Macatawa Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Macatawa Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Macatawa Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Macatawa Bank CD rates. You can also compare Macatawa Bank savings rates, MMA rates and mortgage rates using our other rate lists. Macatawa Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Macatawa Bank? Share your experience about Macatawa Bank by leaving a review below, or read customer reviews before you decide to use Macatawa Bank. Macatawa Bank Texas Ratio Macatawa Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Macatawa Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Macatawa Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Macatawa Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates September 7, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Macatawa Bank rate data right now, check back for updates, we are adding rates all the time. Macatawa Bank InformationMacatawa Bank
10753 Macatawa DrHolland, MI 49424 Ottawa Established Date: 11/25/1997 FDIC Certificate #: 34618 Date of FDIC Deposit Insurance: 11/25/1997 Bank Holding Company: MACATAWA BANK CORP How Many Domestic U.S. Offices? 29 How Many Branches are There? 29 Website: https://www.macatawabank.com
Is Macatawa Bank FDIC Insured? Yes
What is Macatawa Bank's Cert number? 34618
What is the maximum amount for insured deposits? $250,000 per holder, per account
Macatawa Bank FinancialsTotal Assets:
$2,614,849,000
Total Deposits:
$2,292,617,000
Equity Capital:
$284,510,000
Domestic Deposits:
$2,292,617,000
Net Income:
$10,249,000
Return on Assets:
1.6716%
Quarterly Return on Assets:
1.5300%
Pretax Return on Assets:
1.8973%
Pretax Quarterly Return on Assets:
1.9000%
Return on Equity:
18.1500%
Quarterly Return on Equity:
14.5800%
Common Equity Tier 1 Capital Ratio:
17.1380%
Tier 1 Risk-Based Capital Ratio:
17.1380%
Leverage Tier 1 (Core Capital) Ratio:
10.5860%
Total Risk-Based Capital Ratio (YTD):
18.1274%
Total Interest Income (YTD):
4.3826%
Headquarters:
Holland
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Ottawa
# of Offices:
29
Metropolitan Statistical Area (MSA):
Grand Rapids-Kentwood, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates are stable this week after hitting fresh lows last week. 30 year mortgage rates are unchanged at 4.57 percent for the week ending July 15, 2010 in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. 30 year mortgage rates are still at the lowest point in the 39 year history of Freddie Mac's survey.
 Home Mortgage rates are most higher today with the exception of 30 year home mortgage rates which are unchanged from yesterday. Conforming 30 year home mortgage rates are averaging 4.42 percent, unchanged from Black Friday's average 30 year mortgage rate. 30 year home mortgage rates in California are higher than the national average 30 year mortgage rate. Current 30 year California mortgage rates are averaging 4.56 percent.
Average current mortgage rates moved higher since the FOMC announced another around of quantitative easing. Mortgage rates are higher because Treasury yields increased as investors sold Treasuries (yields move in the opposite direction) to invest in riskier assets like stocks and commodities. During the first two rounds of easing since 2009 stock prices are up 100% so investors believe another round of easing will send stocks up further. When the Fed begins QE3 bond yields and mortgage rates will fall in the coming months.
Bank or Credit Union Offers and DealsEverBank Money Market Account 25K Rates now at 0.61%Verity Credit Union Savings and Money Market Accounts Fed Chair Yellen Testimony to Congress - No Rate Hike for Next Couple of Meetings Deposit Rates Heading Higher as the Top Savings Account Rate Hits 1.05 Percent Fixed Mortgage Rates and Adjustable Mortgage Rates Increase: 30 Year Mortgage Rates Above 5.00% A Guide to Rebuilding Your Credit Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05% FHA Refinance Volume Jumps as Mortgage Rates Today Remain Stable Mortgage Rates Poised to go lower as Economic Data Disappoints Investors BB&T Mortgage Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates 7/20: Today's Mortgage Rates on 30 Year Loans at 4.50%Mount McKinley Bank 2 Year CD Rates now at 0.50% Credit Cards - Review & Reform Current Mortgage Rates - November 9, 2009 Five Star Bank CD Rates Mortgage Rates Hold Steady This Week Mortgage Rates Week of October, 31, 2011 Mortgage Interest Rates: Current Mortgage Rates - November 16, 2009 Up to 95% Financing on Mortgages from Alabama Credit Union Capital One CD Account Review: 11-Month Special CD Rate Now at 5.00% APY Macatawa Bank ReviewsThere are no reviews for Macatawa Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.70%, 6-month CD rates at 3.14% and 3-month CD rates at 4.25%. Current savings rates are at 0.10% and money market rates are at 3.50%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. 
