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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Kalamazoo, Michigan

Kalamazoo, Michigan mortgage lenders include Consumers Credit UnionConsumers Credit Union5018 W Main St, Kalamazoo, MI 49009 1002A+5.0 ★Texas Ratio: 3.56%, Arbor Financial Credit UnionArbor Financial Credit Union1551 S 9TH ST, KALAMAZOO, MI 49009 9404A5.0 ★Texas Ratio: 12.10%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4109 Portage St, Kalamazoo, MI 49001A+5.0 ★Texas Ratio: 3.22%, Mercantile BankMercantile Bank811 S Drake Rd, Kalamazoo, MI 49009A+5.0 ★Texas Ratio: 0.63%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA141 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank6080 W Main St, Kalamazoo, MI 49009A+5.0 ★Texas Ratio: 3.66%, Horizon BankHorizon Bank151 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 4.40%, PNC Bank N.A.PNC Bank N.A.113 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 4.24%, Old National BankOld National Bank5003 Century Ave, Kalamazoo, MI 49006A+5.0 ★Texas Ratio: 4.98%, and 1St Source Bank1St Source Bank113 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 5.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kalamazoo, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kalamazoo are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kalamazoo, Michigan

Market share is the lender's share of all home loans closed in Kalamazoo, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
5018 W Main St, Kalamazoo, MI 49009 1002
A+5.0 ★Texas Ratio: 3.56%
Conventional, Jumbo, HELOC 130
+69 HELOCs
13.8% 94.2% $185,384 View
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
A5.0 ★Texas Ratio: 12.10%
Conventional, FHA, HELOC 35
+28 HELOCs
3.7% 86.4% $177,000 View
5 offices in Kalamazoo
4109 Portage St, Kalamazoo, MI 49001
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA, HELOC 28
+19 HELOCs
3% 93.3% $143,928 View
2 offices in Kalamazoo
811 S Drake Rd, Kalamazoo, MI 49009
A+5.0 ★Texas Ratio: 0.63%
Conventional, FHA, HELOC 17
+2 HELOCs
1.8% 85% $168,529 View
1 office in Kalamazoo
141 E Michigan Ave, Kalamazoo, MI 49007
A+5.0 ★Texas Ratio: 3.68%
Conventional 14 1.5% 82.4% $213,571 View
3 offices in Kalamazoo
6080 W Main St, Kalamazoo, MI 49009
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, HELOC 13
+12 HELOCs
1.4% 86.7% $186,538 View
1 office in Kalamazoo
151 E Michigan Ave, Kalamazoo, MI 49007
A+5.0 ★Texas Ratio: 4.40%
Conventional, FHA, VA, HELOC 11
+7 HELOCs
1.2% 100% $182,272 View
★ 1.7 stars, 3 reviews
5 offices in Kalamazoo
113 E Michigan Ave, Kalamazoo, MI 49007
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 9
+21 HELOCs
1% 100% $161,666 View
2 offices in Kalamazoo
5003 Century Ave, Kalamazoo, MI 49006
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 5
+8 HELOCs
0.5% 100% $231,000 View
1 office in Kalamazoo
113 E Michigan Ave, Kalamazoo, MI 49007
A+5.0 ★Texas Ratio: 5.01%
Conventional 2 0.2% 40% $190,000 View
5039 Comstock Ave, Kalamazoo, MI 49048
A+5.0 ★Texas Ratio: 5.38%
HELOC 0
+102 HELOCs
0% n/a View
Lake Michigan Credit Union
435 S Westnedge Ave, Kalamazoo, MI 49007
Conventional, FHA, VA, Jumbo, HELOC 90
+42 HELOCs
9.5% 97.8% $231,666
148 E Michigan Ave, Kalamazoo, MI 49007
A+5.0 ★Texas Ratio: 5.27%
Conventional, FHA, HELOC 17
+11 HELOCs
1.8% 77.3% $115,000 View
6560 W Main St, Kalamazoo, MI 49009
D3.3 ★Texas Ratio: 35.11%
Conventional, VA 17 1.8% 90% $200,294 View
2121 S Drake Rd, Kalamazoo, MI 49006 5776
A+5.0 ★Texas Ratio: 2.20%
Conventional, HELOC 11
+26 HELOCs
1.2% 100% $113,181 View
5067 Gull Rd, Kalamazoo, MI 49048
A+5.0 ★Texas Ratio: 1.68%
Conventional 9 1% 100% $109,444 View
1004 W Midland Rd, Auburn, MI 48611
A5.0 ★Texas Ratio: 6.46%
Conventional, FHA, HELOC 6
+1 HELOCs
0.6% 85.7% $151,666 View
1026 W Midland Rd, AUBURN, MI 48611
A+5.0 ★Texas Ratio: 4.11%
Conventional 6 0.6% 85.7% $160,000 View
6622 W Main St, Kalamazoo, MI 49009
A+5.0 ★Texas Ratio: 2.36%
Conventional 5 0.5% 62.5% $97,000 View
151 S Rose St, Kalamazoo, MI 49007
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 4
+4 HELOCs
0.4% 100% $162,500 View
232 W Monroe St, Bangor, MI 49013
A5.0 ★Texas Ratio: 9.46%
Conventional, HELOC 4
+2 HELOCs
0.4% 100% $87,500 View
20645 Gibraltar Rd, Brownstown Twp, MI 48183
A+5.0 ★Texas Ratio: 4.92%
Conventional, FHA 4 0.4% 80% $147,500 View
2015 Washtenaw Ave, Ann Arbor, MI 48104
A+5.0 ★Texas Ratio: 3.82%
FHA 4 0.4% 100% $155,000 View
5350 Beckley Road B Drive North, Battle Creek, MI 49015
A5.0 ★Texas Ratio: 8.82%
Conventional 3 0.3% 100% $135,000 View
395 Briarwood Cir, Ann Arbor, MI 48108
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+2 HELOCs
0.2% 100% $195,000 View
9265 Cherry Valley Ave Se, Caledonia, MI 49316
A+5.0 ★Texas Ratio: 0.33%
Conventional 2 0.2% 100% $130,000 View
4245 S Westnedge Ave, Kalamazoo, MI 49008 3207
A+5.0 ★Texas Ratio: 1.25%
Conventional 2 0.2% 100% $55,000 View
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396
Conventional 2 0.2% 100% $245,000
241 E Saginaw St, East Lansing, MI 48823
B-4.3 ★Texas Ratio: 23.12%
Conventional 2 0.2% 100% $160,000 View
1309 N Lincoln St, Bay City, MI 48708 6172
A5.0 ★Texas Ratio: 6.23%
Conventional 2 0.2% 66.7% $30,000 View
200 W Cass St, Albion, MI 49224
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.1% 50% $135,000 View
650 W 5th St, Clare, MI 48617
A+5.0 ★Texas Ratio: 4.54%
Conventional 1 0.1% 100% $235,000 View
4797 Cascade Rd Se, Grand Rapids, MI 49546
B+4.8 ★Texas Ratio: 17.71%
Conventional 1 0.1% 100% $205,000 View
915 S Euclid Ave, Bay City, MI 48706
A+5.0 ★Texas Ratio: 2.11%
Conventional 1 0.1% 100% $185,000 View
14049 Lindsey Pvt Ln, Dewitt, MI 48820
A+5.0 ★Texas Ratio: 4.17%
Conventional 1 0.1% 100% $45,000 View
2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580
A+5.0 ★Texas Ratio: 2.80%
Conventional 1 0.1% 100% $75,000 View
1515 S Main St, Eaton Rapids, MI 48827 1951
A+5.0 ★Texas Ratio: 3.02%
Conventional 1 0.1% 100% $55,000 View
34100 Woodward Ave, Birmingham, MI 48009
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.1% 33.3% $205,000 View
6299 Lake Michigan Dr, Allendale, MI 49401
A+5.0 ★Texas Ratio: 0.50%
Conventional 1 0.1% 100% $165,000 View
131 S Main St, Brooklyn, MI 49230
A5.0 ★Texas Ratio: 9.21%
Conventional 1 0.1% 100% $245,000 View
2400 Green Rd, Ann Arbor, MI 48105 1550
A+5.0 ★Texas Ratio: 2.54%
FHA 1 0.1% 100% $85,000 View
2910 Carpenter Rd, Ann Arbor, MI 48108
A+5.0 ★Texas Ratio: 1.86%
Conventional 1 0.1% 100% $565,000 View
Community Financial
12483 State St, Atlanta, MI 49709
HELOC 0
+1 HELOCs
0% n/a
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Rocket Mortgage
Conventional, FHA, VA 71 7.5% 74.7% $169,647
Success Mortgage Partners, Inc
Conventional, FHA 49 5.2% 100% $106,224
United Wholesale Mortgage
Conventional, FHA, VA 48 5.1% 81.7% $196,666
Mortgage Center LC
Conventional, FHA 35 3.7% 97.2% $133,000
Mortgage 1 Incorporated
Conventional 4 0.4% 100% $192,500
Michigan Mutual, Inc
Conventional, FHA, VA 3 0.3% 75% $181,666
Northern Mortgage Services, LLC
FHA 2 0.2% 100% $190,000
Staunton Financial Inc
Conventional 2 0.2% 100% $280,000
Top Flite Financial, Inc.
Conventional, FHA 2 0.2% 100% $160,000
Msu Federal Credit Union
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $295,000
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0.1% 100% $105,000
VanDyk Mortgage Corporation
Conventional 1 0.1% 100% $175,000
Gvc Mortgage, Inc.
Conventional, FHA 23 2.4% 100% $166,739
21St Mortgage
Conventional 15 1.6% 18.6% $55,000
Union Home Mortgage Corp.
Conventional, FHA, VA 13 1.4% 100% $163,461
Mortgage Research Center
FHA, VA 13 1.4% 86.7% $197,307
Churchill Mortgage Corporation
Conventional, FHA 12 1.3% 100% $137,500
Prosperity Home Mortgage, LLC
Conventional, FHA 10 1.1% 90.9% $167,000
Nationstar Mortgage
Conventional, FHA 9 1% 90% $52,777
Freedom Mortgage Corporation
Conventional, FHA, VA 8 0.8% 88.9% $168,750
Primelending
Conventional 7 0.7% 100% $150,714
Newrez LLC
Conventional 7 0.7% 70% $130,714
Pennymac Loan Services LLC
Conventional, FHA, VA 7 0.7% 63.6% $156,428
Navy Federal Credit Union
Conventional, VA, HELOC 6
+2 HELOCs
0.6% 66.7% $170,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA 6 0.6% 75% $125,000
Summit Home Mortgage, LLC
Conventional 6 0.6% 100% $188,333
Guaranteed Rate, Inc.
Conventional 5 0.5% 100% $185,000
loanDepot.com LLC
Conventional, FHA 5 0.5% 50% $89,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 5 0.5% 71.4% $207,000 View
American Pacific Mortgage Corporation
Conventional, FHA, VA 5 0.5% 83.3% $161,000
Carrington Mortgage Services LLC
Conventional, FHA, VA 5 0.5% 83.3% $107,000
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA 4 0.4% 80% $160,000 View
Contour Mortgage Corporation
Conventional 4 0.4% 100% $82,500
Guild Mortgage Company
Conventional, FHA 4 0.4% 100% $162,500
Cardinal Financial Company, Li
Conventional, FHA 4 0.4% 100% $107,500
New Day Financial, LLC.
VA 4 0.4% 80% $180,000
New American Funding, LLC.
Conventional, FHA, VA 4 0.4% 50% $157,500
The Loan Store, Inc
Conventional, HELOC 3
+1 HELOCs
0.3% 100% $195,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 3 0.3% 60% $521,666 View
Amerisave Mortgage Company
Conventional 3 0.3% 50% $131,666
First Colony Mortgage Corporat
Conventional 3 0.3% 100% $198,333
Tammac Holdings Corporation
Conventional 3 0.3% 26.7% $65,000
Ruoff Mortgage Company
Conventional, FHA 2 0.2% 100% $105,000
American Financial Resources LLC
Conventional, FHA 2 0.2% 100% $195,000
Everett Financial, Inc.
Conventional 2 0.2% 66.7% $90,000
Kind Lending, LLC
Conventional, FHA 2 0.2% 50% $90,000
AmeriHome Mortgage Company, LLC
Conventional, FHA 2 0.2% 66.7% $165,000
Triad Financial Services, Inc.
Conventional 2 0.2% 30.4% $70,000
Click n' Close, Inc.
Conventional, FHA 2 0.2% 100% $95,000
ClearPath Lending
VA 2 0.2% 100% $190,000
Planet Home Lending, LLC
FHA, VA 2 0.2% 100% $140,000
Zillow Home Loans, LLC
Conventional, FHA 2 0.2% 66.7% $210,000
Ark-La-Tex Financial Services LLC
Conventional, VA 2 0.2% 100% $290,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.1% 100% $295,000 View
Zippy Loans, LLC
Conventional 1 0.1% 25% $75,000
American Airlines Federal Cred
Conventional 1 0.1% 100% $125,000
Liberty Federal Credit Union
Conventional 1 0.1% 100% $75,000
Royal United Mortgage LLC
Conventional 1 0.1% 100% $45,000
Atlantic Coast Mortgage, LLC
Conventional 1 0.1% 100% $205,000
Goodleap, LLC
Conventional 1 0.1% 100% $105,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.1% 100% $335,000 View
Lakeview Loan Servicing, LLC
Conventional 1 0.1% 25% $45,000
Equity Prime Mortgage LLC
FHA 1 0.1% 50% $145,000
Movement Mortgage, LLC
Conventional 1 0.1% 100% $255,000
PHH Mortgage Corporation
Conventional 1 0.1% 100% $35,000
American Financial Network, Inc.
FHA 1 0.1% 100% $155,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.1% 100% $235,000 View
PFN Lending Group, Inc.
VA 1 0.1% 100% $245,000
American Financing Corporation
Conventional 1 0.1% 50% $115,000
T2 Financial LLC
Conventional 1 0.1% 100% $145,000
B4.4 ★Texas Ratio: 21.68%
FHA 1 0.1% 100% $145,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.1% 100% $135,000 View
Stockton Mortgage Corporation
Conventional 1 0.1% 50% $175,000
Tjc Mortgage Inc
Conventional 1 0.1% 100% $95,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.1% 100% $415,000 View
Mortgage Solutions of Colorado
VA 1 0.1% 50% $135,000
Summit Funding.Inc
Conventional 1 0.1% 100% $225,000
Everwise Credit Union
Conventional 1 0.1% 100% $65,000
Lower, LLC
VA 1 0.1% 100% $205,000
RBC Bank (Georgia), N.A.
Conventional 1 0.1% 100% $205,000
Texana Bank
Conventional 1 0.1% 100% $115,000
Plaza Home Mortgage, Inc
FHA 1 0.1% 100% $185,000
Figure Lending LLC
HELOC 0
+9 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+6 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+4 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+2 HELOCs
0% n/a
Inova Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Kalamazoo, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Kalamazoo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kalamazoo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kalamazoo, MI

Use these to narrow the list above. Each category shows how many Kalamazoo, MI lenders fit and what that kind of lender is usually best for.

Who Lends in Kalamazoo, MI

Independent mortgage companies closed 43 percent of home loans in Kalamazoo, Michigan in 2025, banks 18.2 percent and credit unions 38.8 percent. Towne Mortgage Company was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Michigan, Consumers Credit Union led with 130 loans.

43%
Mortgage companies
18.2%
Banks
38.8%
Credit unions
11%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Kalamazoo, MI

Who is the largest mortgage lender in Kalamazoo, MI?

By home loans closed in 2025, Consumers Credit Union was the largest mortgage lender in Kalamazoo, Michigan with 130 loans, about 13.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kalamazoo, MI have the highest approval rates?

Among lenders with meaningful volume in Kalamazoo, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 97.8 percent, against a 80.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kalamazoo, MI mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in Kalamazoo, Michigan in 2025, led by Rocket Mortgage with 19. 23 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kalamazoo, MI lender list?

Yes. 33 banks and 30 credit unions closed home loans in Kalamazoo, Michigan in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kalamazoo, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kalamazoo, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kalamazoo, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kalamazoo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.