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Mortgage Lenders and Brokers in Wellesley, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Wellesley, Massachusetts mortgage lenders include M&T BankM&T Bank200 Linden St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9 Central St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA342 Washington St, Wellesley, MA 02481A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA182 Linden St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank999 Worcester St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 3.71%, Needham BankNeedham Bank458 Washington St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 3.41%, Eastern BankEastern Bank258 Washington St, Wellesley, MA 02481A+5.0 ★Texas Ratio: 2.61%, Middlesex Savings BankMiddlesex Savings Bank278 Washington St, Wellesley, MA 02481A+5.0 ★Texas Ratio: 1.23%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust336 Washington St, Wellesley, MA 02481A5.0 ★Texas Ratio: 7.72%, and Beacon Bank & TrustBeacon Bank & Trust448 Washington St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wellesley, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wellesley are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wellesley, Massachusetts

Market share is the lender's share of all home loans closed in Wellesley, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
M&T Bank 1 office in Wellesley 200 Linden St, Wellesley, MA 02482 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	25 +8 HELOCs	7.2%	100%	$1,515,800	View
JPMorgan Chase Bank, NA 2 offices in Wellesley 9 Central St, Wellesley, MA 02482 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	22 +1 HELOCs	6.3%	88%	$2,004,090	View
Bank of America NA 1 office in Wellesley 342 Washington St, Wellesley, MA 02481 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	17 +34 HELOCs	4.9%	100%	$1,689,117	View
Citizens Bank, NA 1 office in Wellesley 182 Linden St, Wellesley, MA 02482 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	15 +51 HELOCs	4.3%	88.9%	$1,573,000	View
TD Bank 1 office in Wellesley 999 Worcester St, Wellesley, MA 02482 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	12 +4 HELOCs	3.4%	92.3%	$1,230,000	View
Needham Bank 1 office in Wellesley 458 Washington St, Wellesley, MA 02482 A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo, HELOC	5 +22 HELOCs	1.4%	83.3%	$1,403,000	View
Eastern Bank 1 office in Wellesley 258 Washington St, Wellesley, MA 02481 A+5.0 ★Texas Ratio: 2.61%	Conventional, Jumbo, HELOC	5 +14 HELOCs	1.4%	100%	$1,359,000	View
Middlesex Savings Bank 1 office in Wellesley 278 Washington St, Wellesley, MA 02481 A+5.0 ★Texas Ratio: 1.23%	Conventional, Jumbo, HELOC	4 +9 HELOCs	1.1%	100%	$2,095,000	View
First Ciitizens Bank and Trust 1 office in Wellesley 336 Washington St, Wellesley, MA 02481 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	4 +2 HELOCs	1.1%	100%	$1,337,500	View
Beacon Bank & Trust 2 offices in Wellesley 448 Washington St, Wellesley, MA 02482 A+5.0 ★Texas Ratio: 5.36%	HELOC	0 +4 HELOCs	0%	n/a		View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo, HELOC	18 +2 HELOCs	5.2%	100%	$1,017,777	View
The Village Bank 120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24%	Conventional, Jumbo	6	1.7%	100%	$4,273,333	View
East West Bank 68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo	6	1.7%	100%	$965,000	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional, Jumbo	4	1.1%	57.1%	$292,500
Wells Fargo Bank NA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	4	1.1%	100%	$1,945,000	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.9%	75%	$885,000
Dedham Institution For Savings 100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91%	Conventional, Jumbo	3	0.9%	75%	$2,365,000	View
Metro Credit Union 1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.6%	100%	$830,000	View
Unibank For Savings 10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.6%	100%	$1,030,000	View
Bank of Canton 850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22%	Conventional, Jumbo	2	0.6%	100%	$2,155,000	View
Bny Mellon, N.A. One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	2	0.6%	100%	$1,605,000	View
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	2	0.6%	100%	$1,130,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional	2	0.6%	100%	$140,000	View
OneLocal Bank 1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33%	Conventional, Jumbo	2	0.6%	100%	$1,675,000	View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.3%	50%	$825,000
Rockland Trust Bank 381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	1 +3 HELOCs	0.3%	33.3%	$535,000	View
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$805,000	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	50%	$1,025,000	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	100%	$1,605,000	View
MutualOne Bank 1 Lincoln St, Framingham, MA 01702 B4.5 ★Texas Ratio: 20.48%	Conventional, Jumbo	1	0.3%	100%	$1,785,000	View
Winchester Co-Operative Bank 19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71%	Conventional, Jumbo	1	0.3%	100%	$1,865,000	View
Baycoast Mortgage Company, LLC 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	Conventional	1	0.3%	100%	$845,000	View
Stonehambank - A Co-Operative 493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27%	Conventional, Jumbo	1	0.3%	50%	$2,395,000	View
Sharon & Crescent United Credit Union 115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19%	Conventional	1	0.3%	100%	$805,000	View
Liberty Bay Credit Union 300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.3%	100%	$615,000	View
Milford Federal Bank 67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0.3%	100%	$1,545,000	View
Lowell Five Cent Savings Bank 700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48%	Conventional, Jumbo	1	0.3%	100%	$1,855,000	View
Webster Five Cents Savings Bank 400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.3%	100%	$225,000	View
Northern Bank & Trust Company 414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93%	Conventional, Jumbo	1	0.3%	50%	$4,305,000	View
RiverWorks Credit Union 256 Freeport St, Dorchester, MA 02122 2845	Conventional	1	0.3%	100%	$465,000
UMassFive College Federal Credit Union 1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52%	Conventional	1	0.3%	100%	$255,000	View
Jeanne D'Arc Credit Union 245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58%	Conventional	1	0.3%	100%	$205,000	View
Salem Five Cents Savings Bank 285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +3 HELOCs	0%	n/a		View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	HELOC	0 +3 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Baycoast Bank 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	HELOC	0 +1 HELOCs	0%	n/a		View
Mortgage Equity Partners LLC	Conventional	2	0.6%	100%	$820,000
Salem Five Mortgage Company LLC	Conventional, Jumbo	2	0.6%	66.7%	$855,000
New Fed Mortgage Corp.	Conventional, Jumbo	1	0.3%	100%	$1,295,000
Radius Financial Group Inc	Conventional, Jumbo	1	0.3%	100%	$1,205,000
Harborone Bank	HELOC	0 +1 HELOCs	0%	n/a
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	19 +1 HELOCs	5.4%	100%	$1,322,368
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	12 +1 HELOCs	3.4%	100%	$1,427,500	View
Rocket Mortgage	Conventional, Jumbo	11	3.2%	84.6%	$660,454
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	10 +1 HELOCs	2.9%	90.9%	$1,335,000
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	9	2.6%	100%	$1,492,777
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	9	2.6%	100%	$1,933,888	View
Webster Bank, N.A.	Conventional, Jumbo, HELOC	7 +4 HELOCs	2%	88.9%	$1,766,428
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	7	2%	100%	$1,596,428	View
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, Jumbo, HELOC	5 +4 HELOCs	1.4%	100%	$1,401,000	View
Movement Mortgage, LLC	Conventional, Jumbo	5	1.4%	71.4%	$1,075,000
Fairway Independent Mort Corp	Conventional, Jumbo	5	1.4%	100%	$1,049,000
United Wholesale Mortgage	Conventional, HELOC	3 +1 HELOCs	0.9%	80%	$811,666
Liberty Bank A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.9%	100%	$1,731,666	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	3	0.9%	100%	$1,121,666	View
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo	3	0.9%	100%	$955,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.9%	100%	$2,475,000	View
Arc Home LLC	Conventional, Jumbo	2	0.6%	100%	$1,725,000
Alliant Credit Union	Conventional, Jumbo	2	0.6%	100%	$1,105,000
Sage Home Loans Corporation	Conventional	2	0.6%	100%	$595,000
loanDepot.com LLC	Conventional, Jumbo	2	0.6%	100%	$1,090,000
Guild Mortgage Company	Conventional, Jumbo	2	0.6%	100%	$1,635,000
General Mortgage Capital Corporation	Conventional	2	0.6%	66.7%	$875,000
Nations Direct Mortgage, LLC	Conventional	2	0.6%	100%	$795,000
The Washington Trust Company, of Westerly A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.3%	100%	$1,735,000	View
Fourleaf Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$255,000
Originpoint, LLC	Conventional, Jumbo	1	0.3%	100%	$2,615,000
First Community Mortgage, Inc.	Conventional, Jumbo	1	0.3%	50%	$1,995,000
American Financial Resources LLC	Conventional	1	0.3%	100%	$755,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.3%	100%	$1,565,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.3%	50%	$4,205,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0.3%	100%	$1,865,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.3%	100%	$525,000
Newrez LLC	Conventional	1	0.3%	50%	$605,000
Go Mortgage, LLC	Conventional, Jumbo	1	0.3%	100%	$1,265,000
Nbkc Bank	Conventional, Jumbo	1	0.3%	100%	$955,000
Dart Bank	Conventional, Jumbo	1	0.3%	100%	$1,205,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.3%	100%	$535,000	View
Discover Bank	Conventional	1	0.3%	50%	$155,000
Total Mortgage Services, LLC	Conventional	1	0.3%	100%	$705,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.3%	100%	$115,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.3%	100%	$865,000	View
Embrace Home Loans, Inc.	Conventional, Jumbo	1	0.3%	100%	$1,545,000
Harborone Mortgage, LLC	Conventional	1	0.3%	100%	$815,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.3%	100%	$1,575,000	View
Mutual of Omaha Mortgage	Conventional	1	0.3%	100%	$725,000
New American Funding, LLC.	Conventional	1	0.3%	100%	$355,000
Deutsche Bank Trust Company Americas A+5.0 ★Texas Ratio: 1.44%	Conventional, Jumbo	1	0.3%	100%	$1,505,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.3%	100%	$605,000
United Nations Federal CU	Conventional, Jumbo	1	0.3%	100%	$1,195,000
Navy Federal Credit Union	Conventional, Jumbo	1	0.3%	100%	$1,215,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.3%	100%	$4,795,000	View
Lighthouse Federal Credit Union	Conventional	1	0.3%	100%	$625,000
Flyhomes Mortgage LLC	Conventional, Jumbo	1	0.3%	100%	$775,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +1 HELOCs	0%	n/a
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Rhode Island Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Wellesley Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Wellesley, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Wellesley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wellesley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wellesley, MA

Use these to narrow the list above. Each category shows how many Wellesley, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 29 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 62 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members VA lenders 2 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 69 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 41 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Wellesley, MA

Independent mortgage companies closed 25.8 percent of home loans in Wellesley, Massachusetts in 2025, banks 68.5 percent and credit unions 5.7 percent. Mortgage Equity Partners LLC was the largest mortgage company, M&T Bank the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Needham Bank led with 5 loans.

25.8%

Mortgage companies

68.5%

Banks

5.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders

Frequently Asked Questions About Mortgage Lenders in Wellesley, MA

Who is the largest mortgage lender in Wellesley, MA?

By home loans closed in 2025, M&T Bank was the largest mortgage lender in Wellesley, Massachusetts with 25 loans, about 7.2 percent of the market. The largest lender headquartered in Massachusetts was Needham Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wellesley, MA lender list?

Yes. 62 banks and 18 credit unions closed home loans in Wellesley, Massachusetts in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wellesley, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wellesley, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wellesley, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wellesley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.