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Mortgage Lenders and Brokers in Menifee, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Menifee, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA30032 Haun Rd, Menifee, CA 92584A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA30186 Haun Rd, Menifee, CA 92584A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA30187 Antelope Rd, Menifee, CA 92584A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU29751 Antelope Rd Ste 100, Menifee, CA 92584A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, California Coast Credit UnionCalifornia Coast Credit Union30015 Haun Rd, Menifee, CA 92584 6805A+5.0 ★Texas Ratio: 1.25%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, and Altura Credit UnionAltura Credit Union300 S Highland Springs Ave, Banning, CA 92220 6504A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Menifee, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Menifee are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Menifee, California

Market share is the lender's share of all home loans closed in Menifee, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Menifee 30032 Haun Rd, Menifee, CA 92584 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	31 +6 HELOCs	0.9%	76.7%	$358,548	View
Wells Fargo Bank NA 1 office in Menifee 30186 Haun Rd, Menifee, CA 92584 A+5.0 ★Texas Ratio: 5.36%	Conventional	17	0.5%	73.9%	$269,117	View
Bank of America NA 1 office in Menifee 30187 Antelope Rd, Menifee, CA 92584 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +31 HELOCs	0.1%	100%	$555,000	View
Schoolsfirst FCU 29751 Antelope Rd Ste 100, Menifee, CA 92584 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	88 +83 HELOCs	2.5%	89.1%	$182,613	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	30	0.8%	88.1%	$450,000	View
US Bank, N.A. 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	23 +13 HELOCs	0.6%	67.6%	$300,652	View
California Coast Credit Union 30015 Haun Rd, Menifee, CA 92584 6805 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	15 +31 HELOCs	0.4%	77.3%	$101,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	13	0.4%	81.2%	$398,846	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	9 +2 HELOCs	0.3%	90%	$143,888	View
Altura Credit Union 300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54%	Conventional	8	0.2%	100%	$226,250	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.2%	50%	$165,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	8	0.2%	88.9%	$600,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo, HELOC	7 +4 HELOCs	0.2%	100%	$485,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.1%	71.4%	$523,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo	5	0.1%	100%	$637,000	View
Point Mortgage Corp 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	Conventional, FHA, VA	5	0.1%	100%	$475,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA	5	0.1%	62.5%	$281,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional, HELOC	4 +4 HELOCs	0.1%	62.5%	$100,000	View
San Diego County Credit Union 2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52%	Conventional, HELOC	4 +3 HELOCs	0.1%	80%	$62,500	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	4	0.1%	100%	$142,500	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	4	0.1%	80%	$85,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, VA	3	0.1%	100%	$468,333
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	3	0.1%	100%	$421,666	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional	3	0.1%	26.7%	$125,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional	3	0.1%	75%	$151,666	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	2 +2 HELOCs	0.1%	66.7%	$320,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	2 +1 HELOCs	0.1%	40%	$555,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$600,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	2	0.1%	100%	$600,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	2	0.1%	100%	$85,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional	2	0.1%	100%	$360,000	View
Fifth Third Bank, National Association 2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA	2	0.1%	100%	$405,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$395,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$545,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$215,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$345,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0%	100%	$465,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0%	100%	$295,000	View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	Conventional	1	0%	100%	$215,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0%	100%	$395,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0%	100%	$175,000	View
CoastHills Credit Union 1580 W Branch St, Arroyo Grande, CA 93420 1819	VA	1	0%	100%	$415,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$85,000	View
Mission Federal Credit Union 1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0%	100%	$205,000	View
Ilwu Federal Credit Union 3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01%	Conventional	1	0%	100%	$65,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	VA	1	0%	100%	$725,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0%	100%	$85,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0%	50%	$535,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 28031 Bradley Rd, Menifee, CA 92586 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +12 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +6 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +3 HELOCs	0%	n/a		View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	HELOC	0 +2 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +2 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +2 HELOCs	0%	n/a		View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	HELOC	0 +1 HELOCs	0%	n/a		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +1 HELOCs	0%	n/a		View
1st UNITED CREDIT UNION 2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	103 +3 HELOCs	2.9%	79.2%	$466,844
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	73	2.1%	79.4%	$414,452
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	54	1.5%	90%	$462,222	View
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	42 +7 HELOCs	1.2%	76.8%	$373,333
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	34	1%	95.1%	$349,705
Franklin Loan Corporation	Conventional, FHA, VA	33	0.9%	100%	$385,606
Paramount Residential Mortgage	Conventional, FHA, VA	29	0.8%	100%	$389,137
Kind Lending, LLC	Conventional, FHA, VA, HELOC	28 +1 HELOCs	0.8%	57.1%	$428,571
Residential Wholesale Mortgage	Conventional, FHA, VA	28	0.8%	96.6%	$440,714
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA, HELOC	25 +1 HELOCs	0.7%	100%	$428,200
Inspire Home Loans Inc.	Conventional, FHA, VA	25	0.7%	81.2%	$515,000
American Financial Network, Inc.	Conventional, FHA, VA, Jumbo	22	0.6%	91.7%	$427,272
AmWest Funding Corp	Conventional, FHA, VA, HELOC	16 +1 HELOCs	0.4%	90%	$478,125
Resicentral LLC	Conventional, FHA, VA	16	0.4%	100%	$518,125
Nmsi, Inc.	Conventional, FHA	15	0.4%	100%	$467,000
Zillow Home Loans, LLC	Conventional, FHA, VA	14	0.4%	93.3%	$405,714
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	13	0.4%	86.7%	$371,923
ML Mortgage Corp.	Conventional, FHA, VA	12	0.3%	100%	$424,166
AdvantageFirst Lending Inc	Conventional, FHA, VA	12	0.3%	70.6%	$414,166
Royal Pacific Funding	Conventional, FHA	11	0.3%	100%	$414,090
Hometown Equity Mortgage, LLC	Conventional, FHA, VA, Jumbo	11	0.3%	55.6%	$453,181
Pacific Lending LLC	Conventional, FHA, VA	10	0.3%	100%	$463,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	10	0.3%	27.1%	$336,000
JMAC Lending, Inc.	Conventional, FHA	9	0.3%	81.8%	$508,333
MortgageOne, Inc	Conventional, FHA, VA	8	0.2%	88.9%	$503,750
American Pacific Mortgage Corporation	Conventional, FHA, VA	8	0.2%	72.7%	$578,750
Stg Mortgage Inc	Conventional, FHA, Jumbo	7	0.2%	77.8%	$535,000
Flexpoint, Inc.	Conventional, FHA, VA	6	0.2%	100%	$275,000
Ony Glo, Inc.	Conventional, FHA	6	0.2%	85.7%	$440,000
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.2%	60%	$198,333
Goodleap, LLC	Conventional, VA, HELOC	5 +8 HELOCs	0.1%	46.2%	$347,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	5	0.1%	100%	$471,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	5	0.1%	85.7%	$219,000
Bay-Valley Mortgage Group	Conventional	5	0.1%	100%	$283,000
JMJ Financial Group Inc.	Conventional, FHA, VA	5	0.1%	100%	$363,000
New Wave Lending Group Inc	Conventional	5	0.1%	100%	$503,000
Mission Loans, LLC	Conventional, FHA	5	0.1%	85.7%	$371,000
Citadel Servicing Corporation	Conventional, Jumbo	5	0.1%	87.5%	$671,000
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.1%	100%	$347,500
Ahl Funding	FHA, VA	4	0.1%	100%	$467,500
Calcon Mutual Mortgage LLC	FHA	4	0.1%	100%	$517,500
Geo-Corp, Inc.	FHA	4	0.1%	100%	$535,000
Banc One Mortage Corporation	Conventional	4	0.1%	100%	$442,500
Vista Point Mortgage, LLC	Conventional	4	0.1%	80%	$152,500
Watermark Capital, Inc.	Conventional	3	0.1%	100%	$431,666
General Mortgage Capital Corporation	Conventional	3	0.1%	100%	$355,000
Dignified Home Loans LLC	Conventional, VA	3	0.1%	100%	$581,666
Provident Funding Associates	Conventional	3	0.1%	75%	$571,666
Emet Lending Group, Inc.	Conventional	3	0.1%	100%	$325,000
ClearEdge Lending LLC	Conventional	3	0.1%	100%	$555,000
Mortgage Capital Partners, INC	Conventional	2	0.1%	100%	$660,000
HomeXpress Mortgage Corp.	Conventional, FHA, Jumbo	2	0.1%	20%	$1,155,000
Victoria Financial Corp	Conventional	2	0.1%	100%	$330,000
Greenbox Loans	Conventional	2	0.1%	100%	$225,000
Lendsure Mortgage Corp.	Conventional	2	0.1%	100%	$365,000
Nexera Holding LLC	Conventional, Jumbo	2	0.1%	100%	$565,000
Cake Mortgage Corp.	Conventional	2	0.1%	100%	$545,000
Southland Credit Uniom	Conventional, HELOC	1 +3 HELOCs	0%	100%	$645,000
Fundloans Capital	Conventional	1	0%	100%	$135,000
Bridgeway Lending Partners, LLC	Conventional	1	0%	100%	$565,000
Coast 2 Coast Funding Group, Inc	Conventional	1	0%	100%	$445,000
Hightechlending, Inc	Conventional	1	0%	100%	$115,000
Ez Fundings Inc	Conventional	1	0%	100%	$705,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$675,000
First Nations Home Finance Corporation	FHA	1	0%	100%	$495,000
Campos Financial Corp	FHA	1	0%	100%	$575,000
American Internet Mortgage, Inc.	Conventional	1	0%	50%	$85,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$335,000	View
Popa FCU - Cerritos	Conventional	1	0%	50%	$545,000
Figure Lending LLC	HELOC	0 +45 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +17 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +4 HELOCs	0%	0%
Catalyst Mortgage	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	494 +47 HELOCs	13.9%	87.1%	$513,178
Rocket Mortgage	Conventional, FHA, VA, Jumbo	292	8.2%	83.2%	$359,931
Lennar Mortgage, LLC	Conventional, FHA, VA, Jumbo	210	5.9%	92.1%	$588,571
Pulte Mortgage LLC	Conventional, FHA, VA	128	3.6%	78.5%	$545,703
DHI Mortgage Company, LTD.	Conventional, FHA, VA	125	3.5%	85.7%	$577,560
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	79 +20 HELOCs	2.2%	96.8%	$477,151
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	77 +53 HELOCs	2.2%	59.3%	$252,142
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	75 +7 HELOCs	2.1%	95.1%	$465,133
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	73	2.1%	80.2%	$457,191
Freedom Mortgage Corporation	Conventional, FHA, VA	72	2%	77.9%	$539,305
Homeamerican Mortgage Corporation	Conventional, FHA, VA, Jumbo	68	1.9%	90.7%	$583,088
Kbhs Home Loans, LLC	Conventional, FHA, VA	58	1.6%	93.5%	$539,310
Newrez LLC	Conventional, FHA, VA	52	1.5%	64.6%	$457,500
Spring Eq, LLC	Conventional, HELOC	47 +24 HELOCs	1.3%	42.9%	$93,723
Nationstar Mortgage	Conventional, FHA, VA	43	1.2%	82.1%	$244,767
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	40 +4 HELOCs	1.1%	95.6%	$528,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA	38	1.1%	92.7%	$481,052
Tri Pointe Connect, LLC	Conventional, FHA, VA	35	1%	97.7%	$456,142
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	33 +4 HELOCs	0.9%	89.5%	$412,272
Mortgage Research Center	FHA, VA	33	0.9%	51.6%	$544,393
Equity Prime Mortgage LLC	Conventional, FHA, VA	28	0.8%	82.4%	$474,642
Village Capital & Investment	FHA, VA	21	0.6%	82.5%	$524,047
Planet Home Lending, LLC	Conventional, FHA, VA	19	0.5%	90.5%	$499,210
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	17	0.5%	34.1%	$407,352
Amerisave Mortgage Company	Conventional	14	0.4%	30.4%	$70,714
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	12 +1 HELOCs	0.3%	66.7%	$460,000
Triad Financial Services, Inc.	Conventional	12	0.3%	65%	$114,166
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	11 +7 HELOCs	0.3%	73.3%	$513,181
Movement Mortgage, LLC	Conventional, FHA, HELOC	9 +1 HELOCs	0.3%	100%	$307,222
Loanunited.Com, LLC	FHA, VA	9	0.3%	100%	$592,777
21St Mortgage	Conventional	8	0.2%	42.1%	$108,750
Discover Bank	Conventional	7	0.2%	16.3%	$69,285
Ameritrust Mortgage Corporation	FHA	7	0.2%	100%	$545,000
Mortgage Solutions of Colorado	FHA, VA, Jumbo	6	0.2%	100%	$636,666
Nations Direct Mortgage, LLC	Conventional, FHA	6	0.2%	66.7%	$305,000
Champions Funding, LLC	Conventional	6	0.2%	75%	$460,000
Primelending	Conventional, VA	5	0.1%	100%	$333,000
Deephaven Mortgage LLC	Conventional, Jumbo	5	0.1%	71.4%	$569,000
Credit Human Federal Credit Un	Conventional	5	0.1%	44.4%	$129,000
Bay Equity LLC	Conventional, FHA	5	0.1%	100%	$311,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	FHA, VA	5	0.1%	83.3%	$407,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.1%	57.1%	$407,500	View
PHH Mortgage Corporation	Conventional, FHA, VA	4	0.1%	80%	$482,500
Union Home Mortgage Corp.	Conventional, FHA	4	0.1%	80%	$447,500
New Day Financial, LLC.	VA	4	0.1%	17.4%	$495,000
Genway Home Mortgage, Inc.	Conventional, FHA, VA	4	0.1%	55.6%	$420,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	4	0.1%	66.7%	$590,000	View
Premier Mortgage Resources, LLC	Conventional, Jumbo	3	0.1%	100%	$551,666
American Financial Resources LLC	Conventional, FHA	3	0.1%	100%	$388,333
Everett Financial, Inc.	Conventional, FHA	3	0.1%	100%	$401,666
Oaktree Funding Corp	Conventional	3	0.1%	100%	$598,333
Data Mortgage, Inc	FHA, VA	3	0.1%	100%	$388,333
Intercap Lending Inc	Conventional, FHA	3	0.1%	100%	$185,000
First Colony Mortgage Corporat	Conventional, FHA	3	0.1%	100%	$481,666
Peoples Mortgage Company	Conventional, FHA	3	0.1%	100%	$255,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, FHA	3	0.1%	100%	$401,666	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	3	0.1%	66.7%	$278,333	View
Lower, LLC	Conventional, VA	3	0.1%	75%	$161,666
Ark-La-Tex Financial Services LLC	FHA, VA	3	0.1%	100%	$658,333
Top Flite Financial, Inc.	FHA	3	0.1%	100%	$485,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +7 HELOCs	0.1%	50%	$85,000	View
Guaranteed Rate Affinity, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$360,000
Sage Home Loans Corporation	Conventional	2	0.1%	66.7%	$315,000
Envoy Mortgage, Ltd	Conventional, FHA	2	0.1%	100%	$475,000
Nbkc Bank	Conventional, FHA	2	0.1%	100%	$490,000
Cardinal Financial Company, Li	Conventional	2	0.1%	75%	$395,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	2	0.1%	100%	$660,000	View
Pike Creek Mortgage Services, Inc.	Conventional, FHA	2	0.1%	100%	$590,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	40%	$535,000	View
V.I.P. Mortgage, Inc.	Conventional, VA	2	0.1%	100%	$335,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0.1%	100%	$520,000	View
Toyota Financial Savings Bank	Conventional	2	0.1%	100%	$430,000
Texana Bank	FHA, VA	2	0.1%	100%	$460,000
Quorum Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	50%	$55,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$415,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +3 HELOCs	0%	25%	$555,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,165,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$505,000	View
Originpoint, LLC	Conventional	1	0%	100%	$225,000
Cazle Mortgage, Inc.	FHA	1	0%	100%	$615,000
Primary Residential Mortgage, INC.	Conventional	1	0%	50%	$175,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$465,000	View
NOVA Financial & Investment Corporation	FHA	1	0%	100%	$565,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$295,000	View
Dart Bank	Conventional	1	0%	100%	$635,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$255,000
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0%	100%	$455,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$425,000	View
Emporium Tpo LLC	Conventional	1	0%	100%	$705,000
Diamond Residential Mtg Corp	Conventional	1	0%	100%	$295,000
Homestead Funding Corp.	VA	1	0%	100%	$665,000
Valley West Corporation	FHA	1	0%	100%	$495,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$195,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$255,000
First Alliance Home Mortgage, LLC	FHA	1	0%	100%	$345,000
Click n' Close, Inc.	Conventional	1	0%	100%	$395,000
East Coast Capital Corp.	Conventional	1	0%	100%	$325,000
Real Genius LLC	Conventional	1	0%	100%	$425,000
Homeowners Financial Group, LLC	VA	1	0%	100%	$665,000
Nfm, Inc	Conventional	1	0%	100%	$625,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0%	33.3%	$455,000	View
Shoreham Bank	FHA	1	0%	100%	$25,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$345,000
Starboard Financial Management, LLC	Conventional	1	0%	100%	$385,000
Castle & Cooke Mortgage, LLC	FHA	1	0%	100%	$645,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$355,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$435,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	VA	1	0%	100%	$155,000	View
Fisher Financial Group, Incorporated	Conventional	1	0%	100%	$435,000
Saygo Home Loans, LLC	Conventional	1	0%	100%	$355,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	VA	1	0%	100%	$325,000	View
Wings Financial Credit Union A+5.0 ★Texas Ratio: 2.07%	Conventional	1	0%	100%	$575,000	View
Digital Federal Credit Union	Conventional	1	0%	50%	$665,000
Logan Finance Corporation	Conventional	1	0%	100%	$685,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$395,000
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$275,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0%	100%	$285,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	50%	$595,000	View
Right Start Mortgage, Inc	FHA	1	0%	100%	$485,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0%	50%	$695,000	View
Leaderone Financial Corp.	FHA	1	0%	100%	$455,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	VA	1	0%	100%	$575,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +39 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	0%
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +2 HELOCs	0%	0%
Genisys Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Menifee Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Menifee, California

Looking for mortgage lenders near me or mortgage brokers near me in Menifee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Menifee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Menifee, CA

Use these to narrow the list above. Each category shows how many Menifee, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 164 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 51 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 105 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 86 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 116 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Menifee, CA

Independent mortgage companies closed 87.7 percent of home loans in Menifee, California in 2025, banks 5 percent and credit unions 7.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.

87.7%

Mortgage companies

Banks

7.2%

Credit unions

24%

FHA loans

24%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders Chula Vista 203 lenders

Frequently Asked Questions About Mortgage Lenders in Menifee, CA

Who is the largest mortgage lender in Menifee, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Menifee, California with 31 loans, about 0.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Menifee, CA have the highest approval rates?

Among lenders with meaningful volume in Menifee, California, The Loan Store, Inc approved the highest share of completed applications in 2025 at 96.8 percent, against a 78.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Menifee, CA mortgage lenders offer FHA, VA and USDA loans?

105 lenders closed FHA loans in Menifee, California in 2025, led by United Wholesale Mortgage with 125. 86 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Menifee, CA lender list?

Yes. 47 banks and 51 credit unions closed home loans in Menifee, California in 2025, alongside 164 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Menifee, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Menifee, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Menifee, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Menifee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.