Mortgage Lenders and Brokers in Old Orchard Beach, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Old Orchard Beach, Maine mortgage lenders include Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution2 Portland Ave, Old Orchard Beach, ME 04064A+5.0 ★Texas Ratio: 1.18%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%, PeoplesChoice Credit UnionPeoplesChoice Credit Union369 Elm St, Biddeford, ME 04005 3023A5.0 ★Texas Ratio: 8.22%, cPort Credit UnioncPort Credit Union399 Western Ave, Augusta, ME 04330A+5.0 ★Texas Ratio: 5.04%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Bank of America NABank of America NA110 Maine St, Brunswick, ME 04011A+5.0 ★Texas Ratio: 4.14%, Norway Savings BankNorway Savings Bank31 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.63%, Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%, and TD BankTD Bank10 Great Falls Plz, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Old Orchard Beach, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Old Orchard Beach are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Old Orchard Beach, Maine
Market share is the lender's share of all home loans closed in Old Orchard Beach, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Old Orchard Beach 2 Portland Ave, Old Orchard Beach, ME 04064 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 12 | 4.9% | 92.9% | $316,666 | View |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 14 +10 HELOCs |
5.7% | 100% | $465,000 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 6 | 2.4% | 85.7% | $263,333 | View |
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369 Elm St, Biddeford, ME 04005 3023 A5.0 ★Texas Ratio: 8.22% |
Conventional | 5 | 2% | 100% | $447,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 4 | 1.6% | 100% | $317,500 | View |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
1.2% | 100% | $555,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $545,000 | View |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $370,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $200,000 | View |
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10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $265,000 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,065,000 | View |
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600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $165,000 | View |
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28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $445,000 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.4% | 50% | $375,000 | View |
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5 Widgery Wharf Fl 3, Portland, ME 04101 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 1 | 0.4% | 100% | $335,000 | |
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2 School St, Berwick, ME 03901 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.4% | 33.3% | $205,000 | View |
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831 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
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312 Main St, Saco, ME 04072 1515 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 50% | $465,000 | View |
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6 Barra Rd, Biddeford, ME 04005 9459 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
Casco Federal Credit Union
16 Mechanic St, Gorham, ME 04038 |
Conventional | 1 | 0.4% | 100% | $85,000 | |
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868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Town and Country Federal Credi
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Conventional, HELOC | 16 +7 HELOCs |
6.5% | 73.9% | $197,500 | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional, Jumbo | 12 | 4.9% | 85.7% | $125,833 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +2 HELOCs |
9.4% | 88.5% | $308,043 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 21 +1 HELOCs |
8.6% | 92.3% | $393,571 | |
Rocket Mortgage
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Conventional | 13 | 5.3% | 92.9% | $338,076 | |
Guild Mortgage Company
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Conventional, FHA | 12 | 4.9% | 92.3% | $333,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 7 | 2.9% | 100% | $396,428 | View |
loanDepot.com LLC
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Conventional, VA | 5 | 2% | 100% | $253,000 | |
Total Mortgage Services, LLC
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Conventional | 4 | 1.6% | 100% | $392,500 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 60% | $141,666 | |
Newrez LLC
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Conventional | 3 | 1.2% | 60% | $208,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.2% | 75% | $471,666 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.2% | 75% | $305,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.2% | 100% | $411,666 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.8% | 100% | $595,000 | View |
Movement Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.57% |
Conventional | 2 | 0.8% | 100% | $540,000 | View |
American Heritage Lending, LLC
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Conventional | 2 | 0.8% | 100% | $360,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $425,000 | |
Megastar Finanacial Corp
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Conventional | 2 | 0.8% | 100% | $240,000 | |
Westerly Community Credit Union
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Conventional | 2 | 0.8% | 100% | $130,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.8% | 100% | $320,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $405,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $245,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $155,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Servion
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 25% | $95,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.4% | 50% | $365,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.4% | 100% | $485,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $35,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Enterprise Bank and Trust Company
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,325,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Shoreham Bank
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Mortgage Equity Partners LLC
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VA | 1 | 0.4% | 100% | $215,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 50% | $235,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $675,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $155,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Old Orchard Beach Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Old Orchard Beach, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Old Orchard Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Old Orchard Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Old Orchard Beach, ME
Use these to narrow the list above. Each category shows how many Old Orchard Beach, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Old Orchard Beach, ME
Independent mortgage companies closed 52.2 percent of home loans in Old Orchard Beach, Maine in 2025, banks 25.7 percent and credit unions 22 percent. United Wholesale Mortgage was the largest mortgage company, Saco & Biddeford Savings Institution the largest bank and PeoplesChoice Credit Union the largest credit union. Among lenders headquartered in Maine, Saco & Biddeford Savings Institution led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Old Orchard Beach, ME
By home loans closed in 2025, Saco & Biddeford Savings Institution was the largest mortgage lender in Old Orchard Beach, Maine with 12 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Old Orchard Beach, Maine in 2025, led by Northpoint Mortgage, Inc. with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 20 credit unions closed home loans in Old Orchard Beach, Maine in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Old Orchard Beach, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Old Orchard Beach, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Old Orchard Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
