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Home Bank National Association Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Home Bank National Association provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 16, 2026

Home Bank National Association rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.91%, 6-month CD rates at 2.74% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.20%. Mortgage rates on 30-year fixed loans are around 7.39%. These rates come from our rate database, not Home Bank National Association, and you can see how they compare in the Home Bank National Association rate tables below. MonitorBankRates evaluates the financial stability of Home Bank National Association with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.03%. Database rates last updated and verified on 10/16/2026.

Home Bank National Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Bank National Association? Share your experience about Home Bank National Association by leaving a review below, or read customer reviews before you decide to use Home Bank National Association.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.03%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Home Bank, National Association

503 Kaliste Saloom Rd
Lafayette, LA 70508

https://www.home24bank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Current Rate Availability

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Financial Health History

Home Bank National Association’s Texas Ratio rose from 3.22% in Q3 2023 to 8.03% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.6B	8.03%	5.0	A
March 31, 2026	$3.5B	8.23%	5.0	A
December 31, 2025	$3.5B	7.64%	5.0	A
September 30, 2025	$3.5B	6.63%	5.0	A
June 30, 2025	$3.5B	5.65%	5.0	A+
March 31, 2025	$3.5B	4.83%	5.0	A+
December 31, 2024	$3.4B	3.58%	5.0	A+
September 30, 2024	$3.4B	4.21%	5.0	A+
June 30, 2024	$3.4B	4.06%	5.0	A+
March 31, 2024	$3.3B	5.29%	5.0	A+
December 31, 2023	$3.3B	2.55%	5.0	A+
September 30, 2023	$3.3B	3.22%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Home Bank National Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Home Bank National Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Home Bank National Association's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Home Bank National Association

Website https://www.home24bank.com

Address 503 Kaliste Saloom Rd, Lafayette, LA 70508 · Lafayette

Bank Holding Company HOME BCORP INC

FDIC Certificate # 28094

Regulator OCC

Established January 1, 1908

FDIC Insurance Date August 9, 1989

Domestic Offices 44

Total Branches 44

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.03%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.3824%

Return on Equity (ROE)

10.1700%

Non-Performing Loans Ratio (NPL)

0.73%

Total Assets

$3,602,958,000

Total Deposits

$3,078,790,000

Equity Capital

$488,419,000

Net Income

$24,488,000

Headquarters

Lafayette

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

Q2 2026 MBR Health & Safety Badge

Home Bank National Association earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/home-bank-national-association-rates-review-28094">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Home Bank National Association

How many branches does Home Bank National Association operate?

Home Bank National Association currently maintains approximately 44 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Home Bank National Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Home Bank National Association provides members with tools to manage their accounts and build a solid financial history.

Does Home Bank National Association offer online and mobile banking?

Most modern institutions like Home Bank National Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.home24bank.com.