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Mortgage Lenders and Brokers in Peabody, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Peabody, Massachusetts mortgage lenders include M&T BankM&T Bank2 Central St, Peabody, MA 01960A+5.0 ★Texas Ratio: 4.11%, Rockland Trust BankRockland Trust Bank67 Prospect St, Peabody, MA 01960A+5.0 ★Texas Ratio: 2.64%, Bank of America NABank of America NA189 Andover Street Route 114, Peabody, MA 01960A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA210 Andover St, Peabody, MA 01960A+5.0 ★Texas Ratio: 3.68%, Eastern BankEastern Bank37 Foster St, Peabody, MA 01960A+5.0 ★Texas Ratio: 2.61%, Citizens Bank, NACitizens Bank, NA19 Howley St, Peabody, MA 01960A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank79 Lynnfield St, Peabody, MA 01960A+5.0 ★Texas Ratio: 3.71%, Salem Five Cents Savings BankSalem Five Cents Savings BankOne Main Street, Peabody, MA 01960A+5.0 ★Texas Ratio: 3.29%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, and BankesbBankesb770 Main St, Agawam, MA 01001. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Peabody, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Peabody are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Peabody, Massachusetts

Market share is the lender's share of all home loans closed in Peabody, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
M&T Bank 1 office in Peabody 2 Central St, Peabody, MA 01960 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	8 +6 HELOCs	1.4%	88.9%	$625,000	View
Rockland Trust Bank 1 office in Peabody 67 Prospect St, Peabody, MA 01960 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	6 +5 HELOCs	1%	75%	$615,000	View
Bank of America NA 1 office in Peabody 189 Andover Street Route 114, Peabody, MA 01960 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +18 HELOCs	0.7%	100%	$430,000	View
JPMorgan Chase Bank, NA 1 office in Peabody 210 Andover St, Peabody, MA 01960 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.7%	80%	$517,500	View
Eastern Bank 3 offices in Peabody 37 Foster St, Peabody, MA 01960 A+5.0 ★Texas Ratio: 2.61%	Conventional, HELOC	3 +72 HELOCs	0.5%	100%	$401,666	View
Citizens Bank, NA 1 office in Peabody 19 Howley St, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +54 HELOCs	0.3%	66.7%	$450,000	View
TD Bank 2 offices in Peabody 79 Lynnfield St, Peabody, MA 01960 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +19 HELOCs	0.2%	33.3%	$685,000	View
Salem Five Cents Savings Bank 2 offices in Peabody One Main Street, Peabody, MA 01960 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +32 HELOCs	0%	n/a		View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA, HELOC	23 +5 HELOCs	3.9%	100%	$491,521	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, HELOC	12 +4 HELOCs	2%	100%	$394,166
Metro Credit Union 68 Main St, Peabody, MA 01960 5552 A+5.0 ★Texas Ratio: 5.39%	Conventional, HELOC	7 +20 HELOCs	1.2%	80%	$216,428	View
Everett Co-Operative Bank 419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89%	Conventional	7	1.2%	87.5%	$335,000	View
The Savings Bank 84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38%	Conventional	6	1%	100%	$286,666	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional	5	0.8%	83.3%	$225,000
Reading Cooperative Bank 18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72%	Conventional	5	0.8%	100%	$279,000	View
Middlesex Savings Bank 279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23%	Conventional	4	0.7%	100%	$397,500	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, HELOC	3 +3 HELOCs	0.5%	100%	$378,333	View
Webster First Federal Credit Union 547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75%	Conventional	3	0.5%	100%	$275,000	View
Winter Hill Bank 271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.5%	100%	$308,333	View
Energy Credit Union 12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81%	Conventional	3	0.5%	100%	$95,000	View
RiverWorks Credit Union 256 Freeport St, Dorchester, MA 02122 2845	Conventional	3	0.5%	100%	$491,666
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional	3	0.5%	100%	$568,333	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, HELOC	2 +2 HELOCs	0.3%	66.7%	$705,000	View
Brightbridge Credit Union 100 Macy St, Amesbury, MA 01913 4315	Conventional	2	0.3%	100%	$500,000	View
Newburyport Five Cents Savings Bank 40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54%	Conventional	2	0.3%	100%	$465,000	View
Wells Fargo Bank NA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.3%	100%	$625,000	View
PeoplesBank 56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27%	Conventional	2	0.3%	100%	$310,000	View
Jeanne D'Arc Credit Union 245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58%	Conventional	2	0.3%	100%	$215,000	View
Baycoast Bank 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	Conventional	2	0.3%	100%	$115,000	View
Align Credit Union 19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06%	Conventional, HELOC	1 +8 HELOCs	0.2%	100%	$25,000	View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	Conventional, HELOC	1 +7 HELOCs	0.2%	50%	$595,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$885,000	View
St Jean'S Credit Union 250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.2%	50%	$75,000	View
Stonehambank - A Co-Operative 493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27%	Conventional	1	0.2%	100%	$65,000	View
Community Credit Union of Lynn 32 Central St, Peabody, MA 01960	Conventional	1	0.2%	50%	$55,000	View
Middlesex Federal Savings 53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41%	Conventional	1	0.2%	100%	$615,000	View
East Cambridge Savings Bank 105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72%	Conventional	1	0.2%	100%	$95,000	View
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.2%	50%	$505,000	View
First Ciitizens Bank and Trust 57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.2%	100%	$685,000	View
Winchester Savings Bank 188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57%	Conventional	1	0.2%	100%	$445,000	View
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	Conventional	1	0.2%	50%	$495,000	View
Needham Bank 5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.2%	100%	$305,000	View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	HELOC	0 +6 HELOCs	0%	n/a		View
Beacon Bank & Trust 820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36%	HELOC	0 +2 HELOCs	0%	n/a		View
Central One Federal Credit Union 63 Southbridge St, Auburn, MA 01501	HELOC	0 +1 HELOCs	0%	n/a
Salem Five Mortgage Company LLC	Conventional, FHA, Jumbo	30	5.1%	83.8%	$492,000
New Fed Mortgage Corp.	Conventional, FHA	14	2.4%	100%	$515,714
Msa Mortgage, LLC	Conventional, FHA	11	1.9%	84.6%	$587,727
Mortgage Equity Partners LLC	Conventional	5	0.8%	100%	$379,000
Drew Mortgage Associates, Inc	Conventional	5	0.8%	100%	$329,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional, FHA	3	0.5%	100%	$511,666	View
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.3%	100%	$660,000	View
Mit Federal Credit Union	Conventional	1	0.2%	100%	$585,000
Radius Financial Group Inc	FHA	1	0.2%	100%	$885,000
Amalgamated Bank A5.0 ★Texas Ratio: 11.81%	Conventional	1	0.2%	100%	$445,000	View
Rocket Mortgage	Conventional, FHA, VA, Jumbo	64	10.9%	83.1%	$250,625
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	59 +2 HELOCs	10%	98.3%	$541,440
Guaranteed Rate, Inc.	Conventional, FHA, VA	31	5.3%	88.6%	$571,129
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	27 +1 HELOCs	4.6%	87.1%	$560,555
New American Funding, LLC.	Conventional, FHA, Jumbo	15	2.5%	100%	$505,666
Total Mortgage Services, LLC	Conventional, FHA, HELOC	11 +1 HELOCs	1.9%	100%	$389,545
loanDepot.com LLC	Conventional, FHA, HELOC	10 +2 HELOCs	1.7%	83.3%	$200,000
Movement Mortgage, LLC	Conventional, VA	10	1.7%	91.7%	$610,000
Newrez LLC	Conventional, VA	9	1.5%	47.4%	$476,111
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	8 +1 HELOCs	1.4%	88.9%	$535,000	View
Guild Mortgage Company	Conventional, FHA	8	1.4%	100%	$561,250
Nationstar Mortgage	Conventional, VA	7	1.2%	87.5%	$259,285
Fairway Independent Mort Corp	Conventional	6	1%	100%	$496,666
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	5	0.8%	100%	$615,000	View
PHH Mortgage Corporation	Conventional, FHA	5	0.8%	100%	$491,000
Discover Bank	Conventional	5	0.8%	55.6%	$103,000
Guaranteed Rate Affinity, LLC	Conventional	4	0.7%	100%	$545,000
Freedom Mortgage Corporation	FHA, VA	4	0.7%	87.5%	$510,000
Amerisave Mortgage Company	Conventional	4	0.7%	50%	$152,500
Mutual of Omaha Mortgage	Conventional, FHA	4	0.7%	100%	$372,500
Paramount Residential Mortgage	Conventional, FHA	4	0.7%	100%	$545,000
EMM Loans LLC	Conventional, FHA	3	0.5%	100%	$751,666
Republic State Mortgage Company	Conventional	3	0.5%	100%	$328,333
Keystone Funding, Inc	Conventional, FHA	3	0.5%	100%	$518,333
Prosperity Home Mortgage, LLC	Conventional, FHA	3	0.5%	100%	$395,000
JMAC Lending, Inc.	Conventional	3	0.5%	100%	$461,666
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +1 HELOCs	0.3%	40%	$695,000	View
American Financial Resources LLC	FHA, VA	2	0.3%	100%	$675,000
Lakeview Loan Servicing, LLC	Conventional	2	0.3%	30%	$270,000
Pennymac Loan Services LLC	Conventional	2	0.3%	75%	$345,000
American Financial Network, Inc.	Conventional	2	0.3%	100%	$700,000
Nqm Funding, LLC	Conventional, Jumbo	2	0.3%	66.7%	$770,000
American Financing Corporation	Conventional, FHA	2	0.3%	75%	$125,000
Harborone Mortgage, LLC	Conventional	2	0.3%	50%	$510,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.3%	100%	$500,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0.3%	100%	$605,000	View
Bellwether Community Credit Union	Conventional	2	0.3%	100%	$150,000
Spring Eq, LLC	Conventional	2	0.3%	66.7%	$170,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.3%	66.7%	$440,000
Lighthouse Federal Credit Union	Conventional	2	0.3%	100%	$250,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$555,000
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, HELOC	1 +1 HELOCs	0.2%	50%	$415,000	View
Union Home Mortgage Corp.	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$365,000
Arc Home LLC	Conventional	1	0.2%	100%	$695,000
First Community Mortgage, Inc.	Conventional	1	0.2%	100%	$525,000
Primelending	Conventional	1	0.2%	100%	$255,000
Sage Home Loans Corporation	Conventional	1	0.2%	100%	$625,000
Acrisure Mortgage, LLC	Conventional	1	0.2%	100%	$505,000
Allied Mortgage Group, Inc	Conventional	1	0.2%	100%	$345,000
Amerant Mortgage LLC	Conventional	1	0.2%	50%	$555,000
Guidance Residential, LLC	Conventional	1	0.2%	100%	$805,000
Loanunited.Com, LLC	VA	1	0.2%	100%	$635,000
Reliant Home Funding, Inc	Conventional	1	0.2%	100%	$615,000
Synergy One Lending, Inc.	Conventional	1	0.2%	100%	$765,000
Bank Rhode Island	Conventional	1	0.2%	100%	$405,000
Sun West Mortgage Company, Inc	Conventional	1	0.2%	100%	$305,000
First Colony Mortgage Corporat	Conventional	1	0.2%	100%	$265,000
American Internet Mortgage, Inc.	Conventional	1	0.2%	100%	$495,000
Embrace Home Loans, Inc.	FHA	1	0.2%	100%	$635,000
Nations Lending Corporation	Conventional	1	0.2%	100%	$465,000
The Camden National Bank A+5.0 ★Texas Ratio: 1.50%	Conventional	1	0.2%	100%	$565,000	View
American Pacific Mortgage Corporation	FHA	1	0.2%	100%	$775,000
Mortgage Research Center	VA	1	0.2%	33.3%	$695,000
Member Advantage Mortgage	Conventional, Jumbo	1	0.2%	100%	$915,000
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional	1	0.2%	100%	$345,000	View
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.2%	100%	$165,000	View
Toyota Financial Savings Bank	Conventional	1	0.2%	100%	$475,000
United Nations Federal CU	Conventional	1	0.2%	100%	$425,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.2%	100%	$195,000	View
Texana Bank	FHA	1	0.2%	100%	$485,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.2%	33.3%	$615,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	0%		View
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a
Navy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Peabody Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Peabody, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Peabody? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Peabody in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Peabody, MA

Use these to narrow the list above. Each category shows how many Peabody, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 59 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 51 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 29 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 12 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 44 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Peabody, MA

Independent mortgage companies closed 63.7 percent of home loans in Peabody, Massachusetts in 2025, banks 29.4 percent and credit unions 7 percent. New Fed Mortgage Corp. was the largest mortgage company, M&T Bank the largest bank and Metro Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 6 loans.

63.7%

Mortgage companies

29.4%

Banks

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders

Frequently Asked Questions About Mortgage Lenders in Peabody, MA

Who is the largest mortgage lender in Peabody, MA?

By home loans closed in 2025, M&T Bank was the largest mortgage lender in Peabody, Massachusetts with 8 loans, about 1.4 percent of the market. The largest lender headquartered in Massachusetts was Rockland Trust Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Peabody, MA have the highest approval rates?

Among lenders with meaningful volume in Peabody, Massachusetts, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.3 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Peabody, MA mortgage lenders offer FHA, VA and USDA loans?

29 lenders closed FHA loans in Peabody, Massachusetts in 2025, led by New Fed Mortgage Corp. with 8. 12 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Peabody, MA lender list?

Yes. 51 banks and 25 credit unions closed home loans in Peabody, Massachusetts in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Peabody, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Peabody, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Peabody, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Peabody. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.