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Mortgage Lenders and Brokers in Thousand Oaks, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Thousand Oaks, California mortgage lenders include Citibank, NACitibank, NA33 N Moorpark Rd, Thousand Oaks, CA 91360A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA148 W Hillcrest Dr, Thousand Oaks, CA 91360A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.33 W Thousand Oaks Blvd, Thousand Oaks, CA 91360A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA2012 E Avenida De Los Arboles, Thousand Oaks, CA 91362A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1596 N Moorpark Rd, Thousand Oaks, CA 91360A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA180 N Moorpark Rd, Thousand Oaks, CA 91360A+5.0 ★Texas Ratio: 3.54%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust199 E Thousand Oaks Blvd, Thousand Oaks, CA 91360A5.0 ★Texas Ratio: 7.72%, AmeriHome Mortgage Company, LLCAmeriHome Mortgage Company, LLCThousand Oaks, CA, Logix Federal Credit UnionLogix Federal Credit Union2060 E Avenida De Los Arboles Ste B, Thousand Oaks, CA 91362 1375A+5.0 ★Texas Ratio: 5.23%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Thousand Oaks, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thousand Oaks are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Thousand Oaks, California

Market share is the lender's share of all home loans closed in Thousand Oaks, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Citibank, NA 1 office in Thousand Oaks 33 N Moorpark Rd, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	42 +9 HELOCs	2.7%	95.5%	$1,320,238	View
JPMorgan Chase Bank, NA 2 offices in Thousand Oaks 148 W Hillcrest Dr, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	32 +6 HELOCs	2%	86.8%	$1,007,187	View
US Bank, N.A. 1 office in Thousand Oaks 33 W Thousand Oaks Blvd, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	30 +26 HELOCs	1.9%	63.5%	$840,333	View
Bank of America NA 2 offices in Thousand Oaks 2012 E Avenida De Los Arboles, Thousand Oaks, CA 91362 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	29 +94 HELOCs	1.8%	82.9%	$1,029,827	View
Wells Fargo Bank NA 3 offices in Thousand Oaks 1596 N Moorpark Rd, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	23	1.5%	74.2%	$1,302,826	View
BMO Harris Bank NA 1 office in Thousand Oaks 180 N Moorpark Rd, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	6 +10 HELOCs	0.4%	85.7%	$1,276,666	View
First Ciitizens Bank and Trust 1 office in Thousand Oaks 199 E Thousand Oaks Blvd, Thousand Oaks, CA 91360 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +3 HELOCs	0.1%	50%	$745,000	View
AmeriHome Mortgage Company, LLC	Conventional	3	0.2%	100%	$648,333
Logix Federal Credit Union 2060 E Avenida De Los Arboles Ste B, Thousand Oaks, CA 91362 1375 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo, HELOC	35 +106 HELOCs	2.2%	92.3%	$477,285	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	15	1%	88.2%	$941,666	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	14	0.9%	88.2%	$376,428	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	11 +4 HELOCs	0.7%	91.7%	$1,371,363	View
Ventura County Credit Union 18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360 4458 B4.6 ★Texas Ratio: 19.65%	Conventional, Jumbo, HELOC	10 +45 HELOCs	0.6%	83.3%	$663,000	View
Premier America Credit Union 173 N Moorpark Rd Ste C, Thousand Oaks, CA 91360 4451 A5.0 ★Texas Ratio: 13.97%	Conventional, HELOC	10 +19 HELOCs	0.6%	91.7%	$277,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	8 +14 HELOCs	0.5%	100%	$640,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.5%	88.9%	$1,163,750	View
Firefighters First Federal Credit Union 191 W Wilbur Rd Ste 101, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	7 +12 HELOCs	0.4%	100%	$442,142	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional, HELOC	6 +6 HELOCs	0.4%	100%	$136,666	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional	4	0.3%	100%	$662,500	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA, Jumbo	4	0.3%	85.7%	$865,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	4	0.3%	100%	$1,762,500	View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	Conventional, Jumbo, HELOC	3 +9 HELOCs	0.2%	100%	$1,138,333	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.2%	42.9%	$588,333	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.2%	100%	$111,666	View
Wescom Central Credit Union ★ 5 stars, 1 review 11A E Hillcrest Dr Ste A, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	2 +40 HELOCs	0.1%	66.7%	$655,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.1%	100%	$1,020,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$825,000	View
Bny Mellon, N.A. 2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	2	0.1%	100%	$1,995,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, Jumbo	2	0.1%	100%	$785,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	2	0.1%	100%	$130,000	View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	Conventional, Jumbo	2	0.1%	100%	$1,285,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional, Jumbo	2	0.1%	100%	$1,625,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.1%	66.7%	$375,000	View
Community West Bank, A California Banking Corporation 9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14%	Conventional	2	0.1%	100%	$140,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	2	0.1%	100%	$360,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	2	0.1%	100%	$255,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	2	0.1%	66.7%	$505,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, Jumbo	2	0.1%	100%	$805,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$955,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional	1	0.1%	100%	$1,015,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo	1	0.1%	100%	$1,185,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$985,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	100%	$155,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$695,000	View
Sea West Coast Gurad FCU Coast Guard Island, Alameda, CA 94501 5100	Conventional	1	0.1%	100%	$255,000
Bank of Whittier, Na 15141 Whittier Blvd, Whittier, CA 90603 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$805,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	1	0.1%	100%	$225,000	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional	1	0.1%	100%	$345,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$2,705,000	View
Washington Federal 175 S Beverly Dr, Beverly Hills, CA 90212 A+5.0 ★Texas Ratio: 4.48%	Conventional	1	0.1%	100%	$605,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$255,000	View
Kinecta Federal Credit Union 550 N Moorpark Rd, Thousand Oaks, CA 91360 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +19 HELOCs	0%	n/a		View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +3 HELOCs	0%	n/a		View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	HELOC	0 +2 HELOCs	0%	n/a		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Educational Employees Credit Union 1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58%	HELOC	0 +1 HELOCs	0%	n/a		View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	68	4.3%	88.5%	$787,794
Golden Empire Mortgage, Inc.	Conventional, FHA, VA, Jumbo	39	2.5%	100%	$789,102
Citadel Servicing Corporation	Conventional, Jumbo	20	1.3%	100%	$925,000
New American Funding, LLC.	Conventional, FHA, Jumbo	20	1.3%	95.2%	$753,500
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	17 +7 HELOCs	1.1%	75%	$525,000
Paramount Residential Mortgage	Conventional, FHA, Jumbo	16	1%	100%	$675,625
AmWest Funding Corp	Conventional, Jumbo, HELOC	13 +4 HELOCs	0.8%	86.7%	$641,923
Provident Funding Associates	Conventional	13	0.8%	93.3%	$642,692
Cake Mortgage Corp.	Conventional, VA, Jumbo	12	0.8%	92.3%	$1,083,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, Jumbo	10	0.6%	86.7%	$626,000	View
Kind Lending, LLC	Conventional, VA, Jumbo, HELOC	9 +1 HELOCs	0.6%	64.3%	$811,666
Augusta Financial, Inc.	Conventional, FHA, VA, Jumbo, HELOC	8 +1 HELOCs	0.5%	100%	$725,000
Stg Mortgage Inc	Conventional, FHA	8	0.5%	100%	$680,000
Sierra Pacific Mortgage Co. Inc	Conventional	8	0.5%	72.7%	$587,500
Nexera Holding LLC	Conventional, Jumbo	8	0.5%	100%	$1,043,750
JMAC Lending, Inc.	Conventional, FHA, Jumbo	7	0.4%	87.5%	$759,285
Guild Mortgage Company	Conventional, FHA, VA	6	0.4%	100%	$656,666
PFN Lending Group, Inc.	Conventional, Jumbo	6	0.4%	100%	$1,200,000
New Wave Lending Group Inc	Conventional, Jumbo	6	0.4%	100%	$775,000
AAA Capital Investment, Inc	Conventional, Jumbo	5	0.3%	100%	$939,000
T. J. Financial, Inc.	Conventional	5	0.3%	100%	$795,000
ClearEdge Lending LLC	Conventional, Jumbo	5	0.3%	100%	$803,000
Vista Point Mortgage, LLC	Conventional, Jumbo	5	0.3%	66.7%	$387,000
Alameda Mortgage Corporation	Conventional	4	0.3%	100%	$847,500
Resicentral LLC	Conventional	4	0.3%	100%	$737,500
American Financial Network, Inc.	Conventional, Jumbo	4	0.3%	100%	$1,505,000
Victoria Financial Corp	Conventional	4	0.3%	100%	$610,000
Flexpoint, Inc.	Conventional	4	0.3%	100%	$430,000
Greenbox Loans	Conventional, Jumbo	4	0.3%	100%	$752,500
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	4	0.3%	57.1%	$907,500
American Pacific Mortgage Corporation	Conventional	4	0.3%	66.7%	$680,000
Arcstone Financial Inc	Conventional, FHA	4	0.3%	100%	$800,000
Fundloans Capital	Conventional, Jumbo	3	0.2%	100%	$638,333
Mortgage Capital Partners, INC	Conventional, Jumbo	3	0.2%	100%	$795,000
General Mortgage Capital Corporation	Conventional	3	0.2%	100%	$715,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.2%	60%	$985,000
Royal Pacific Funding	Conventional, FHA, Jumbo	3	0.2%	100%	$791,666
JMJ Financial Group Inc.	Conventional, Jumbo	3	0.2%	100%	$945,000
Dignified Home Loans LLC	Conventional	3	0.2%	100%	$555,000
Carrington Mortgage Services LLC	Conventional, VA, Jumbo	3	0.2%	37.5%	$1,361,666
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.1%	66.7%	$330,000
Bridgeway Lending Partners, LLC	Conventional, Jumbo	2	0.1%	100%	$905,000
Ony Glo, Inc.	Conventional	2	0.1%	100%	$930,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$970,000
Emet Lending Group, Inc.	Conventional	2	0.1%	100%	$450,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$745,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$565,000
5Th Sreet Capital Inc.	Conventional, Jumbo	1	0.1%	50%	$2,605,000
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$425,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$465,000
Winprime Lending	Conventional	1	0.1%	100%	$805,000
Ahl Funding	Conventional	1	0.1%	100%	$435,000
First Stardand Financial dba Nexcap Home Loans	Conventional	1	0.1%	100%	$615,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$535,000
Campos Financial Corp	Conventional	1	0.1%	100%	$265,000
Intelliloan, Inc.	Conventional	1	0.1%	100%	$585,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$355,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$665,000
Plaza Home Mortgage, Inc	Conventional, Jumbo	1	0.1%	16.7%	$1,795,000
Figure Lending LLC	HELOC	0 +20 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +6 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	164	10.5%	84.8%	$533,841
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	137 +18 HELOCs	8.7%	91.1%	$738,065
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, Jumbo, HELOC	57 +11 HELOCs	3.6%	98.6%	$770,789	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	49 +1 HELOCs	3.1%	94.2%	$817,653
Newrez LLC	Conventional, FHA, VA, Jumbo	20	1.3%	66.7%	$565,000
The Loan Store, Inc	Conventional, Jumbo, HELOC	19 +6 HELOCs	1.2%	90.9%	$557,631
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	19	1.2%	76%	$639,736	View
Nationstar Mortgage	Conventional, FHA	19	1.2%	95%	$378,157
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	17 +1 HELOCs	1.1%	100%	$977,352
Spring Eq, LLC	Conventional, HELOC	15 +15 HELOCs	1%	54.3%	$197,000
Lennar Mortgage, LLC	Conventional, VA	15	1%	93.8%	$645,666
Originpoint, LLC	Conventional, FHA, Jumbo	14	0.9%	93.3%	$932,857
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	14	0.9%	77.8%	$1,739,285	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	13	0.8%	100%	$1,273,461	View
Union Home Mortgage Corp.	Conventional	10	0.6%	90.9%	$693,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA, Jumbo	9	0.6%	90%	$1,035,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	8 +9 HELOCs	0.5%	66.7%	$478,750
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	8 +4 HELOCs	0.5%	80%	$936,250
Movement Mortgage, LLC	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.5%	91.7%	$862,500
Discover Bank	Conventional	8	0.5%	50%	$167,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	8	0.5%	88.9%	$1,308,750	View
Lakeview Loan Servicing, LLC	Conventional, VA	7	0.4%	48%	$442,142
Credit Human Federal Credit Un	Conventional	7	0.4%	100%	$183,571
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	6	0.4%	100%	$745,000
Amerisave Mortgage Company	Conventional, FHA	6	0.4%	30%	$345,000
First Colony Mortgage Corporat	Conventional	6	0.4%	100%	$620,000
Planet Home Lending, LLC	Conventional, Jumbo	6	0.4%	100%	$705,000
Logan Finance Corporation	Conventional, Jumbo	6	0.4%	100%	$1,036,666
Nations Direct Mortgage, LLC	Conventional, FHA	6	0.4%	85.7%	$595,000
Mutual of Omaha Mortgage	Conventional, HELOC	5 +2 HELOCs	0.3%	83.3%	$675,000
Arc Home LLC	Conventional, Jumbo	5	0.3%	100%	$847,000
Nqm Funding, LLC	Conventional, Jumbo	5	0.3%	100%	$1,501,000
Mortgage Research Center	VA, Jumbo	4	0.3%	57.1%	$880,000
RoundPoint Mortgage Servicing LLC	Conventional	4	0.3%	100%	$605,000
Prosperity Home Mortgage, LLC	Conventional, Jumbo	4	0.3%	80%	$595,000
Better Mortgage Corporation	Conventional, VA, Jumbo, HELOC	3 +4 HELOCs	0.2%	60%	$1,055,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	3 +2 HELOCs	0.2%	80%	$88,333	View
Freedom Mortgage Corporation	Conventional, FHA, VA	3	0.2%	71.4%	$561,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$738,333
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA, Jumbo	3	0.2%	100%	$991,666	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	100%	$815,000	View
V.I.P. Mortgage, Inc.	Conventional, VA	3	0.2%	100%	$758,333
Mld Mortgage, Inc.Dba the Money Store	Conventional	3	0.2%	100%	$488,333
Fairway Independent Mort Corp	Conventional	3	0.2%	100%	$588,333
Ark-La-Tex Financial Services LLC	Conventional	3	0.2%	75%	$705,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +22 HELOCs	0.1%	18.2%	$75,000	View
First Technology Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$790,000
Ussfcu	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$115,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	2	0.1%	100%	$925,000	View
Royal United Mortgage LLC	Conventional	2	0.1%	100%	$235,000
Triad Financial Services, Inc.	Conventional	2	0.1%	85.7%	$210,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.1%	33.3%	$955,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	2	0.1%	100%	$935,000
Delta Community Credit Union	Conventional	2	0.1%	100%	$420,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.1%	100%	$625,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.1%	100%	$905,000	View
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$570,000
Champions Funding, LLC	Conventional, Jumbo	2	0.1%	40%	$715,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +12 HELOCs	0.1%	50%	$725,000
Alliant Credit Union	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$945,000
Fourleaf Federal Credit Union	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$1,065,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$825,000
Oaktree Funding Corp	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$935,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$715,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$725,000	View
Boeing Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$805,000
EMM Loans LLC	VA	1	0.1%	100%	$375,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$715,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$945,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$965,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$745,000
Nbkc Bank	Conventional	1	0.1%	100%	$595,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$765,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$525,000	View
PHH Mortgage Corporation	FHA	1	0.1%	100%	$955,000
Bank Cmg A+5.0 ★Texas Ratio: 2.02%	Conventional	1	0.1%	100%	$1,015,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, Jumbo	1	0.1%	100%	$1,295,000	View
Emporium Tpo LLC	Conventional	1	0.1%	100%	$955,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$945,000	View
Plus Relocation Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,685,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$565,000
LoanFlight Lending, LLC.	Conventional, Jumbo	1	0.1%	100%	$1,445,000
American Financing Corporation	Conventional	1	0.1%	50%	$115,000
Bay Equity LLC	Conventional	1	0.1%	100%	$315,000
SIRVA Mortgage, Inc. A+5.0 ★Texas Ratio: 2.36%	Conventional, Jumbo	1	0.1%	100%	$1,165,000	View
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$615,000
Justice Federal Credit Union	Conventional	1	0.1%	100%	$455,000
Nfm, Inc	Conventional	1	0.1%	100%	$895,000
Foundation Mortgage Corporation	Conventional	1	0.1%	66.7%	$455,000
Evergreen Moneysource Mortgage Company	Conventional	1	0.1%	100%	$695,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$605,000	View
Nations Lending Corporation	FHA	1	0.1%	100%	$785,000
T2 Financial LLC	Conventional	1	0.1%	100%	$925,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$545,000
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
State Bank of The Lakes, N.A. A+5.0 ★Texas Ratio: 1.38%	Conventional	1	0.1%	100%	$815,000	View
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0.1%	100%	$845,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0.1%	100%	$795,000	View
United Mortgage Corp.	Conventional	1	0.1%	100%	$475,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	FHA	1	0.1%	100%	$825,000	View
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$805,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$885,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$395,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$605,000
Geneva Financial LLC	FHA	1	0.1%	100%	$855,000
21St Mortgage	Conventional	1	0.1%	50%	$245,000
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,745,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$635,000	View
American Neighborhood Mortgage Acceptance Company	Conventional, Jumbo	1	0.1%	100%	$1,275,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +7 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +6 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 0.01%	HELOC	0 +1 HELOCs	0%	n/a		View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Thousand Oaks Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Thousand Oaks, California

Looking for mortgage lenders near me or mortgage brokers near me in Thousand Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thousand Oaks in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Thousand Oaks, CA

Use these to narrow the list above. Each category shows how many Thousand Oaks, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 138 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 55 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 52 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 32 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 26 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 90 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 105 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Thousand Oaks, CA

Independent mortgage companies closed 71.9 percent of home loans in Thousand Oaks, California in 2025, banks 19 percent and credit unions 9.1 percent. AmeriHome Mortgage Company, LLC was the largest mortgage company, Citibank, NA the largest bank and Logix Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 29 loans.

71.9%

Mortgage companies

19%

Banks

9.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Thousand Oaks, CA

Who is the largest mortgage lender in Thousand Oaks, CA?

By home loans closed in 2025, Citibank, NA was the largest mortgage lender in Thousand Oaks, California with 42 loans, about 2.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Thousand Oaks, CA have the highest approval rates?

Among lenders with meaningful volume in Thousand Oaks, California, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 98.6 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Thousand Oaks, CA mortgage lenders offer FHA, VA and USDA loans?

32 lenders closed FHA loans in Thousand Oaks, California in 2025, led by United Wholesale Mortgage with 13. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Thousand Oaks, CA lender list?

Yes. 55 banks and 52 credit unions closed home loans in Thousand Oaks, California in 2025, alongside 138 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Thousand Oaks, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Thousand Oaks, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thousand Oaks, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thousand Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.