 3.49% 12 - 36 months
Details As Low As; Rates shown include standard rate discounts; HERO Savings Program may qualify for additional loan rate discounts
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.24% → 3.49% ▲ 0.25 pts · high 3.49% / low 3.24%
2.74%3.37%3.99%Sep 14, 2026: 3.24% APRSep 27, 2026: 3.49% APRSep 14, 2026Oct 15, 2026
  • Sep 27, 20263.49%▲ from 3.24%
  • Sep 14, 20263.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Match or Beat Auto Refinance - - 4.99%
Details As Low As; match or beat a member's current external auto loan rate by 1%; proof of current rate required; Texas title required
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 14, 2026: 4.99% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
New Autos - - 4.99% 37 - 60 months
Details As Low As; Rates shown include standard rate discounts.
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Pre-Owned Autos - - 4.99% 37 - 60 months
Details As Low As; Rates shown include standard rate discounts; HERO Savings Program may qualify for additional loan rate discounts
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
New Autos - - 5.74% 61 - 72 months
Details As Low As; Rates shown include standard rate discounts.
Last Updated 10/14/2026
Rate History
1 change since Sep 18, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 18, 2026: 5.49% APRSep 27, 2026: 5.74% APRSep 18, 2026Oct 15, 2026
  • Sep 27, 20265.74%▲ from 5.49%
  • Sep 18, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Pre-Owned Autos - - 5.74% 61 - 72 months
Details As Low As; Rates shown include standard rate discounts; HERO Savings Program may qualify for additional loan rate discounts
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 27, 2026: 5.74% APRSep 14, 2026Oct 15, 2026
  • Sep 27, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
New Autos - - 6.49% 73 - 84 months
Details As Low As; Rates shown include standard rate discounts.
Last Updated 10/14/2026
Rate History
1 change since Sep 18, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 18, 2026: 6.24% APRSep 27, 2026: 6.49% APRSep 18, 2026Oct 15, 2026
  • Sep 27, 20266.49%▲ from 6.24%
  • Sep 18, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Pre-Owned Autos - - 6.49% 73 - 84 months
Details As Low As; Rates shown include standard rate discounts; HERO Savings Program may qualify for additional loan rate discounts
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 14, 2026: 6.24% APRSep 27, 2026: 6.49% APRSep 14, 2026Oct 15, 2026
  • Sep 27, 20266.49%▲ from 6.24%
  • Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats/RVs/Motorcycles/ATVs Loan - 3.99% 12 - 36 months
Details As Low As; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Boats/RVs/Motorcycles/ATVs Loan - 4.99% 37 - 72 months
Details As Low As; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Boats/RVs/Motorcycles/ATVs Loan - 5.99% 73 - 84 months
Details As Low As; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Boats/RVs/Motorcycles/ATVs Loan - 6.99% 85 - 120 months
Details As Low As; For Loans over $50,000; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Boats/RVs/Motorcycles/ATVs Loan - 7.24% 121-180 months
Details As Low As; For Loans over $80,000; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Personal Loan Rates

Product APR Term View More
Unsecured / Signature Personal Loan 8.24% 0 - 12 months
Details As Low As
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 7 times
7.74%8.24%8.74%Sep 14, 2026: 8.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
HomeRewards Personal Loan - 37-60 months 8.49% 37-60 months
Details As Low As; Rates shown include standard rate discounts; $10,000 minimum; other terms up to 84 months
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 8.49% APR
7.99%8.49%8.99%Oct 14, 2026: 8.49% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
HomeRewards Unsecured Personal Loan 8.49% 37 - 60 months
Details As Low As; Loan amount: $10,000 minimum; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 8.49% APR
7.99%8.49%8.99%Oct 14, 2026: 8.49% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
HomeRewards Unsecured Personal Loan 9.49% 61 - 72 months
Details As Low As; Loan amount: $20,000 minimum; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 9.49% APR
8.99%9.49%9.99%Oct 14, 2026: 9.49% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unsecured / Signature Personal Loan 10.24% 13 - 24 months
Details As Low As
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 10.24% APR · checked 7 times
9.74%10.24%10.74%Sep 14, 2026: 10.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
HomeRewards Unsecured Personal Loan 10.49% 73 - 84months
Details As Low As; Loan amount: $30,000 maximum; Rates shown include standard rate discounts
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 10.49% APR
9.99%10.49%10.99%Oct 14, 2026: 10.49% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unsecured / Signature Personal Loan 11.24% 25 - 36 months
Details As Low As
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 11.24% APR · checked 7 times
10.74%11.24%11.74%Sep 14, 2026: 11.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unsecured / Signature Personal Loan 12.24% 37 - 60 months
Details As Low As
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 12.24% APR · checked 7 times
11.74%12.24%12.74%Sep 14, 2026: 12.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unsecured / Signature Personal Loan 13.24% 61 - 72 months
Details As Low As; Minimum loan amount: $20,000
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 13.24% APR · checked 6 times
12.74%13.24%13.74%Sep 18, 2026: 13.24% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unsecured / Signature Personal Loan 13.24% 73-84 months
Details As Low As; Minimum loan amount: $30,000
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 13.24% APR · checked 6 times
12.74%13.24%13.74%Sep 18, 2026: 13.24% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%

Members Choice Credit Union Other Rates

Product Rate Points APY/APR Term View More
Line of Credit (Variable) - - 10.50%
Details As Low As
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 6 times
10.00%10.50%11.00%Sep 18, 2026: 10.50% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unimproved Residential Land - 10-Year Loan 7.74% - 8.30% 10-Year
Details As Low As; Texas Land Loans; Unimproved land loan amounts from $50,000 up to $500,000; Up to 80% LTV
Last Updated 10/14/2026
Rate History
No change since Sep 22, 2026 · 8.30% APR · checked 6 times
7.80%8.30%8.80%Sep 22, 2026: 8.30% APRSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unimproved Residential Land - 15-Year Loan 7.99% - 8.40% 15-Year
Details As Low As; Texas Land Loans; Unimproved land loan amounts from $50,000 up to $500,000; Up to 80% LTV
Last Updated 10/14/2026
Rate History
No change since Sep 22, 2026 · 8.40% APR · checked 6 times
7.90%8.40%8.90%Sep 22, 2026: 8.40% APRSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Unimproved Residential Land - 20-Year Loan 8.24% - 8.58% 20-Year
Details As Low As; Texas Land Loans; Unimproved land loan amounts from $50,000 up to $500,000; Up to 80% LTV
Last Updated 10/14/2026
Rate History
No change since Sep 22, 2026 · 8.58% APR · checked 6 times
8.08%8.58%9.08%Sep 22, 2026: 8.58% APRSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Individual Retirement Accounts (IRA) 0.25% - 0.25%
Min Deposit $5
Min Balance $5
Details Dividend Rate* and APY* as printed
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.07%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Members Choice Credit Union’s Texas Ratio stayed near 7.19% in Q3 2023 to 7.07% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.19% A Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A+ Q1 2026 7.07% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$721M7.07%5.0A
March 31, 2026$728M5.67%5.0A+
December 31, 2025$725M8.25%5.0A
September 30, 2025$728M7.88%5.0A
June 30, 2025$744M8.70%5.0A
March 31, 2025$775M3.46%5.0A+
December 31, 2024$767M7.31%5.0A
September 30, 2024$781M6.27%5.0A
June 30, 2024$746M5.99%5.0A+
March 31, 2024$737M4.74%5.0A+
December 31, 2023$755M5.57%5.0A+
September 30, 2023$777M7.19%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Members Choice Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members Choice Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members Choice Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members Choice Credit Union
Website https://www.mccu.com
Address 18211 Katy Fwy, Houston, TX 77094-1395
Phone 281-398-9900
Fax 281-398-9898
President Johnny Williams
CEO Luke Billeri
Full-Time Employees 121
Part-Time Employees 0
Branch Locations 8
ATM Locations 6
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.07%
Return on Assets (ROA)
0.0745%
Return on Equity (ROE)
0.9511%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
720,911,022
Total Amount of Shares and Deposits
584,737,847
Total Shares and Deposits < 1 Year
570,524,942
Total Shares and Deposits 1 3 Years
11,113,496
Total Shares and Deposits > 3 Years
3,099,408
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
60,490,511
Total Uninsured Shares and Deposits > $250K (F+J)
60,490,511
Total Insured Shares and Deposits > $250K (item 17 less item K)
524,247,336
Total Interest Expense (Sum of items 6 8)
5,616,377
Share Certificates
4,208
Number of Accounts for Share Drafts
29,092
IRA KEOGH Accounts
391
Number of Accounts for Regular Shares
49,543
Money Market Shares
1,433
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,993,925
Total Liabilities
673,121,795
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Members Choice Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/members-choice-credit-union-rates-review-67508">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Members Choice Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Members Choice Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Members Choice Credit Union

How many branches does Members Choice Credit Union operate?

Members Choice Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members Choice Credit Union?

Yes, to access services at Members Choice Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members Choice Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members Choice Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Members Choice Credit Union offer online and mobile banking?

Most modern institutions like Members Choice Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mccu.com.

Current Members Choice Credit Union Rates

  • 12-Month CD2.90%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 60-Month CD2.50%
  • Savings3.00%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Heritage Community Credit Union Planters Federal Credit Union Shiloh Englewood Federal Credit Union Encompass Niagara Federal Credit Union La Terre Federal Credit Union Harbor Pointe Credit Union First Atlantic Federal Credit Union ACFCU Wright Dunbar Area Credit Union One Community Federal Credit Union Community Connect Federal Credit Union WestEdge Federal Credit Union Gulf Coast Educators Federal Credit Union Gardiner Federal Credit Union TRUST Federal Credit Union Acclaim Federal Credit Union Harvester Financial Credit Union Missouri Baptist Credit Union Pennsylvania American Water Federal Credit Union Farm Bureau Family Credit Union Saint Augustine Credit Union