What are the current interest rates at Noble Federal Credit Union?

Current rates for Noble Federal Credit Union include: 12-Month CD: 3.40%, 24-Month CD: 3.20%, Savings: 0.00%, MMA: 0.50%

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Noble Federal Credit Union

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Noble Federal Credit Union Rates & Review September 2026

Q: Is a member application needed to join Noble Federal Credit Union?

Yes, to access services at Noble Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Noble Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 31, 2026

Noble Federal Credit Union's 1-2 Year CD rates are at 4.13%, 1-2 Year CD rates are at 3.82%, 1-2 Year CD rates are at 3.76%, 1-2 Year CD rates are at 3.71%, 6-11 Month CD rates are at 3.71%. Noble Federal Credit Union's savings rates are at 0.00%. Noble Federal Credit Union's money market rates are at 0.50%. Noble Federal Credit Union's Personal Loan Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Noble Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.85%. Rates last updated and verified on 08/31/2026.

Noble Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Noble Federal Credit Union? Share your experience about Noble Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Noble Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.85%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Noble Federal Credit Union
Noble Selma Branch

2851 Highland Ave Ste 109
Selma, CA 93662-3387

https://www.noblecu.com

Noble Federal Credit Union CD Rates

Product	Rate	APY	Term
1-2 Year Share Certificate	4.05%	4.13%	2 Year
Min Balance $250,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
1-2 Year Share Certificate	3.75%	3.82%	2 Year
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
1-2 Year Share Certificate	3.70%	3.76%	2 Year
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
1-2 Year Share Certificate	3.65%	3.71%	2 Year
Min Balance $500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
6-11 Month Share Certificate	3.65%	3.71%	11 Month
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
6-11 Month Share Certificate	3.60%	3.66%	11 Month
Min Balance $50,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
2-Year IRA Share Certificate	3.55%	3.61%	2-Year
Min Balance $250,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
6-11 Month Share Certificate	3.55%	3.61%	11 Month
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
1-2 Year IRA Share Certificate	3.50%	3.56%	2 Year
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
2-Year IRA Share Certificate	3.50%	3.56%	2-Year
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
6-11 Month Share Certificate	3.50%	3.56%	11 Month
Min Balance $500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
1-2 Year IRA Share Certificate	3.45%	3.51%	2 Year
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
2-Year IRA Share Certificate	3.45%	3.51%	2-Year
Min Balance $100 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
6-11 Month IRA Share Certificate	3.45%	3.51%	11 Month
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
1-2 Year IRA Share Certificate	3.40%	3.45%	2 Year
Min Balance $100 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-Year Share Certificate	3.40%	3.45%
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
6-11 Month IRA Share Certificate	3.40%	3.45%	11 Month
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
6-11 Month IRA Share Certificate	3.35%	3.40%	11 Month
Min Balance $100 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
2-Year Share Certificate	3.30%	3.35%	2-Year
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-Year Share Certificate	3.30%	3.35%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
2-Year Share Certificate	3.25%	3.30%	2-Year
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-Year Share Certificate	3.25%	3.30%
Min Balance $500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Three Wishes Share Certificate (2 Years)	3.25%	3.30%	2 Years
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
2-Year Share Certificate	3.20%	3.25%	2-Year
Min Balance $500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Three Wishes Share Certificate (2 Years)	3.20%	3.25%	2 Years
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Three Wishes Share Certificate (2 Years)	3.15%	3.20%	2 Years
Min Balance $500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-5 Month Share Certificate	2.90%	2.94%	5 Month
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-5 Month Share Certificate	2.85%	2.89%	5 Month
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-5 Month Share Certificate	2.80%	2.84%	5 Month
Min Balance $500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-5 Month IRA Share Certificate	2.70%	2.73%
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-5 Month IRA Share Certificate	2.65%	2.68%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
3-5 Month IRA Share Certificate	2.60%	2.63%
Min Balance $100 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Noble Federal Credit Union Savings Rates

Product	Rate	APY
Regular Savings	5.85%	6.00%
Min Balance $100 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Holiday Club	3.59%	3.65%
Min Balance $1,000,000 Details Balance: $1,000,000 - $5,000,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Primary Savings	3.59%	3.65%
Min Balance $1,000,000 Details Balance: $1,000,000 - $5,000,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	3.59%	3.65%
Min Balance $1,000,000 Details Balance: $1,000,000 - $5,000,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Holiday Club	3.49%	3.55%
Min Balance $500,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Primary Savings	3.49%	3.55%
Min Balance $500,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	3.49%	3.55%
Min Balance $500,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	2.23%	2.25%
Min Balance $2,501 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Holiday Club	2.03%	2.05%
Min Balance $250,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Primary Savings	2.03%	2.05%
Min Balance $250,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	2.03%	2.05%
Min Balance $250,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	1.60%	1.61%
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	1.35%	1.36%
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	1.05%	1.06%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Health Savings Account	1.00%	1.00%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	1.00%	1.00%
Min Balance $5,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.80%	0.80%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.75%	0.75%
Min Balance $7,500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Health Savings Account	0.50%	0.50%
Min Balance $5,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.50%	0.50%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Health Savings Account	0.25%	0.25%
Min Balance $2,500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Holiday Club	0.25%	0.25%
Min Balance $0 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Primary Savings	0.25%	0.25%
Min Balance $0 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.25%	0.25%
Min Balance $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.20%	0.20%
Min Balance $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.15%	0.15%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Health Savings Account	0.10%	0.10%
Min Balance $50 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.10%	0.10%
Min Balance $5,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.05%	0.05%
Min Balance $250 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Regular Savings	0.00%	0.00%
Min Balance $5 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Noble Federal Credit Union Money Market Rates

Product	Rate	APY
Reverse Money Market	5.85%	6.00%
Min Balance $100 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Reverse Money Market	2.23%	2.25%
Min Balance $2,501 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Loyalty Money Market	1.60%	1.61%
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Money Market Advantage	1.35%	1.36%
Min Balance $100,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Loyalty Money Market	1.05%	1.06%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Loyalty Money Market	1.00%	1.00%
Min Balance $2,500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Reverse Money Market	1.00%	1.00%
Min Balance $5,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Money Market Advantage	0.80%	0.80%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Money Market Advantage	0.75%	0.75%
Min Balance $2,500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Reverse Money Market	0.75%	0.75%
Min Balance $7,500 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
IRA Money Market Account	0.60%	0.60%
Min Balance $50,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
IRA Money Market Account	0.55%	0.55%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
IRA Money Market Account	0.50%	0.50%
Min Balance $100 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Reverse Money Market	0.50%	0.50%
Min Balance $10,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Noble Federal Credit Union Checking Rates

Product	Rate	APY
Noble Perks Plus Checking	0.25%	0.25%
Min Balance $0 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Noble Perks Checking	0.00%	0.00%
Min Balance $0 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Primary Checking	0.00%	0.00%
Min Balance $0 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Noble Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Loan Variable Rate Line of Credit	-	-	7.25%	10-year draw period
Details Up to $200,000 for primary residence, second home, and investment property Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Noble Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto	-	-	4.85%	Up to 60 months
Details Rates as low as; 2025 or newer Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
New Auto	-	-	5.49%	72 months
Details Rates as low as; 2025 or newer Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Used Auto	-	-	5.49%	Up to 60 months
Details Rates as low as; 2017 - 2024 model years; with less than 115,000 miles Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
New Auto	-	-	5.99%	84 months
Details Rates as low as; 2025 or newer Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Used Auto	-	-	5.99%	72 months
Details Rates as low as; 2017 - 2024 model years; with less than 115,000 miles Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Used Auto	-	-	6.49%	Up to 84 months
Details Rates as low as; 2017 - 2024 model years; Up to $150,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Noble Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
MyRewards Visa	-	12.90%
No additional details. Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Noble Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	8.90%	Up to 24 months
Details As Low As; Financing Available: Up to $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Personal Loan	9.40%	Up to 36 months
Details As Low As; Financing Available: Up to $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Personal Loan	9.90%	Up to 48 months
Details As Low As; Financing Available: Up to $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Personal Loan	10.40%	Up to 60 months
Details As Low As; Financing Available: Up to $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Personal Loan	10.90%	Up to 72 months
Details As Low As; Financing Available: Up to $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%
Personal Loan	11.40%	Up to 84 months
Details As Low As; Financing Available: Up to $25,000 Last Updated 08/31/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.85%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Noble Federal Credit Union’s Texas Ratio rose from 2.27% in Q2 2023 to 3.85% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$1.5B	3.85%	5.0	A+
December 31, 2025	$1.4B	4.43%	5.0	A+
September 30, 2025	$1.3B	4.22%	5.0	A+
June 30, 2025	$1.3B	3.60%	5.0	A+
March 31, 2025	$1.3B	3.41%	5.0	A+
December 31, 2024	$1.3B	3.01%	5.0	A+
September 30, 2024	$1.3B	3.52%	5.0	A+
June 30, 2024	$1.3B	2.99%	5.0	A+
March 31, 2024	$1.3B	2.12%	5.0	A+
December 31, 2023	$1.2B	2.52%	5.0	A+
September 30, 2023	$1.2B	2.62%	5.0	A+
June 30, 2023	$1.1B	2.27%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Noble Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Noble Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Noble Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Noble Federal Credit Union

Website https://www.noblecu.com

Address 2851 Highland Ave Ste 109, Selma, CA 93662-3387

Phone 559-252-5000

Fax 559-437-2157

President Karen Bosch Cobb

CEO Gino Cayanan

Full-Time Employees 202

Part-Time Employees 15

Branch Locations 8

ATM Locations 8

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.85%

Return on Assets (ROA)

0.1722%

Return on Equity (ROE)

1.7888%

Non-Performing Loans Ratio (NPL)

0.71%

Total Assets

1,494,031,179

Total Amount of Shares and Deposits

1,139,516,587

Total Shares and Deposits < 1 Year

1,110,163,393

Total Shares and Deposits 1 3 Years

29,353,194

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,316,366

Total Uninsured Shares and Deposits > $250K (F+J)

62,413,692

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,077,102,895

Total Interest Expense (Sum of items 6 8)

5,142,722

Share Certificates

4,222

Number of Accounts for Share Drafts

74,316

IRA KEOGH Accounts

1,530

Number of Accounts for Regular Shares

126,989

All other shares

299

Non Member Deposits

Money Market Shares

10,265

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

42,864,802

Total Liabilities

1,360,722,340

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Noble Federal Credit Union earned the Verified Healthy badge

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Noble Federal Credit Union

How many branches does Noble Federal Credit Union operate?

Noble Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Noble Federal Credit Union?

Yes, to access services at Noble Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Noble Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Noble Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Noble Federal Credit Union offer online and mobile banking?

Most modern institutions like Noble Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.noblecu.com.