Allendale, Michigan mortgage lenders include Huntington National BankHuntington National Bank6701 Lake Michigan Dr, Allendale, MI 49401A+5.0 ★Texas Ratio: 3.66%, Macatawa Bank, N.A.Macatawa Bank, N.A.6299 Lake Michigan Dr, Allendale, MI 49401A+5.0 ★Texas Ratio: 0.50%, PNC Bank N.A.PNC Bank N.A.5111 Lake Michigan Dr, Allendale, MI 49401A+5.0 ★Texas Ratio: 4.24%, Lake Michigan Credit UnionLake Michigan Credit Union5023 Lake Michigan Dr, Allendale, MI 49401, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, United Bank of MichiganUnited Bank of Michigan8301 Byron Center Ave Sw, Byron Center, MI 49315A+5.0 ★Texas Ratio: 0.48%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, and Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Allendale, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Allendale are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Allendale, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Allendale 6701 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 22 +44 HELOCs |
3.7% | 95.7% | $275,454 | View |
|
1 office in Allendale 6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 11 | 1.9% | 84.6% | $119,545 | View |
|
★ 1.7 stars, 3 reviews 1 office in Allendale 5111 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lake Michigan Credit Union
5023 Lake Michigan Dr, Allendale, MI 49401 |
Conventional, FHA, VA, USDA, HELOC | 134 +83 HELOCs |
22.8% | 95.7% | $325,820 | |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, Jumbo, HELOC | 28 +5 HELOCs |
4.8% | 100% | $382,857 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, Jumbo, HELOC | 14 +11 HELOCs |
2.4% | 100% | $362,142 | View |
|
8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 14 | 2.4% | 100% | $237,142 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 13 +14 HELOCs |
2.2% | 86.7% | $361,923 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 10 +1 HELOCs |
1.7% | 90.9% | $315,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 7 +6 HELOCs |
1.2% | 87.5% | $490,714 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, VA, HELOC | 7 +1 HELOCs |
1.2% | 100% | $420,714 | View |
|
904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 7 | 1.2% | 100% | $93,571 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1% | 100% | $348,333 | View |
|
4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 5 | 0.8% | 83.3% | $367,000 | View |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.7% | 100% | $335,000 | View |
|
232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 4 | 0.7% | 100% | $317,500 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $355,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 75% | $278,333 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 3 | 0.5% | 100% | $295,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 3 | 0.5% | 100% | $288,333 | View |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $165,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $325,000 | View |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $265,000 | View |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $310,000 | View |
|
7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 2 | 0.3% | 100% | $75,000 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 0.3% | 100% | $60,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 0.3% | 100% | $240,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $355,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
2543 S Sherman Rd, Applegate, MI 48401 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
650 W 5th St, Clare, MI 48617 A+5.0 ★Texas Ratio: 4.54% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
|
7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
|
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
|
7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
6065 Lake Michigan Dr, Allendale, MI 49401 9106 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 38 +2 HELOCs |
6.5% | 88.6% | $375,789 | |
Rocket Mortgage
|
Conventional, FHA, VA | 28 | 4.8% | 70% | $230,714 | |
Northern Mortgage Services, LLC
|
Conventional, FHA, VA | 17 | 2.9% | 100% | $399,705 | |
Mortgage 1 Incorporated
|
Conventional | 8 | 1.4% | 100% | $422,500 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 5 | 0.8% | 100% | $365,000 | |
Msu Federal Credit Union
|
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $285,000 | |
GreenStone Farm Credit Services
|
Conventional | 2 | 0.3% | 100% | $455,000 | |
VanDyk Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $385,000 | |
MMS Mortgage Services, Ltd.
|
Conventional | 2 | 0.3% | 100% | $350,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Mortgage Center LC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Triad Financial Services, Inc.
|
Conventional | 23 | 3.9% | 50% | $59,782 | |
Guild Mortgage Company
|
Conventional, VA | 10 | 1.7% | 100% | $356,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 8 | 1.4% | 100% | $336,250 | |
Newrez LLC
|
Conventional, FHA, VA | 7 | 1.2% | 77.8% | $437,857 | |
Ark-La-Tex Financial Services LLC
|
Conventional, VA, Jumbo | 7 | 1.2% | 100% | $415,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
1% | 100% | $381,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 6 | 1% | 100% | $390,000 | |
Greenstate Credit Union
|
Conventional | 5 | 0.8% | 57.1% | $71,000 | |
Amerisave Mortgage Company
|
Conventional | 5 | 0.8% | 100% | $133,000 | |
Mortgage Research Center
|
VA | 5 | 0.8% | 83.3% | $415,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 4 | 0.7% | 100% | $377,500 | |
Canopy Mortgage, LLC
|
Conventional | 4 | 0.7% | 100% | $297,500 | |
T2 Financial LLC
|
Conventional, VA | 4 | 0.7% | 100% | $302,500 | |
American Pacific Mortgage Corporation
|
Conventional | 4 | 0.7% | 100% | $372,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 100% | $215,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 0.5% | 75% | $331,666 | |
Nationstar Mortgage
|
Conventional | 3 | 0.5% | 100% | $198,333 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 0.5% | 100% | $251,666 | |
21St Mortgage
|
Conventional | 3 | 0.5% | 33.3% | $101,666 | |
Everett Financial, Inc.
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 0.3% | 100% | $420,000 | View |
Cmg Mortgage Inc
|
Conventional | 2 | 0.3% | 100% | $530,000 | |
Discover Bank
|
Conventional | 2 | 0.3% | 33.3% | $110,000 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 2 | 0.3% | 100% | $375,000 | |
Mortgage300 Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $405,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.3% | 66.7% | $350,000 | |
Navy Federal Credit Union
|
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $385,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $85,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Ruoff Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 33.3% | $335,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.2% | 50% | $105,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Mission Loans, LLC
|
FHA | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Wings Financial Credit Union
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $595,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 100% | $315,000 | |
The Loan Store, Inc
|
FHA | 1 | 0.2% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
The Mortgage Link, Inc.
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Allendale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Allendale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Allendale, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 40.9 percent of home loans in Allendale, Michigan in 2025, banks 26.8 percent and credit unions 32.3 percent. United Wholesale Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 134 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Allendale, Michigan with 22 loans, about 3.7 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 134 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Allendale, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 95.7 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Allendale, Michigan in 2025, led by United Wholesale Mortgage with 8. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 29 credit unions closed home loans in Allendale, Michigan in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Allendale, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Allendale, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Allendale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.