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Mortgage Lenders and Brokers in Santa Clarita, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Santa Clarita, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA28194 Newhall Ranch Rd, Santa Clarita, CA 91355A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.23620 Lyons Ave, Santa Clarita, CA 91321A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA26542 Bouquet Canyon Rd, Santa Clarita, CA 91350A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA26811 Bouquet Canyon Rd, Santa Clarita, CA 91350A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA19213 Golden Valley Rd, Santa Clarita, CA 91387A+5.0 ★Texas Ratio: 5.36%, Augusta Financial, Inc.Augusta Financial, Inc.Santa Clarita, CA, Logix Federal Credit UnionLogix Federal Credit Union26459 Bouquet Canyon Rd, Santa Clarita, CA 91350 2396A+5.0 ★Texas Ratio: 5.23%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, California Credit UnionCalifornia Credit Union24343 MAGIC MOUNTAIN PKWY, SANTA CLARITA, CA 91355 3402A+5.0 ★Texas Ratio: 2.90%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Santa Clarita, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Santa Clarita are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Santa Clarita, California

Market share is the lender's share of all home loans closed in Santa Clarita, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Santa Clarita 28194 Newhall Ranch Rd, Santa Clarita, CA 91355 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	49 +2 HELOCs	1.4%	84.5%	$771,734	View
US Bank, N.A. 1 office in Santa Clarita 23620 Lyons Ave, Santa Clarita, CA 91321 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	38 +24 HELOCs	1.1%	56.5%	$654,736	View
Citibank, NA 1 office in Santa Clarita 26542 Bouquet Canyon Rd, Santa Clarita, CA 91350 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	26 +4 HELOCs	0.8%	92.9%	$885,384	View
Bank of America NA 2 offices in Santa Clarita 26811 Bouquet Canyon Rd, Santa Clarita, CA 91350 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	12 +73 HELOCs	0.3%	63.2%	$690,000	View
Wells Fargo Bank NA 1 office in Santa Clarita 19213 Golden Valley Rd, Santa Clarita, CA 91387 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	7	0.2%	63.6%	$630,714	View
Augusta Financial, Inc.	Conventional, FHA, VA, Jumbo, HELOC	173 +5 HELOCs	5%	100%	$587,832
Logix Federal Credit Union 26459 Bouquet Canyon Rd, Santa Clarita, CA 91350 2396 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo, HELOC	151 +300 HELOCs	4.4%	80%	$307,516	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	37 +33 HELOCs	1.1%	92.5%	$347,432	View
California Credit Union 24343 MAGIC MOUNTAIN PKWY, SANTA CLARITA, CA 91355 3402 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo, HELOC	30 +24 HELOCs	0.9%	80.5%	$838,333	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	24	0.7%	72.7%	$167,500	View
First Entertainment CU 25828 McBean Pkwy, Santa Clarita, CA 91355 A+5.0 ★Texas Ratio: 4.47%	Conventional, Jumbo, HELOC	20 +16 HELOCs	0.6%	80.8%	$610,500	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, HELOC	18 +2 HELOCs	0.5%	75%	$331,111	View
Los Angeles Police FCU 19195 Golden Valley Rd, Santa Clarita, CA 91387 A+5.0 ★Texas Ratio: 2.38%	Conventional	17	0.5%	85.7%	$165,588	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	12 +2 HELOCs	0.3%	60%	$730,000	View
Premier America Credit Union 26508 Bouquet Canyon Rd, Santa Clarita, CA 91350 2353 A5.0 ★Texas Ratio: 13.97%	Conventional, HELOC	10 +8 HELOCs	0.3%	76.9%	$94,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional, HELOC	10 +1 HELOCs	0.3%	100%	$675,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	9 +18 HELOCs	0.3%	81.8%	$373,888	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	9 +5 HELOCs	0.3%	64.3%	$677,222	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional	9	0.3%	90%	$691,666	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	9	0.3%	64.3%	$542,777	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA, Jumbo	7	0.2%	91.7%	$826,428	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	6	0.2%	66.7%	$113,333	View
Matadors Community Credit Union 20045 Prairie St, Chatsworth, CA 91311 A+5.0 ★Texas Ratio: 2.17%	Conventional	5	0.1%	100%	$437,000	View
Alta Vista Credit Union 1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38%	Conventional	5	0.1%	100%	$501,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, HELOC	4 +11 HELOCs	0.1%	75%	$765,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	4	0.1%	100%	$415,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	3 +5 HELOCs	0.1%	100%	$588,333	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$321,666	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$158,333	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$655,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.1%	60%	$705,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	3	0.1%	100%	$661,666
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	3	0.1%	100%	$171,666	View
Wescom Central Credit Union ★ 5 stars, 1 review 24165 Magic Mountain Pkwy, Santa Clarita, CA 91355 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	2 +35 HELOCs	0.1%	25%	$760,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	2 +5 HELOCs	0.1%	66.7%	$335,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +5 HELOCs	0.1%	66.7%	$585,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$750,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	2 +2 HELOCs	0.1%	40%	$510,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$800,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	2	0.1%	100%	$755,000	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	2	0.1%	66.7%	$150,000	View
UMe Federal Credit Union 3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$1,185,000	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$35,000
First Western Trust Bank 1901 Avenue Of The Stars, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$545,000	View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0%	100%	$265,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional	1	0%	100%	$105,000	View
Pasadena Federal Credit Union 6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0%	100%	$85,000	View
Bank of Hope 5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0%	100%	$805,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$565,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0%	50%	$125,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	1	0%	100%	$1,945,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0%	100%	$1,115,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0%	100%	$105,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0%	100%	$885,000	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional	1	0%	100%	$455,000	View
Technicolor Federal Credit Union 434 W Alameda Ave, Burbank, CA 91506 A+5.0 ★Texas Ratio: 2.61%	Conventional	1	0%	100%	$135,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$495,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional	1	0%	100%	$1,155,000	View
LA Financial Credit Union 50 E Foothill Blvd, Arcadia, CA 91006 2314	Conventional	1	0%	100%	$285,000
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0%	50%	$125,000	View
Sunwest Bank 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0%	100%	$205,000	View
Gain Federal Credit Union 1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77%	HELOC	0 +7 HELOCs	0%	n/a		View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	HELOC	0 +2 HELOCs	0%	n/a		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Sesloc Credit Union 1399 E Grand Ave, Arroyo Grande, CA 93420 2421	HELOC	0 +1 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Ventura County Credit Union 520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +1 HELOCs	0%	n/a		View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	115 +13 HELOCs	3.3%	82.5%	$516,913
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	112	3.2%	88%	$557,589
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo, HELOC	91 +2 HELOCs	2.6%	97.3%	$629,065	View
AmWest Funding Corp	Conventional, FHA, VA, Jumbo, HELOC	69 +7 HELOCs	2%	95.8%	$633,260
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	65	1.9%	98.5%	$559,461
Cake Mortgage Corp.	Conventional, Jumbo	56	1.6%	96.6%	$635,357
Citadel Servicing Corporation	Conventional	45	1.3%	98%	$382,111
New American Funding, LLC.	Conventional, FHA, VA, HELOC	32 +2 HELOCs	0.9%	97%	$472,812
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA, HELOC	23 +1 HELOCs	0.7%	96%	$634,565
Kind Lending, LLC	Conventional, VA, Jumbo	23	0.7%	56.1%	$614,565
Royal Pacific Funding	Conventional, FHA, VA, Jumbo	23	0.7%	93.5%	$505,434
JMJ Financial Group Inc.	Conventional, FHA, VA	22	0.6%	100%	$620,909
New Wave Lending Group Inc	Conventional, FHA	21	0.6%	95.5%	$694,047
Mortgage Capital Partners, INC	Conventional, FHA, Jumbo	19	0.6%	100%	$650,263
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	16	0.5%	100%	$550,000
JMAC Lending, Inc.	Conventional, FHA	16	0.5%	94.1%	$667,500
Campos Financial Corp	Conventional, FHA, Jumbo	15	0.4%	100%	$646,333
JSB Mortgage Corporation	Conventional, Jumbo	15	0.4%	100%	$736,333
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	14	0.4%	100%	$758,571
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	13	0.4%	82.4%	$305,769
Plaza Home Mortgage, Inc	Conventional, FHA, VA, Jumbo	13	0.4%	68.4%	$634,230
Resicentral LLC	Conventional	12	0.3%	100%	$641,666
Nmsi, Inc.	Conventional, FHA	12	0.3%	100%	$588,333
ML Mortgage Corp.	Conventional, FHA	11	0.3%	100%	$535,909
Stg Mortgage Inc	Conventional, FHA	11	0.3%	92.9%	$693,181
Provident Funding Associates	Conventional	10	0.3%	100%	$701,000
Zillow Home Loans, LLC	Conventional, FHA, VA	10	0.3%	90.9%	$723,000
Hometown Equity Mortgage, LLC	Conventional, FHA	9	0.3%	37.5%	$477,222
Nexera Holding LLC	Conventional, Jumbo	9	0.3%	100%	$689,444
Guild Mortgage Company	Conventional, FHA, Jumbo	8	0.2%	100%	$788,750
Flexpoint, Inc.	Conventional, FHA	8	0.2%	87.5%	$591,250
Hightechlending, Inc	Conventional, VA	7	0.2%	100%	$559,285
First Stardand Financial dba Nexcap Home Loans	Conventional	7	0.2%	100%	$496,428
Emet Lending Group, Inc.	Conventional, FHA	7	0.2%	100%	$800,714
Ardri LLC	Conventional	7	0.2%	90.9%	$576,428
ClearEdge Lending LLC	Conventional, Jumbo	7	0.2%	58.3%	$1,105,000
Vista Point Mortgage, LLC	Conventional	7	0.2%	72.7%	$477,857
American Financial Network, Inc.	Conventional, FHA	6	0.2%	75%	$635,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	6	0.2%	26.1%	$343,333
Arcstone Financial Inc	Conventional	6	0.2%	100%	$563,333
Alameda Mortgage Corporation	Conventional, FHA	4	0.1%	100%	$475,000
AdvantageFirst Lending Inc	Conventional, FHA	4	0.1%	57.1%	$587,500
Fidelity Lending Solutions Inc	Conventional	4	0.1%	100%	$685,000
Bay-Valley Mortgage Group	Conventional, VA, Jumbo	4	0.1%	100%	$922,500
Ahl Funding	Conventional, FHA, VA	4	0.1%	100%	$665,000
Intelliloan, Inc.	FHA	4	0.1%	100%	$862,500
Mortgage Management Consultants, Inc.	Conventional, FHA	4	0.1%	100%	$560,000
Cornerstone First Mortgage, LLC	Conventional	3	0.1%	100%	$688,333
Fundloans Capital	Conventional, Jumbo	3	0.1%	100%	$988,333
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.1%	60%	$1,025,000
Googain, Inc.	Conventional	3	0.1%	100%	$568,333
Dignified Home Loans LLC	Conventional, VA	3	0.1%	100%	$688,333
American Internet Mortgage, Inc.	Conventional	3	0.1%	60%	$731,666
Mission Loans, LLC	Conventional	3	0.1%	100%	$281,666
Geo-Corp, Inc.	FHA	3	0.1%	75%	$755,000
Financial Partners Credit Unio	Conventional, FHA, HELOC	2 +6 HELOCs	0.1%	100%	$575,000
Goodleap, LLC	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$230,000
MortgageOne, Inc	Conventional, FHA	2	0.1%	100%	$705,000
AAA Capital Investment, Inc	Conventional	2	0.1%	100%	$790,000
AmeriHome Mortgage Company, LLC	Conventional, VA	2	0.1%	66.7%	$770,000
Habitfactory USA Inc dba Loaning AI	Conventional	2	0.1%	100%	$625,000
PFN Lending Group, Inc.	Conventional	2	0.1%	66.7%	$660,000
Ez Fundings Inc	Conventional	2	0.1%	100%	$665,000
Victoria Financial Corp	Conventional	2	0.1%	100%	$785,000
Greenbox Loans	Conventional	2	0.1%	100%	$670,000
Franklin Loan Corporation	FHA	2	0.1%	100%	$650,000
Mason-McDuffie Mortgage Corporation	Conventional	2	0.1%	100%	$740,000
Winprime Lending	Conventional	1	0%	100%	$335,000
Community Mortgage Funding, LLC	Conventional	1	0%	100%	$585,000
Crestline Funding Corporation	Conventional	1	0%	50%	$765,000
Network Capital Funding Corporation	Conventional	1	0%	12.5%	$395,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$345,000
Ony Glo, Inc.	Conventional	1	0%	100%	$355,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	50%	$175,000	View
Banc One Mortage Corporation	Conventional	1	0%	100%	$745,000
Figure Lending LLC	HELOC	0 +45 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +10 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +4 HELOCs	0%	n/a
Popa FCU - Cerritos	HELOC	0 +2 HELOCs	0%	0%
Rocket Mortgage	Conventional, FHA, VA, Jumbo	406	11.8%	77.8%	$502,315
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	309 +42 HELOCs	8.9%	79.5%	$666,423
Lennar Mortgage, LLC	Conventional, FHA, VA, Jumbo	111	3.2%	88.8%	$747,162
Newrez LLC	Conventional, FHA, VA, Jumbo	43	1.2%	61.4%	$550,116
Spring Eq, LLC	Conventional, HELOC	41 +17 HELOCs	1.2%	36.2%	$148,414
Tri Pointe Connect, LLC	Conventional, FHA, VA, Jumbo	34	1%	97.4%	$760,882
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	33 +2 HELOCs	1%	94.3%	$577,121
21St Mortgage	Conventional	30	0.9%	56.6%	$186,000
Nationstar Mortgage	Conventional, FHA	29	0.8%	66.7%	$308,103
Freedom Mortgage Corporation	Conventional, FHA, VA	25	0.7%	76.3%	$732,600
Planet Home Lending, LLC	Conventional, FHA, VA	25	0.7%	96.2%	$667,000
The Loan Store, Inc	Conventional, VA, Jumbo, HELOC	24 +11 HELOCs	0.7%	96.3%	$693,750
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	23	0.7%	79.3%	$577,173	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	22 +5 HELOCs	0.6%	88%	$629,090
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	22 +2 HELOCs	0.6%	91.7%	$546,363
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, Jumbo	20	0.6%	96%	$733,500	View
First Colony Mortgage Corporat	Conventional, VA	18	0.5%	88%	$600,555
Movement Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	16 +1 HELOCs	0.5%	88%	$591,250
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	16	0.5%	100%	$612,500
Triad Financial Services, Inc.	Conventional	15	0.4%	70%	$181,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	14	0.4%	39%	$314,285
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	14	0.4%	82.4%	$605,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	13	0.4%	92.9%	$514,230	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	12 +24 HELOCs	0.3%	44.4%	$219,166
Mortgage Research Center	Conventional, VA	12	0.3%	54.5%	$637,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	11 +18 HELOCs	0.3%	64.7%	$135,909	View
Equity Prime Mortgage LLC	Conventional, FHA, VA, Jumbo	11	0.3%	91.7%	$765,000
Discover Bank	Conventional	11	0.3%	19.3%	$143,181
Amerisave Mortgage Company	Conventional	10	0.3%	32.3%	$139,000
Union Home Mortgage Corp.	Conventional, FHA	10	0.3%	84.6%	$687,000
Nations Direct Mortgage, LLC	Conventional, FHA, VA, Jumbo	10	0.3%	90.9%	$619,000
Logan Finance Corporation	Conventional, Jumbo	9	0.3%	90%	$1,090,555
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	9	0.3%	100%	$867,222	View
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	8 +26 HELOCs	0.2%	66.7%	$687,500
Guaranteed Rate Affinity, LLC	Conventional	7	0.2%	100%	$533,571
Deephaven Mortgage LLC	Conventional	7	0.2%	70%	$316,428
Mutual of Omaha Mortgage	Conventional, FHA	7	0.2%	70%	$583,571
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	6 +11 HELOCs	0.2%	100%	$518,333	View
Boeing Employees' Credit Union	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.2%	100%	$1,478,333
Better Mortgage Corporation	Conventional, FHA, HELOC	5 +6 HELOCs	0.1%	38.5%	$597,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.1%	100%	$627,000	View
Panorama Mortgage Group, LLC	Conventional, FHA	5	0.1%	100%	$671,000
Primelending	Conventional, FHA	5	0.1%	100%	$433,000
Sage Home Loans Corporation	Conventional	5	0.1%	100%	$469,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.1%	71.4%	$843,000	View
V.I.P. Mortgage, Inc.	Conventional, VA	5	0.1%	100%	$763,000
Genway Home Mortgage, Inc.	Conventional, FHA, VA	5	0.1%	71.4%	$623,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	5	0.1%	100%	$781,000
Fairway Independent Mort Corp	Conventional, VA	5	0.1%	85.7%	$813,000
Luxury Mortgage Corp.	Conventional, Jumbo	5	0.1%	83.3%	$1,003,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	5	0.1%	100%	$641,000	View
Primary Residential Mortgage, INC.	Conventional	4	0.1%	100%	$685,000
PHH Mortgage Corporation	Conventional, VA	4	0.1%	80%	$520,000
Emporium Tpo LLC	Conventional	4	0.1%	100%	$822,500
Champions Funding, LLC	Conventional	4	0.1%	50%	$500,000
Oaktree Funding Corp	Conventional, HELOC	3 +2 HELOCs	0.1%	66.7%	$528,333
Toll Brothers Mortgage Company	Conventional, Jumbo	3	0.1%	57.1%	$1,268,333
Loanunited.Com, LLC	FHA, VA	3	0.1%	100%	$691,666
Filo Mortgage, LLC	Conventional	3	0.1%	75%	$728,333
Credit Human Federal Credit Un	Conventional	3	0.1%	37.5%	$141,666
Lower, LLC	Conventional, VA	3	0.1%	100%	$415,000
Village Capital & Investment	FHA, VA	3	0.1%	85.7%	$625,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	2	0.1%	66.7%	$280,000	View
Canopy Mortgage, LLC	Conventional, VA	2	0.1%	100%	$520,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$415,000
Nbkc Bank	Conventional	2	0.1%	50%	$710,000
Dart Bank	Conventional	2	0.1%	80%	$440,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	2	0.1%	100%	$455,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.1%	100%	$630,000	View
Azuza LLC	Conventional	2	0.1%	100%	$610,000
Nqm Funding, LLC	Conventional	2	0.1%	66.7%	$525,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional, Jumbo	2	0.1%	100%	$1,475,000
American Financing Corporation	Conventional	2	0.1%	40%	$130,000
Bay Equity LLC	Conventional, FHA	2	0.1%	100%	$855,000
New Day Financial, LLC.	VA	2	0.1%	25%	$450,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	50%	$755,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	2	0.1%	100%	$360,000	View
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$660,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.1%	100%	$1,270,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	2	0.1%	100%	$145,000	View
Ark-La-Tex Financial Services LLC	FHA	2	0.1%	100%	$560,000
Tomo Mortgage LLC	Conventional	2	0.1%	66.7%	$660,000
Alliant Credit Union	Conventional, HELOC	1 +17 HELOCs	0%	100%	$775,000
Valon Mortgage	Conventional, HELOC	1 +7 HELOCs	0%	33.3%	$635,000
Quorum Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	100%	$105,000
First Technology Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	100%	$55,000
Digital Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$705,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +2 HELOCs	0%	50%	$305,000	View
Ussfcu	Conventional, HELOC	1 +1 HELOCs	0%	66.7%	$205,000
Arc Home LLC	Conventional	1	0%	50%	$825,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$1,445,000
American Pride Bank A+5.0 ★Texas Ratio: 0.01%	Conventional, Jumbo	1	0%	100%	$1,925,000	View
Premier Mortgage Resources, LLC	Conventional	1	0%	100%	$335,000
Cazle Mortgage, Inc.	Conventional, Jumbo	1	0%	100%	$1,325,000
RANLife, Inc.	Conventional	1	0%	100%	$615,000
Success Lending, LLC	Conventional	1	0%	100%	$905,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$575,000	View
Obsidian Financial Services	FHA	1	0%	100%	$755,000
Michigan Mutual, Inc	VA	1	0%	100%	$405,000
Advisors Mortgage Group, LLC	Conventional	1	0%	100%	$345,000
Click n' Close, Inc.	FHA	1	0%	50%	$715,000
VanDyk Mortgage Corporation	FHA	1	0%	100%	$665,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$825,000
Federated Mortgage Corp	Conventional	1	0%	100%	$515,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$765,000
Honda Federal Credit Union A+5.0 ★Texas Ratio: 2.74%	Conventional	1	0%	100%	$125,000	View
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$485,000
Cardinal Financial Company, Li	Conventional	1	0%	100%	$55,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$955,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$125,000
Encompass Lending Group, L.P.	FHA	1	0%	100%	$435,000
Peoples Mortgage Company	Conventional	1	0%	100%	$415,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$945,000	View
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional	1	0%	100%	$155,000
Communityamerica Federal Credit Union	Conventional, Jumbo	1	0%	100%	$1,225,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	1	0%	100%	$725,000	View
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0%	100%	$805,000	View
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0%	100%	$1,025,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$575,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$475,000	View
Thrivent Federal Credit Union	Conventional	1	0%	100%	$105,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$275,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	100%	$725,000	View
DHI Mortgage Company, LTD.	Conventional	1	0%	100%	$685,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0%	50%	$465,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0%	100%	$255,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0%	50%	$405,000	View
Leaderone Financial Corp.	Conventional	1	0%	100%	$265,000
Flyhomes Mortgage LLC	Conventional	1	0%	100%	$185,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +41 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +9 HELOCs	0%	0%
Usalliance Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +4 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +3 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Skyla Federal Credit Union A5.0 ★Texas Ratio: 9.56%	HELOC	0 +1 HELOCs	0%	n/a
Everett Financial, Inc.	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Great Lakes Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Deseret First Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Santa Clarita Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Santa Clarita, California

Looking for mortgage lenders near me or mortgage brokers near me in Santa Clarita? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Santa Clarita in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Santa Clarita, CA

Use these to narrow the list above. Each category shows how many Santa Clarita, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 167 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 69 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 78 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 60 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 58 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 134 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Santa Clarita, CA

Independent mortgage companies closed 79.8 percent of home loans in Santa Clarita, California in 2025, banks 9.2 percent and credit unions 11 percent. Augusta Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Logix Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 12 loans.

79.8%

Mortgage companies

9.2%

Banks

11%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Stockton 212 lenders Chula Vista 203 lenders

Frequently Asked Questions About Mortgage Lenders in Santa Clarita, CA

Who is the largest mortgage lender in Santa Clarita, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Santa Clarita, California with 49 loans, about 1.4 percent of the market. The largest lender headquartered in California was Bank of America NA with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Santa Clarita, CA have the highest approval rates?

Among lenders with meaningful volume in Santa Clarita, California, Augusta Financial, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 79.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Santa Clarita, CA mortgage lenders offer FHA, VA and USDA loans?

78 lenders closed FHA loans in Santa Clarita, California in 2025, led by United Wholesale Mortgage with 56. 60 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Santa Clarita, CA lender list?

Yes. 59 banks and 69 credit unions closed home loans in Santa Clarita, California in 2025, alongside 167 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Santa Clarita, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Santa Clarita, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Santa Clarita, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Santa Clarita. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.