Gorham, Maine mortgage lenders include Casco Federal Credit UnionCasco Federal Credit Union16 Mechanic St, Gorham, ME 04038, Maine Community BankMaine Community Bank10 Wentworth Dr, Gorham, ME 04038A+5.0 ★Texas Ratio: 4.93%, Keybank National AssociationKeybank National Association45 Main St, Gorham, ME 04038A+5.0 ★Texas Ratio: 4.81%, Norway Savings BankNorway Savings Bank65 Main St, Gorham, ME 04038A+5.0 ★Texas Ratio: 1.63%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%, Cumberland County Federal Credit UnionCumberland County Federal Credit Union101 Gray Rd, Falmouth, ME 04105A+5.0 ★Texas Ratio: 4.81%, Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%, TruChoice FCUTruChoice FCU6 Barra Rd, Biddeford, ME 04005 9459A5.0 ★Texas Ratio: 11.01%, and TD BankTD Bank95 Main St, Gorham, ME 04038A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gorham, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gorham are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gorham, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Casco Federal Credit Union
16 Mechanic St, Gorham, ME 04038 |
Conventional, HELOC | 16 +1 HELOCs |
6.5% | 80% | $113,750 | |
|
2 offices in Gorham 10 Wentworth Dr, Gorham, ME 04038 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 15 | 6.1% | 62.5% | $253,000 | View |
|
1 office in Gorham 45 Main St, Gorham, ME 04038 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.8% | 100% | $275,000 | View |
|
1 office in Gorham 65 Main St, Gorham, ME 04038 A+5.0 ★Texas Ratio: 1.63% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
|
170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, HELOC | 17 +9 HELOCs |
6.9% | 100% | $535,588 | View |
|
12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 8 | 3.2% | 100% | $361,250 | View |
|
101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 6 | 2.4% | 85.7% | $161,666 | View |
|
838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 5 +8 HELOCs |
2% | 85.7% | $121,000 | View |
|
6 Barra Rd, Biddeford, ME 04005 9459 A5.0 ★Texas Ratio: 11.01% |
Conventional, HELOC | 3 +2 HELOCs |
1.2% | 100% | $58,333 | View |
|
95 Main St, Gorham, ME 04038 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +8 HELOCs |
0.8% | 100% | $210,000 | View |
|
178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $355,000 | View |
|
241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $455,000 | View |
|
399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 2 | 0.8% | 100% | $495,000 | View |
|
37 College Ave, Gorham, ME 04038 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
|
110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $605,000 | View |
|
150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
|
200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
|
333 Cottage Rd, South Portland, ME 04106 3919 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
|
254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
|
160 Shops Way, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Town and Country Federal Credi
|
Conventional, HELOC | 8 +7 HELOCs |
3.2% | 72.7% | $56,250 | |
|
A+5.0 ★Texas Ratio: 3.78% |
Conventional | 5 | 2% | 71.4% | $129,000 | View |
CUSO Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
United Wholesale Mortgage
|
Conventional, FHA, Jumbo | 26 | 10.5% | 100% | $419,230 | |
Guild Mortgage Company
|
Conventional, FHA | 17 | 6.9% | 100% | $389,117 | |
Rocket Mortgage
|
Conventional, FHA | 14 | 5.7% | 93.3% | $334,285 | |
Cmg Mortgage Inc
|
Conventional | 11 | 4.5% | 86.7% | $469,545 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 9 | 3.6% | 100% | $472,777 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 6 | 2.4% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 5 | 2% | 100% | $575,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 4 | 1.6% | 100% | $177,500 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 1.6% | 100% | $455,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 3 | 1.2% | 100% | $415,000 | |
loanDepot.com LLC
|
Conventional | 3 | 1.2% | 100% | $341,666 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 1.2% | 75% | $121,666 | |
New American Funding, LLC.
|
Conventional | 3 | 1.2% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 2 +11 HELOCs |
0.8% | 66.7% | $435,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 0.8% | 100% | $495,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.8% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 2 | 0.8% | 66.7% | $545,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.8% | 100% | $465,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 2 | 0.8% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $75,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $525,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.4% | 100% | $605,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Newrez LLC
|
Conventional | 1 | 0.4% | 50% | $555,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $665,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Discover Bank
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $615,000 | |
First Intercontinental Bank
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
Service Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $645,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $505,000 | View |
Mortgage Research Center
|
Conventional | 1 | 0.4% | 50% | $495,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Navy Federal Credit Union
|
VA, Jumbo | 1 | 0.4% | 100% | $935,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Westerly Community Credit Union
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 100% | $115,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gorham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gorham in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gorham, ME lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 51.4 percent of home loans in Gorham, Maine in 2025, banks 26.3 percent and credit unions 22.3 percent. CUSO Mortgage Corporation was the largest mortgage company, Maine Community Bank the largest bank and Casco Federal Credit Union the largest credit union. Among lenders headquartered in Maine, Casco Federal Credit Union led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
By home loans closed in 2025, Casco Federal Credit Union was the largest mortgage lender in Gorham, Maine with 16 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Gorham, Maine in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by New Day Financial, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 15 credit unions closed home loans in Gorham, Maine in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gorham, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gorham, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gorham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.