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Mortgage Lenders and Brokers in Fresno, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fresno, California mortgage lenders include Noble Federal Credit UnionNoble Federal Credit Union2550 W Shaw Ave, Fresno, CA 93711 3319A+5.0 ★Texas Ratio: 4.29%, Educational Employees Credit UnionEducational Employees Credit Union2222 W Shaw Ave, Fresno, CA 93711 3419A+5.0 ★Texas Ratio: 0.58%, Tri Counties BankTri Counties Bank7020 N Marks Ave, Fresno, CA 93711A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7160 N 1st St, Fresno, CA 93720A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1458 Kern St, Fresno, CA 93706A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA590 E Shaw Ave, Fresno, CA 93710A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2425 N Blackstone Ave, Fresno, CA 93703A+5.0 ★Texas Ratio: 5.36%, First California Federal Credit UnionFirst California Federal Credit Union2525 E Shields Ave, Fresno, CA 93726A+5.0 ★Texas Ratio: 4.38%, Citibank, NACitibank, NA2270 W Shaw Ave, Fresno, CA 93711A+5.0 ★Texas Ratio: 2.82%, and BMO Harris Bank NABMO Harris Bank NA2035 Fresno St, Fresno, CA 93721A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fresno, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fresno are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fresno, California

Market share is the lender's share of all home loans closed in Fresno, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Noble Federal Credit Union 2550 W Shaw Ave, Fresno, CA 93711 3319 A+5.0 ★Texas Ratio: 4.29%	Conventional, HELOC	94 +59 HELOCs	1.5%	62.4%	$118,936	View
Educational Employees Credit Union 2222 W Shaw Ave, Fresno, CA 93711 3419 A+5.0 ★Texas Ratio: 0.58%	Conventional, Jumbo, HELOC	92 +258 HELOCs	1.5%	61.7%	$320,434	View
Tri Counties Bank 1 office in Fresno 7020 N Marks Ave, Fresno, CA 93711 A+5.0 ★Texas Ratio: 5.34%	Conventional, HELOC	90 +8 HELOCs	1.5%	93.8%	$115,555	View
JPMorgan Chase Bank, NA 6 offices in Fresno 7160 N 1st St, Fresno, CA 93720 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	80 +4 HELOCs	1.3%	95.3%	$356,375	View
US Bank, N.A. 5 offices in Fresno 1458 Kern St, Fresno, CA 93706 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	49 +43 HELOCs	0.8%	51.5%	$306,836	View
Bank of America NA 10 offices in Fresno 590 E Shaw Ave, Fresno, CA 93710 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA, Jumbo, HELOC	48 +69 HELOCs	0.8%	78.7%	$385,000	View
Wells Fargo Bank NA 8 offices in Fresno 2425 N Blackstone Ave, Fresno, CA 93703 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	44	0.7%	68.8%	$232,954	View
First California Federal Credit Union 2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38%	Conventional	23	0.4%	71.4%	$78,043	View
Citibank, NA 6 offices in Fresno 2270 W Shaw Ave, Fresno, CA 93711 A+5.0 ★Texas Ratio: 2.82%	Conventional, FHA, HELOC	14 +11 HELOCs	0.2%	88.2%	$322,142	View
BMO Harris Bank NA 3 offices in Fresno 2035 Fresno St, Fresno, CA 93721 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	12 +29 HELOCs	0.2%	60%	$546,666	View
Citizens Business Bank, NA 1 office in Fresno 7733 N Fresno St, Fresno, CA 93720 A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	6	0.1%	100%	$425,000	View
Zions Bancorporation, N.A. 2 offices in Fresno 7060 N Fresno St, Fresno, CA 93720 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	4 +16 HELOCs	0.1%	55.6%	$852,500	View
United Local Credit Union 3650 E Ashlan Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 0.63%	Conventional	4	0.1%	100%	$202,500	View
San Joaquin Power Employees Credit Union 1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17%	Conventional	4	0.1%	100%	$172,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Fresno 1015 W Shaw Ave, Fresno, CA 93711 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	3 +15 HELOCs	0%	75%	$711,666	View
FFB Bank 7690 N Palm Ave, Fresno, CA 93711 A5.0 ★Texas Ratio: 8.10%	Conventional	1	0%	100%	$505,000	View
Murphy Bank 5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0%	50%	$125,000	View
Umb Bank NA 1 office in Fresno 255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +3 HELOCs	0%	50%		View
Mid Valley Services Inc	Conventional	11	0.2%	100%	$344,090
The Golden 1 Credit Union 6040 N Figarden Dr, Fresno, CA 93722 7922 A+5.0 ★Texas Ratio: 5.50%	Conventional, FHA, Jumbo, HELOC	47 +143 HELOCs	0.8%	67.1%	$331,382	View
Pacific Service Credit Union 102 E Nees Ave, Fresno, CA 93720 4312 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	41 +10 HELOCs	0.7%	71.4%	$97,195	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	28	0.5%	86%	$376,785	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	22	0.4%	95.7%	$361,363	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	19	0.3%	76%	$150,789	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	7	0.1%	57.1%	$293,571	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, FHA	7	0.1%	100%	$279,285
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	3 +6 HELOCs	0%	75%	$298,333	View
Valley Strong Credit Union 8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47%	Conventional, HELOC	3 +3 HELOCs	0%	75%	$221,666	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	3 +1 HELOCs	0%	100%	$261,666	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	3	0%	75%	$851,666	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	2 +3 HELOCs	0%	66.7%	$305,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	2 +2 HELOCs	0%	100%	$235,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	2 +2 HELOCs	0%	100%	$240,000	View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, HELOC	2 +1 HELOCs	0%	100%	$220,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	FHA	2	0%	100%	$180,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	2	0%	100%	$305,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$55,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$395,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional	1	0%	100%	$385,000	View
Sesloc Credit Union 1399 E Grand Ave, Arroyo Grande, CA 93420 2421	Conventional	1	0%	100%	$135,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0%	100%	$305,000	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	FHA	1	0%	100%	$285,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0%	50%	$275,000	View
Bay Federal Credit Union 48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88%	Conventional	1	0%	100%	$155,000	View
Sacramento Credit Union 8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33%	Conventional	1	0%	100%	$635,000	View
Safe 1 Credit Union 1400 Mill Rock Way, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$75,000	View
Southwestern National Bank 2951 W Ball Rd Unit 100, Anaheim, CA 92804 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0%	100%	$295,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional	1	0%	100%	$305,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional	1	0%	100%	$245,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	FHA	1	0%	100%	$385,000	View
Enterprise Bank & Trust 407 W Valley Blvd, Alhambra, CA 91803 A5.0 ★Texas Ratio: 7.31%	Conventional, Jumbo	1	0%	100%	$13,005,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +4 HELOCs	0%	n/a		View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	HELOC	0 +2 HELOCs	0%	n/a		View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	HELOC	0 +1 HELOCs	0%	0%		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	0%		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	HELOC	0 +1 HELOCs	0%	0%		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Alameda Mortgage Corporation	Conventional, FHA, VA, Jumbo	497	8.1%	94.9%	$288,018
Kind Lending, LLC	Conventional, FHA, VA, Jumbo, HELOC	405 +3 HELOCs	6.6%	81.8%	$331,543
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	194	3.2%	94.5%	$309,175
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	181	2.9%	78.8%	$308,314
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	73	1.2%	94.8%	$304,726
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	70 +8 HELOCs	1.1%	65.1%	$259,285
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	54	0.9%	95.3%	$278,703
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	54	0.9%	85.9%	$363,333
Inspire Home Loans Inc.	Conventional, FHA, VA	46	0.7%	73.9%	$426,521
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo, HELOC	41 +3 HELOCs	0.7%	89.5%	$353,048	View
Residential Wholesale Mortgage	Conventional, FHA	39	0.6%	100%	$281,410
American Pacific Mortgage Corporation	Conventional, FHA, VA	33	0.5%	86.8%	$305,303
Provident Funding Associates	Conventional	31	0.5%	91.2%	$452,419
JMAC Lending, Inc.	Conventional, FHA	31	0.5%	96.9%	$356,290
New American Funding, LLC.	Conventional, FHA, VA, HELOC	30 +5 HELOCs	0.5%	73.2%	$279,666
Plaza Home Mortgage, Inc	Conventional, FHA, VA	26	0.4%	56.2%	$348,846
Bay-Valley Mortgage Group	Conventional, FHA, Jumbo	24	0.4%	96%	$227,083
Goodleap, LLC	Conventional, FHA, VA, HELOC	22 +21 HELOCs	0.4%	82.8%	$261,363
AdvantageFirst Lending Inc	Conventional, FHA, VA, Jumbo	22	0.4%	81.5%	$330,909
American Financial Network, Inc.	Conventional, FHA, VA	20	0.3%	76.9%	$307,000
Resicentral LLC	Conventional, FHA	16	0.3%	94.1%	$355,625
Carrington Mortgage Services LLC	Conventional, FHA	16	0.3%	35.5%	$201,250
Nexera Holding LLC	Conventional, Jumbo	14	0.2%	87.5%	$386,428
AmWest Funding Corp	Conventional, FHA, HELOC	13 +3 HELOCs	0.2%	76.5%	$342,692
Flexpoint, Inc.	Conventional, FHA, VA	13	0.2%	100%	$291,153
MortgageOne, Inc	Conventional, FHA, VA	12	0.2%	92.3%	$343,333
Nmsi, Inc.	Conventional, FHA	11	0.2%	100%	$370,454
AmeriHome Mortgage Company, LLC	FHA	9	0.1%	100%	$319,444
New Wave Lending Group Inc	Conventional	9	0.1%	100%	$361,666
Greenbox Loans	Conventional, Jumbo	9	0.1%	100%	$378,333
Stg Mortgage Inc	Conventional, FHA, VA	9	0.1%	90%	$388,333
Land Home Financial Services,	Conventional, FHA	7	0.1%	100%	$365,000
Mason-McDuffie Mortgage Corporation	Conventional	7	0.1%	87.5%	$256,428
Pacific Lending LLC	Conventional, FHA	6	0.1%	100%	$490,000
Googain, Inc.	Conventional	6	0.1%	100%	$325,000
Ahl Funding	Conventional, FHA	6	0.1%	100%	$286,666
Zillow Home Loans, LLC	Conventional, FHA	6	0.1%	100%	$318,333
Cornerstone First Mortgage, LLC	Conventional	5	0.1%	100%	$439,000
AAA Capital Investment, Inc	Conventional	5	0.1%	100%	$369,000
Royal Pacific Funding	Conventional, FHA	5	0.1%	100%	$343,000
Mission Loans, LLC	Conventional, FHA, VA, HELOC	4 +2 HELOCs	0.1%	100%	$275,000
General Mortgage Capital Corporation	Conventional	4	0.1%	100%	$422,500
Ony Glo, Inc.	Conventional, FHA	4	0.1%	57.1%	$240,000
Lendsure Mortgage Corp.	Conventional	4	0.1%	100%	$560,000
Citadel Servicing Corporation	Conventional	4	0.1%	90.9%	$277,500
ML Mortgage Corp.	Conventional, FHA	3	0%	100%	$381,666
Home Mortgage Alliance Corp (Hmac)	Conventional	3	0%	75%	$165,000
HomeXpress Mortgage Corp.	Conventional, FHA, Jumbo	3	0%	75%	$861,666
Calcon Mutual Mortgage LLC	Conventional, FHA	3	0%	100%	$261,666
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	3	0%	50%	$705,000
Summit Funding.Inc	Conventional, FHA	3	0%	100%	$295,000
Operating Engineers Federal Credit Union	Conventional	3	0%	100%	$241,666
Cake Mortgage Corp.	Conventional, FHA	3	0%	60%	$298,333
Constant Investments, Inc	Conventional	2	0%	100%	$315,000
Generations Home Loans, LLC	Conventional, FHA	2	0%	100%	$320,000
Franklin Loan Corporation	Conventional	2	0%	100%	$155,000
ClearEdge Lending LLC	Conventional	2	0%	40%	$560,000
Financial Partners Credit Unio	Conventional	1	0%	50%	$495,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$585,000
Fast FCU	Conventional	1	0%	50%	$25,000
Augusta Financial, Inc.	Conventional	1	0%	100%	$225,000
5Th Sreet Capital Inc.	Conventional	1	0%	100%	$565,000
Fidelity Lending Solutions Inc	Conventional	1	0%	100%	$345,000
ResMac Inc	Conventional, Jumbo	1	0%	100%	$1,005,000
Dignified Home Loans LLC	Conventional	1	0%	100%	$105,000
American Internet Mortgage, Inc.	Conventional	1	0%	50%	$445,000
JSB Mortgage Corporation	Conventional	1	0%	100%	$525,000
Intelliloan, Inc.	FHA	1	0%	50%	$345,000
Geo-Corp, Inc.	FHA	1	0%	100%	$435,000
Coastal Funding SLC, Inc.	Conventional	1	0%	100%	$645,000
Vista Point Mortgage, LLC	Conventional	1	0%	100%	$465,000
Figure Lending LLC	HELOC	0 +105 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +44 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	905 +55 HELOCs	14.7%	87.3%	$389,276
Rocket Mortgage	Conventional, FHA, VA, Jumbo	637	10.4%	81.5%	$273,587
Lennar Mortgage, LLC	Conventional, FHA, VA	231	3.8%	87.7%	$385,909
The Loan Store, Inc	Conventional, FHA, VA, HELOC	154 +20 HELOCs	2.5%	98.3%	$354,350
Freedom Mortgage Corporation	Conventional, FHA, VA	110	1.8%	85%	$341,363
Nationstar Mortgage	Conventional, FHA, VA	104	1.7%	75.4%	$175,961
Kbhs Home Loans, LLC	Conventional, FHA, VA	79	1.3%	80.2%	$413,860
Mortgage Research Center	Conventional, FHA, VA, Jumbo	70	1.1%	68.3%	$409,714
Newrez LLC	Conventional, FHA, VA	69	1.1%	59.2%	$248,913
Spring Eq, LLC	Conventional, HELOC	62 +29 HELOCs	1%	39.8%	$82,096
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	41 +8 HELOCs	0.7%	91.8%	$411,097	View
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	39 +1 HELOCs	0.6%	36%	$110,384
Planet Home Lending, LLC	Conventional, FHA, VA	34	0.6%	89.7%	$243,529
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	29 +4 HELOCs	0.5%	85.3%	$397,068
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	27 +18 HELOCs	0.4%	53.8%	$259,444
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	25 +30 HELOCs	0.4%	78.1%	$355,400
Premier Mortgage Resources, LLC	Conventional, FHA, VA	25	0.4%	100%	$320,200
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	25	0.4%	30.5%	$297,400
Equity Prime Mortgage LLC	Conventional, FHA, VA	25	0.4%	86.7%	$423,800
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	24	0.4%	96%	$342,916
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	22 +2 HELOCs	0.4%	95.8%	$400,000
Self Help Federal Credit Union	Conventional	22	0.4%	92.3%	$267,272
DHI Mortgage Company, LTD.	Conventional, FHA, VA	20	0.3%	100%	$416,000
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	18 +3 HELOCs	0.3%	78.3%	$340,000
Altitude Financial Corporation	Conventional, FHA	18	0.3%	100%	$399,444
Fairway Independent Mort Corp	Conventional, FHA, VA	18	0.3%	100%	$306,666
Triad Financial Services, Inc.	Conventional	16	0.3%	83.7%	$101,875
Discover Bank	Conventional	14	0.2%	17.9%	$95,000
New Day Financial, LLC.	VA	11	0.2%	46.2%	$322,272
Mutual of Omaha Mortgage	Conventional, FHA, VA	11	0.2%	52.2%	$365,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	10	0.2%	83.3%	$321,000	View
Nations Direct Mortgage, LLC	Conventional, FHA	10	0.2%	100%	$365,000
21St Mortgage	Conventional	10	0.2%	40%	$121,000
Primary Residential Mortgage, INC.	Conventional, FHA	9	0.1%	100%	$329,444
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	9	0.1%	81.8%	$317,222	View
Village Capital & Investment	FHA, VA	9	0.1%	58.3%	$378,333
Better Mortgage Corporation	Conventional, HELOC	8 +3 HELOCs	0.1%	81.8%	$166,250
First Community Mortgage, Inc.	Conventional, FHA	8	0.1%	75%	$380,000
Deephaven Mortgage LLC	Conventional	8	0.1%	53.3%	$175,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	8	0.1%	100%	$331,250	View
Champions Funding, LLC	Conventional	8	0.1%	66.7%	$363,750
All Credit Considered Mortgage, Inc.	Conventional	7	0.1%	100%	$289,285
Loanunited.Com, LLC	Conventional, FHA, VA	7	0.1%	100%	$336,428
Clm Mortgage, Inc	Conventional	7	0.1%	100%	$529,285
Ameritrust Mortgage Corporation	Conventional, FHA	7	0.1%	100%	$425,000
Guidance Residential, LLC	Conventional	6	0.1%	100%	$445,000
Veritas Funding, LLC	Conventional, FHA, VA	6	0.1%	100%	$331,666
American Financial Resources LLC	Conventional, VA	5	0.1%	83.3%	$281,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	0.1%	100%	$855,000	View
Nqm Funding, LLC	Conventional, Jumbo	5	0.1%	83.3%	$421,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.1%	75%	$367,000
American Financing Corporation	Conventional, FHA, VA	5	0.1%	28%	$229,000
Logan Finance Corporation	Conventional, Jumbo	5	0.1%	100%	$757,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.1%	100%	$553,000	View
Leaderone Financial Corp.	Conventional, FHA	5	0.1%	83.3%	$425,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +7 HELOCs	0.1%	28.6%	$77,500	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	4	0.1%	100%	$272,500
Nbkc Bank	Conventional, FHA	4	0.1%	80%	$487,500
PHH Mortgage Corporation	Conventional, FHA	4	0.1%	80%	$227,500
Bay Equity LLC	Conventional, VA	4	0.1%	80%	$412,500
Churchill Mortgage Corporation	Conventional, FHA	4	0.1%	100%	$370,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	3 +3 HELOCs	0%	75%	$321,666
Movement Mortgage, LLC	Conventional, HELOC	3 +1 HELOCs	0%	100%	$241,666
Everett Financial, Inc.	Conventional, FHA	3	0%	100%	$365,000
Dart Bank	FHA	3	0%	100%	$388,333
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	3	0%	100%	$365,000	View
Securitynational Mortgage Company	Conventional, FHA	3	0%	75%	$221,666
Strong Home Mortgage, LLC	Conventional	3	0%	100%	$418,333
Geneva Financial LLC	Conventional, FHA	3	0%	100%	$145,000
Foundation Mortgage Corporation	Conventional, Jumbo	3	0%	100%	$831,666
Nations Lending Corporation	Conventional, FHA	3	0%	100%	$268,333
Genway Home Mortgage, Inc.	FHA	3	0%	60%	$428,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0%	100%	$261,666	View
Luxury Mortgage Corp.	Conventional	3	0%	100%	$475,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	3	0%	100%	$331,666
Alliant Credit Union	Conventional, HELOC	2 +14 HELOCs	0%	100%	$500,000
Arc Home LLC	Conventional, Jumbo	2	0%	100%	$840,000
Panorama Mortgage Group, LLC	Conventional, FHA	2	0%	100%	$315,000
Canopy Mortgage, LLC	Conventional, FHA	2	0%	100%	$385,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional, Jumbo	2	0%	100%	$665,000	View
Sage Home Loans Corporation	Conventional	2	0%	60%	$430,000
Norwich Commercial Group Inc	FHA, VA	2	0%	100%	$405,000
Filo Mortgage, LLC	Conventional, FHA	2	0%	100%	$410,000
Oaktree Funding Corp	Conventional	2	0%	100%	$325,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0%	100%	$560,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0%	100%	$425,000
Gate City Bank	Conventional, Jumbo	2	0%	100%	$525,000
Credit Human Federal Credit Un	Conventional	2	0%	42.9%	$70,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0%	100%	$160,000
Peoples Mortgage Company	Conventional	2	0%	100%	$115,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, VA	2	0%	100%	$585,000	View
Prosperity Home Mortgage, LLC	FHA, VA	2	0%	100%	$560,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0%	66.7%	$290,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0%	66.7%	$385,000	View
Top Flite Financial, Inc.	FHA	2	0%	100%	$225,000
Tomo Mortgage LLC	Conventional	2	0%	100%	$390,000
Valon Mortgage	Conventional, HELOC	1 +16 HELOCs	0%	100%	$125,000
Quorum Federal Credit Union	Conventional, HELOC	1 +7 HELOCs	0%	100%	$55,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$645,000
Lower, LLC	FHA, HELOC	1 +1 HELOCs	0%	33.3%	$315,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$1,405,000
Originpoint, LLC	Conventional	1	0%	100%	$685,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$505,000	View
Primelending	Conventional	1	0%	100%	$485,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$105,000	View
RANLife, Inc.	Conventional	1	0%	100%	$395,000
Greenstate Credit Union	Conventional, Jumbo	1	0%	100%	$1,255,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0%	100%	$485,000
NOVA Financial & Investment Corporation	FHA	1	0%	100%	$125,000
Envoy Mortgage, Ltd	Conventional	1	0%	100%	$305,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$455,000	View
Emporium Tpo LLC	Conventional	1	0%	100%	$365,000
Obsidian Financial Services	FHA	1	0%	100%	$535,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$765,000	View
Michigan Mutual, Inc	FHA	1	0%	100%	$425,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$355,000
Connexus Credit Union	Conventional	1	0%	33.3%	$65,000
LoanFlight Lending, LLC.	VA	1	0%	100%	$535,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$335,000
Service Federal Credit Union	VA	1	0%	100%	$405,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0%	100%	$95,000	View
BoxCar Mortgage, LLC	Conventional	1	0%	100%	$405,000
Wheaton Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$425,000	View
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0%	100%	$725,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$355,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$685,000	View
Uif Corporation	Conventional	1	0%	100%	$565,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$725,000	View
Digital Federal Credit Union	Conventional	1	0%	100%	$65,000
V.I.P. Mortgage, Inc.	FHA	1	0%	100%	$165,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$75,000
Agwest Farm Credit, Flca	Conventional	1	0%	100%	$705,000
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$365,000
Florida Capital Bank, N.A	Conventional	1	0%	100%	$485,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	50%	$335,000	View
First US Community Credit Union A+5.0 ★Texas Ratio: 4.67%	Conventional	1	0%	100%	$85,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0%	25%	$155,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$355,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$645,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +53 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +3 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Fresno Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fresno, California

Looking for mortgage lenders near me or mortgage brokers near me in Fresno? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fresno in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fresno, CA

Use these to narrow the list above. Each category shows how many Fresno, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 167 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 64 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 48 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 117 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 67 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 41 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 114 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Fresno, CA

Independent mortgage companies closed 85.6 percent of home loans in Fresno, California in 2025, banks 8.1 percent and credit unions 6.4 percent. Mid Valley Services Inc was the largest mortgage company, Tri Counties Bank the largest bank and Noble Federal Credit Union the largest credit union. Among lenders headquartered in California, Noble Federal Credit Union led with 94 loans.

85.6%

Mortgage companies

8.1%

Banks

6.4%

Credit unions

26%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders Chula Vista 203 lenders

Frequently Asked Questions About Mortgage Lenders in Fresno, CA

Who is the largest mortgage lender in Fresno, CA?

By home loans closed in 2025, Noble Federal Credit Union was the largest mortgage lender in Fresno, California with 94 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fresno, CA have the highest approval rates?

Among lenders with meaningful volume in Fresno, California, The Loan Store, Inc approved the highest share of completed applications in 2025 at 98.3 percent, against a 78.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fresno, CA mortgage lenders offer FHA, VA and USDA loans?

117 lenders closed FHA loans in Fresno, California in 2025, led by United Wholesale Mortgage with 332. 67 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fresno, CA lender list?

Yes. 64 banks and 48 credit unions closed home loans in Fresno, California in 2025, alongside 167 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fresno, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fresno, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fresno, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fresno. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.