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Wescom Central Credit Union

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Wescom Central Credit Union Rates & Review May 2026

Q: Is a member application needed to join Wescom Central Credit Union?

Yes, to access services at Wescom Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wescom Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

You can compare Wescom Central Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.25%, 6-month share certificate rates at 0.15% and 3-month share certificate rates at 3.50%. Savings rates are at 0.50% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates can be compared to Wescom Central Credit Union rates. MonitorBankRates evaluates the financial stability of Wescom Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates were last updated on 05/12/2026.

Wescom Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wescom Central Credit Union? Share your experience about Wescom Central Credit Union by leaving a review below, or read customer reviews before you decide to use Wescom Central Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.21%

Excellent Lower than avg

Wescom Central Credit Union
Pasadena

123 S Marengo Ave
Pasadena, CA 91101

https://www.wescom.org

Wescom Central Credit Union Mortgage Rates

Product	Rate	Points	APR
15 Year Fixed	5.88%	0	5.95%
Details From $50K to $832,750 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
30 Year Fixed	6.50%	0	6.55%
Details From $50K to $832,750 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Wescom Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Wescom Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wescom Central Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wescom Central Credit Union

Website https://www.wescom.org

Address 123 S Marengo Ave, Pasadena, CA 91101

Phone 888-493-7266

Fax

President Hani Bhimji

CEO Darren Williams

Full-Time Employees 920

Part-Time Employees 9

Branch Locations 30

ATM Locations 30

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.21%

Return on Assets (ROA)

0.2621%

Return on Equity (ROE)

3.2504%

Non-Performing Loans Ratio (NPL)

0.33%

Total Assets

6,363,294,286

Total Amount of Shares and Deposits

4,355,704,686

Total Shares and Deposits < 1 Year

4,116,322,735

Total Shares and Deposits 1 3 Years

180,551,358

Total Shares and Deposits > 3 Years

58,830,594

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

267,236,320

Total Uninsured Shares and Deposits > $250K (F+J)

441,986,320

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,913,718,366

Total Interest Expense (Sum of items 6 8)

84,868,500

Share Certificates

26,749

Number of Accounts for Share Drafts

225,473

IRA KEOGH Accounts

12,892

Number of Accounts for Regular Shares

322,861

Non Member Deposits

Money Market Shares

28,003

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

167,907,148

Total Liabilities

6,011,789,035

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Wescom Central Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Wescom Central Credit Union

How many branches does Wescom Central Credit Union operate?

Wescom Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wescom Central Credit Union?

Yes, to access services at Wescom Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wescom Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wescom Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wescom Central Credit Union offer online and mobile banking?

Most modern institutions like Wescom Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wescom.org.