MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / California / Stockton
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Stockton, California

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Stockton, California mortgage lenders include BMO Harris Bank NABMO Harris Bank NA1440 E Hammer Ln, Stockton, CA 95210A+5.0 ★Texas Ratio: 3.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2866 W March Ln, Stockton, CA 95219A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.6239 Pacific Ave, Stockton, CA 95207A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA10834 Trinity Pkwy, Stockton, CA 95219A+5.0 ★Texas Ratio: 4.14%, Bank of StocktonBank of Stockton6808 Pacific Ave, Stockton, CA 95207A+5.0 ★Texas Ratio: 0.21%, Wells Fargo Bank NAWells Fargo Bank NA10614 Trinity Pkwy, Stockton, CA 95219A+5.0 ★Texas Ratio: 5.36%, Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce205 Lincoln Ctr, Stockton, CA 95207A+5.0 ★Texas Ratio: 0.87%, PNC Bank N.A.PNC Bank N.A.2427 W Hammer Ln, Stockton, CA 95209A+5.0 ★Texas Ratio: 4.24%, Citizens Business Bank, NACitizens Business Bank, NA4744 Quail Lakes Dr, Stockton, CA 95207A+5.0 ★Texas Ratio: 0.53%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Stockton, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stockton are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Stockton, California

Market share is the lender's share of all home loans closed in Stockton, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
BMO Harris Bank NA
5 offices in Stockton
1440 E Hammer Ln, Stockton, CA 95210
A+5.0 ★Texas Ratio: 3.54%
 Conventional, FHA, HELOC 35
+34 HELOCs
 1.1% 71.4% $364,142 View
JPMorgan Chase Bank, NA
3 offices in Stockton
2866 W March Ln, Stockton, CA 95219
A+5.0 ★Texas Ratio: 3.68%
 Conventional, FHA, HELOC 34
+3 HELOCs
 1.1% 80.4% $267,941 View
US Bank, N.A.
3 offices in Stockton
6239 Pacific Ave, Stockton, CA 95207
A+5.0 ★Texas Ratio: 2.85%
 Conventional, FHA, Jumbo, HELOC 27
+16 HELOCs
 0.8% 45.9% $346,481 View
Bank of America NA
4 offices in Stockton
10834 Trinity Pkwy, Stockton, CA 95219
A+5.0 ★Texas Ratio: 4.14%
 Conventional, HELOC 25
+49 HELOCs
 0.8% 83.3% $278,200 View
Bank of Stockton
2 offices in Stockton
6808 Pacific Ave, Stockton, CA 95207
A+5.0 ★Texas Ratio: 0.21%
 Conventional, Jumbo 25 0.8% 67.5% $160,200 View
Wells Fargo Bank NA
5 offices in Stockton
10614 Trinity Pkwy, Stockton, CA 95219
A+5.0 ★Texas Ratio: 5.36%
 Conventional, FHA 24 0.7% 71.4% $217,500 View
Farmers & Merchants Bank of Ce
2 offices in Stockton
205 Lincoln Ctr, Stockton, CA 95207
A+5.0 ★Texas Ratio: 0.87%
 Conventional 9 0.3% 83.3% $255,000 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
3 offices in Stockton
2427 W Hammer Ln, Stockton, CA 95209
A+5.0 ★Texas Ratio: 4.24%
 Conventional, VA, HELOC 3
+22 HELOCs
 0.1% 75% $365,000 View
Citizens Business Bank, NA
1 office in Stockton
4744 Quail Lakes Dr, Stockton, CA 95207
A+5.0 ★Texas Ratio: 0.53%
 Conventional 1 0% 100% $295,000 View
Change Lending
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
 Conventional, FHA 18 0.6% 90% $377,777 View
Valley Strong Credit Union
2405 S Airport Way, Stockton, CA 95206
A5.0 ★Texas Ratio: 13.47%
 Conventional, Jumbo, HELOC 17
+72 HELOCs
 0.5% 56.7% $230,882 View
The Golden 1 Credit Union
5302 Pacific Ave, Stockton, CA 95207 5613
A+5.0 ★Texas Ratio: 5.50%
 Conventional, HELOC 15
+60 HELOCs
 0.5% 57.7% $234,333 View
Sofi Bank, National Association
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
 Conventional 13 0.4% 70% $151,923 View
Schoolsfirst FCU
590 N Euclid St, Anaheim, CA 92801
A+5.0 ★Texas Ratio: 5.56%
 Conventional, HELOC 11
+8 HELOCs
 0.3% 84.6% $253,181 View
Sun West Mortgage Company, Inc
500 N Brand Blvd, Glendale, CA 91203
A+5.0 ★Texas Ratio: 5.17%
 Conventional, FHA, VA 11 0.3% 70.8% $356,818 View
Pacific Service Credit Union
840 Herndon Ave, Clovis, CA 93612
A+5.0 ★Texas Ratio: 1.59%
 Conventional, HELOC 9
+3 HELOCs
 0.3% 84.6% $99,444 View
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311
 Conventional, FHA, VA 6 0.2% 85.7% $326,666
ClearPath Lending
300 E Magnolia Blvd, Burbank, CA 91502
A+5.0 ★Texas Ratio: 2.77%
 VA 5 0.2% 100% $539,000 View
Star One Credit Union
10991 N De Anza Blvd, Cupertino, CA 95014 6303
A+5.0 ★Texas Ratio: 0.64%
 Conventional, HELOC 4
+1 HELOCs
 0.1% 100% $95,000 View
Flagstar Bank NA
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
 Conventional 4 0.1% 80% $237,500 View
Fremont Bank
200 Sand Creek Rd, Brentwood, CA 94513
A+5.0 ★Texas Ratio: 4.11%
 Conventional, HELOC 2
+7 HELOCs
 0.1% 50% $45,000 View
Patelco Credit Union
2033 Kala Bagai Way, Berkeley, CA 94704
A5.0 ★Texas Ratio: 6.65%
 Conventional, HELOC 2
+6 HELOCs
 0.1% 40% $65,000 View
Travis Credit Union
5819 Lone Tree Way, Antioch, CA 94531
A+5.0 ★Texas Ratio: 4.51%
 Conventional, HELOC 2
+3 HELOCs
 0.1% 66.7% $50,000 View
Citibank, NA
5837 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 2.82%
 Conventional, Jumbo, HELOC 2
+2 HELOCs
 0.1% 50% $755,000 View
Columbia Bank
3700 Lone Tree Way, Antioch, CA 94509
A+5.0 ★Texas Ratio: 2.28%
 Conventional, FHA, HELOC 2
+1 HELOCs
 0.1% 100% $215,000 View
Zions Bancorporation, N.A.
31924 Crown Valley Rd, Acton, CA 93510
A+5.0 ★Texas Ratio: 3.72%
 Conventional 2 0.1% 100% $600,000 View
River City Bank
5650 Sunrise Blvd, Citrus Heights, CA 95610
A+5.0 ★Texas Ratio: 0.00%
 Conventional 2 0.1% 100% $185,000 View
Mirastar Federal Credit Union
1638 W Campbell Ave, Campbell, CA 95008
A5.0 ★Texas Ratio: 6.21%
 Conventional 2 0.1% 100% $80,000 View
Heritage Community Credit Union
5329 Sunrise Blvd, Fair Oaks, CA 95628 3539
A+5.0 ★Texas Ratio: 5.95%
 Conventional 2 0.1% 100% $90,000 View
Uncle Credit Union
5757 Pacific Ave Ste 120, Stockton, CA 95207 5146
A+5.0 ★Texas Ratio: 5.51%
 Conventional, HELOC 1
+6 HELOCs
 0% 100% $165,000 View
Technology Credit Union
10051 S De Anza Blvd, Cupertino, CA 95014 2105
A+5.0 ★Texas Ratio: 3.57%
 Conventional, HELOC 1
+3 HELOCs
 0% 16.7% $55,000 View
Nuvision Federal Credit Union
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
 Conventional, HELOC 1
+2 HELOCs
 0% 100% $365,000 View
Firefighters First Federal Credit Union
7900 Downing Ave, Bakersfield, CA 93308
A+5.0 ★Texas Ratio: 1.69%
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $95,000 View
Farmers Insurance Federal Credit Union
2255 N Ontario St, Burbank, CA 91504
A5.0 ★Texas Ratio: 12.30%
 Conventional 1 0% 50% $115,000 View
Mechanics Bank
6 S El Dorado St, Stockton, CA 95202
A+5.0 ★Texas Ratio: 1.81%
 Conventional 1 0% 100% $15,000 View
Provident Savings Bank, F.S.B.
350 E Hobsonway, Blythe, CA 92225
A+5.0 ★Texas Ratio: 0.42%
 Conventional 1 0% 100% $215,000 View
Educational Employees Credit Union
1660 Herndon Ave Ste 101, Clovis, CA 93611
A+5.0 ★Texas Ratio: 0.58%
 Conventional 1 0% 100% $535,000 View
Bay Federal Credit Union
48 Rancho Del Mar, Aptos, CA 95003
A+5.0 ★Texas Ratio: 1.88%
 Conventional 1 0% 100% $455,000 View
Sacramento Credit Union
8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758
A+5.0 ★Texas Ratio: 0.33%
 Conventional 1 0% 100% $365,000 View
Ilwu Federal Credit Union
3447 Atlantic Ave, Long Beach, CA 90807
A5.0 ★Texas Ratio: 6.01%
 Conventional 1 0% 100% $35,000 View
San Joaquin Power Employees Credit Union
1080 W SHAW AVE STE 109, FRESNO, CA 93711
A+5.0 ★Texas Ratio: 0.17%
 Conventional 1 0% 100% $95,000 View
The First Financial Federal Credit Union
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
 Conventional 1 0% 100% $105,000 View
F&A Federal Credit Union
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
A+5.0 ★Texas Ratio: 1.14%
 Conventional 1 0% 100% $315,000 View
1st UNITED CREDIT UNION
2680 5th St Ste A, Alameda, CA 94501
A+5.0 ★Texas Ratio: 1.28%
 HELOC 0
+4 HELOCs
 0% n/a View
Redwood Credit Union
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281
A+5.0 ★Texas Ratio: 4.20%
 HELOC 0
+1 HELOCs
 0% n/a View
Noble Federal Credit Union
175 N Clovis Ave, Clovis, CA 93612 0304
A+5.0 ★Texas Ratio: 4.29%
 HELOC 0
+1 HELOCs
 0% n/a View
Kinecta Federal Credit Union
1040 E Imperial Hwy Ste F3, Brea, CA 92821
A+5.0 ★Texas Ratio: 3.82%
 HELOC 0
+1 HELOCs
 0% n/a View
Provident Credit Union
2250 S Shore Ctr Ste C, Alameda, CA 94501
A+5.0 ★Texas Ratio: 0.49%
 HELOC 0
+1 HELOCs
 0% n/a View
SAFE Credit Union
7887 Walerga Rd, Antelope, CA 95843
A+5.0 ★Texas Ratio: 3.24%
 HELOC 0
+1 HELOCs
 0% n/a View
Wescom Central Credit Union
★ 5 stars, 1 review
5601 E La Palma Ave, Anaheim, CA 92807
A+5.0 ★Texas Ratio: 2.66%
 HELOC 0
+1 HELOCs
 0% n/a View
Meriwest Credit Union
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014
A5.0 ★Texas Ratio: 6.20%
 HELOC 0
+1 HELOCs
 0% n/a View
loanDepot.com LLC
 Conventional, FHA, HELOC 97
+7 HELOCs
 3% 77.1% $268,608
Paramount Residential Mortgage
 Conventional, FHA 74 2.3% 98.7% $318,783
Pennymac Loan Services LLC
 Conventional, FHA, VA 66 2% 73.4% $308,181
Summit Funding.Inc
 Conventional, FHA, VA 50 1.6% 92.6% $310,400
Kind Lending, LLC
 Conventional, FHA, VA, Jumbo 47 1.5% 62% $329,680
Sierra Pacific Mortgage Co. Inc
 Conventional, FHA, HELOC 46
+2 HELOCs
 1.4% 94% $387,826
Calcon Mutual Mortgage LLC
 Conventional, FHA 38 1.2% 80% $502,105
American Pacific Mortgage Corporation
 Conventional, FHA, VA 36 1.1% 94.7% $373,055
New American Funding, LLC.
 Conventional, FHA, VA, HELOC 32
+7 HELOCs
 1% 74.4% $262,500
Golden Empire Mortgage, Inc.
 Conventional, FHA, VA 32 1% 88.9% $287,500
Ocmbc, Inc.
A5.0 ★Texas Ratio: 8.76%
 Conventional, FHA, VA 30 0.9% 88.9% $359,666 View
Flexpoint, Inc.
 Conventional, FHA, VA 28 0.9% 100% $321,071
Guild Mortgage Company
 Conventional, FHA, VA 27 0.8% 100% $299,444
JMAC Lending, Inc.
 Conventional, FHA 25 0.8% 92.6% $347,000
Generations Home Loans, LLC
 Conventional, FHA 22 0.7% 91.7% $340,454
American Financial Network, Inc.
 Conventional, FHA, VA 18 0.6% 94.7% $412,222
AmWest Funding Corp
 Conventional, VA 12 0.4% 100% $414,166
Land Home Financial Services,
 Conventional, FHA 12 0.4% 100% $458,333
Nexera Holding LLC
 Conventional, Jumbo 12 0.4% 85.7% $327,500
Carrington Mortgage Services LLC
 Conventional, FHA, VA 11 0.3% 54.5% $260,454
SnapFi, Inc.
 Conventional, FHA 10 0.3% 100% $308,000
Operating Engineers Federal Credit Union
 Conventional 10 0.3% 83.3% $143,000
Resicentral LLC
 Conventional, FHA 8 0.2% 88.9% $297,500
Goodleap, LLC
 Conventional, FHA, VA, HELOC 7
+4 HELOCs
 0.2% 88.9% $282,142
ML Mortgage Corp.
 Conventional, FHA 7 0.2% 90.9% $279,285
Googain, Inc.
 Conventional 7 0.2% 100% $399,285
Mission Loans, LLC
 Conventional 6 0.2% 100% $126,666
Plaza Home Mortgage, Inc
 Conventional, FHA 6 0.2% 50% $270,000
General Mortgage Capital Corporation
 Conventional 5 0.2% 100% $393,000
Dignified Home Loans LLC
 Conventional, FHA 5 0.2% 100% $265,000
Greenbox Loans
 Conventional 5 0.2% 100% $357,000
JSB Mortgage Corporation
 Conventional 5 0.2% 83.3% $391,000
Mason-McDuffie Mortgage Corporation
 Conventional, FHA, HELOC 4
+1 HELOCs
 0.1% 80% $300,000
Home Mortgage Alliance Corp (Hmac)
 Conventional, FHA 4 0.1% 80% $437,500
AdvantageFirst Lending Inc
 Conventional, FHA, VA 4 0.1% 36.4% $292,500
Provident Funding Associates
 Conventional 4 0.1% 100% $400,000
Nmsi, Inc.
 Conventional 4 0.1% 100% $355,000
Cornerstone First Mortgage, LLC
 Conventional, FHA 3 0.1% 100% $391,666
Royal Pacific Funding
 Conventional, FHA 3 0.1% 100% $371,666
New Wave Lending Group Inc
 Conventional 3 0.1% 100% $311,666
Stg Mortgage Inc
 Conventional, FHA, VA 3 0.1% 100% $428,333
Zillow Home Loans, LLC
 Conventional 3 0.1% 100% $438,333
Alameda Mortgage Corporation
 Conventional 2 0.1% 100% $295,000
Ahl Funding
 FHA 2 0.1% 100% $410,000
Franklin Loan Corporation
 Conventional 2 0.1% 100% $385,000
Hometown Equity Mortgage, LLC
 Conventional, FHA 2 0.1% 16.7% $265,000
Ardri LLC
 Conventional 2 0.1% 100% $415,000
Citadel Servicing Corporation
 Conventional, Jumbo 2 0.1% 75% $640,000
ClearEdge Lending LLC
 Conventional 2 0.1% 100% $230,000
Residential Wholesale Mortgage
 Conventional 1 0% 100% $585,000
AAA Capital Investment, Inc
 Conventional 1 0% 100% $385,000
Constant Investments, Inc
 Conventional 1 0% 100% $275,000
HomeXpress Mortgage Corp.
 Conventional 1 0% 16.7% $385,000
Coast 2 Coast Funding Group, Inc
 Conventional 1 0% 100% $315,000
Hightechlending, Inc
 VA 1 0% 100% $355,000
American Internet Mortgage, Inc.
 Conventional 1 0% 100% $255,000
Intelliloan, Inc.
 FHA 1 0% 50% $255,000
Geo-Corp, Inc.
 FHA 1 0% 100% $295,000
Cake Mortgage Corp.
 Conventional 1 0% 50% $425,000
Figure Lending LLC
 HELOC 0
+44 HELOCs
 0% n/a
Lendage, LLC dba Achieve Loans
 HELOC 0
+14 HELOCs
 0% n/a
United Wholesale Mortgage
 Conventional, FHA, VA, HELOC 577
+34 HELOCs
 17.9% 84.2% $403,630
Rocket Mortgage
 Conventional, FHA, VA, HELOC 345
+1 HELOCs
 10.7% 78.4% $279,956
Lennar Mortgage, LLC
 Conventional, FHA, VA 202 6.3% 85.6% $514,009
Guaranteed Rate, Inc.
 Conventional, FHA, VA, HELOC 82
+6 HELOCs
 2.5% 91.3% $317,682
The Loan Store, Inc
 Conventional, FHA, VA, HELOC 81
+13 HELOCs
 2.5% 94.8% $365,864
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, HELOC 65
+2 HELOCs
 2% 97% $379,307
Nationstar Mortgage
 Conventional, FHA, VA 64 2% 82.5% $181,875
Homeowners Financial Group, LLC
 Conventional, FHA 49 1.5% 100% $212,142
Freedom Mortgage Corporation
 Conventional, FHA, VA 47 1.5% 83.6% $375,212
Newrez LLC
 Conventional, FHA, VA 43 1.3% 52.4% $252,906
Spring Eq, LLC
 Conventional, HELOC 31
+23 HELOCs
 1% 31.7% $105,645
Kbhs Home Loans, LLC
 Conventional, FHA, VA 31 1% 96.9% $512,096
Mortgage Research Center
 Conventional, VA 28 0.9% 68.3% $381,428
Cmg Mortgage Inc
A+5.0 ★Texas Ratio: 2.02%
 Conventional, FHA, VA, USDA, HELOC 24
+4 HELOCs
 0.7% 96.4% $373,750 View
Everett Financial, Inc.
 Conventional, FHA 23 0.7% 100% $271,956
Amerisave Mortgage Company
 Conventional, FHA 21 0.7% 27.5% $145,000
Equity Prime Mortgage LLC
 Conventional, FHA, VA 13 0.4% 72.2% $293,461
Union Home Mortgage Corp.
 Conventional, FHA, VA 13 0.4% 94.1% $465,769
Nations Direct Mortgage, LLC
 Conventional, FHA, VA 13 0.4% 86.7% $361,153
Primary Residential Mortgage, INC.
 Conventional, FHA, VA 12 0.4% 80% $357,500
Go Mortgage, LLC
 Conventional, FHA, VA 12 0.4% 100% $435,833
Triad Financial Services, Inc.
 Conventional 12 0.4% 65.6% $116,666
Das Acquisition Company, LLC
 Conventional, FHA 12 0.4% 100% $344,166
Navy Federal Credit Union
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, HELOC 11
+10 HELOCs
 0.3% 60% $249,545
Ameritrust Mortgage Corporation
 Conventional, FHA 11 0.3% 91.7% $389,545
Lakeview Loan Servicing, LLC
 Conventional, FHA, VA 10 0.3% 36% $331,000
Homeamerican Mortgage Corporation
 Conventional, FHA, VA 9 0.3% 90% $502,777
Fairway Independent Mort Corp
 Conventional, FHA 8 0.2% 80% $275,000
Premier Mortgage Resources, LLC
 Conventional, FHA 6 0.2% 85.7% $400,000
PHH Mortgage Corporation
 Conventional, FHA, VA 6 0.2% 100% $503,333
Loanunited.Com, LLC
 FHA, VA 6 0.2% 85.7% $418,333
Discover Bank
 Conventional 6 0.2% 14.3% $76,666
Planet Home Lending, LLC
 Conventional, FHA, VA 6 0.2% 85.7% $408,333
Self Help Federal Credit Union
 Conventional 6 0.2% 75% $325,000
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, VA 6 0.2% 100% $361,666 View
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA, Jumbo 5 0.2% 100% $535,000 View
Primelending
 Conventional, FHA 5 0.2% 100% $265,000
Canopy Mortgage, LLC
 Conventional, FHA 5 0.2% 100% $295,000
Envoy Mortgage, Ltd
 Conventional, FHA 5 0.2% 100% $361,000
Allied Mortgage Group, Inc
 Conventional, FHA 5 0.2% 83.3% $227,000
Movement Mortgage, LLC
 Conventional, FHA 5 0.2% 100% $251,000
First National Bank of America
B-4.3 ★Texas Ratio: 23.12%
 Conventional 5 0.2% 100% $265,000 View
Champions Funding, LLC
 Conventional 5 0.2% 71.4% $321,000
Village Capital & Investment
 FHA, VA 5 0.2% 56.2% $495,000
Guaranteed Rate Affinity, LLC
 Conventional, VA 4 0.1% 100% $317,500
NOVA Financial & Investment Corporation
 FHA, VA 4 0.1% 83.3% $497,500
Nqm Funding, LLC
 Conventional 4 0.1% 100% $295,000
Mld Mortgage, Inc.Dba the Money Store
 Conventional, FHA 4 0.1% 100% $402,500
HomeBridge Financial Services, Inc
 FHA, HELOC 3
+16 HELOCs
 0.1% 100% $431,666
Pentagon Federal Credit Union
 Conventional, VA, HELOC 3
+2 HELOCs
 0.1% 100% $361,666
American Financial Resources LLC
 Conventional 3 0.1% 60% $381,666
American Financing Corporation
 Conventional, FHA 3 0.1% 28.6% $151,666
New Day Financial, LLC.
 VA 3 0.1% 25% $371,666
Churchill Mortgage Corporation
 Conventional, FHA 3 0.1% 100% $318,333
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 VA 3 0.1% 75% $408,333 View
Leaderone Financial Corp.
 Conventional 3 0.1% 100% $278,333
All Credit Considered Mortgage, Inc.
 Conventional 2 0.1% 100% $320,000
Guidance Residential, LLC
 Conventional 2 0.1% 100% $380,000
Peak Residential Lending Inc
 FHA 2 0.1% 100% $360,000
Click n' Close, Inc.
 Conventional, FHA 2 0.1% 66.7% $180,000
Cardinal Financial Company, Li
 Conventional 2 0.1% 100% $230,000
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 2 0.1% 100% $225,000 View
Encompass Lending Group, L.P.
 Conventional, FHA 2 0.1% 100% $365,000
Vellum Mortgage, Inc.
 Conventional, FHA 2 0.1% 100% $400,000
BoxCar Mortgage, LLC
 Conventional, FHA 2 0.1% 100% $430,000
Uif Corporation
 Conventional 2 0.1% 100% $535,000
Genway Home Mortgage, Inc.
 Conventional, FHA 2 0.1% 40% $280,000
Ark-La-Tex Financial Services LLC
 Conventional 2 0.1% 100% $375,000
Third Federal Savings and Loan
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 1
+3 HELOCs
 0% 16.7% $75,000 View
Better Mortgage Corporation
 Conventional, HELOC 1
+1 HELOCs
 0% 16.7% $85,000
Originpoint, LLC
 Conventional 1 0% 100% $395,000
Devon Bank
B+4.0 ★Texas Ratio: 2.09%
 Conventional 1 0% 100% $445,000 View
Royal United Mortgage LLC
 FHA 1 0% 100% $165,000
Sage Home Loans Corporation
 Conventional 1 0% 33.3% $455,000
Nbkc Bank
 VA 1 0% 50% $565,000
Norwich Commercial Group Inc
 FHA 1 0% 100% $445,000
United Federal Credit Union
 Conventional 1 0% 100% $755,000
Oaktree Funding Corp
 Conventional 1 0% 50% $315,000
Emporium Tpo LLC
 Conventional 1 0% 100% $475,000
Success Mortgage Partners, Inc
 Conventional 1 0% 100% $295,000
Oceanside Mortgage Company
 FHA 1 0% 100% $335,000
Securitynational Mortgage Company
 FHA 1 0% 100% $425,000
Bay Equity LLC
 FHA 1 0% 100% $355,000
First Colony Mortgage Corporat
 Conventional 1 0% 100% $695,000
Efinity Financial LLC
A+5.0 ★Texas Ratio: 5.65%
 Conventional 1 0% 100% $355,000 View
Evergreen Moneysource Mortgage Company
 Conventional 1 0% 100% $565,000
Boeing Employees' Credit Union
 Conventional 1 0% 100% $315,000
Nations Lending Corporation
 FHA 1 0% 100% $435,000
Communityamerica Federal Credit Union
 Conventional 1 0% 100% $155,000
Baxter Credit Union
A5.0 ★Texas Ratio: 6.31%
 Conventional 1 0% 100% $265,000 View
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 VA 1 0% 100% $355,000 View
Stifel Bank & Trust
A-4.8 ★Texas Ratio: 12.33%
 Conventional 1 0% 100% $405,000 View
University Bank
A+5.0 ★Texas Ratio: 3.82%
 Conventional 1 0% 100% $305,000 View
Pike Creek Mortgage Services, Inc.
 Conventional 1 0% 100% $335,000
V.I.P. Mortgage, Inc.
 Conventional 1 0% 100% $405,000
Mortgage Solutions of Colorado
 VA 1 0% 100% $515,000
Keystone Funding, Inc
 Conventional 1 0% 100% $505,000
RoundPoint Mortgage Servicing LLC
 Conventional 1 0% 50% $65,000
Prosperity Home Mortgage, LLC
 FHA 1 0% 50% $615,000
Nationwide Mortgage Bankers, Inc.
 Conventional 1 0% 100% $165,000
Lower, LLC
 Conventional 1 0% 50% $285,000
Right Start Mortgage, Inc
 FHA 1 0% 100% $415,000
Farm Credit Mid-America, Aca
 Conventional, Jumbo 1 0% 100% $2,405,000
RBC Bank (Georgia), N.A.
 Conventional 1 0% 100% $125,000
Vanderbilt Mortgage and Finance, Inc
 Conventional 1 0% 33.3% $85,000
First US Community Credit Union
A+5.0 ★Texas Ratio: 4.67%
 Conventional 1 0% 100% $75,000 View
First Technology Federal Credit Union
 Conventional 1 0% 100% $45,000
Geneva Financial LLC
 Conventional 1 0% 100% $225,000
Tomo Mortgage LLC
 Conventional 1 0% 100% $325,000
Flyhomes Mortgage LLC
 Conventional 1 0% 100% $185,000
Coastal Community Bank
B4.5 ★Texas Ratio: 20.96%
 HELOC 0
+27 HELOCs
 0% n/a View
Alliant Credit Union
 HELOC 0
+6 HELOCs
 0% n/a
Valon Mortgage
 HELOC 0
+5 HELOCs
 0% n/a
Quorum Federal Credit Union
 HELOC 0
+4 HELOCs
 0% 0%
Gte Federal Credit Union
 HELOC 0
+4 HELOCs
 0% n/a
Comerica Bank
A+5.0 ★Texas Ratio: 4.14%
 HELOC 0
+3 HELOCs
 0% n/a View
Fourleaf Federal Credit Union
 HELOC 0
+2 HELOCs
 0% n/a
Tower Federal Credit Union
A+5.0 ★Texas Ratio: 1.59%
 HELOC 0
+1 HELOCs
 0% n/a View
Inova Federal Credit Union
A5.0 ★Texas Ratio: 8.94%
 HELOC 0
+1 HELOCs
 0% n/a
Wings Financial Credit Union
A+5.0 ★Texas Ratio: 2.07%
 HELOC 0
+1 HELOCs
 0% n/a View
Truist Bank
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
 HELOC 0
+1 HELOCs
 0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Stockton, California

Looking for mortgage lenders near me or mortgage brokers near me in Stockton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stockton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Stockton, CA

Use these to narrow the list above. Each category shows how many Stockton, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 152 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 35 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 46 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 96 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 102 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Stockton, CA

Independent mortgage companies closed 88.8 percent of home loans in Stockton, California in 2025, banks 7.7 percent and credit unions 3.5 percent. Change Lending was the largest mortgage company, BMO Harris Bank NA the largest bank and Valley Strong Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 25 loans.

88.8%
Mortgage companies
7.7%
Banks
3.5%
Credit unions
29%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lendersSan Diego 411 lendersSan Jose 294 lendersFresno 260 lendersSan Francisco 277 lendersSacramento 300 lendersBakersfield 258 lendersMenifee 239 lendersLong Beach 284 lendersOakland 265 lendersSanta Clarita 265 lendersChula Vista 203 lenders

Frequently Asked Questions About Mortgage Lenders in Stockton, CA

Who is the largest mortgage lender in Stockton, CA?

By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Stockton, California with 35 loans, about 1.1 percent of the market. The largest lender headquartered in California was Bank of America NA with 25 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Stockton, CA have the highest approval rates?

Among lenders with meaningful volume in Stockton, California, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 98.7 percent, against a 77.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Stockton, CA mortgage lenders offer FHA, VA and USDA loans?

96 lenders closed FHA loans in Stockton, California in 2025, led by United Wholesale Mortgage with 225. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Stockton, CA lender list?

Yes. 35 banks and 46 credit unions closed home loans in Stockton, California in 2025, alongside 152 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Stockton, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Stockton, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stockton, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stockton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.