Kalamazoo, Michigan mortgage lenders include Consumers Credit UnionConsumers Credit Union5018 W Main St, Kalamazoo, MI 49009 1002A+5.0 ★Texas Ratio: 3.56%, Arbor Financial Credit UnionArbor Financial Credit Union1551 S 9TH ST, KALAMAZOO, MI 49009 9404A5.0 ★Texas Ratio: 12.10%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4109 Portage St, Kalamazoo, MI 49001A+5.0 ★Texas Ratio: 3.22%, Mercantile BankMercantile Bank811 S Drake Rd, Kalamazoo, MI 49009A+5.0 ★Texas Ratio: 0.63%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA141 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank6080 W Main St, Kalamazoo, MI 49009A+5.0 ★Texas Ratio: 3.66%, Horizon BankHorizon Bank151 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 4.40%, PNC Bank N.A.PNC Bank N.A.113 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 4.24%, Old National BankOld National Bank5003 Century Ave, Kalamazoo, MI 49006A+5.0 ★Texas Ratio: 4.98%, and 1St Source Bank1St Source Bank113 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 5.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kalamazoo, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kalamazoo are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kalamazoo, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5018 W Main St, Kalamazoo, MI 49009 1002 A+5.0 ★Texas Ratio: 3.56% |
Conventional, Jumbo, HELOC | 130 +69 HELOCs |
13.8% | 94.2% | $185,384 | View |
|
1551 S 9TH ST, KALAMAZOO, MI 49009 9404 A5.0 ★Texas Ratio: 12.10% |
Conventional, FHA, HELOC | 35 +28 HELOCs |
3.7% | 86.4% | $177,000 | View |
|
5 offices in Kalamazoo 4109 Portage St, Kalamazoo, MI 49001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 28 +19 HELOCs |
3% | 93.3% | $143,928 | View |
|
2 offices in Kalamazoo 811 S Drake Rd, Kalamazoo, MI 49009 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 17 +2 HELOCs |
1.8% | 85% | $168,529 | View |
|
1 office in Kalamazoo 141 E Michigan Ave, Kalamazoo, MI 49007 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 14 | 1.5% | 82.4% | $213,571 | View |
|
3 offices in Kalamazoo 6080 W Main St, Kalamazoo, MI 49009 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 13 +12 HELOCs |
1.4% | 86.7% | $186,538 | View |
|
1 office in Kalamazoo 151 E Michigan Ave, Kalamazoo, MI 49007 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, VA, HELOC | 11 +7 HELOCs |
1.2% | 100% | $182,272 | View |
|
★ 1.7 stars, 3 reviews 5 offices in Kalamazoo 113 E Michigan Ave, Kalamazoo, MI 49007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 9 +21 HELOCs |
1% | 100% | $161,666 | View |
|
2 offices in Kalamazoo 5003 Century Ave, Kalamazoo, MI 49006 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 5 +8 HELOCs |
0.5% | 100% | $231,000 | View |
|
1 office in Kalamazoo 113 E Michigan Ave, Kalamazoo, MI 49007 A+5.0 ★Texas Ratio: 5.01% |
Conventional | 2 | 0.2% | 40% | $190,000 | View |
|
5039 Comstock Ave, Kalamazoo, MI 49048 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +102 HELOCs |
0% | n/a | View | |
Lake Michigan Credit Union
435 S Westnedge Ave, Kalamazoo, MI 49007 |
Conventional, FHA, VA, Jumbo, HELOC | 90 +42 HELOCs |
9.5% | 97.8% | $231,666 | |
|
148 E Michigan Ave, Kalamazoo, MI 49007 A+5.0 ★Texas Ratio: 5.27% |
Conventional, FHA, HELOC | 17 +11 HELOCs |
1.8% | 77.3% | $115,000 | View |
|
6560 W Main St, Kalamazoo, MI 49009 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 17 | 1.8% | 90% | $200,294 | View |
|
2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional, HELOC | 11 +26 HELOCs |
1.2% | 100% | $113,181 | View |
|
5067 Gull Rd, Kalamazoo, MI 49048 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 9 | 1% | 100% | $109,444 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.6% | 85.7% | $151,666 | View |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 6 | 0.6% | 85.7% | $160,000 | View |
|
6622 W Main St, Kalamazoo, MI 49009 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 5 | 0.5% | 62.5% | $97,000 | View |
|
151 S Rose St, Kalamazoo, MI 49007 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +4 HELOCs |
0.4% | 100% | $162,500 | View |
|
232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 4 +2 HELOCs |
0.4% | 100% | $87,500 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA | 4 | 0.4% | 80% | $147,500 | View |
|
2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
FHA | 4 | 0.4% | 100% | $155,000 | View |
|
5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 3 | 0.3% | 100% | $135,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $195,000 | View |
|
9265 Cherry Valley Ave Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 2 | 0.2% | 100% | $130,000 | View |
|
4245 S Westnedge Ave, Kalamazoo, MI 49008 3207 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 2 | 0.2% | 100% | $55,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 2 | 0.2% | 100% | $245,000 | |
|
241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.2% | 100% | $160,000 | View |
|
1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 0.2% | 66.7% | $30,000 | View |
|
200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 50% | $135,000 | View |
|
650 W 5th St, Clare, MI 48617 A+5.0 ★Texas Ratio: 4.54% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
915 S Euclid Ave, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
1515 S Main St, Eaton Rapids, MI 48827 1951 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 33.3% | $205,000 | View |
|
6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.1% | 100% | $85,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 71 | 7.5% | 74.7% | $169,647 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 49 | 5.2% | 100% | $106,224 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 48 | 5.1% | 81.7% | $196,666 | |
Mortgage Center LC
|
Conventional, FHA | 35 | 3.7% | 97.2% | $133,000 | |
Mortgage 1 Incorporated
|
Conventional | 4 | 0.4% | 100% | $192,500 | |
Michigan Mutual, Inc
|
Conventional, FHA, VA | 3 | 0.3% | 75% | $181,666 | |
Northern Mortgage Services, LLC
|
FHA | 2 | 0.2% | 100% | $190,000 | |
Staunton Financial Inc
|
Conventional | 2 | 0.2% | 100% | $280,000 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $160,000 | |
Msu Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $295,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Gvc Mortgage, Inc.
|
Conventional, FHA | 23 | 2.4% | 100% | $166,739 | |
21St Mortgage
|
Conventional | 15 | 1.6% | 18.6% | $55,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 13 | 1.4% | 100% | $163,461 | |
Mortgage Research Center
|
FHA, VA | 13 | 1.4% | 86.7% | $197,307 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 12 | 1.3% | 100% | $137,500 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 10 | 1.1% | 90.9% | $167,000 | |
Nationstar Mortgage
|
Conventional, FHA | 9 | 1% | 90% | $52,777 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 0.8% | 88.9% | $168,750 | |
Primelending
|
Conventional | 7 | 0.7% | 100% | $150,714 | |
Newrez LLC
|
Conventional | 7 | 0.7% | 70% | $130,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 0.7% | 63.6% | $156,428 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 6 +2 HELOCs |
0.6% | 66.7% | $170,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 6 | 0.6% | 75% | $125,000 | |
Summit Home Mortgage, LLC
|
Conventional | 6 | 0.6% | 100% | $188,333 | |
Guaranteed Rate, Inc.
|
Conventional | 5 | 0.5% | 100% | $185,000 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 0.5% | 50% | $89,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 5 | 0.5% | 71.4% | $207,000 | View |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0.5% | 83.3% | $161,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 5 | 0.5% | 83.3% | $107,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 4 | 0.4% | 80% | $160,000 | View |
Contour Mortgage Corporation
|
Conventional | 4 | 0.4% | 100% | $82,500 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 0.4% | 100% | $162,500 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 4 | 0.4% | 100% | $107,500 | |
New Day Financial, LLC.
|
VA | 4 | 0.4% | 80% | $180,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 4 | 0.4% | 50% | $157,500 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.3% | 60% | $521,666 | View |
Amerisave Mortgage Company
|
Conventional | 3 | 0.3% | 50% | $131,666 | |
First Colony Mortgage Corporat
|
Conventional | 3 | 0.3% | 100% | $198,333 | |
Tammac Holdings Corporation
|
Conventional | 3 | 0.3% | 26.7% | $65,000 | |
Ruoff Mortgage Company
|
Conventional, FHA | 2 | 0.2% | 100% | $105,000 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $195,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.2% | 66.7% | $90,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.2% | 50% | $90,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.2% | 66.7% | $165,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.2% | 30.4% | $70,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $95,000 | |
ClearPath Lending
|
VA | 2 | 0.2% | 100% | $190,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.2% | 100% | $140,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.2% | 66.7% | $210,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 2 | 0.2% | 100% | $290,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Zippy Loans, LLC
|
Conventional | 1 | 0.1% | 25% | $75,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $45,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.1% | 25% | $45,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 50% | $145,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $35,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
PFN Lending Group, Inc.
|
VA | 1 | 0.1% | 100% | $245,000 | |
American Financing Corporation
|
Conventional | 1 | 0.1% | 50% | $115,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.1% | 100% | $145,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.1% | 50% | $175,000 | |
Tjc Mortgage Inc
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 50% | $135,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Everwise Credit Union
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Lower, LLC
|
VA | 1 | 0.1% | 100% | $205,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Texana Bank
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Figure Lending LLC
|
HELOC | 0 +9 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Inova Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kalamazoo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kalamazoo in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kalamazoo, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 43 percent of home loans in Kalamazoo, Michigan in 2025, banks 18.2 percent and credit unions 38.8 percent. Towne Mortgage Company was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Michigan, Consumers Credit Union led with 130 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Consumers Credit Union was the largest mortgage lender in Kalamazoo, Michigan with 130 loans, about 13.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kalamazoo, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 97.8 percent, against a 80.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Kalamazoo, Michigan in 2025, led by Rocket Mortgage with 19. 23 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 30 credit unions closed home loans in Kalamazoo, Michigan in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kalamazoo, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kalamazoo, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kalamazoo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.