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Mortgage Lenders and Brokers in Medford, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Medford, Massachusetts mortgage lenders include Beacon Bank & TrustBeacon Bank & Trust60 High St, Medford, MA 02155A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA55 High St, Medford, MA 02155A+5.0 ★Texas Ratio: 3.68%, East Cambridge Savings BankEast Cambridge Savings Bank243 Salem St, Medford, MA 02155A+5.0 ★Texas Ratio: 1.72%, Citizens Bank, NACitizens Bank, NA257 Spring St, Medford, MA 02155A+5.0 ★Texas Ratio: 5.44%, Eastern BankEastern Bank503 Riverside Avenue, Medford, MA 02155A+5.0 ★Texas Ratio: 2.61%, Bank of America NABank of America NA684 Fellsway, Medford, MA 02155A+5.0 ★Texas Ratio: 4.14%, Middlesex Federal SavingsMiddlesex Federal Savings53 Riverside Ave, Medford, MA 02155A+5.0 ★Texas Ratio: 0.41%, Needham BankNeedham Bank400 Mystic Ave, Medford, MA 02155A+5.0 ★Texas Ratio: 3.41%, Rockland Trust BankRockland Trust Bank410 Riverside Ave, Medford, MA 02155A+5.0 ★Texas Ratio: 2.64%, and Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Medford, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Medford are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Medford, Massachusetts

Market share is the lender's share of all home loans closed in Medford, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Beacon Bank & Trust 3 offices in Medford 60 High St, Medford, MA 02155 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo, HELOC	9 +12 HELOCs	1.5%	81.8%	$372,777	View
JPMorgan Chase Bank, NA 1 office in Medford 55 High St, Medford, MA 02155 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	8	1.3%	80%	$641,250	View
East Cambridge Savings Bank 2 offices in Medford 243 Salem St, Medford, MA 02155 A+5.0 ★Texas Ratio: 1.72%	Conventional, Jumbo	7	1.1%	87.5%	$562,142	View
Citizens Bank, NA 1 office in Medford 257 Spring St, Medford, MA 02155 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	6 +96 HELOCs	1%	75%	$671,666	View
Eastern Bank 1 office in Medford 503 Riverside Avenue, Medford, MA 02155 A+5.0 ★Texas Ratio: 2.61%	Conventional, Jumbo, HELOC	6 +37 HELOCs	1%	100%	$740,000	View
Bank of America NA 1 office in Medford 684 Fellsway, Medford, MA 02155 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +14 HELOCs	1%	100%	$551,666	View
Middlesex Federal Savings 1 office in Medford 53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41%	Conventional, Jumbo	6	1%	100%	$700,000	View
Needham Bank 1 office in Medford 400 Mystic Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 3.41%	Conventional	2	0.3%	100%	$615,000	View
Rockland Trust Bank 1 office in Medford 410 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	1 +8 HELOCs	0.2%	25%	$235,000	View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, VA, Jumbo, HELOC	70 +7 HELOCs	11.5%	100%	$641,285	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, Jumbo, HELOC	16 +12 HELOCs	2.6%	100%	$595,625	View
M&T Bank 806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	15 +2 HELOCs	2.5%	100%	$773,666	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, HELOC	6 +6 HELOCs	1%	100%	$383,333	View
Middlesex Savings Bank 279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23%	Conventional, HELOC	6 +1 HELOCs	1%	100%	$343,333	View
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional	6	1%	100%	$456,666	View
TD Bank 408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +6 HELOCs	0.8%	100%	$799,000	View
Everett Co-Operative Bank 419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89%	Conventional	5	0.8%	100%	$215,000	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, VA	5	0.8%	100%	$569,000
Metro Credit Union 1 Salem St, Medford, MA 02155 3205 A+5.0 ★Texas Ratio: 5.39%	Conventional, Jumbo, HELOC	4 +5 HELOCs	0.7%	80%	$787,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +3 HELOCs	0.5%	100%	$598,333	View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	Conventional, HELOC	3 +1 HELOCs	0.5%	100%	$245,000
Winchester Co-Operative Bank 19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71%	Conventional	3	0.5%	100%	$571,666	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional	3	0.5%	42.9%	$185,000
Eagle Bank 389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32%	Conventional	3	0.5%	75%	$695,000	View
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$595,000	View
Stonehambank - A Co-Operative 493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27%	Conventional, Jumbo	2	0.3%	33.3%	$1,145,000	View
Winter Hill Bank 271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.3%	100%	$300,000	View
Reading Cooperative Bank 18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72%	Conventional	2	0.3%	100%	$305,000	View
Winchester Savings Bank 188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57%	Conventional	2	0.3%	100%	$590,000	View
Jeanne D'Arc Credit Union 245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58%	Conventional	2	0.3%	100%	$430,000	View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	Conventional, HELOC	1 +4 HELOCs	0.2%	100%	$435,000	View
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$105,000	View
Brightbridge Credit Union 100 Macy St, Amesbury, MA 01913 4315	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$905,000	View
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$485,000	View
Arrha Credit Union 145 Industry Ave, Springfield, MA 01104 3222	Conventional	1	0.2%	100%	$385,000	View
Bank of Canton 850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0.2%	100%	$775,000	View
Bny Mellon, N.A. One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.2%	100%	$505,000	View
Cathay Bank 621 Washington St, Boston, MA 02111 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	1	0.2%	100%	$1,115,000	View
The Village Bank 120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24%	Conventional	1	0.2%	100%	$165,000	View
Bluestone Bank 5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41%	Conventional	1	0.2%	100%	$735,000	View
Liberty Bay Credit Union 300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.2%	100%	$995,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	1	0.2%	100%	$615,000	View
The Savings Bank 84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38%	Conventional	1	0.2%	100%	$765,000	View
UMassFive College Federal Credit Union 1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52%	Conventional	1	0.2%	100%	$125,000	View
Haverhill Bank 1094 Main St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 1.02%	Conventional	1	0.2%	100%	$345,000	View
Tremont Credit Union 180 Mount Vernon St, Dorchester, MA 02125 A5.0 ★Texas Ratio: 8.79%	Conventional	1	0.2%	100%	$595,000	View
Dedham Institution For Savings 100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91%	Conventional	1	0.2%	100%	$355,000	View
Salem Five Cents Savings Bank 285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +7 HELOCs	0%	n/a		View
Northern Bank & Trust Company 414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93%	HELOC	0 +3 HELOCs	0%	n/a		View
Central One Federal Credit Union 63 Southbridge St, Auburn, MA 01501	HELOC	0 +1 HELOCs	0%	n/a
Align Credit Union 19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06%	HELOC	0 +1 HELOCs	0%	0%		View
Salem Five Mortgage Company LLC	Conventional, Jumbo	8	1.3%	100%	$713,750
New Fed Mortgage Corp.	Conventional	5	0.8%	100%	$539,000
Radius Financial Group Inc	Conventional	5	0.8%	100%	$423,000
Mit Federal Credit Union	Conventional	4	0.7%	100%	$360,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional, HELOC	3 +1 HELOCs	0.5%	60%	$401,666	View
Msa Mortgage, LLC	Conventional, FHA	3	0.5%	100%	$665,000
Mortgage Equity Partners LLC	Conventional	3	0.5%	100%	$648,333
Drew Mortgage Associates, Inc	Conventional	3	0.5%	100%	$658,333
Enterprise Bank and Trust Company	Conventional	1	0.2%	100%	$345,000
Amalgamated Bank A5.0 ★Texas Ratio: 11.81%	Conventional	1	0.2%	100%	$405,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	54	8.8%	100%	$664,629
Rocket Mortgage	Conventional, FHA, VA, Jumbo	50	8.2%	86.2%	$362,800
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	37	6.1%	97.4%	$652,027
Movement Mortgage, LLC	Conventional, Jumbo	16	2.6%	100%	$703,125
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo, HELOC	15 +1 HELOCs	2.5%	100%	$669,000	View
United Wholesale Mortgage	Conventional, FHA, VA	14	2.3%	93.8%	$546,428
Fairway Independent Mort Corp	Conventional	10	1.6%	100%	$596,000
Webster Bank, N.A.	Conventional, Jumbo	10	1.6%	90.9%	$964,000
General Mortgage Capital Corporation	Conventional	9	1.5%	100%	$577,222
Guild Mortgage Company	Conventional	7	1.1%	100%	$646,428
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	6	1%	75%	$523,333	View
Nations Direct Mortgage, LLC	Conventional, Jumbo	6	1%	100%	$863,333
Guaranteed Rate Affinity, LLC	Conventional, HELOC	5 +1 HELOCs	0.8%	100%	$601,000
Nationstar Mortgage	Conventional, VA	5	0.8%	62.5%	$387,000
loanDepot.com LLC	Conventional, HELOC	4 +2 HELOCs	0.7%	100%	$247,500
New American Funding, LLC.	Conventional, FHA, HELOC	4 +1 HELOCs	0.7%	80%	$405,000
EMM Loans LLC	Conventional	4	0.7%	100%	$597,500
Mld Mortgage, Inc.Dba the Money Store	Conventional	4	0.7%	100%	$457,500
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, HELOC	3 +2 HELOCs	0.5%	100%	$605,000	View
Union Home Mortgage Corp.	Conventional	3	0.5%	100%	$641,666
Embrace Home Loans, Inc.	Conventional, VA, Jumbo	3	0.5%	100%	$1,015,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.5%	100%	$595,000	View
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional	3	0.5%	100%	$395,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.5%	100%	$638,333	View
Spring Eq, LLC	Conventional	3	0.5%	75%	$125,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.5%	100%	$745,000	View
Newrez LLC	FHA, VA	2	0.3%	50%	$790,000
Sage Home Loans Corporation	Conventional	2	0.3%	100%	$620,000
Nbkc Bank	Conventional	2	0.3%	100%	$775,000
Pennymac Loan Services LLC	Conventional	2	0.3%	66.7%	$355,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.3%	100%	$665,000	View
Bay Equity LLC	Conventional	2	0.3%	100%	$560,000
Total Mortgage Services, LLC	Conventional	2	0.3%	100%	$205,000
Prosperity Home Mortgage, LLC	Conventional	2	0.3%	100%	$720,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.3%	50%	$95,000	View
Paramount Residential Mortgage	Conventional	2	0.3%	100%	$470,000
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$665,000
Passumpsic Bank	Conventional	1	0.2%	100%	$585,000
Alliant Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,325,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.2%	100%	$235,000	View
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.2%	100%	$705,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.2%	100%	$825,000
Lakeview Loan Servicing, LLC	FHA	1	0.2%	33.3%	$815,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.2%	100%	$425,000	View
Acrisure Mortgage, LLC	Conventional	1	0.2%	100%	$665,000
Equity Prime Mortgage LLC	FHA	1	0.2%	100%	$645,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.2%	100%	$125,000	View
Dart Bank	Conventional	1	0.2%	100%	$535,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.2%	100%	$525,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.2%	100%	$685,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.2%	100%	$585,000
Synergy One Lending, Inc.	Conventional	1	0.2%	100%	$495,000
American Financial Network, Inc.	Conventional	1	0.2%	100%	$605,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.2%	100%	$1,105,000	View
Valley West Corporation	VA	1	0.2%	100%	$645,000
Nqm Funding, LLC	Conventional	1	0.2%	100%	$885,000
American Heritage Lending, LLC	Conventional	1	0.2%	100%	$865,000
Real Genius LLC	Conventional	1	0.2%	100%	$505,000
Nfm, Inc	Conventional	1	0.2%	100%	$915,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.2%	100%	$355,000	View
Transportation Federal Credit Union	Conventional	1	0.2%	100%	$55,000
T2 Financial LLC	Conventional	1	0.2%	100%	$755,000
Harborone Mortgage, LLC	Conventional	1	0.2%	100%	$555,000
Hometown Equity Mortgage, LLC	Conventional	1	0.2%	100%	$435,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.2%	100%	$615,000	View
Mortgage Research Center	VA	1	0.2%	50%	$445,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.2%	100%	$765,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.2%	100%	$1,165,000	View
Mutual of Omaha Mortgage	Conventional	1	0.2%	50%	$365,000
BankNewport A5.0 ★Texas Ratio: 7.77%	Conventional	1	0.2%	100%	$805,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.2%	100%	$275,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.2%	100%	$575,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	1	0.2%	100%	$735,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.2%	100%	$665,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +2 HELOCs	0%	n/a
Navy Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Medford Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Medford, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Medford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Medford in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Medford, MA

Use these to narrow the list above. Each category shows how many Medford, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 53 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 68 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 10 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 10 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 51 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Medford, MA

Independent mortgage companies closed 49.6 percent of home loans in Medford, Massachusetts in 2025, banks 45 percent and credit unions 5.4 percent. New Fed Mortgage Corp. was the largest mortgage company, Beacon Bank & Trust the largest bank and Harvard Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, East Cambridge Savings Bank led with 7 loans.

49.6%

Mortgage companies

45%

Banks

5.4%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders

Frequently Asked Questions About Mortgage Lenders in Medford, MA

Who is the largest mortgage lender in Medford, MA?

By home loans closed in 2025, Beacon Bank & Trust was the largest mortgage lender in Medford, Massachusetts with 9 loans, about 1.5 percent of the market. The largest lender headquartered in Massachusetts was East Cambridge Savings Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Medford, MA have the highest approval rates?

Among lenders with meaningful volume in Medford, Massachusetts, Leader Bank NA approved the highest share of completed applications in 2025 at 100 percent, against a 92.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Medford, MA mortgage lenders offer FHA, VA and USDA loans?

10 lenders closed FHA loans in Medford, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 3. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Medford, MA lender list?

Yes. 68 banks and 23 credit unions closed home loans in Medford, Massachusetts in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Medford, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Medford, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Medford, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Medford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.