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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Houston, Texas

Houston, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1200 Clear Lake City Blvd, Houston, TX 77062A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank600 W Sam Houston Pkwy N, Houston, TX 77024A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA10101 Westheimer Rd, Houston, TX 77042A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA11152 S Gessner Rd, Houston, TX 77071A+5.0 ★Texas Ratio: 5.36%, First Community Credit UnionFirst Community Credit Union9710 Katy Fwy, Houston, TX 77055 6213, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb1177 West Loop S, Houston, TX 77027A+5.0 ★Texas Ratio: 3.21%, PrimeWay Federal Credit UnionPrimeWay Federal Credit Union100 Dominion Park Dr, Houston, TX 77090 6716A5.0 ★Texas Ratio: 7.36%, First Horizon BankFirst Horizon Bank1000 Memorial City Way, Houston, TX 77024A+5.0 ★Texas Ratio: 5.76%, Prosperity BankProsperity Bank10333 Richmond Ave, Houston, TX 77042A+5.0 ★Texas Ratio: 1.58%, and TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Houston, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Houston are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Houston, Texas

Market share is the lender's share of all home loans closed in Houston, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
78 offices in Houston
1200 Clear Lake City Blvd, Houston, TX 77062
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, VA, Jumbo, HELOC 1,609
+3 HELOCs
3.6% 84.8% $394,658 View
★ 5 stars, 1 review
34 offices in Houston
600 W Sam Houston Pkwy N, Houston, TX 77024
A+5.0 ★Texas Ratio: 2.51%
Conventional, Jumbo, HELOC 397
+236 HELOCs
0.9% 51.1% $229,609 View
48 offices in Houston
10101 Westheimer Rd, Houston, TX 77042
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, VA, Jumbo, HELOC 380
+565 HELOCs
0.9% 82.2% $472,394 View
62 offices in Houston
11152 S Gessner Rd, Houston, TX 77071
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA, VA, Jumbo 320 0.7% 61.2% $327,250 View
First Community Credit Union
9710 Katy Fwy, Houston, TX 77055 6213
Conventional, Jumbo 288 0.7% 75.2% $258,854
1177 West Loop S, Houston, TX 77027
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, VA, Jumbo 280 0.6% 95.9% $449,928 View
100 Dominion Park Dr, Houston, TX 77090 6716
A5.0 ★Texas Ratio: 7.36%
Conventional 206 0.5% 66.9% $119,563 View
★ 5 stars, 1 review
4 offices in Houston
1000 Memorial City Way, Houston, TX 77024
A+5.0 ★Texas Ratio: 5.76%
Conventional, FHA, VA, Jumbo, HELOC 202
+18 HELOCs
0.5% 84.6% $627,326 View
★ 1 stars, 1 review
42 offices in Houston
10333 Richmond Ave, Houston, TX 77042
A+5.0 ★Texas Ratio: 1.58%
Conventional, FHA, VA, Jumbo, HELOC 200
+13 HELOCs
0.5% 66% $571,450 View
2212 Southgate St, Arlington, TX 76013
A+5.0 ★Texas Ratio: 5.55%
Conventional, FHA, VA, Jumbo 187 0.4% 80.7% $317,834 View
15 offices in Houston
14533 Bellaire Blvd, Houston, TX 77083
A+5.0 ★Texas Ratio: 4.37%
Conventional, FHA, VA, Jumbo, HELOC 181
+94 HELOCs
0.4% 53.1% $579,530 View
1 office in Houston
9753 Katy Freeway Suite 100, Houston, TX 77024
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, VA, Jumbo 173 0.4% 69.7% $399,739 View
1001 Louisiana St Ste B 195, Houston, TX 77002 5089
A+5.0 ★Texas Ratio: 4.24%
Conventional, Jumbo 153 0.3% 87.2% $181,274 View
1 office in Houston
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
Conventional, VA, Jumbo, HELOC 152
+27 HELOCs
0.3% 90.2% $270,921 View
18 offices in Houston
4911 Fm 1960 Rd W, Houston, TX 77069
A+5.0 ★Texas Ratio: 3.72%
Conventional, FHA, VA, Jumbo, HELOC 148
+290 HELOCs
0.3% 79.5% $590,810 View
6 offices in Houston
6809 Fm 1960 Rd W, Houston, TX 77069
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA, VA, Jumbo, HELOC 144
+18 HELOCs
0.3% 63.1% $638,819 View
705 E 12th St, Austin, TX 78701 1909
A+5.0 ★Texas Ratio: 1.87%
Conventional, FHA, VA, USDA 120 0.3% 95.2% $303,416 View
9601 Jones Rd, Houston, TX 77065
A5.0 ★Texas Ratio: 7.93%
Conventional 118 0.3% 91% $107,711 View
1330 Gemini St, Houston, TX 77058
A+5.0 ★Texas Ratio: 5.77%
Conventional, FHA, VA, HELOC 115
+79 HELOCs
0.3% 66.3% $178,652 View
7 offices in Houston
500 Chimney Rock Rd, Houston, TX 77056
A+5.0 ★Texas Ratio: 1.05%
Conventional, FHA, VA, Jumbo, HELOC 95
+83 HELOCs
0.2% 82.8% $429,315 View
★ 1 stars, 1 review
12 offices in Houston
8133 Broadway St, Houston, TX 77061
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, Jumbo, HELOC 92
+63 HELOCs
0.2% 85.3% $647,500 View
★ 1.7 stars, 3 reviews
31 offices in Houston
2401 University Blvd, Houston, TX 77005
A+5.0 ★Texas Ratio: 4.24%
Conventional, FHA, VA, Jumbo, HELOC 87
+255 HELOCs
0.2% 69.7% $576,034 View
1503 Eldridge Pkwy, Houston, TX 77077 2188
A5.0 ★Texas Ratio: 7.07%
Conventional, Jumbo 80 0.2% 61.2% $183,500 View
★ 4 stars, 3 reviews
4 offices in Houston
3200 Kirby Dr, Houston, TX 77098
A+5.0 ★Texas Ratio: 3.41%
Conventional, FHA, VA, HELOC 76
+8 HELOCs
0.2% 91.6% $230,131 View
1600 Memorial Dr, Houston, TX 77007 7702
A+5.0 ★Texas Ratio: 1.89%
Conventional, HELOC 70
+13 HELOCs
0.2% 95.9% $143,000 View
7 offices in Houston
6730 Capitol St, Houston, TX 77011
A+5.0 ★Texas Ratio: 2.84%
Conventional 60 0.1% 92.3% $246,166 View
4411 S Wayside Dr, Houston, TX 77087 1109
A5.0 ★Texas Ratio: 6.46%
Conventional, Jumbo, HELOC 59
+18 HELOCs
0.1% 61.2% $215,169 View
7 offices in Houston
11750 Katy Fwy Ste 800, Houston, TX 77079
A+5.0 ★Texas Ratio: 4.93%
Conventional, FHA, VA, Jumbo, HELOC 57
+21 HELOCs
0.1% 90.5% $477,456 View
1 office in Houston
1990 Post Oak Blvd, Houston, TX 77056
A+5.0 ★Texas Ratio: 3.02%
Conventional, Jumbo 25 0.1% 96.2% $914,200 View
2 offices in Houston
14703 Eagle Vista Dr, Houston, TX 77077
A+5.0 ★Texas Ratio: 0.07%
Conventional, Jumbo 22 0% 81.5% $438,636 View
1400 Franklin St, Houston, TX 77002 2147
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 21
+1 HELOCs
0% 71% $112,142 View
20 offices in Houston
5900 Memorial Dr, Houston, TX 77007
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo 21 0% 91.7% $534,047 View
6901 Corporate Dr, Houston, TX 77036
A+5.0 ★Texas Ratio: 2.90%
Conventional, Jumbo 21 0% 100% $280,714 View
★ 5 stars, 1 review
6 offices in Houston
9601 Katy Fwy, Houston, TX 77024
A+5.0 ★Texas Ratio: 2.27%
Conventional, FHA, VA, Jumbo 21 0% 78.6% $630,714 View
325 S Fm 1187, Aledo, TX 76008
A5.0 ★Texas Ratio: 8.39%
Conventional 17 0% 100% $209,117 View
9 offices in Houston
8002 Kirby Dr, Houston, TX 77054
A5.0 ★Texas Ratio: 6.66%
Conventional, VA, Jumbo, HELOC 16
+3 HELOCs
0% 100% $718,750 View
2 offices in Houston
1800 West Loop S, Houston, TX 77027
A5.0 ★Texas Ratio: 6.75%
Conventional, Jumbo 16 0% 100% $775,625 View
1 office in Houston
4265 San Felipe St, Houston, TX 77027
A5.0 ★Texas Ratio: 7.72%
Conventional, Jumbo, HELOC 14
+2 HELOCs
0% 73.7% $497,142 View
2 offices in Houston
11757 Katy Fwy, Houston, TX 77079
A+5.0 ★Texas Ratio: 1.01%
Conventional, Jumbo 12 0% 92.3% $371,666 View
3 offices in Houston
11201 Clay Rd, Houston, TX 77041
A5.0 ★Texas Ratio: 6.13%
Conventional, FHA, Jumbo 12 0% 86.7% $648,333 View
3101 Harrisburg Blvd, Houston, TX 77003
Conventional 11 0% 100% $150,454 View
15455 Memorial Dr Ste 200, Houston, TX 77079 4136
A+5.0 ★Texas Ratio: 4.99%
Conventional 11 0% 100% $232,272 View
1 office in Houston
1800 Post Oak Boulevard, Houston, TX 77056
A+5.0 ★Texas Ratio: 0.90%
Conventional, Jumbo 9 0% 78.6% $607,222 View
Network Funding, L.P.
Conventional, FHA, VA, Jumbo 405 0.9% 87.7% $367,691
Interlinc Mortgage Services, LLC
Conventional, FHA, VA, Jumbo 205 0.5% 94.5% $338,414
A+5.0 ★Texas Ratio: 0.92%
Conventional, FHA, VA, Jumbo 159 0.4% 98.8% $330,094 View
Brightland Mortgage Services, Ltd.
Conventional, FHA, VA 144 0.3% 100% $356,527
Grace Home Lending, LLC
Conventional, FHA, VA 130 0.3% 100% $368,846
Crestmark Mortgage Company, Ltd
Conventional, FHA, VA 116 0.3% 99.1% $470,603
Parkstone Mortgage, LLC
Conventional, FHA, VA 111 0.3% 100% $390,675
Texas Bay Area Credit Union
Conventional, HELOC 107
+26 HELOCs
0.2% 54.3% $203,130
FocusOne Mortgage, LLC
Conventional 93 0.2% 86.3% $191,236
Hometrust Mortgage Company
Conventional, FHA, Jumbo 87 0.2% 92.6% $356,149
Colina Mortgage Group
Conventional, FHA, VA 73 0.2% 84.5% $301,712
Envoy Mortgage, Ltd
Conventional, FHA, VA, Jumbo 69 0.2% 94.5% $353,550
Cornerstone Mortgage Providers, LLC
Conventional, FHA, VA, Jumbo 63 0.1% 100% $530,396
Republic State Mortgage Company
Conventional, FHA, VA, Jumbo 58 0.1% 96.7% $455,000
Stellar Bank
Conventional, Jumbo, HELOC 45
+19 HELOCs
0.1% 60.8% $863,888
Stone Meadow Lending, LLC
Conventional, FHA, VA 43 0.1% 97.7% $285,465
Pikeview Mortgage, LLC
Conventional, FHA, VA 35 0.1% 100% $351,571
Houston TX Fire Fighters FCU
Conventional 28 0.1% 66.7% $135,000
Lendlo Mortgage, LLC
Conventional, FHA 10 0% 90.9% $246,000
11391 Monroe Rd, Houston, TX 77075 4877
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo 264 0.6% 50.1% $124,924 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional, FHA, VA, Jumbo, HELOC 228
+3 HELOCs
0.5% 87.7% $310,131
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional, FHA, Jumbo 126 0.3% 87.3% $408,095 View
14243 E Sam Houston Pkwy N Ste 100, Houston, TX 77044
A+5.0 ★Texas Ratio: 3.85%
Conventional 95 0.2% 97% $184,157 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA, Jumbo 88 0.2% 61.7% $393,181 View
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional, Jumbo, HELOC 75
+23 HELOCs
0.2% 90.9% $236,733 View
International Bank of Commerce
5615 Kirby Dr, Houston, TX 77005
Conventional 73 0.2% 76.8% $203,082
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673
Conventional, FHA, Jumbo 48 0.1% 100% $437,916
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
Conventional, FHA, VA, Jumbo, HELOC 47
+2 HELOCs
0.1% 94% $398,404 View
123 E 3rd St, Clarendon, TX 79226
A+5.0 ★Texas Ratio: 1.04%
Conventional, FHA, Jumbo 43 0.1% 93.5% $320,348 View
7000 Fannin St, Houston, TX 77030
A+5.0 ★Texas Ratio: 3.82%
Conventional, Jumbo 42 0.1% 93.3% $416,428 View
10300 Town Park Dr, Houston, TX 77072 5236
A+5.0 ★Texas Ratio: 2.70%
Conventional 37 0.1% 73.1% $188,243 View
1800 Space Park Dr, Houston, TX 77058
A5.0 ★Texas Ratio: 7.70%
Conventional, Jumbo 37 0.1% 79.7% $295,270 View
623 W 38th St, Austin, TX 78705
A5.0 ★Texas Ratio: 10.77%
Conventional, FHA, VA 35 0.1% 94.6% $351,857 View
900 Pershing Ave, Lufkin, TX 75904
A+5.0 ★Texas Ratio: 0.15%
Conventional, FHA, VA, Jumbo 31 0.1% 100% $416,612 View
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772
A+5.0 ★Texas Ratio: 4.72%
Conventional, HELOC 27
+7 HELOCs
0.1% 100% $277,222 View
Greater Texas FCU
5305 Bingle Rd, Houston, TX 77092 2102
Conventional, Jumbo 27 0.1% 40.8% $147,962
845 N Eldridge Pkwy, Houston, TX 77079
A5.0 ★Texas Ratio: 12.30%
Conventional, Jumbo 23 0.1% 92.3% $324,130
501 E Hall St, Bangs, TX 76823
A+5.0 ★Texas Ratio: 5.55%
Conventional, FHA 21 0% 82.1% $184,523 View
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
A+5.0 ★Texas Ratio: 0.70%
Conventional 20 0% 62.5% $104,000 View
Veritex Community Bank
777 Post Oak Blvd, Houston, TX 77056
Conventional, Jumbo 17 0% 94.4% $578,529
7505 Eastex Fwy Ste B, Beaumont, TX 77708
A+5.0 ★Texas Ratio: 0.43%
Conventional 17 0% 100% $225,000
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850
Conventional 13 0% 72.2% $271,923
1 Village Dr, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.14%
Conventional, FHA 12 0% 66.7% $447,500 View
124 E Rush St, Linden, TX 75563
A5.0 ★Texas Ratio: 13.83%
Conventional, FHA 11 0% 94.1% $252,272 View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
Conventional, FHA, Jumbo 9 0% 100% $383,888 View
DHI Mortgage Company, LTD.
Conventional, FHA, VA 784 1.8% 80.1% $280,063
Nationstar Mortgage
Conventional, FHA, VA, Jumbo 353 0.8% 76.9% $219,164
Primelending
Conventional, FHA, VA, Jumbo 342 0.8% 91.6% $380,643
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA, Jumbo 228 0.5% 94.3% $367,938
Clm Mortgage, Inc
Conventional, FHA, VA 220 0.5% 99.6% $354,045
Click n' Close, Inc.
Conventional, FHA, VA, Jumbo 175 0.4% 93.7% $292,314
AML Funding LLC dba Absolute Mortgage & Lending
Conventional, FHA, VA, Jumbo 168 0.4% 88.1% $266,845
Highlands Residential Mortgage, Ltd.
Conventional, FHA, VA, Jumbo 140 0.3% 97.4% $360,642
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA, Jumbo 103 0.2% 76.1% $300,436 View
Sfmc, LP
Conventional, FHA, VA 80 0.2% 85.7% $314,000
SWBC Mortgage Corporation
Conventional, FHA, VA, Jumbo 77 0.2% 96.4% $320,324
Encompass Lending Group, L.P.
Conventional, FHA, VA 67 0.2% 94.4% $353,507
Right Start Mortgage, Inc
Conventional, FHA, VA, Jumbo 62 0.1% 82.9% $357,258
Gardner Financial Services
Conventional, FHA, VA, Jumbo 58 0.1% 96.7% $365,517
Loanpeople, LLC
Conventional, FHA, Jumbo 51 0.1% 85% $340,686
Certified Funding, L.P.
Conventional 40 0.1% 58.8% $173,250
Genway Home Mortgage, Inc.
Conventional, FHA 38 0.1% 63.5% $236,052
Community Resource Credit Unio
Conventional, FHA 38 0.1% 57.4% $213,684
Melanie Aguilar
Conventional, Jumbo 37 0.1% 100% $409,864
Brazos Valley Schools Credit U
Conventional 37 0.1% 71.9% $152,027
PrimeLending Ventures LLC
Conventional 36 0.1% 95.1% $472,222
Directions Equity, LLC
Conventional, FHA, VA 31 0.1% 94.3% $313,709
Jnc Mortgage Company, Inc
Conventional, FHA, VA 29 0.1% 100% $320,862
Zippy Loans, LLC
Conventional 24 0.1% 54.3% $39,583
Associated Credit Union of Tx
Conventional 22 0% 100% $123,636
Aaxy LLC
Conventional 21 0% 100% $458,333
Ameritrust Mortgage Corporation
Conventional, FHA 18 0% 75% $293,333
Southwest Funding LP
Conventional, FHA 18 0% 71% $340,000
Orchard Mortgage, LLC
Conventional 16 0% 88.9% $332,500
Credit Human Federal Credit Un
Conventional 15 0% 15.8% $75,666
HomeWay Mortgage LLC
Conventional 11 0% 91.7% $308,636
Willow Bend Mortgage Company, LLC
Conventional, FHA, VA, Jumbo 10 0% 90.9% $422,000
A+5.0 ★Texas Ratio: 1.82%
Conventional, Jumbo 9 0% 81.8% $522,777 View
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo 4,780 10.8% 86.9% $354,658
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA, Jumbo, HELOC 3,774
+11 HELOCs
8.6% 76.4% $269,835 View
Lennar Mortgage, LLC
Conventional, FHA, VA 1,691 3.8% 73.7% $257,885
New American Funding, LLC.
Conventional, FHA, VA, Jumbo, HELOC 1,024
+13 HELOCs
2.3% 88.9% $233,759
Cmg Mortgage Inc
Conventional, FHA, VA, USDA, Jumbo, HELOC 982
+24 HELOCs
2.2% 94.3% $315,152
Cadence Bank
Conventional, FHA, VA, Jumbo, HELOC 840
+52 HELOCs
1.9% 91.1% $498,642
loanDepot.com LLC
Conventional, FHA, VA, Jumbo, HELOC 711
+80 HELOCs
1.6% 78.5% $291,990
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 590 1.3% 79% $327,864
CrossCountry Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 530
+8 HELOCs
1.2% 95.1% $351,716
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA, Jumbo 525 1.2% 93.2% $325,876 View
Taylor Morrison Home Funding, Inc.
Conventional, FHA, VA, USDA 493 1.1% 82% $376,663
The Loan Store, Inc
Conventional, FHA, VA, Jumbo, HELOC 435
+52 HELOCs
1% 87.8% $320,195
Freedom Mortgage Corporation
Conventional, FHA, VA, Jumbo 433 1% 84.6% $361,789
Paramount Residential Mortgage
Conventional, FHA, VA, USDA, Jumbo 426 1% 95.3% $369,131
Fairway Independent Mort Corp
Conventional, FHA, VA, Jumbo, HELOC 421
+2 HELOCs
1% 94.7% $395,451
Kind Lending, LLC
Conventional, FHA, VA, Jumbo, HELOC 409
+3 HELOCs
0.9% 72.6% $374,437
Newrez LLC
Conventional, FHA, VA, Jumbo 397 0.9% 48.6% $289,433
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo 386 0.9% 52.6% $267,823
Mortgage Research Center
Conventional, FHA, VA, Jumbo 370 0.8% 70.7% $341,189
Union Home Mortgage Corp.
Conventional, FHA, VA, Jumbo, HELOC 343
+6 HELOCs
0.8% 93% $319,285
Guaranteed Rate, Inc.
Conventional, FHA, VA, Jumbo, HELOC 335
+13 HELOCs
0.8% 91.1% $429,477
Plaza Home Mortgage, Inc
Conventional, FHA, VA 248 0.6% 75.1% $294,395
Tri Pointe Connect, LLC
Conventional, FHA, VA, Jumbo 241 0.5% 96.7% $438,112
Nfm, Inc
Conventional, FHA, VA, Jumbo 235 0.5% 96.3% $310,361
AmeriHome Mortgage Company, LLC
Conventional, FHA, VA, Jumbo 228 0.5% 92.1% $380,964
Provident Funding Associates
Conventional 218 0.5% 89% $371,376
Towne Mortgage Company
Conventional, FHA, VA, Jumbo 218 0.5% 96.4% $312,155
Guaranteed Rate Affinity, LLC
Conventional, FHA, VA, Jumbo 215 0.5% 96.9% $413,697
Movement Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 207
+1 HELOCs
0.5% 96% $324,468
A+5.0 ★Texas Ratio: 2.12%
Conventional, Jumbo, HELOC 206
+44 HELOCs
0.5% 93.7% $509,029
Jet HomeLoans, LP
Conventional, FHA, VA, USDA 201 0.5% 88.1% $360,721
Kbhs Home Loans, LLC
Conventional, FHA, VA, USDA 188 0.4% 82.2% $271,595
Securitynational Mortgage Company
Conventional, FHA, VA, Jumbo 172 0.4% 83.7% $312,790
V.I.P. Mortgage, Inc.
Conventional, FHA, VA, Jumbo 167 0.4% 96.5% $362,964
M/I Financial. LLC
Conventional, FHA, VA 151 0.3% 96.5% $331,821
D3.3 ★Texas Ratio: 35.11%
Conventional, FHA, VA, Jumbo, HELOC 142
+5 HELOCs
0.3% 70.6% $364,859 View
Nations Lending Corporation
Conventional, FHA, VA, Jumbo 136 0.3% 97.9% $286,102
Zillow Home Loans, LLC
Conventional, FHA, VA 136 0.3% 85.8% $294,705
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA, VA, Jumbo 135 0.3% 94.5% $296,777 View
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA, VA, USDA 131 0.3% 86.8% $279,045 View
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA, VA, Jumbo, HELOC 130
+1 HELOCs
0.3% 86.4% $326,000 View
Cardinal Financial Company, Li
Conventional, FHA, VA, Jumbo 129 0.3% 85.3% $310,736
Pulte Mortgage LLC
Conventional, FHA, VA, USDA 127 0.3% 66.8% $287,677
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, Jumbo 125 0.3% 87.9% $355,480 View
Sun West Mortgage Company, Inc
Conventional, FHA, VA 124 0.3% 86.3% $339,596
Calcon Mutual Mortgage LLC
Conventional, FHA, VA, Jumbo 124 0.3% 62.9% $326,451
AmWest Funding Corp
Conventional, FHA, Jumbo 121 0.3% 89.7% $301,611
Synergy One Lending, Inc.
Conventional, FHA, VA, Jumbo 120 0.3% 85.8% $380,916
American Financial Network, Inc.
Conventional, FHA, VA, Jumbo 114 0.3% 78.6% $276,578
Vanderbilt Mortgage and Finance, Inc
Conventional 114 0.3% 15.9% $95,350
Spring Eq, LLC
Conventional, Jumbo, HELOC 113
+72 HELOCs
0.3% 32.2% $98,008
A5.0 ★Texas Ratio: 9.93%
Conventional, FHA 113 0.3% 27.6% $195,353 View
Mortgage Solutions of Colorado
Conventional, FHA, VA, Jumbo 113 0.3% 94.1% $328,185
Better Mortgage Corporation
Conventional, FHA, Jumbo 100 0.2% 58.4% $414,600
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 99 0.2% 30.8% $288,030
K. Hovnanian American Mortgage
Conventional, FHA, VA 99 0.2% 65.1% $345,808
Toll Brothers Mortgage Company
Conventional, FHA, VA, Jumbo 97 0.2% 93.8% $472,113
A+5.0 ★Texas Ratio: 2.82%
Conventional, VA, Jumbo, HELOC 96
+10 HELOCs
0.2% 89.9% $946,666 View
Planet Home Lending, LLC
Conventional, FHA, VA 92 0.2% 76.4% $311,521
Carrington Mortgage Services LLC
Conventional, FHA, VA, Jumbo 90 0.2% 42.4% $250,777
Mortgage Financial Services
Conventional, FHA, VA 89 0.2% 97.8% $307,134
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo, HELOC 86
+5 HELOCs
0.2% 96% $835,581 View
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, VA 85 0.2% 85% $351,000 View
Equity Prime Mortgage LLC
Conventional, FHA, VA, USDA, Jumbo 84 0.2% 79.2% $343,809
Discover Bank
Conventional 83 0.2% 13.5% $90,421
Obsidian Financial Services
Conventional, FHA, VA 80 0.2% 100% $273,750
Champions Funding, LLC
Conventional, Jumbo 80 0.2% 79.2% $354,250
Resicentral LLC
Conventional, FHA 78 0.2% 96.3% $311,282
Royal United Mortgage LLC
Conventional, FHA 75 0.2% 56.2% $161,400
Canopy Mortgage, LLC
Conventional, FHA, VA 75 0.2% 90.4% $318,866
21St Mortgage
Conventional 74 0.2% 39.8% $101,351
Village Capital & Investment
FHA, VA 74 0.2% 82.9% $368,243
Mutual of Omaha Mortgage
Conventional, FHA, VA, Jumbo 72 0.2% 75% $404,305
Das Acquisition Company, LLC
Conventional, FHA, VA, Jumbo 70 0.2% 98.7% $328,428
Nextmortgage, LLC
Conventional, FHA, VA, USDA, Jumbo, HELOC 69
+1 HELOCs
0.2% 96.4% $247,173
Tomo Mortgage LLC
Conventional, FHA 68 0.2% 85.4% $373,676
Guidance Residential, LLC
Conventional 66 0.1% 97.1% $355,000
Nexera Holding LLC
Conventional, Jumbo 66 0.1% 81% $610,151
PHH Mortgage Corporation
Conventional, FHA, VA 64 0.1% 84.8% $279,375
T2 Financial LLC
Conventional, FHA, VA, Jumbo 62 0.1% 90.5% $373,225
Nbkc Bank
Conventional, FHA, VA, Jumbo 59 0.1% 86.8% $396,016
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, VA, Jumbo 58 0.1% 80.8% $377,413 View
Sierra Pacific Mortgage Co. Inc
Conventional, FHA, VA, Jumbo, HELOC 56
+1 HELOCs
0.1% 98.3% $342,142
Gold Star Mortgage Financial Group, Corporation
Conventional, FHA, VA, Jumbo 55 0.1% 97% $373,363
Goodleap, LLC
Conventional, FHA, HELOC 54
+10 HELOCs
0.1% 66.3% $177,037
Citadel Servicing Corporation
Conventional, Jumbo 53 0.1% 96.6% $346,698
New Wave Lending Group Inc
Conventional, Jumbo 52 0.1% 100% $370,769
American Financial Resources LLC
Conventional, FHA, VA 51 0.1% 92.9% $284,215
B-4.3 ★Texas Ratio: 23.12%
Conventional 51 0.1% 91.1% $212,058 View
Sage Home Loans Corporation
Conventional, FHA, VA, Jumbo 50 0.1% 76.2% $441,400
Loanunited.Com, LLC
Conventional, FHA, VA 46 0.1% 88.7% $320,652
Filo Mortgage, LLC
Conventional, FHA, VA 44 0.1% 95.9% $345,227
Constant Investments, Inc
Conventional 44 0.1% 100% $226,590
General Mortgage Capital Corporation
Conventional, Jumbo 43 0.1% 97.7% $330,581
Emet Lending Group, Inc.
Conventional, Jumbo 43 0.1% 100% $343,604
Nations Direct Mortgage, LLC
Conventional, FHA, VA 42 0.1% 91.3% $350,476
A5.0 ★Texas Ratio: 13.21%
Conventional, FHA, VA, Jumbo 41 0.1% 95.3% $500,121 View
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA, VA, Jumbo 41 0.1% 93.2% $283,292 View
Affordable Mortgage Advisors
Conventional, FHA, VA 41 0.1% 91.1% $314,756
A+5.0 ★Texas Ratio: 5.06%
Conventional 41 0.1% 41.2% $100,365 View
Integrity Home Mortgage Corporation
Conventional, FHA, VA, Jumbo 41 0.1% 86.8% $395,731
Bay Equity LLC
Conventional, FHA, VA 40 0.1% 97.6% $298,250
Lower, LLC
Conventional, FHA, VA, HELOC 39
+2 HELOCs
0.1% 76.5% $320,897
Nmsi, Inc.
Conventional, FHA 38 0.1% 100% $310,789
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo, HELOC 35
+1 HELOCs
0.1% 100% $1,093,571 View
Deephaven Mortgage LLC
Conventional, Jumbo 35 0.1% 63.6% $442,142
Hometown Equity Mortgage, LLC
Conventional, FHA, Jumbo 35 0.1% 43.8% $339,857
Geo-Corp, Inc.
FHA 35 0.1% 92.1% $296,714
First Technology Federal Credit Union
Conventional 35 0.1% 95.2% $304,428
Geneva Financial LLC
Conventional, FHA, VA, HELOC 34
+1 HELOCs
0.1% 100% $246,176
A+5.0 ★Texas Ratio: 4.84%
Conventional, FHA, VA, Jumbo 34 0.1% 91.9% $549,117 View
A+5.0 ★Texas Ratio: 3.34%
Conventional, FHA, VA, Jumbo 34 0.1% 100% $362,647 View
Uif Corporation
Conventional 34 0.1% 91.9% $316,176
HomeBridge Financial Services, Inc
Conventional, FHA, VA, Jumbo, HELOC 33
+109 HELOCs
0.1% 61.8% $361,060
All Credit Considered Mortgage, Inc.
Conventional 32 0.1% 97% $259,687
Churchill Mortgage Corporation
Conventional, FHA, VA, Jumbo 31 0.1% 90.2% $311,451
JMAC Lending, Inc.
Conventional, FHA 31 0.1% 79.5% $342,419
Originpoint, LLC
Conventional, FHA, VA, Jumbo 30 0.1% 93.8% $480,000
HomeXpress Mortgage Corp.
Conventional, Jumbo 29 0.1% 54.7% $596,379
Success Mortgage Partners, Inc
Conventional, FHA, VA 29 0.1% 96.7% $308,448
Watermark Capital, Inc.
Conventional, VA, Jumbo 28 0.1% 100% $555,000
Flexpoint, Inc.
Conventional, FHA 28 0.1% 95.8% $256,428
Direct Mortgage Loans, LLC
Conventional, FHA 27 0.1% 88.9% $264,629
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional, Jumbo 27 0.1% 90% $2,019,814 View
First Colony Mortgage Corporat
Conventional, FHA, VA 26 0.1% 83% $355,384
American Pacific Mortgage Corporation
Conventional, FHA, Jumbo 26 0.1% 92.9% $337,307
City 1st Mortgage Services, LC
Conventional, FHA, VA, Jumbo 25 0.1% 96.2% $363,000
Stg Mortgage Inc
Conventional, FHA, Jumbo 25 0.1% 76.5% $347,800
RBC Bank (Georgia), N.A.
Conventional, Jumbo 25 0.1% 96.3% $491,400
Pentagon Federal Credit Union
Conventional, FHA, VA, HELOC 24
+51 HELOCs
0.1% 40% $348,333
American Financing Corporation
Conventional, FHA 24 0.1% 22.9% $300,833
Cake Mortgage Corp.
Conventional, Jumbo 24 0.1% 88.9% $423,333
Residential Wholesale Mortgage
Conventional, FHA, VA, Jumbo 23 0.1% 100% $405,000
Bridgeway Lending Partners, LLC
Conventional 23 0.1% 100% $265,434
Wolfe Financial Inc
Conventional, FHA 23 0.1% 95.8% $365,434
American Portfolio Mortgage Corporation
Conventional, FHA 22 0% 84.6% $264,545
Angel Oak Mortgage Solutions LLC
Conventional, Jumbo 22 0% 75.9% $430,000
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, VA, HELOC 21
+113 HELOCs
0% 75.9% $206,904 View
Primary Residential Mortgage, INC.
Conventional, FHA, Jumbo 21 0% 77.8% $341,666
A+5.0 ★Texas Ratio: 1.71%
Conventional, FHA 21 0% 77.8% $178,333 View
SIRVA Mortgage, Inc.
Conventional, Jumbo 20 0% 100% $495,500
Cornerstone First Mortgage, LLC
Conventional, FHA, VA, Jumbo 19 0% 70.4% $403,421
A+5.0 ★Texas Ratio: 1.10%
Conventional, FHA, VA, Jumbo 19 0% 86.4% $446,052 View
Lendsure Mortgage Corp.
Conventional, Jumbo 19 0% 100% $507,631
Florida Capital Bank, N.A
Conventional, FHA, Jumbo 19 0% 88% $361,315
American Neighborhood Mortgage Acceptance Company
Conventional, FHA, Jumbo 19 0% 100% $368,684
A+5.0 ★Texas Ratio: 3.19%
Conventional, Jumbo 18 0% 90% $1,124,444 View
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, VA, Jumbo 17 0% 81% $413,235 View
Weichert Financial Services
Conventional, FHA, VA 17 0% 100% $391,470
Land Home Financial Services,
Conventional, FHA 16 0% 85.7% $203,125
A+5.0 ★Texas Ratio: 2.20%
Conventional, FHA, VA 16 0% 66.7% $312,500 View
A-4.8 ★Texas Ratio: 12.33%
Conventional, VA, Jumbo 16 0% 94.4% $851,250 View
Nqm Funding, LLC
Conventional, FHA, Jumbo 15 0% 69.7% $475,666
Leaderone Financial Corp.
Conventional, FHA 14 0% 70% $273,571
B+4.0 ★Texas Ratio: 2.09%
Conventional 13 0% 100% $320,384 View
Reliable Holdings Manager dba Lendz Financial
Conventional 13 0% 100% $362,692
Goprime Mortgage, Inc.
VA 13 0% 92.9% $372,692
Arc Home LLC
Conventional, Jumbo 12 0% 75% $415,000
Contour Mortgage Corporation
Conventional, FHA, VA 12 0% 92.9% $307,500
A+5.0 ★Texas Ratio: 3.62%
Conventional, FHA, VA 12 0% 80% $395,833 View
AAA Capital Investment, Inc
Conventional 12 0% 100% $271,666
Loan Simple, Inc.
Conventional, FHA, VA 12 0% 100% $252,500
A+5.0 ★Texas Ratio: 4.32%
Conventional, Jumbo 11 0% 100% $1,702,272 View
Greenbox Loans
Conventional 11 0% 100% $342,272
Prosperity Home Mortgage, LLC
Conventional, FHA, Jumbo 11 0% 91.7% $351,363
Mason-McDuffie Mortgage Corporation
Conventional, FHA, VA 11 0% 91.7% $316,818
ML Mortgage Corp.
Conventional, FHA, VA 10 0% 100% $244,000
A+5.0 ★Texas Ratio: 0.65%
Conventional, VA, Jumbo 10 0% 92.3% $581,000 View
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional 10 0% 83.3% $450,000 View
First Option Mortgage, LLC
Conventional, FHA 10 0% 87.5% $267,000
Nationwide Mortgage Bankers, Inc.
Conventional, FHA 10 0% 81.2% $251,000
FM Home Loans LLC
Conventional 10 0% 100% $400,000
ClearEdge Lending LLC
Conventional, Jumbo 10 0% 55.6% $455,000
Tammac Holdings Corporation
Conventional 10 0% 23.2% $104,000
Liberty Federal Credit Union
Conventional, Jumbo 9 0% 100% $1,196,111
Acrisure Mortgage, LLC
Conventional, FHA, VA 9 0% 75% $312,777
A+5.0 ★Texas Ratio: 2.38%
Conventional 9 0% 90% $472,777 View
Network Capital Funding Corporation
Conventional, FHA, VA 9 0% 40.9% $277,222
A+5.0 ★Texas Ratio: 4.86%
Conventional, Jumbo 9 0% 100% $899,444 View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Houston, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Houston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Houston in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Houston, TX

Use these to narrow the list above. Each category shows how many Houston, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Houston, TX

Independent mortgage companies closed 74.3 percent of home loans in Houston, Texas in 2025, banks 18.4 percent and credit unions 7.3 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 397 loans.

74.3%
Mortgage companies
18.4%
Banks
7.3%
Credit unions
21%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Houston, TX

Who is the largest mortgage lender in Houston, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Houston, Texas with 1,609 loans, about 3.6 percent of the market. The largest lender headquartered in Texas was Frost Bank with 397 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Houston, TX have the highest approval rates?

Among lenders with meaningful volume in Houston, Texas, Tri Pointe Connect, LLC approved the highest share of completed applications in 2025 at 96.7 percent, against a 77.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Houston, TX mortgage lenders offer FHA, VA and USDA loans?

197 lenders closed FHA loans in Houston, Texas in 2025, led by United Wholesale Mortgage with 1,057. 160 lenders closed VA loans, led by United Wholesale Mortgage, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Houston, TX lender list?

Yes. 68 banks and 39 credit unions closed home loans in Houston, Texas in 2025, alongside 193 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Houston, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Houston, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Houston, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Houston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.