Mortgage Lenders and Brokers in Oak Hill, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Hill, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%, Norway Savings BankNorway Savings Bank31 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.63%, Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%, TruChoice FCUTruChoice FCU6 Barra Rd, Biddeford, ME 04005 9459A5.0 ★Texas Ratio: 11.01%, Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA241 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 3.68%, and cPort Credit UnioncPort Credit Union399 Western Ave, Augusta, ME 04330A+5.0 ★Texas Ratio: 5.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Hill, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Hill are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Hill, Maine
Market share is the lender's share of all home loans closed in Oak Hill, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 17 +20 HELOCs |
6.8% | 89.5% | $640,882 | View |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
4.4% | 100% | $470,454 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 10 | 4% | 83.3% | $232,000 | View |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional, HELOC | 7 +7 HELOCs |
2.8% | 87.5% | $246,428 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 6 +14 HELOCs |
2.4% | 100% | $326,666 | View |
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6 Barra Rd, Biddeford, ME 04005 9459 A5.0 ★Texas Ratio: 11.01% |
Conventional, HELOC | 6 +4 HELOCs |
2.4% | 100% | $128,333 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 6 | 2.4% | 100% | $466,666 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 4 | 1.6% | 100% | $512,500 | View |
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241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $461,666 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 3 | 1.2% | 100% | $348,333 | View |
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160 Shops Way, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 3 | 1.2% | 100% | $648,333 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.8% | 100% | $435,000 | View |
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105 Front St, Bath, ME 04530 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 2 | 0.8% | 100% | $535,000 | View |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.8% | 100% | $395,000 | View |
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101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.8% | 100% | $295,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $545,000 | View |
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1126 Hammond St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | View |
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600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 50% | $605,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 1 | 0.4% | 100% | $105,000 | |
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333 Cottage Rd, South Portland, ME 04106 3919 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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369 Elm St, Biddeford, ME 04005 3023 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
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10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +15 HELOCs |
0% | n/a | View | |
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868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5 Widgery Wharf Fl 3, Portland, ME 04101 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Town and Country Federal Credi
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Conventional, Jumbo, HELOC | 18 +26 HELOCs |
7.2% | 72% | $183,333 | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
CUSO Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Guild Mortgage Company
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Conventional, VA | 17 | 6.8% | 95% | $465,588 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 6% | 100% | $581,666 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo, HELOC | 13 +1 HELOCs |
5.2% | 100% | $475,769 | |
CrossCountry Mortgage, LLC
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Conventional | 9 | 3.6% | 90% | $487,222 | |
Rocket Mortgage
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Conventional | 8 | 3.2% | 83.3% | $297,500 | |
New American Funding, LLC.
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Conventional, HELOC | 6 +1 HELOCs |
2.4% | 100% | $438,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 5 | 2% | 100% | $495,000 | View |
Total Mortgage Services, LLC
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Conventional | 5 | 2% | 100% | $655,000 | |
Westerly Community Credit Union
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Conventional | 4 | 1.6% | 100% | $177,500 | |
Affordable Mortgage Advisors
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Conventional | 3 | 1.2% | 100% | $241,666 | |
Newrez LLC
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Conventional, VA | 3 | 1.2% | 60% | $265,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.2% | 100% | $318,333 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 3 | 1.2% | 100% | $521,666 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $515,000 | |
Amerisave Mortgage Company
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 25% | $110,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $365,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $405,000 | |
Ocean State Credit Union
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Conventional | 2 | 0.8% | 100% | $105,000 | |
Service Federal Credit Union
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Conventional, Jumbo | 2 | 0.8% | 100% | $590,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.8% | 100% | $465,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $60,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 0.8% | 100% | $890,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.8% | 100% | $240,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.8% | 100% | $300,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.8% | 100% | $330,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 20% | $35,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,355,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,315,000 | View |
Servion
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FHA | 1 | 0.4% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
HomeBridge Financial Services, Inc
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Conventional, Jumbo | 1 | 0.4% | 100% | $955,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.4% | 100% | $105,000 | |
American Financing Corporation
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VA | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
Bankesb
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,055,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oak Hill Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Hill, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Oak Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Hill, ME
Use these to narrow the list above. Each category shows how many Oak Hill, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Hill, ME
Independent mortgage companies closed 45.8 percent of home loans in Oak Hill, Maine in 2025, banks 32.7 percent and credit unions 21.5 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and Evergreen Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Hill, ME
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in Oak Hill, Maine with 17 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Oak Hill, Maine in 2025, led by Cmg Mortgage Inc with 4. 9 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 21 credit unions closed home loans in Oak Hill, Maine in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Hill, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Hill, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
