Mortgage Lenders and Brokers in Northborough, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northborough, Massachusetts mortgage lenders include Avidia BankAvidia Bank53 W Main St, Northborough, MA 01532A+5.0 ★Texas Ratio: 3.70%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, St Mary'S Credit UnionSt Mary'S Credit Union100 W Main St, Northborough, MA 01532 1824A+5.0 ★Texas Ratio: 0.47%, BankesbBankesb770 Main St, Agawam, MA 01001, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Central One Federal Credit UnionCentral One Federal Credit Union148 Main St, Northborough, MA 01532, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, and Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northborough, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northborough are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northborough, Massachusetts
Market share is the lender's share of all home loans closed in Northborough, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Northborough 53 W Main St, Northborough, MA 01532 A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 4 | 1.7% | 100% | $617,500 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 12 +2 HELOCs |
5.1% | 86.7% | $710,000 | View |
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100 W Main St, Northborough, MA 01532 1824 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 12 | 5.1% | 92.3% | $154,166 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 8 | 3.4% | 100% | $475,000 | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 7 +18 HELOCs |
3% | 100% | $153,571 | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 4 +3 HELOCs |
1.7% | 80% | $455,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.7% | 100% | $600,000 | View |
Central One Federal Credit Union
148 Main St, Northborough, MA 01532 |
Conventional, HELOC | 3 +22 HELOCs |
1.3% | 100% | $351,666 | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +10 HELOCs |
1.3% | 100% | $331,666 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 3 | 1.3% | 75% | $271,666 | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.8% | 100% | $760,000 | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 2 | 0.8% | 100% | $450,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 2 | 0.8% | 100% | $500,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 0.8% | 100% | $145,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional, Jumbo | 2 | 0.8% | 100% | $515,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 2 | 0.8% | 66.7% | $545,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $505,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $435,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.4% | 100% | $1,005,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
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183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
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53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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144 Main Street, Norfolk, MA 02056 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
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200 Concord St, Framingham, MA 01702 8306 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +19 HELOCs |
0% | n/a | View | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 7.92% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
New Fed Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 7.2% | 89.5% | $543,235 | |
United Wholesale Mortgage
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Conventional, FHA | 13 | 5.5% | 100% | $490,384 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 12 | 5.1% | 100% | $589,166 | |
CrossCountry Mortgage, LLC
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Conventional | 8 | 3.4% | 100% | $566,250 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, Jumbo | 7 | 3% | 100% | $617,857 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 4 | 1.7% | 100% | $665,000 | View |
loanDepot.com LLC
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Conventional, Jumbo | 4 | 1.7% | 100% | $675,000 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 4 | 1.7% | 100% | $602,500 | |
T2 Financial LLC
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Conventional, Jumbo | 4 | 1.7% | 100% | $632,500 | |
Mutual of Omaha Mortgage
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Conventional | 4 | 1.7% | 100% | $627,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1.3% | 100% | $658,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.3% | 100% | $438,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.3% | 50% | $215,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.3% | 100% | $301,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.3% | 100% | $321,666 | View |
Equity Resources Inc
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Conventional | 2 | 0.8% | 100% | $410,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.8% | 66.7% | $275,000 | |
Newrez LLC
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Conventional | 2 | 0.8% | 50% | $335,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.8% | 100% | $645,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.8% | 100% | $580,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0.8% | 100% | $730,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo | 2 | 0.8% | 100% | $945,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $525,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $735,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Loansteady LLC
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Conventional | 1 | 0.4% | 100% | $615,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $515,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 33.3% | $805,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $635,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.4% | 100% | $445,000 | |
Service Federal Credit Union
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Conventional, Jumbo | 1 | 0.4% | 50% | $815,000 | |
Greenbox Loans
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,325,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $435,000 | View |
Harborone Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $595,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.4% | 100% | $685,000 | View |
Mortgage Research Center
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VA | 1 | 0.4% | 50% | $585,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Member Advantage Mortgage
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.4% | 100% | $535,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,615,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Northborough Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northborough, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Northborough? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northborough in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northborough, MA
Use these to narrow the list above. Each category shows how many Northborough, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Northborough, MA
Independent mortgage companies closed 51.9 percent of home loans in Northborough, Massachusetts in 2025, banks 30.8 percent and credit unions 17.3 percent. New Fed Mortgage Corp. was the largest mortgage company, Avidia Bank the largest bank and St Mary'S Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Avidia Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northborough, MA
By home loans closed in 2025, Avidia Bank was the largest mortgage lender in Northborough, Massachusetts with 4 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Northborough, Massachusetts in 2025, led by United Wholesale Mortgage with 2. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 21 credit unions closed home loans in Northborough, Massachusetts in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northborough, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northborough, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northborough. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
