iAdvertiser Disclosure
Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.
Mortgage Lenders and Brokers in San Diego, California
Content reviewed by
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
San Diego, California mortgage lenders include US Bank, N.A.US Bank, N.A.11185 E Ocean Air Dr, San Diego, CA 92130A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12626 High Bluff Dr Ste 400, San Diego, CA 92130A+5.0 ★Texas Ratio: 3.68%, Mission Federal Credit UnionMission Federal Credit Union4250 Clairemont Mesa Blvd Ste B, San Diego, CA 92117 2747A+5.0 ★Texas Ratio: 0.79%, Wells Fargo Bank NAWells Fargo Bank NA13255 Black Mountain Rd, San Diego, CA 92129A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA455 Island Ave Ste 118, San Diego, CA 92101A+5.0 ★Texas Ratio: 4.14%, California Coast Credit UnionCalifornia Coast Credit Union440 Beech St, San Diego, CA 92101A+5.0 ★Texas Ratio: 1.25%, Citibank, NACitibank, NA3910 University Ave, San Diego, CA 92105A+5.0 ★Texas Ratio: 2.82%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, San Diego County Credit UnionSan Diego County Credit Union502 University Ave Ste 500, San Diego, CA 92103 3118A+5.0 ★Texas Ratio: 0.52%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.525 B St, San Diego, CA 92101A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Diego, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Diego are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Diego, California
Market share is the lender's share of all home loans closed in San Diego, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
30 offices in San Diego 11185 E Ocean Air Dr, San Diego, CA 92130 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 548 +222 HELOCs |
4% | 76% | $1,039,160 | View |
|
33 offices in San Diego 12626 High Bluff Dr Ste 400, San Diego, CA 92130 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 417 +21 HELOCs |
3.1% | 89.2% | $1,122,649 | View |
|
4250 Clairemont Mesa Blvd Ste B, San Diego, CA 92117 2747 A+5.0 ★Texas Ratio: 0.79% |
Conventional, Jumbo, HELOC | 396 +370 HELOCs |
2.9% | 92.2% | $873,257 | View |
|
28 offices in San Diego 13255 Black Mountain Rd, San Diego, CA 92129 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 213 | 1.6% | 79.9% | $1,072,323 | View |
|
25 offices in San Diego 455 Island Ave Ste 118, San Diego, CA 92101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 187 +363 HELOCs |
1.4% | 87.4% | $1,297,192 | View |
|
440 Beech St, San Diego, CA 92101 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 125 +347 HELOCs |
0.9% | 81% | $146,040 | View |
|
6 offices in San Diego 3910 University Ave, San Diego, CA 92105 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 87 +8 HELOCs |
0.6% | 83% | $1,245,574 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, FHA, VA, Jumbo | 76 | 0.6% | 96.2% | $854,736 | |
|
502 University Ave Ste 500, San Diego, CA 92103 3118 A+5.0 ★Texas Ratio: 0.52% |
Conventional, Jumbo, HELOC | 65 +68 HELOCs |
0.5% | 62.5% | $308,846 | View |
|
8 offices in San Diego 525 B St, San Diego, CA 92101 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 54 +48 HELOCs |
0.4% | 81.2% | $1,010,185 | View |
|
9420 Farnham St, San Diego, CA 92123 A+5.0 ★Texas Ratio: 2.57% |
Conventional, Jumbo, HELOC | 37 +124 HELOCs |
0.3% | 78.7% | $697,972 | View |
|
1 office in San Diego 701 B St, San Diego, CA 92101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 36 +17 HELOCs |
0.3% | 76.6% | $984,166 | View |
|
1 office in San Diego 7320 Clairemont Mesa Blvd, San Diego, CA 92111 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 26 +1 HELOCs |
0.2% | 96.4% | $803,461 | View |
|
1 office in San Diego 8910 University Center Ln Ste 130, San Diego, CA 92122 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, Jumbo, HELOC | 25 +9 HELOCs |
0.2% | 78.1% | $568,200 | View |
|
1 office in San Diego 12770 High Bluff Dr, San Diego, CA 92130 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 24 +13 HELOCs |
0.2% | 67.6% | $1,196,666 | View |
|
4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 23 | 0.2% | 79.3% | $2,005,434 | View |
|
1 office in San Diego 4688 Convoy St, San Diego, CA 92111 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 11 | 0.1% | 100% | $877,727 | View |
|
3 offices in San Diego 9363 Clairemont Mesa Blvd, San Diego, CA 92123 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
0.1% | 90% | $1,410,555 | View |
|
★ 1.7 stars, 3 reviews 2 offices in San Diego 12405b Rancho Bernardo Rd, San Diego, CA 92128 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 8 +62 HELOCs |
0.1% | 61.5% | $1,582,500 | View |
|
9212 Balboa Ave, San Diego, CA 92123 1514 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 5 +43 HELOCs |
0% | 100% | $693,000 | View |
|
1 office in San Diego 591 Camino De La Reina, San Diego, CA 92108 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0% | 100% | $1,051,666 | View |
|
4 offices in San Diego 1350 Rosecrans St, San Diego, CA 92106 A+5.0 ★Texas Ratio: 2.91% |
Conventional, VA, HELOC | 2 +55 HELOCs |
0% | 33.3% | $630,000 | View |
|
2 offices in San Diego 11720 El Camino Real, San Diego, CA 92130 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0% | 100% | $1,240,000 | View |
|
2 offices in San Diego 610 W Ash St, San Diego, CA 92101 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 2 | 0% | 100% | $780,000 | View |
|
1 office in San Diego 4747 Executive Dr, San Diego, CA 92121 A4.7 ★Texas Ratio: 0.83% |
Conventional | 2 | 0% | 66.7% | $840,000 | View |
|
10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121 4205 A5.0 ★Texas Ratio: 6.86% |
Conventional | 2 | 0% | 75% | $190,000 | View |
Guild Mortgage Company
|
Conventional, FHA, VA, Jumbo | 109 | 0.8% | 93.8% | $478,853 | |
Residential Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 76 | 0.6% | 100% | $703,026 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 70 | 0.5% | 100% | $695,857 | |
Fundloans Capital
|
Conventional, Jumbo | 36 | 0.3% | 94.7% | $845,833 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 28 | 0.2% | 67.4% | $559,285 | |
San Diego Funding
|
Conventional, FHA, VA, Jumbo | 24 | 0.2% | 96% | $800,833 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 18 | 0.1% | 100% | $922,222 | |
American Internet Mortgage, Inc.
|
Conventional | 14 | 0.1% | 93.3% | $529,285 | |
Iserve Residential Lending
|
Conventional, Jumbo | 9 | 0.1% | 100% | $563,888 | |
5Th Sreet Capital Inc.
|
Conventional, Jumbo | 4 | 0% | 100% | $1,227,500 | |
Calcon Mutual Mortgage LLC
|
Conventional, VA | 3 | 0% | 75% | $711,666 | |
Griffin Funding Inc.
|
Conventional, Jumbo | 3 | 0% | 100% | $1,288,333 | |
|
2550 5th Ave Ste 100, San Diego, CA 92103 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo, HELOC | 202 +107 HELOCs |
1.5% | 91.3% | $878,960 | View |
|
9420 Farnham St, San Diego, CA 92123 A+5.0 ★Texas Ratio: 2.57% |
Conventional, FHA, VA, Jumbo | 86 | 0.6% | 99% | $663,953 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA, Jumbo | 64 | 0.5% | 74.7% | $210,625 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA, Jumbo, HELOC | 47 +1 HELOCs |
0.3% | 87.5% | $623,297 | View |
|
2431 Fenton Pkwy, San Diego, CA 92108 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 36 +51 HELOCs |
0.3% | 95% | $518,055 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 32 | 0.2% | 84.2% | $1,217,500 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA, Jumbo, HELOC | 21 +3 HELOCs |
0.2% | 63.6% | $695,952 | View |
|
1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 19 +1 HELOCs |
0.1% | 95% | $1,877,105 | View |
|
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 16 +11 HELOCs |
0.1% | 89.5% | $1,341,875 | View |
|
2118 Hochmuth Ave Bldg 2, San Diego, CA 92140 A+5.0 ★Texas Ratio: 5.74% |
Conventional, Jumbo, HELOC | 11 +11 HELOCs |
0.1% | 70.6% | $724,090 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 10 +11 HELOCs |
0.1% | 76.9% | $1,300,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 8 | 0.1% | 100% | $216,250 | View |
|
5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01% |
Conventional, Jumbo | 8 | 0.1% | 100% | $643,750 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 6 +4 HELOCs |
0% | 87.5% | $753,333 | View |
|
10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
0% | 100% | $1,219,000 | View |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, HELOC | 4 +6 HELOCs |
0% | 100% | $615,000 | View |
|
300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 4 | 0% | 100% | $545,000 | View |
|
56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 4 | 0% | 85.7% | $1,025,000 | View |
|
1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 4 | 0% | 100% | $515,000 | View |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, HELOC | 3 +10 HELOCs |
0% | 75% | $578,333 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +3 HELOCs |
0% | 80% | $465,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 3 +2 HELOCs |
0% | 75% | $625,000 | View |
|
2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional, HELOC | 3 +1 HELOCs |
0% | 100% | $171,666 | View |
|
528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 3 | 0% | 100% | $561,666 | View |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 2 +7 HELOCs |
0% | 100% | $145,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, FHA, Jumbo, HELOC | 2 +6 HELOCs |
0% | 66.7% | $965,000 | View |
|
9326 Spectrum Center Blvd, San Diego, CA 92123 1443 A5.0 ★Texas Ratio: 8.22% |
Conventional, HELOC | 2 +5 HELOCs |
0% | 100% | $130,000 | View |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0% | 100% | $2,690,000 | View |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 2 +2 HELOCs |
0% | 50% | $170,000 | View |
|
6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $285,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $580,000 | View |
|
10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, Jumbo | 2 | 0% | 100% | $865,000 | View |
|
3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0% | 100% | $665,000 | View |
|
23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 0% | 100% | $435,000 | View |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional, Jumbo | 2 | 0% | 100% | $1,025,000 | View |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 2 | 0% | 100% | $140,000 | View |
|
325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional, Jumbo | 2 | 0% | 66.7% | $1,105,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 2 | 0% | 100% | $130,000 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 2 | 0% | 100% | $385,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +33 HELOCs |
0% | 50% | $805,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0% | 100% | $1,085,000 | View |
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100 |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $125,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 387 | 2.8% | 85.7% | $765,878 | |
loanDepot.com LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 210 +22 HELOCs |
1.5% | 78.2% | $434,333 | |
New American Funding, LLC.
|
Conventional, FHA, VA, Jumbo, HELOC | 108 +18 HELOCs |
0.8% | 92.3% | $534,166 | |
AmWest Funding Corp
|
Conventional, FHA, VA, Jumbo, HELOC | 108 +14 HELOCs |
0.8% | 96.4% | $604,907 | |
Kind Lending, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 99 +5 HELOCs |
0.7% | 70.3% | $582,878 | |
Resicentral LLC
|
Conventional, FHA, VA, Jumbo | 81 | 0.6% | 93.7% | $643,765 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA, Jumbo, HELOC | 77 +3 HELOCs |
0.6% | 87.9% | $615,259 | View |
Paramount Residential Mortgage
|
Conventional, FHA, VA, Jumbo | 77 | 0.6% | 97.5% | $552,662 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 74 | 0.5% | 92.6% | $549,729 | |
Nmsi, Inc.
|
Conventional, FHA, Jumbo | 62 | 0.5% | 100% | $633,064 | |
Stg Mortgage Inc
|
Conventional, FHA, VA, Jumbo | 60 | 0.4% | 89.2% | $879,500 | |
Nexera Holding LLC
|
Conventional, Jumbo | 59 | 0.4% | 92.3% | $785,847 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, VA, HELOC | 57 +2 HELOCs |
0.4% | 82.9% | $549,385 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA, VA, Jumbo | 55 | 0.4% | 90.5% | $737,545 | |
Googain, Inc.
|
Conventional, Jumbo | 47 | 0.3% | 100% | $658,404 | |
New Wave Lending Group Inc
|
Conventional, Jumbo | 42 | 0.3% | 100% | $710,238 | |
General Mortgage Capital Corporation
|
Conventional, Jumbo | 40 | 0.3% | 100% | $649,250 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 40 | 0.3% | 87% | $680,500 | |
JMAC Lending, Inc.
|
Conventional, FHA, VA, Jumbo | 38 | 0.3% | 95% | $807,631 | |
JMJ Financial Group Inc.
|
Conventional, FHA, VA, Jumbo | 33 | 0.2% | 100% | $706,515 | |
American Financial Network, Inc.
|
Conventional, FHA, VA, Jumbo | 31 | 0.2% | 88.6% | $757,903 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA, Jumbo | 31 | 0.2% | 41.1% | $469,838 | |
MortgageOne, Inc
|
Conventional, FHA, VA, Jumbo | 29 | 0.2% | 90.6% | $734,310 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, FHA, Jumbo | 29 | 0.2% | 68.9% | $418,793 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 29 | 0.2% | 97.4% | $806,724 | |
Provident Funding Associates
|
Conventional | 27 | 0.2% | 81.8% | $685,370 | |
Franklin Loan Corporation
|
Conventional, FHA, VA, Jumbo | 25 | 0.2% | 100% | $964,200 | |
Hometown Equity Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 24 | 0.2% | 45.5% | $758,750 | |
Vista Point Mortgage, LLC
|
Conventional, Jumbo | 22 | 0.2% | 70.6% | $513,181 | |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 20 | 0.1% | 62.5% | $1,302,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 20 | 0.1% | 74.1% | $1,342,500 | |
Cake Mortgage Corp.
|
Conventional, Jumbo | 20 | 0.1% | 90.9% | $1,292,500 | |
Flexpoint, Inc.
|
Conventional, FHA, Jumbo | 17 | 0.1% | 92.3% | $962,058 | |
T. J. Financial, Inc.
|
Conventional, Jumbo | 17 | 0.1% | 100% | $749,117 | |
AAA Capital Investment, Inc
|
Conventional, VA | 16 | 0.1% | 100% | $560,625 | |
ML Mortgage Corp.
|
Conventional, FHA, VA, Jumbo | 15 | 0.1% | 93.8% | $647,666 | |
Mission Loans, LLC
|
Conventional, FHA, HELOC | 12 +3 HELOCs |
0.1% | 86.7% | $257,500 | |
Bay-Valley Mortgage Group
|
Conventional, FHA, VA, Jumbo | 12 | 0.1% | 100% | $822,500 | |
Royal Pacific Funding
|
Conventional, FHA, VA, Jumbo | 12 | 0.1% | 94.4% | $688,333 | |
Ony Glo, Inc.
|
Conventional, FHA, Jumbo | 12 | 0.1% | 54.5% | $717,500 | |
Southland Credit Uniom
|
Conventional, Jumbo | 12 | 0.1% | 92.3% | $947,500 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, Jumbo | 10 | 0.1% | 66.7% | $711,000 | |
AdvantageFirst Lending Inc
|
Conventional, FHA, VA, Jumbo | 10 | 0.1% | 52.6% | $517,000 | |
Greenbox Loans
|
Conventional, Jumbo | 10 | 0.1% | 100% | $1,333,000 | |
Alameda Mortgage Corporation
|
Conventional, VA, Jumbo | 9 | 0.1% | 100% | $838,333 | |
Bridgeway Lending Partners, LLC
|
Conventional, Jumbo | 9 | 0.1% | 100% | $750,555 | |
Emet Lending Group, Inc.
|
Conventional, Jumbo | 8 | 0.1% | 100% | $568,750 | |
Ez Fundings Inc
|
Conventional | 6 | 0% | 100% | $528,333 | |
American Heritage Lending, LLC
|
Conventional, Jumbo | 6 | 0% | 90% | $518,333 | |
Geo-Corp, Inc.
|
FHA | 6 | 0% | 75% | $750,000 | |
Financial Partners Credit Unio
|
Conventional, HELOC | 5 +20 HELOCs |
0% | 100% | $529,000 | |
Pacific Lending LLC
|
Conventional, VA | 5 | 0% | 100% | $395,000 | |
Residential First Capital
|
Conventional | 5 | 0% | 100% | $379,000 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 5 | 0% | 100% | $505,000 | |
Summit Funding.Inc
|
Conventional, Jumbo | 5 | 0% | 50% | $891,000 | |
Goodleap, LLC
|
Conventional, VA, HELOC | 4 +21 HELOCs |
0% | 66.7% | $510,000 | |
Fidelity Lending Solutions Inc
|
Conventional | 4 | 0% | 100% | $555,000 | |
JSB Mortgage Corporation
|
Conventional | 4 | 0% | 100% | $595,000 | |
Arcstone Financial Inc
|
Conventional | 4 | 0% | 100% | $642,500 | |
Augusta Financial, Inc.
|
Conventional, HELOC | 3 +1 HELOCs |
0% | 100% | $818,333 | |
Watermark Capital, Inc.
|
Conventional | 3 | 0% | 100% | $565,000 | |
Coast 2 Coast Funding Group, Inc
|
Conventional | 3 | 0% | 100% | $465,000 | |
Dignified Home Loans LLC
|
Conventional | 3 | 0% | 100% | $675,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 3 | 0% | 100% | $491,666 | |
Habitfactory USA Inc dba Loaning AI
|
Conventional | 2 | 0% | 100% | $670,000 | |
Network Capital Funding Corporation
|
Conventional, VA | 2 | 0% | 22.2% | $635,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0% | 100% | $260,000 | View |
Intelliloan, Inc.
|
Conventional | 2 | 0% | 100% | $200,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 2,112 +168 HELOCs |
15.5% | 89.5% | $726,188 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 1,289 +4 HELOCs |
9.5% | 81.3% | $550,415 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 445 +21 HELOCs |
3.3% | 98.3% | $825,876 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 357 +352 HELOCs |
2.6% | 68.6% | $360,546 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 287 | 2.1% | 92.9% | $684,965 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 235 | 1.7% | 77.9% | $708,191 | |
The Loan Store, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 170 +73 HELOCs |
1.3% | 91% | $651,588 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 165 +27 HELOCs |
1.2% | 98.2% | $980,212 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 152 +32 HELOCs |
1.1% | 97.8% | $804,473 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo, HELOC | 146 +1 HELOCs |
1.1% | 96.1% | $731,438 | |
Spring Eq, LLC
|
Conventional, HELOC | 141 +101 HELOCs |
1% | 42.4% | $165,567 | |
Mortgage Research Center
|
Conventional, FHA, VA, Jumbo | 132 | 1% | 70.7% | $704,393 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 127 | 0.9% | 83.8% | $677,362 | |
Nationstar Mortgage
|
Conventional, FHA, VA, Jumbo | 104 | 0.8% | 76.1% | $333,076 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 85 +6 HELOCs |
0.6% | 93.6% | $1,291,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 80 +4 HELOCs |
0.6% | 96.6% | $1,233,500 | View |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 80 | 0.6% | 92% | $956,750 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 79 +7 HELOCs |
0.6% | 98.1% | $719,556 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, VA, Jumbo | 68 | 0.5% | 79.8% | $852,647 | View |
Intercap Lending Inc
|
Conventional, FHA, VA, Jumbo | 59 | 0.4% | 100% | $708,050 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 53 | 0.4% | 91.5% | $644,245 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA, Jumbo | 53 | 0.4% | 100% | $923,490 | |
Originpoint, LLC
|
Conventional, VA, Jumbo | 47 | 0.3% | 90.4% | $1,114,574 | |
Better Mortgage Corporation
|
Conventional, VA, Jumbo, HELOC | 42 +15 HELOCs |
0.3% | 68.3% | $571,190 | |
Bay Equity LLC
|
Conventional, FHA, VA, Jumbo | 41 | 0.3% | 97.7% | $804,268 | |
Primelending
|
Conventional, FHA, VA, Jumbo | 34 | 0.3% | 97.4% | $659,117 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 33 | 0.2% | 37.6% | $398,030 | |
Amerisave Mortgage Company
|
Conventional, FHA, HELOC | 32 +1 HELOCs |
0.2% | 25.6% | $131,250 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 32 | 0.2% | 68.1% | $696,562 | |
Logan Finance Corporation
|
Conventional, Jumbo | 32 | 0.2% | 91.4% | $1,549,375 | |
Champions Funding, LLC
|
Conventional, Jumbo | 32 | 0.2% | 78% | $821,562 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 29 +88 HELOCs |
0.2% | 58% | $765,344 | |
Sage Home Loans Corporation
|
Conventional, Jumbo | 28 | 0.2% | 94.4% | $660,714 | |
First Colony Mortgage Corporat
|
Conventional, FHA, VA, Jumbo | 28 | 0.2% | 86% | $651,785 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA, Jumbo | 27 | 0.2% | 81.8% | $657,222 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 27 | 0.2% | 93.3% | $1,710,555 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 27 | 0.2% | 96.4% | $623,518 | View |
Triad Financial Services, Inc.
|
Conventional | 26 | 0.2% | 71.8% | $215,384 | |
Arc Home LLC
|
Conventional, Jumbo | 23 | 0.2% | 88.5% | $897,173 | |
Discover Bank
|
Conventional | 23 | 0.2% | 22.3% | $126,739 | |
Tri Pointe Connect, LLC
|
Conventional, FHA, VA, Jumbo | 23 | 0.2% | 92.9% | $658,043 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 22 +77 HELOCs |
0.2% | 58.7% | $163,636 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 22 +1 HELOCs |
0.2% | 71.9% | $689,090 | |
Peoples Mortgage Company
|
Conventional, VA, Jumbo | 22 | 0.2% | 100% | $887,272 | |
Loanunited.Com, LLC
|
Conventional, FHA, VA | 21 | 0.2% | 88% | $606,904 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA, Jumbo | 21 | 0.2% | 96% | $594,047 | |
Nbkc Bank
|
Conventional, VA, Jumbo | 20 | 0.1% | 87% | $855,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, Jumbo | 20 | 0.1% | 100% | $693,000 | View |
Nations Direct Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 20 | 0.1% | 87% | $605,500 | |
21St Mortgage
|
Conventional | 20 | 0.1% | 37.7% | $194,500 | |
Toll Brothers Mortgage Company
|
Conventional, VA, Jumbo | 19 | 0.1% | 96.8% | $956,578 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA, Jumbo | 19 | 0.1% | 82.6% | $668,684 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA, Jumbo | 19 | 0.1% | 95.2% | $775,526 | |
Village Capital & Investment
|
FHA, VA, Jumbo | 19 | 0.1% | 79.6% | $731,315 | |
Union Home Mortgage Corp.
|
Conventional, VA, HELOC | 18 +2 HELOCs |
0.1% | 94.7% | $513,888 | |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 15 +48 HELOCs |
0.1% | 93.8% | $1,105,666 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo, HELOC | 14 +9 HELOCs |
0.1% | 77.8% | $967,142 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 14 +4 HELOCs |
0.1% | 93.3% | $909,285 | View |
Lower, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 13 +1 HELOCs |
0.1% | 81.2% | $577,307 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 12 +39 HELOCs |
0.1% | 93.3% | $535,833 | |
Everett Financial, Inc.
|
Conventional, VA, Jumbo | 12 | 0.1% | 85.7% | $579,166 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
0.1% | 100% | $953,181 | View |
Homeowners Financial Group, LLC
|
Conventional, FHA, VA, Jumbo | 11 | 0.1% | 100% | $740,454 | |
New Day Financial, LLC.
|
VA, Jumbo | 11 | 0.1% | 30% | $571,363 | |
American Financial Resources LLC
|
Conventional, FHA | 10 | 0.1% | 76.9% | $582,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA, Jumbo | 10 | 0.1% | 90.9% | $678,000 | View |
Mortgage Solutions of Colorado
|
FHA, VA | 10 | 0.1% | 100% | $650,000 | |
Genisys Credit Union
|
Conventional, Jumbo | 9 | 0.1% | 100% | $975,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 9 | 0.1% | 100% | $2,017,222 | View |
NOVA Financial & Investment Corporation
|
Conventional, VA | 9 | 0.1% | 90% | $732,777 | |
PHH Mortgage Corporation
|
Conventional, VA, Jumbo | 9 | 0.1% | 90% | $685,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 9 | 0.1% | 83.3% | $542,777 | |
Luxury Mortgage Corp.
|
Conventional, Jumbo | 9 | 0.1% | 100% | $1,348,333 | |
Emporium Tpo LLC
|
Conventional, Jumbo | 8 | 0.1% | 80% | $1,076,250 | |
Ameritrust Mortgage Corporation
|
Conventional, Jumbo | 8 | 0.1% | 88.9% | $805,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 8 | 0.1% | 72.7% | $390,000 | |
Guidance Residential, LLC
|
Conventional | 7 | 0.1% | 100% | $832,142 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 7 | 0.1% | 87.5% | $1,377,857 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 7 | 0.1% | 100% | $1,493,571 | View |
Tomo Mortgage LLC
|
Conventional | 7 | 0.1% | 77.8% | $620,714 | |
Oaktree Funding Corp
|
Conventional, Jumbo, HELOC | 6 +6 HELOCs |
0% | 100% | $1,616,666 | |
Dart Bank
|
Conventional, VA, Jumbo | 6 | 0% | 85.7% | $663,333 | |
Credit Human Federal Credit Un
|
Conventional | 6 | 0% | 61.9% | $181,666 | |
Kwik Mortgage Corporation
|
Conventional, Jumbo | 6 | 0% | 100% | $590,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 6 | 0% | 41.2% | $638,333 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, Jumbo | 6 | 0% | 75% | $848,333 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 5 +3 HELOCs |
0% | 100% | $659,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0% | 71.4% | $541,000 | View |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 5 | 0% | 100% | $747,000 | View |
Foundation Mortgage Corporation
|
Conventional | 5 | 0% | 70% | $601,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, VA, Jumbo | 5 | 0% | 100% | $1,025,000 | View |
Pentagon Federal Credit Union
|
Conventional, HELOC | 4 +55 HELOCs |
0% | 40% | $562,500 | |
American Airlines Federal Cred
|
Conventional, HELOC | 4 +1 HELOCs |
0% | 100% | $522,500 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 4 +1 HELOCs |
0% | 80% | $557,500 | View |
Teachers Federal Credit Union
|
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0% | 100% | $867,500 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 4 | 0% | 100% | $1,245,000 | View |
Click n' Close, Inc.
|
Conventional, FHA, Jumbo | 4 | 0% | 100% | $702,500 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 4 | 0% | 80% | $900,000 | View |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 4 | 0% | 80% | $522,500 | View |
Quorum Federal Credit Union
|
Conventional, HELOC | 3 +57 HELOCs |
0% | 83.3% | $228,333 | |
Valon Mortgage
|
Conventional, HELOC | 3 +17 HELOCs |
0% | 60% | $398,333 | |
|
A+5.0 ★Texas Ratio: 0.01% |
Conventional, Jumbo | 3 | 0% | 100% | $1,208,333 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 3 | 0% | 100% | $1,895,000 | View |
Neighborhood Loans, Inc
|
Conventional | 3 | 0% | 12.1% | $65,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0% | 100% | $881,666 | View |
Primary Residential Mortgage, INC.
|
Conventional | 3 | 0% | 100% | $515,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional, Jumbo | 3 | 0% | 100% | $1,961,666 | |
Acrisure Mortgage, LLC
|
Conventional | 3 | 0% | 75% | $741,666 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 3 | 0% | 75% | $548,333 | View |
Shea Mortgage Inc.
|
Conventional | 3 | 0% | 60% | $671,666 | |
American Financing Corporation
|
Conventional, FHA, VA | 3 | 0% | 31.8% | $605,000 | |
Strong Home Mortgage, LLC
|
Conventional | 3 | 0% | 75% | $781,666 | |
Beeline Loans, Inc.
|
Conventional | 3 | 0% | 60% | $581,666 | |
Churchill Mortgage Corporation
|
Conventional | 3 | 0% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 3 | 0% | 75% | $1,091,666 | View |
Uif Corporation
|
Conventional | 3 | 0% | 75% | $835,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 3 | 0% | 100% | $768,333 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA, VA, Jumbo | 3 | 0% | 100% | $1,001,666 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional, VA, Jumbo | 3 | 0% | 100% | $845,000 | View |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0% | 100% | $361,666 | View |
Toyota Financial Savings Bank
|
Conventional, Jumbo | 3 | 0% | 100% | $1,261,666 | |
Panorama Mortgage Group, LLC
|
Conventional | 2 | 0% | 100% | $280,000 | |
Canopy Mortgage, LLC
|
Conventional | 2 | 0% | 100% | $450,000 | |
|
A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 2 | 0% | 100% | $1,155,000 | View |
United Trust Bank
|
VA | 2 | 0% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0% | 100% | $875,000 | View |
Sammamish Mortgage Company
|
Conventional | 2 | 0% | 100% | $850,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
|
Conventional | 2 | 0% | 100% | $935,000 | |
|
A+5.0 ★Texas Ratio: 2.36% |
Conventional | 2 | 0% | 100% | $925,000 | View |
Service Federal Credit Union
|
Conventional | 2 | 0% | 66.7% | $1,010,000 | |
Nfm, Inc
|
Conventional | 2 | 0% | 100% | $430,000 | |
|
A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 2 | 0% | 100% | $1,995,000 | View |
|
A+5.0 ★Texas Ratio: 5.65% |
Conventional | 2 | 0% | 100% | $730,000 | View |
T2 Financial LLC
|
Conventional, Jumbo | 2 | 0% | 100% | $1,040,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 2 | 0% | 66.7% | $430,000 | View |
|
A-5.0 ★Texas Ratio: 15.57% |
Conventional | 2 | 0% | 100% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0% | 100% | $470,000 | View |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0% | 100% | $825,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 2 | 0% | 40% | $765,000 | View |
United Nations Federal CU
|
Conventional, Jumbo | 2 | 0% | 100% | $1,715,000 | |
Leaderone Financial Corp.
|
Conventional | 2 | 0% | 66.7% | $480,000 | |
Flyhomes Mortgage LLC
|
Conventional | 2 | 0% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +48 HELOCs |
0% | 100% | $1,015,000 | View |
Usalliance Federal Credit Union
|
Conventional, HELOC | 1 +19 HELOCs |
0% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +4 HELOCs |
0% | 100% | $295,000 | View |
HomeStreet Bank
|
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0% | 100% | $1,355,000 | |
Boeing Employees' Credit Union
|
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0% | 100% | $1,165,000 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $1,065,000 | |
Connexus Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0% | 50% | $95,000 | |
Digital Federal Credit Union
|
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0% | 50% | $1,355,000 | |
State Departmenet Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0% | 66.7% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $685,000 | View |
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.
San Diego Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
30-Year Fixed CA Avg
7.345%
▲ 0.089 vs 7 days ago
15-Year Fixed CA Avg
6.901%
▲ 0.040 vs 7 days ago
Mortgage Lenders and Mortgage Brokers Near Me in San Diego, California
Looking for mortgage lenders near me or mortgage brokers near me in San Diego? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Diego in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Diego, CA
Use these to narrow the list above. Each category shows how many San Diego, CA lenders fit and what that kind of lender is usually best for.
Mortgage companies and brokers 171 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings
Banks 73 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade
Credit unions 56 lenders. Member owned, often lower fees and flexible underwriting for members
FHA lenders 88 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 102 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 179 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 130 lenders headquartered in California, the closest thing to a mortgage lender near you
Who Lends in San Diego, CA
Independent mortgage companies closed 71.8 percent of home loans in San Diego, California in 2025, banks 17.8 percent and credit unions 10.4 percent. Synergy One Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Mission Federal Credit Union the largest credit union. Among lenders headquartered in California, Mission Federal Credit Union led with 396 loans.
71.8%
Mortgage companies
17.8%
Banks
10.4%
Credit unions
6%
FHA loans
13%
VA loans
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Diego, CA
Who is the largest mortgage lender in San Diego, CA?
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in San Diego, California with 548 loans, about 4 percent of the market. The largest lender headquartered in California was Mission Federal Credit Union with 396 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Which mortgage lenders in San Diego, CA have the highest approval rates?
Among lenders with meaningful volume in San Diego, California, Residential Wholesale Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Which San Diego, CA mortgage lenders offer FHA, VA and USDA loans?
88 lenders closed FHA loans in San Diego, California in 2025, led by United Wholesale Mortgage with 195. 102 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Are credit unions and local banks included in this San Diego, CA lender list?
Yes. 73 banks and 56 credit unions closed home loans in San Diego, California in 2025, alongside 171 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
How are mortgage lenders in San Diego, CA ranked on this page?
Lenders are ranked only by the number of home loans they closed in San Diego, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Diego, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Diego. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
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