Marlborough, Massachusetts mortgage lenders include St Mary'S Credit UnionSt Mary'S Credit Union46 Lizotte Dr, Marlborough, MA 01752 3061A+5.0 ★Texas Ratio: 0.47%, Digital Federal Credit UnionDigital Federal Credit Union220 Donald Lynch Blvd, Marlborough, MA 01752, Main Street BankMain Street Bank71 Boston Post Rd E, Marlborough, MA 01752A5.0 ★Texas Ratio: 11.53%, Avidia BankAvidia Bank256 Maple St, Marlborough, MA 01752A+5.0 ★Texas Ratio: 3.70%, Citizens Bank, NACitizens Bank, NA96 S Bolton St, Marlborough, MA 01752A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA190 Boston Post Rd W, Marlborough, MA 01752A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank234 E Main St, Marlborough, MA 01752A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA189 Boston Post Rd W, Marlborough, MA 01752A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank133 E Main St, Marlborough, MA 01752A+5.0 ★Texas Ratio: 3.71%, and Rockland Trust BankRockland Trust Bank160 Apex Dr, Marlborough, MA 01752A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Marlborough, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Marlborough are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Marlborough, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
46 Lizotte Dr, Marlborough, MA 01752 3061 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 27 | 5.5% | 84.4% | $167,962 | View |
Digital Federal Credit Union
220 Donald Lynch Blvd, Marlborough, MA 01752 |
Conventional, HELOC | 10 +21 HELOCs |
2% | 55.6% | $200,000 | |
|
71 Boston Post Rd E, Marlborough, MA 01752 A5.0 ★Texas Ratio: 11.53% |
Conventional | 10 | 2% | 71.4% | $236,000 | View |
|
1 office in Marlborough 256 Maple St, Marlborough, MA 01752 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 9 | 1.8% | 100% | $300,555 | View |
|
1 office in Marlborough 96 S Bolton St, Marlborough, MA 01752 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 5 +40 HELOCs |
1% | 100% | $391,000 | View |
|
1 office in Marlborough 190 Boston Post Rd W, Marlborough, MA 01752 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +11 HELOCs |
1% | 100% | $545,000 | View |
|
1 office in Marlborough 234 E Main St, Marlborough, MA 01752 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $640,000 | View |
|
1 office in Marlborough 189 Boston Post Rd W, Marlborough, MA 01752 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $695,000 | View |
|
1 office in Marlborough 133 E Main St, Marlborough, MA 01752 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $155,000 | View |
|
1 office in Marlborough 160 Apex Dr, Marlborough, MA 01752 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $835,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA | 18 | 3.6% | 100% | $487,777 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 9 +2 HELOCs |
1.8% | 84.6% | $190,555 | View |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 5 +6 HELOCs |
1% | 100% | $225,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 5 +1 HELOCs |
1% | 100% | $465,000 | |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 4 | 0.8% | 83.3% | $277,500 | |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 0.6% | 100% | $251,666 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $441,666 | View |
|
136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 3 | 0.6% | 100% | $428,333 | View |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $570,000 | View |
|
10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $425,000 | View |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $310,000 | View |
|
19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 2 | 0.4% | 100% | $630,000 | View |
|
850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 2 | 0.4% | 100% | $595,000 | View |
|
159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 0.4% | 66.7% | $220,000 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 2 | 0.4% | 100% | $80,000 | View |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 33.3% | $505,000 | View |
|
451 Boston Post Rd E, Marlborough, MA 01752 3631 |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $665,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $575,000 | |
|
56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $285,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | View |
|
547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
|
1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
|
38 Auburn St, Auburn, MA 01501 C4.0 ★Texas Ratio: 27.40% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
|
12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
The Cooperative Bank
201 Main St, Charlestown, MA 02129 |
Conventional | 1 | 0.2% | 100% | $525,000 | |
|
67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
18 Main St, Millbury, MA 01527 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.2% | 66.7% | $585,000 | View |
|
68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
|
Conventional | 8 | 1.6% | 100% | $508,750 | |
Mortgage Equity Partners LLC
|
Conventional, FHA, Jumbo | 6 | 1.2% | 100% | $605,000 | |
Salem Five Mortgage Company LLC
|
Conventional | 4 | 0.8% | 100% | $397,500 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 3 | 0.6% | 100% | $545,000 | View |
New Fed Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $550,000 | |
Drew Mortgage Associates, Inc
|
Conventional | 2 | 0.4% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Rocket Mortgage
|
Conventional, FHA | 42 | 8.5% | 89.4% | $276,666 | |
United Wholesale Mortgage
|
Conventional, FHA, Jumbo, HELOC | 34 +2 HELOCs |
6.9% | 81.4% | $535,588 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, Jumbo, HELOC | 28 +1 HELOCs |
5.7% | 100% | $532,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 19 +1 HELOCs |
3.8% | 95% | $470,789 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 14 | 2.8% | 100% | $453,571 | View |
Total Mortgage Services, LLC
|
Conventional, FHA | 11 | 2.2% | 100% | $318,636 | |
Guild Mortgage Company
|
Conventional, FHA | 8 | 1.6% | 80% | $513,750 | |
Harborone Mortgage, LLC
|
Conventional | 7 | 1.4% | 87.5% | $416,428 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 1.2% | 60% | $576,666 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 6 | 1.2% | 100% | $263,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 1.2% | 87.5% | $325,000 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.2% | 66.7% | $251,666 | |
Fairway Independent Mort Corp
|
Conventional | 6 | 1.2% | 100% | $353,333 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 5 | 1% | 100% | $351,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 5 | 1% | 83.3% | $487,000 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 1% | 100% | $451,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 4 | 0.8% | 100% | $427,500 | |
Freedom Mortgage Corporation
|
FHA | 4 | 0.8% | 71.4% | $512,500 | |
Movement Mortgage, LLC
|
Conventional | 4 | 0.8% | 100% | $540,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.8% | 50% | $322,500 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 4 | 0.8% | 100% | $650,000 | View |
Nfm, Inc
|
Conventional, FHA | 4 | 0.8% | 100% | $592,500 | |
New American Funding, LLC.
|
Conventional | 4 | 0.8% | 100% | $375,000 | |
Navy Federal Credit Union
|
Conventional, VA | 4 | 0.8% | 66.7% | $377,500 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 4 | 0.8% | 100% | $410,000 | |
EMM Loans LLC
|
Conventional, VA | 3 | 0.6% | 100% | $405,000 | |
Cardinal Financial Company, Li
|
Conventional, VA | 3 | 0.6% | 100% | $531,666 | |
American Financial Resources LLC
|
Conventional | 2 | 0.4% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.4% | 33.3% | $290,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.4% | 100% | $640,000 | View |
Norwich Commercial Group Inc
|
Conventional | 2 | 0.4% | 100% | $315,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.4% | 100% | $760,000 | |
PHH Mortgage Corporation
|
FHA | 2 | 0.4% | 66.7% | $405,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, VA | 2 | 0.4% | 50% | $445,000 | View |
Sun West Mortgage Company, Inc
|
Conventional | 2 | 0.4% | 100% | $555,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $410,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 2 | 0.4% | 100% | $535,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $575,000 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 0.4% | 100% | $720,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $520,000 | View |
Webster Bank, N.A.
|
Conventional, Jumbo | 2 | 0.4% | 100% | $740,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $140,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.4% | 66.7% | $435,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $385,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 50% | $545,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $715,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 50% | $455,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
National Police Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Navigant Credit Union
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
First State Bank of St Charles
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
Quorum Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 33.3% | $155,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 0.2% | 100% | $565,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 100% | $575,000 | |
|
A5.0 ★Texas Ratio: 10.15% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $775,000 | View |
Rhode Island Credit Union
|
Conventional | 1 | 0.2% | 100% | $35,000 | |
|
A5.0 ★Texas Ratio: 9.27% |
FHA | 1 | 0.2% | 100% | $455,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
Bellwether Community Credit Union
|
Conventional | 1 | 0.2% | 50% | $125,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 50% | $665,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $435,000 | |
Georgia'S Own Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Marlborough? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Marlborough in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Marlborough, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.2 percent of home loans in Marlborough, Massachusetts in 2025, banks 27.3 percent and credit unions 14.5 percent. Radius Financial Group Inc was the largest mortgage company, Main Street Bank the largest bank and St Mary'S Credit Union the largest credit union. Among lenders headquartered in Massachusetts, St Mary'S Credit Union led with 27 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, St Mary'S Credit Union was the largest mortgage lender in Marlborough, Massachusetts with 27 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Marlborough, Massachusetts in 2025, led by United Wholesale Mortgage with 9. 9 lenders closed VA loans, led by Newrez LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 54 banks and 22 credit unions closed home loans in Marlborough, Massachusetts in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Marlborough, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Marlborough, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Marlborough. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.