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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 The First Financial Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
The First Financial Federal Credit Union's Promotional IRA CDs / Roth / Educational IRA CDs 12 month rates are at 4.00%, Aloha CD 6 month rates are at 3.90%, Aloha CD 6 month rates are at 3.85%, Aloha CD 12 month rates are at 3.75%, Aloha CD 12 month rates are at 3.70%. The First Financial Federal Credit Union's savings rates are at 0.05%. The First Financial Federal Credit Union's 5/5 ARM (Adjustable Rate Mortgage) rates are at 6.00%, Fixed-Rate First Mortgage: Conforming (with loans rates are at 6.88%, Fixed-Rate Mortgages: Jumbo (loans rates are at 8.12%, Fixed-Rate: Jumbo (loans rates are at 8.12%. The First Financial Federal Credit Union's Personal Loan Rates are at 5.09%. MonitorBankRates evaluates the financial stability of The First Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.97%. Rates were last updated on 04/18/2026. The First Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The First Financial Federal Credit Union? Share your experience about The First Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use The First Financial Federal Credit Union. The First Financial Federal Credit Union
First Financial Credit Union 2900 Bradley St
https://www.ffcu.org Pasadena, CA 91107 1560 
The First Financial Federal Credit Union CD Rates
The First Financial Federal Credit Union Savings Rates
The First Financial Federal Credit Union Money Market Rates
The First Financial Federal Credit Union Checking Rates
The First Financial Federal Credit Union Mortgage Rates
The First Financial Federal Credit Union Home Equity & HELOC
The First Financial Federal Credit Union Auto Loan Rates
The First Financial Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for The First Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The First Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The First Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
The First Financial Federal Credit Union
Website
https://www.ffcu.org
Address
2900 Bradley St,
Pasadena, CA 91107 1560
Phone
800-537-8491
Fax
626-535-9039
President
Jim Weidner
CEO
Carlton Musmann
Full-Time Employees
118
Part-Time Employees
2
Branch Locations
6
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.97%
Return on Assets (ROA)
-0.0852%
Return on Equity (ROE)
-1.1927%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
749,714,392
Total Amount of Shares and Deposits
717,945,709
Total Shares and Deposits < 1 Year
690,114,607
Total Shares and Deposits 1 3 Years
24,628,494
Total Shares and Deposits > 3 Years
3,202,608
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,124,914
Total Uninsured Shares and Deposits > $250K (F+J)
39,124,914
Total Insured Shares and Deposits > $250K (item 17 less item K)
678,820,795
Total Interest Expense (Sum of items 6 8)
6,973,653
Share Certificates
6,455
Number of Accounts for Share Drafts
29,155
IRA KEOGH Accounts
819
Number of Accounts for Regular Shares
43,701
Money Market Shares
1,103
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,930,233
Total Liabilities
735,375,277
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About The First Financial Federal Credit UnionIs The First Financial Federal Credit Union a safe place to deposit money?Yes, The First Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.973088685061%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does The First Financial Federal Credit Union operate?The First Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join The First Financial Federal Credit Union?Yes, to access services at The First Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, The First Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The First Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does The First Financial Federal Credit Union offer online and mobile banking?Most modern institutions like The First Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ffcu.org. Current The First Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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