Houston, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1200 Clear Lake City Blvd, Houston, TX 77062A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank600 W Sam Houston Pkwy N, Houston, TX 77024A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA10101 Westheimer Rd, Houston, TX 77042A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA11152 S Gessner Rd, Houston, TX 77071A+5.0 ★Texas Ratio: 5.36%, First Community Credit UnionFirst Community Credit Union9710 Katy Fwy, Houston, TX 77055 6213, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb1177 West Loop S, Houston, TX 77027A+5.0 ★Texas Ratio: 3.21%, PrimeWay Federal Credit UnionPrimeWay Federal Credit Union100 Dominion Park Dr, Houston, TX 77090 6716A5.0 ★Texas Ratio: 7.36%, First Horizon BankFirst Horizon Bank1000 Memorial City Way, Houston, TX 77024A+5.0 ★Texas Ratio: 5.76%, Prosperity BankProsperity Bank10333 Richmond Ave, Houston, TX 77042A+5.0 ★Texas Ratio: 1.58%, and TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Houston, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Houston are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Houston, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
78 offices in Houston 1200 Clear Lake City Blvd, Houston, TX 77062 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 1,609 +3 HELOCs |
3.6% | 84.8% | $394,658 | View |
|
★ 5 stars, 1 review 34 offices in Houston 600 W Sam Houston Pkwy N, Houston, TX 77024 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 397 +236 HELOCs |
0.9% | 51.1% | $229,609 | View |
|
48 offices in Houston 10101 Westheimer Rd, Houston, TX 77042 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, Jumbo, HELOC | 380 +565 HELOCs |
0.9% | 82.2% | $472,394 | View |
|
62 offices in Houston 11152 S Gessner Rd, Houston, TX 77071 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA, Jumbo | 320 | 0.7% | 61.2% | $327,250 | View |
First Community Credit Union
9710 Katy Fwy, Houston, TX 77055 6213 |
Conventional, Jumbo | 288 | 0.7% | 75.2% | $258,854 | |
|
1177 West Loop S, Houston, TX 77027 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, Jumbo | 280 | 0.6% | 95.9% | $449,928 | View |
|
100 Dominion Park Dr, Houston, TX 77090 6716 A5.0 ★Texas Ratio: 7.36% |
Conventional | 206 | 0.5% | 66.9% | $119,563 | View |
|
★ 5 stars, 1 review 4 offices in Houston 1000 Memorial City Way, Houston, TX 77024 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA, Jumbo, HELOC | 202 +18 HELOCs |
0.5% | 84.6% | $627,326 | View |
|
★ 1 stars, 1 review 42 offices in Houston 10333 Richmond Ave, Houston, TX 77042 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA, VA, Jumbo, HELOC | 200 +13 HELOCs |
0.5% | 66% | $571,450 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA, VA, Jumbo | 187 | 0.4% | 80.7% | $317,834 | View |
|
15 offices in Houston 14533 Bellaire Blvd, Houston, TX 77083 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, Jumbo, HELOC | 181 +94 HELOCs |
0.4% | 53.1% | $579,530 | View |
|
1 office in Houston 9753 Katy Freeway Suite 100, Houston, TX 77024 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo | 173 | 0.4% | 69.7% | $399,739 | View |
|
1001 Louisiana St Ste B 195, Houston, TX 77002 5089 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 153 | 0.3% | 87.2% | $181,274 | View |
|
1 office in Houston 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, VA, Jumbo, HELOC | 152 +27 HELOCs |
0.3% | 90.2% | $270,921 | View |
|
18 offices in Houston 4911 Fm 1960 Rd W, Houston, TX 77069 A+5.0 ★Texas Ratio: 3.72% |
Conventional, FHA, VA, Jumbo, HELOC | 148 +290 HELOCs |
0.3% | 79.5% | $590,810 | View |
|
6 offices in Houston 6809 Fm 1960 Rd W, Houston, TX 77069 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, Jumbo, HELOC | 144 +18 HELOCs |
0.3% | 63.1% | $638,819 | View |
|
705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, USDA | 120 | 0.3% | 95.2% | $303,416 | View |
|
9601 Jones Rd, Houston, TX 77065 A5.0 ★Texas Ratio: 7.93% |
Conventional | 118 | 0.3% | 91% | $107,711 | View |
|
1330 Gemini St, Houston, TX 77058 A+5.0 ★Texas Ratio: 5.77% |
Conventional, FHA, VA, HELOC | 115 +79 HELOCs |
0.3% | 66.3% | $178,652 | View |
|
7 offices in Houston 500 Chimney Rock Rd, Houston, TX 77056 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, VA, Jumbo, HELOC | 95 +83 HELOCs |
0.2% | 82.8% | $429,315 | View |
|
★ 1 stars, 1 review 12 offices in Houston 8133 Broadway St, Houston, TX 77061 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 92 +63 HELOCs |
0.2% | 85.3% | $647,500 | View |
|
★ 1.7 stars, 3 reviews 31 offices in Houston 2401 University Blvd, Houston, TX 77005 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, Jumbo, HELOC | 87 +255 HELOCs |
0.2% | 69.7% | $576,034 | View |
|
1503 Eldridge Pkwy, Houston, TX 77077 2188 A5.0 ★Texas Ratio: 7.07% |
Conventional, Jumbo | 80 | 0.2% | 61.2% | $183,500 | View |
|
★ 4 stars, 3 reviews 4 offices in Houston 3200 Kirby Dr, Houston, TX 77098 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, VA, HELOC | 76 +8 HELOCs |
0.2% | 91.6% | $230,131 | View |
|
1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional, HELOC | 70 +13 HELOCs |
0.2% | 95.9% | $143,000 | View |
|
7 offices in Houston 6730 Capitol St, Houston, TX 77011 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 60 | 0.1% | 92.3% | $246,166 | View |
|
4411 S Wayside Dr, Houston, TX 77087 1109 A5.0 ★Texas Ratio: 6.46% |
Conventional, Jumbo, HELOC | 59 +18 HELOCs |
0.1% | 61.2% | $215,169 | View |
|
7 offices in Houston 11750 Katy Fwy Ste 800, Houston, TX 77079 A+5.0 ★Texas Ratio: 4.93% |
Conventional, FHA, VA, Jumbo, HELOC | 57 +21 HELOCs |
0.1% | 90.5% | $477,456 | View |
|
1 office in Houston 1990 Post Oak Blvd, Houston, TX 77056 A+5.0 ★Texas Ratio: 3.02% |
Conventional, Jumbo | 25 | 0.1% | 96.2% | $914,200 | View |
|
2 offices in Houston 14703 Eagle Vista Dr, Houston, TX 77077 A+5.0 ★Texas Ratio: 0.07% |
Conventional, Jumbo | 22 | 0% | 81.5% | $438,636 | View |
|
1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 21 +1 HELOCs |
0% | 71% | $112,142 | View |
|
20 offices in Houston 5900 Memorial Dr, Houston, TX 77007 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 21 | 0% | 91.7% | $534,047 | View |
|
6901 Corporate Dr, Houston, TX 77036 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 21 | 0% | 100% | $280,714 | View |
|
★ 5 stars, 1 review 6 offices in Houston 9601 Katy Fwy, Houston, TX 77024 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, Jumbo | 21 | 0% | 78.6% | $630,714 | View |
|
325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39% |
Conventional | 17 | 0% | 100% | $209,117 | View |
|
9 offices in Houston 8002 Kirby Dr, Houston, TX 77054 A5.0 ★Texas Ratio: 6.66% |
Conventional, VA, Jumbo, HELOC | 16 +3 HELOCs |
0% | 100% | $718,750 | View |
|
2 offices in Houston 1800 West Loop S, Houston, TX 77027 A5.0 ★Texas Ratio: 6.75% |
Conventional, Jumbo | 16 | 0% | 100% | $775,625 | View |
|
1 office in Houston 4265 San Felipe St, Houston, TX 77027 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 14 +2 HELOCs |
0% | 73.7% | $497,142 | View |
|
2 offices in Houston 11757 Katy Fwy, Houston, TX 77079 A+5.0 ★Texas Ratio: 1.01% |
Conventional, Jumbo | 12 | 0% | 92.3% | $371,666 | View |
|
3 offices in Houston 11201 Clay Rd, Houston, TX 77041 A5.0 ★Texas Ratio: 6.13% |
Conventional, FHA, Jumbo | 12 | 0% | 86.7% | $648,333 | View |
|
3101 Harrisburg Blvd, Houston, TX 77003 |
Conventional | 11 | 0% | 100% | $150,454 | View |
|
15455 Memorial Dr Ste 200, Houston, TX 77079 4136 A+5.0 ★Texas Ratio: 4.99% |
Conventional | 11 | 0% | 100% | $232,272 | View |
|
1 office in Houston 1800 Post Oak Boulevard, Houston, TX 77056 A+5.0 ★Texas Ratio: 0.90% |
Conventional, Jumbo | 9 | 0% | 78.6% | $607,222 | View |
Network Funding, L.P.
|
Conventional, FHA, VA, Jumbo | 405 | 0.9% | 87.7% | $367,691 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA, VA, Jumbo | 205 | 0.5% | 94.5% | $338,414 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA, VA, Jumbo | 159 | 0.4% | 98.8% | $330,094 | View |
Brightland Mortgage Services, Ltd.
|
Conventional, FHA, VA | 144 | 0.3% | 100% | $356,527 | |
Grace Home Lending, LLC
|
Conventional, FHA, VA | 130 | 0.3% | 100% | $368,846 | |
Crestmark Mortgage Company, Ltd
|
Conventional, FHA, VA | 116 | 0.3% | 99.1% | $470,603 | |
Parkstone Mortgage, LLC
|
Conventional, FHA, VA | 111 | 0.3% | 100% | $390,675 | |
Texas Bay Area Credit Union
|
Conventional, HELOC | 107 +26 HELOCs |
0.2% | 54.3% | $203,130 | |
FocusOne Mortgage, LLC
|
Conventional | 93 | 0.2% | 86.3% | $191,236 | |
Hometrust Mortgage Company
|
Conventional, FHA, Jumbo | 87 | 0.2% | 92.6% | $356,149 | |
Colina Mortgage Group
|
Conventional, FHA, VA | 73 | 0.2% | 84.5% | $301,712 | |
Envoy Mortgage, Ltd
|
Conventional, FHA, VA, Jumbo | 69 | 0.2% | 94.5% | $353,550 | |
Cornerstone Mortgage Providers, LLC
|
Conventional, FHA, VA, Jumbo | 63 | 0.1% | 100% | $530,396 | |
Republic State Mortgage Company
|
Conventional, FHA, VA, Jumbo | 58 | 0.1% | 96.7% | $455,000 | |
Stellar Bank
|
Conventional, Jumbo, HELOC | 45 +19 HELOCs |
0.1% | 60.8% | $863,888 | |
Stone Meadow Lending, LLC
|
Conventional, FHA, VA | 43 | 0.1% | 97.7% | $285,465 | |
Pikeview Mortgage, LLC
|
Conventional, FHA, VA | 35 | 0.1% | 100% | $351,571 | |
Houston TX Fire Fighters FCU
|
Conventional | 28 | 0.1% | 66.7% | $135,000 | |
Lendlo Mortgage, LLC
|
Conventional, FHA | 10 | 0% | 90.9% | $246,000 | |
|
11391 Monroe Rd, Houston, TX 77075 4877 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 264 | 0.6% | 50.1% | $124,924 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA, Jumbo, HELOC | 228 +3 HELOCs |
0.5% | 87.7% | $310,131 | |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, FHA, Jumbo | 126 | 0.3% | 87.3% | $408,095 | View |
|
14243 E Sam Houston Pkwy N Ste 100, Houston, TX 77044 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 95 | 0.2% | 97% | $184,157 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 88 | 0.2% | 61.7% | $393,181 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 75 +23 HELOCs |
0.2% | 90.9% | $236,733 | View |
International Bank of Commerce
5615 Kirby Dr, Houston, TX 77005 |
Conventional | 73 | 0.2% | 76.8% | $203,082 | |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional, FHA, Jumbo | 48 | 0.1% | 100% | $437,916 | |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, Jumbo, HELOC | 47 +2 HELOCs |
0.1% | 94% | $398,404 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA, Jumbo | 43 | 0.1% | 93.5% | $320,348 | View |
|
7000 Fannin St, Houston, TX 77030 A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 42 | 0.1% | 93.3% | $416,428 | View |
|
10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 37 | 0.1% | 73.1% | $188,243 | View |
|
1800 Space Park Dr, Houston, TX 77058 A5.0 ★Texas Ratio: 7.70% |
Conventional, Jumbo | 37 | 0.1% | 79.7% | $295,270 | View |
|
623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA | 35 | 0.1% | 94.6% | $351,857 | View |
|
900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional, FHA, VA, Jumbo | 31 | 0.1% | 100% | $416,612 | View |
|
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 27 +7 HELOCs |
0.1% | 100% | $277,222 | View |
Greater Texas FCU
5305 Bingle Rd, Houston, TX 77092 2102 |
Conventional, Jumbo | 27 | 0.1% | 40.8% | $147,962 | |
|
845 N Eldridge Pkwy, Houston, TX 77079 A5.0 ★Texas Ratio: 12.30% |
Conventional, Jumbo | 23 | 0.1% | 92.3% | $324,130 | |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 21 | 0% | 82.1% | $184,523 | View |
|
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 20 | 0% | 62.5% | $104,000 | View |
Veritex Community Bank
777 Post Oak Blvd, Houston, TX 77056 |
Conventional, Jumbo | 17 | 0% | 94.4% | $578,529 | |
|
7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 17 | 0% | 100% | $225,000 | |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 13 | 0% | 72.2% | $271,923 | |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 12 | 0% | 66.7% | $447,500 | View |
|
124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
Conventional, FHA | 11 | 0% | 94.1% | $252,272 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, Jumbo | 9 | 0% | 100% | $383,888 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 784 | 1.8% | 80.1% | $280,063 | |
Nationstar Mortgage
|
Conventional, FHA, VA, Jumbo | 353 | 0.8% | 76.9% | $219,164 | |
Primelending
|
Conventional, FHA, VA, Jumbo | 342 | 0.8% | 91.6% | $380,643 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA, Jumbo | 228 | 0.5% | 94.3% | $367,938 | |
Clm Mortgage, Inc
|
Conventional, FHA, VA | 220 | 0.5% | 99.6% | $354,045 | |
Click n' Close, Inc.
|
Conventional, FHA, VA, Jumbo | 175 | 0.4% | 93.7% | $292,314 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional, FHA, VA, Jumbo | 168 | 0.4% | 88.1% | $266,845 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, VA, Jumbo | 140 | 0.3% | 97.4% | $360,642 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, Jumbo | 103 | 0.2% | 76.1% | $300,436 | View |
Sfmc, LP
|
Conventional, FHA, VA | 80 | 0.2% | 85.7% | $314,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 77 | 0.2% | 96.4% | $320,324 | |
Encompass Lending Group, L.P.
|
Conventional, FHA, VA | 67 | 0.2% | 94.4% | $353,507 | |
Right Start Mortgage, Inc
|
Conventional, FHA, VA, Jumbo | 62 | 0.1% | 82.9% | $357,258 | |
Gardner Financial Services
|
Conventional, FHA, VA, Jumbo | 58 | 0.1% | 96.7% | $365,517 | |
Loanpeople, LLC
|
Conventional, FHA, Jumbo | 51 | 0.1% | 85% | $340,686 | |
Certified Funding, L.P.
|
Conventional | 40 | 0.1% | 58.8% | $173,250 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 38 | 0.1% | 63.5% | $236,052 | |
Community Resource Credit Unio
|
Conventional, FHA | 38 | 0.1% | 57.4% | $213,684 | |
Melanie Aguilar
|
Conventional, Jumbo | 37 | 0.1% | 100% | $409,864 | |
Brazos Valley Schools Credit U
|
Conventional | 37 | 0.1% | 71.9% | $152,027 | |
PrimeLending Ventures LLC
|
Conventional | 36 | 0.1% | 95.1% | $472,222 | |
Directions Equity, LLC
|
Conventional, FHA, VA | 31 | 0.1% | 94.3% | $313,709 | |
Jnc Mortgage Company, Inc
|
Conventional, FHA, VA | 29 | 0.1% | 100% | $320,862 | |
Zippy Loans, LLC
|
Conventional | 24 | 0.1% | 54.3% | $39,583 | |
Associated Credit Union of Tx
|
Conventional | 22 | 0% | 100% | $123,636 | |
Aaxy LLC
|
Conventional | 21 | 0% | 100% | $458,333 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 18 | 0% | 75% | $293,333 | |
Southwest Funding LP
|
Conventional, FHA | 18 | 0% | 71% | $340,000 | |
Orchard Mortgage, LLC
|
Conventional | 16 | 0% | 88.9% | $332,500 | |
Credit Human Federal Credit Un
|
Conventional | 15 | 0% | 15.8% | $75,666 | |
HomeWay Mortgage LLC
|
Conventional | 11 | 0% | 91.7% | $308,636 | |
Willow Bend Mortgage Company, LLC
|
Conventional, FHA, VA, Jumbo | 10 | 0% | 90.9% | $422,000 | |
|
A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 9 | 0% | 81.8% | $522,777 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 4,780 | 10.8% | 86.9% | $354,658 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo, HELOC | 3,774 +11 HELOCs |
8.6% | 76.4% | $269,835 | View |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 1,691 | 3.8% | 73.7% | $257,885 | |
New American Funding, LLC.
|
Conventional, FHA, VA, Jumbo, HELOC | 1,024 +13 HELOCs |
2.3% | 88.9% | $233,759 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 982 +24 HELOCs |
2.2% | 94.3% | $315,152 | |
Cadence Bank
|
Conventional, FHA, VA, Jumbo, HELOC | 840 +52 HELOCs |
1.9% | 91.1% | $498,642 | |
loanDepot.com LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 711 +80 HELOCs |
1.6% | 78.5% | $291,990 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 590 | 1.3% | 79% | $327,864 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 530 +8 HELOCs |
1.2% | 95.1% | $351,716 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA, Jumbo | 525 | 1.2% | 93.2% | $325,876 | View |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA, USDA | 493 | 1.1% | 82% | $376,663 | |
The Loan Store, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 435 +52 HELOCs |
1% | 87.8% | $320,195 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 433 | 1% | 84.6% | $361,789 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA, USDA, Jumbo | 426 | 1% | 95.3% | $369,131 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo, HELOC | 421 +2 HELOCs |
1% | 94.7% | $395,451 | |
Kind Lending, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 409 +3 HELOCs |
0.9% | 72.6% | $374,437 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 397 | 0.9% | 48.6% | $289,433 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 386 | 0.9% | 52.6% | $267,823 | |
Mortgage Research Center
|
Conventional, FHA, VA, Jumbo | 370 | 0.8% | 70.7% | $341,189 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, Jumbo, HELOC | 343 +6 HELOCs |
0.8% | 93% | $319,285 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 335 +13 HELOCs |
0.8% | 91.1% | $429,477 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 248 | 0.6% | 75.1% | $294,395 | |
Tri Pointe Connect, LLC
|
Conventional, FHA, VA, Jumbo | 241 | 0.5% | 96.7% | $438,112 | |
Nfm, Inc
|
Conventional, FHA, VA, Jumbo | 235 | 0.5% | 96.3% | $310,361 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, VA, Jumbo | 228 | 0.5% | 92.1% | $380,964 | |
Provident Funding Associates
|
Conventional | 218 | 0.5% | 89% | $371,376 | |
Towne Mortgage Company
|
Conventional, FHA, VA, Jumbo | 218 | 0.5% | 96.4% | $312,155 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA, Jumbo | 215 | 0.5% | 96.9% | $413,697 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 207 +1 HELOCs |
0.5% | 96% | $324,468 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo, HELOC | 206 +44 HELOCs |
0.5% | 93.7% | $509,029 | |
Jet HomeLoans, LP
|
Conventional, FHA, VA, USDA | 201 | 0.5% | 88.1% | $360,721 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA, USDA | 188 | 0.4% | 82.2% | $271,595 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA, Jumbo | 172 | 0.4% | 83.7% | $312,790 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA, Jumbo | 167 | 0.4% | 96.5% | $362,964 | |
M/I Financial. LLC
|
Conventional, FHA, VA | 151 | 0.3% | 96.5% | $331,821 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA, Jumbo, HELOC | 142 +5 HELOCs |
0.3% | 70.6% | $364,859 | View |
Nations Lending Corporation
|
Conventional, FHA, VA, Jumbo | 136 | 0.3% | 97.9% | $286,102 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 136 | 0.3% | 85.8% | $294,705 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, Jumbo | 135 | 0.3% | 94.5% | $296,777 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, USDA | 131 | 0.3% | 86.8% | $279,045 | View |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, VA, Jumbo, HELOC | 130 +1 HELOCs |
0.3% | 86.4% | $326,000 | View |
Cardinal Financial Company, Li
|
Conventional, FHA, VA, Jumbo | 129 | 0.3% | 85.3% | $310,736 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA, USDA | 127 | 0.3% | 66.8% | $287,677 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 125 | 0.3% | 87.9% | $355,480 | View |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 124 | 0.3% | 86.3% | $339,596 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA, Jumbo | 124 | 0.3% | 62.9% | $326,451 | |
AmWest Funding Corp
|
Conventional, FHA, Jumbo | 121 | 0.3% | 89.7% | $301,611 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA, Jumbo | 120 | 0.3% | 85.8% | $380,916 | |
American Financial Network, Inc.
|
Conventional, FHA, VA, Jumbo | 114 | 0.3% | 78.6% | $276,578 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 114 | 0.3% | 15.9% | $95,350 | |
Spring Eq, LLC
|
Conventional, Jumbo, HELOC | 113 +72 HELOCs |
0.3% | 32.2% | $98,008 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional, FHA | 113 | 0.3% | 27.6% | $195,353 | View |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA, Jumbo | 113 | 0.3% | 94.1% | $328,185 | |
Better Mortgage Corporation
|
Conventional, FHA, Jumbo | 100 | 0.2% | 58.4% | $414,600 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 99 | 0.2% | 30.8% | $288,030 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 99 | 0.2% | 65.1% | $345,808 | |
Toll Brothers Mortgage Company
|
Conventional, FHA, VA, Jumbo | 97 | 0.2% | 93.8% | $472,113 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, VA, Jumbo, HELOC | 96 +10 HELOCs |
0.2% | 89.9% | $946,666 | View |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 92 | 0.2% | 76.4% | $311,521 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA, Jumbo | 90 | 0.2% | 42.4% | $250,777 | |
Mortgage Financial Services
|
Conventional, FHA, VA | 89 | 0.2% | 97.8% | $307,134 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 86 +5 HELOCs |
0.2% | 96% | $835,581 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 85 | 0.2% | 85% | $351,000 | View |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA, USDA, Jumbo | 84 | 0.2% | 79.2% | $343,809 | |
Discover Bank
|
Conventional | 83 | 0.2% | 13.5% | $90,421 | |
Obsidian Financial Services
|
Conventional, FHA, VA | 80 | 0.2% | 100% | $273,750 | |
Champions Funding, LLC
|
Conventional, Jumbo | 80 | 0.2% | 79.2% | $354,250 | |
Resicentral LLC
|
Conventional, FHA | 78 | 0.2% | 96.3% | $311,282 | |
Royal United Mortgage LLC
|
Conventional, FHA | 75 | 0.2% | 56.2% | $161,400 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 75 | 0.2% | 90.4% | $318,866 | |
21St Mortgage
|
Conventional | 74 | 0.2% | 39.8% | $101,351 | |
Village Capital & Investment
|
FHA, VA | 74 | 0.2% | 82.9% | $368,243 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA, Jumbo | 72 | 0.2% | 75% | $404,305 | |
Das Acquisition Company, LLC
|
Conventional, FHA, VA, Jumbo | 70 | 0.2% | 98.7% | $328,428 | |
Nextmortgage, LLC
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 69 +1 HELOCs |
0.2% | 96.4% | $247,173 | |
Tomo Mortgage LLC
|
Conventional, FHA | 68 | 0.2% | 85.4% | $373,676 | |
Guidance Residential, LLC
|
Conventional | 66 | 0.1% | 97.1% | $355,000 | |
Nexera Holding LLC
|
Conventional, Jumbo | 66 | 0.1% | 81% | $610,151 | |
PHH Mortgage Corporation
|
Conventional, FHA, VA | 64 | 0.1% | 84.8% | $279,375 | |
T2 Financial LLC
|
Conventional, FHA, VA, Jumbo | 62 | 0.1% | 90.5% | $373,225 | |
Nbkc Bank
|
Conventional, FHA, VA, Jumbo | 59 | 0.1% | 86.8% | $396,016 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo | 58 | 0.1% | 80.8% | $377,413 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 56 +1 HELOCs |
0.1% | 98.3% | $342,142 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, VA, Jumbo | 55 | 0.1% | 97% | $373,363 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 54 +10 HELOCs |
0.1% | 66.3% | $177,037 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 53 | 0.1% | 96.6% | $346,698 | |
New Wave Lending Group Inc
|
Conventional, Jumbo | 52 | 0.1% | 100% | $370,769 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 51 | 0.1% | 92.9% | $284,215 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 51 | 0.1% | 91.1% | $212,058 | View |
Sage Home Loans Corporation
|
Conventional, FHA, VA, Jumbo | 50 | 0.1% | 76.2% | $441,400 | |
Loanunited.Com, LLC
|
Conventional, FHA, VA | 46 | 0.1% | 88.7% | $320,652 | |
Filo Mortgage, LLC
|
Conventional, FHA, VA | 44 | 0.1% | 95.9% | $345,227 | |
Constant Investments, Inc
|
Conventional | 44 | 0.1% | 100% | $226,590 | |
General Mortgage Capital Corporation
|
Conventional, Jumbo | 43 | 0.1% | 97.7% | $330,581 | |
Emet Lending Group, Inc.
|
Conventional, Jumbo | 43 | 0.1% | 100% | $343,604 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA, VA | 42 | 0.1% | 91.3% | $350,476 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, Jumbo | 41 | 0.1% | 95.3% | $500,121 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA, Jumbo | 41 | 0.1% | 93.2% | $283,292 | View |
Affordable Mortgage Advisors
|
Conventional, FHA, VA | 41 | 0.1% | 91.1% | $314,756 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 41 | 0.1% | 41.2% | $100,365 | View |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 41 | 0.1% | 86.8% | $395,731 | |
Bay Equity LLC
|
Conventional, FHA, VA | 40 | 0.1% | 97.6% | $298,250 | |
Lower, LLC
|
Conventional, FHA, VA, HELOC | 39 +2 HELOCs |
0.1% | 76.5% | $320,897 | |
Nmsi, Inc.
|
Conventional, FHA | 38 | 0.1% | 100% | $310,789 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 35 +1 HELOCs |
0.1% | 100% | $1,093,571 | View |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 35 | 0.1% | 63.6% | $442,142 | |
Hometown Equity Mortgage, LLC
|
Conventional, FHA, Jumbo | 35 | 0.1% | 43.8% | $339,857 | |
Geo-Corp, Inc.
|
FHA | 35 | 0.1% | 92.1% | $296,714 | |
First Technology Federal Credit Union
|
Conventional | 35 | 0.1% | 95.2% | $304,428 | |
Geneva Financial LLC
|
Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
0.1% | 100% | $246,176 | |
|
A+5.0 ★Texas Ratio: 4.84% |
Conventional, FHA, VA, Jumbo | 34 | 0.1% | 91.9% | $549,117 | View |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, VA, Jumbo | 34 | 0.1% | 100% | $362,647 | View |
Uif Corporation
|
Conventional | 34 | 0.1% | 91.9% | $316,176 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 33 +109 HELOCs |
0.1% | 61.8% | $361,060 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 32 | 0.1% | 97% | $259,687 | |
Churchill Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 31 | 0.1% | 90.2% | $311,451 | |
JMAC Lending, Inc.
|
Conventional, FHA | 31 | 0.1% | 79.5% | $342,419 | |
Originpoint, LLC
|
Conventional, FHA, VA, Jumbo | 30 | 0.1% | 93.8% | $480,000 | |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 29 | 0.1% | 54.7% | $596,379 | |
Success Mortgage Partners, Inc
|
Conventional, FHA, VA | 29 | 0.1% | 96.7% | $308,448 | |
Watermark Capital, Inc.
|
Conventional, VA, Jumbo | 28 | 0.1% | 100% | $555,000 | |
Flexpoint, Inc.
|
Conventional, FHA | 28 | 0.1% | 95.8% | $256,428 | |
Direct Mortgage Loans, LLC
|
Conventional, FHA | 27 | 0.1% | 88.9% | $264,629 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 27 | 0.1% | 90% | $2,019,814 | View |
First Colony Mortgage Corporat
|
Conventional, FHA, VA | 26 | 0.1% | 83% | $355,384 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, Jumbo | 26 | 0.1% | 92.9% | $337,307 | |
City 1st Mortgage Services, LC
|
Conventional, FHA, VA, Jumbo | 25 | 0.1% | 96.2% | $363,000 | |
Stg Mortgage Inc
|
Conventional, FHA, Jumbo | 25 | 0.1% | 76.5% | $347,800 | |
RBC Bank (Georgia), N.A.
|
Conventional, Jumbo | 25 | 0.1% | 96.3% | $491,400 | |
Pentagon Federal Credit Union
|
Conventional, FHA, VA, HELOC | 24 +51 HELOCs |
0.1% | 40% | $348,333 | |
American Financing Corporation
|
Conventional, FHA | 24 | 0.1% | 22.9% | $300,833 | |
Cake Mortgage Corp.
|
Conventional, Jumbo | 24 | 0.1% | 88.9% | $423,333 | |
Residential Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 23 | 0.1% | 100% | $405,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 23 | 0.1% | 100% | $265,434 | |
Wolfe Financial Inc
|
Conventional, FHA | 23 | 0.1% | 95.8% | $365,434 | |
American Portfolio Mortgage Corporation
|
Conventional, FHA | 22 | 0% | 84.6% | $264,545 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 22 | 0% | 75.9% | $430,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, HELOC | 21 +113 HELOCs |
0% | 75.9% | $206,904 | View |
Primary Residential Mortgage, INC.
|
Conventional, FHA, Jumbo | 21 | 0% | 77.8% | $341,666 | |
|
A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 21 | 0% | 77.8% | $178,333 | View |
SIRVA Mortgage, Inc.
|
Conventional, Jumbo | 20 | 0% | 100% | $495,500 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 19 | 0% | 70.4% | $403,421 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA, Jumbo | 19 | 0% | 86.4% | $446,052 | View |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 19 | 0% | 100% | $507,631 | |
Florida Capital Bank, N.A
|
Conventional, FHA, Jumbo | 19 | 0% | 88% | $361,315 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, Jumbo | 19 | 0% | 100% | $368,684 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 18 | 0% | 90% | $1,124,444 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, Jumbo | 17 | 0% | 81% | $413,235 | View |
Weichert Financial Services
|
Conventional, FHA, VA | 17 | 0% | 100% | $391,470 | |
Land Home Financial Services,
|
Conventional, FHA | 16 | 0% | 85.7% | $203,125 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 16 | 0% | 66.7% | $312,500 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, VA, Jumbo | 16 | 0% | 94.4% | $851,250 | View |
Nqm Funding, LLC
|
Conventional, FHA, Jumbo | 15 | 0% | 69.7% | $475,666 | |
Leaderone Financial Corp.
|
Conventional, FHA | 14 | 0% | 70% | $273,571 | |
|
B+4.0 ★Texas Ratio: 2.09% |
Conventional | 13 | 0% | 100% | $320,384 | View |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 13 | 0% | 100% | $362,692 | |
Goprime Mortgage, Inc.
|
VA | 13 | 0% | 92.9% | $372,692 | |
Arc Home LLC
|
Conventional, Jumbo | 12 | 0% | 75% | $415,000 | |
Contour Mortgage Corporation
|
Conventional, FHA, VA | 12 | 0% | 92.9% | $307,500 | |
|
A+5.0 ★Texas Ratio: 3.62% |
Conventional, FHA, VA | 12 | 0% | 80% | $395,833 | View |
AAA Capital Investment, Inc
|
Conventional | 12 | 0% | 100% | $271,666 | |
Loan Simple, Inc.
|
Conventional, FHA, VA | 12 | 0% | 100% | $252,500 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 11 | 0% | 100% | $1,702,272 | View |
Greenbox Loans
|
Conventional | 11 | 0% | 100% | $342,272 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, Jumbo | 11 | 0% | 91.7% | $351,363 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, FHA, VA | 11 | 0% | 91.7% | $316,818 | |
ML Mortgage Corp.
|
Conventional, FHA, VA | 10 | 0% | 100% | $244,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional, VA, Jumbo | 10 | 0% | 92.3% | $581,000 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 10 | 0% | 83.3% | $450,000 | View |
First Option Mortgage, LLC
|
Conventional, FHA | 10 | 0% | 87.5% | $267,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 10 | 0% | 81.2% | $251,000 | |
FM Home Loans LLC
|
Conventional | 10 | 0% | 100% | $400,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 10 | 0% | 55.6% | $455,000 | |
Tammac Holdings Corporation
|
Conventional | 10 | 0% | 23.2% | $104,000 | |
Liberty Federal Credit Union
|
Conventional, Jumbo | 9 | 0% | 100% | $1,196,111 | |
Acrisure Mortgage, LLC
|
Conventional, FHA, VA | 9 | 0% | 75% | $312,777 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 9 | 0% | 90% | $472,777 | View |
Network Capital Funding Corporation
|
Conventional, FHA, VA | 9 | 0% | 40.9% | $277,222 | |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 9 | 0% | 100% | $899,444 | View |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Houston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Houston in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Houston, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.3 percent of home loans in Houston, Texas in 2025, banks 18.4 percent and credit unions 7.3 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 397 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Houston, Texas with 1,609 loans, about 3.6 percent of the market. The largest lender headquartered in Texas was Frost Bank with 397 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Houston, Texas, Tri Pointe Connect, LLC approved the highest share of completed applications in 2025 at 96.7 percent, against a 77.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
197 lenders closed FHA loans in Houston, Texas in 2025, led by United Wholesale Mortgage with 1,057. 160 lenders closed VA loans, led by United Wholesale Mortgage, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 68 banks and 39 credit unions closed home loans in Houston, Texas in 2025, alongside 193 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Houston, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Houston, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Houston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.