Macatawa Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Macatawa Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Macatawa Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Macatawa Bank CD rates. You can also compare Macatawa Bank savings rates, MMA rates and mortgage rates using our other rate lists. Macatawa Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Macatawa Bank? Share your experience about Macatawa Bank by leaving a review below, or read customer reviews before you decide to use Macatawa Bank. Macatawa Bank Texas Ratio Macatawa Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Macatawa Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Macatawa Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Macatawa Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 8, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Macatawa Bank rate data right now, check back for updates, we are adding rates all the time. Macatawa Bank InformationMacatawa Bank
10753 Macatawa DrHolland, MI 49424 Ottawa Established Date: 11/25/1997 FDIC Certificate #: 34618 Date of FDIC Deposit Insurance: 11/25/1997 Bank Holding Company: MACATAWA BANK CORP How Many Domestic U.S. Offices? 29 How Many Branches are There? 29 Website: https://www.macatawabank.com
Is Macatawa Bank FDIC Insured? Yes
What is Macatawa Bank's Cert number? 34618
What is the maximum amount for insured deposits? $250,000 per holder, per account
Macatawa Bank FinancialsTotal Assets:
$2,614,849,000
Total Deposits:
$2,292,617,000
Equity Capital:
$284,510,000
Domestic Deposits:
$2,292,617,000
Net Income:
$10,249,000
Return on Assets:
1.6716%
Quarterly Return on Assets:
1.5300%
Pretax Return on Assets:
1.8973%
Pretax Quarterly Return on Assets:
1.9000%
Return on Equity:
18.1500%
Quarterly Return on Equity:
14.5800%
Common Equity Tier 1 Capital Ratio:
17.1380%
Tier 1 Risk-Based Capital Ratio:
17.1380%
Leverage Tier 1 (Core Capital) Ratio:
10.5860%
Total Risk-Based Capital Ratio (YTD):
18.1274%
Total Interest Income (YTD):
4.3826%
Headquarters:
Holland
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Ottawa
# of Offices:
29
Metropolitan Statistical Area (MSA):
Grand Rapids-Kentwood, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates broke record lows again this week. This is the sixth consecutive week fixed mortgage rates eased to record lows. Fixed conforming 30 year mortgage rates and fixed conforming 15 year mortgage rates have hit all-time lows in this week's Primary Mortgage Market Survey released by Freddie Mac.
 Fixed mortgage rates fell to an another all time low in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates both made new record lows in this week’s Weekly Mortgage Survey released by the Mortgage Bankers Association. 1 year adjustable mortgage interest rates also fell in this week's survey but didn't make an all-time low.
 Average CD rates are continuing their slow decline of the past several years. The national average 1 year CD rate is now at 0.406%, though you can find 1 year CD rates higher than the national average. CIT Bank recently lowered the rate on their 12 month CD but still has a rate of 1.07% with an APY of 1.08%.
Bank or Credit Union Offers and DealsMortgage Rates: 15 Year Mortgage Rates at 3.33%Alabama Central Credit Union CD Rates Savings Rate Up in February as Savings Account Rates Continue to Decline Mortgage Rates Mixed Week: 30 Year Mortgage Rate at 4.05% Current Mortgage Rates Decline Today: Fixed Conforming 30 Year Mortgage Rates Averaging 3.55 Percent Orlando Savings Account Rates earn.bank Money Market Account Rates - 2.05% Consolidate Credit Card Debt:Eliminate Credit Card Debt Mortgage Rates are Even Lower This Week Iberiabank Visa Classic Credit Card Rate 7.25% Alternative Bank and Credit Union Offers to ExploreBank Savings Rates/Money Market Rates April 17, 2013: Top Rates at or Just Above 1.00%Average Contract Mortgage Rates Increase: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11% Mortgage Rates: Current Mortgage Rates Back Above 5.00% Countrywide Bank 3.75% Online Savings Account Mortgage Rates 9-7: Current Mortgage Rates on 30 Year Mortgages at 4.09% The Northern Trust Deposit Sweep Program Rates vs. Best CD Rates Available Mortgage Rates Today Higher on Higher Treasury Yields The Bank of Canton CD Rates Current Mortgage Rates Drive Home Sales Higher in April Auto Loan Rates NJ Macatawa Bank ReviewsThere are no reviews for Macatawa Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 4.00% and 3-month CD rates at 2.02%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.07%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. 
