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BluPeak Credit Union Rates and Review January 2026

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BluPeak Credit Union's 12-Month CD rates are at 2.75%, 24-Month CD rates are at 2.00%, 18-Month CD rates are at 2.00%. BluPeak Credit Union's savings rates are at 0.05%.

BluPeak Credit Union

Compare BluPeak Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of BluPeak Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

BluPeak Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at BluPeak Credit Union? Share your experience about BluPeak Credit Union by leaving a review below, or read customer reviews before you decide to use BluPeak Credit Union.

Overall, BluPeak Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
2.75%
18-Month CD
2.00%
24-Month CD
2.00%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

BluPeak Credit Union
BluPeak Credit Union Corporate Headquarters
10120 Pacific Heights Blvd Ste 100
San Diego, CA 92121 4205
Member NCUA
MonitorBankRates' Rating
5/5
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BluPeak Credit Union Deposit Rates

Bank
Product
APY
Min Dep
BluPeak Credit Union
BluPeak Credit Union
12-Month CD
2.75%
$1,000
BluPeak Credit Union
BluPeak Credit Union
18-Month CD
2.00%
$1,000
BluPeak Credit Union
BluPeak Credit Union
24-Month CD
2.00%
$1,000
BluPeak Credit Union
BluPeak Credit Union
Regular Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Saver + Savings
6.00%
$0
30-Month CD (Jumbo)
3.82%
$100,000
Money Market Advantage
3.82%
$25,000
12-Month CD
3.75%
$1,000
48-Month CD
3.75%
$1,000
36-Month CD
3.44%
$500
18-Month CD
3.35%
$1,000
48-Month CD
3.29%
$1,000
24-Month CD
3.25%
$500
18-Month CD
3.14%
$500
18-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
24-Month CD
2.70%
$0
Money Market
2.60%
$1,000
Elite NOW Checking
2.50%
$1,000
18-Month CD
2.50%
$1,000
36-Month CD
2.50%
$1,000
60-Month CD
2.27%
$1,000
24-Month CD
2.25%
$500
60-Month CD
2.12%
$500
Personal Money Market
2.02%
$0
18-Month CD
2.00%
$1,000
24-Month CD
2.00%
$500
60-Month CD
1.26%
$1,000
24-Month CD
1.02%
$500
48-Month CD
1.00%
$1,000
36-Month CD
1.00%
$1,000
48-Month CD
0.80%
$1,000
Money Market
0.50%
$0
3-Month CD
0.50%
$1,000
24-Month CD
0.45%
$500
24-Month CD
0.45%
$500
12-Month CD
0.40%
$500
60-Month CD
0.35%
$1,000
Savings
0.30%
$1
HiFi Money Market
0.30%
$5,000
Classic Savings
0.25%
$200
24-Month CD
0.25%
$500
6-Month CD
0.20%
$1,000
Passbook Savings
0.18%
$250
Statement Savings
0.15%
$25,000
NOW Checking
0.15%
$100
Money Market
0.10%
$10
Savings
0.10%
$100
Money Market
0.10%
$1,000
First Personal Savings
0.10%
$100
12-Month CD
0.05%
$2,500
Elite Tiered Money Market
0.05%
$10
Kasasa Savings
0.05%
$50
Savings
0.02%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.250%
6.434%
0.000
5.625%
5.700%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.750%
5.789%
0.000
20-Year Fixed
5.875%
5.971%
0.000
6.740%
6.723%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.625%
5.673%
0.000
6.525%
6.595%
0.000
4.875%
5.010%
0.000
10 Year Fixed
5.500%
5.938%
0.000
30-Year Fixed
5.875%
5.950%
0.000
5.625%
5.760%
0.375
15-Year Fixed
5.250%
5.347%
0.000
15-Year Fixed
5.125%
5.180%
0.000
7/6 ARM
5.875%
5.947%
0.000
6.300%
6.498%
0.000
5.750%
5.856%
0.000
5.125%
6.002%
0.000
5.750%
6.093%
0.000
5.625%
5.714%
0.000
5.750%
5.880%
0.000
6.125%
6.266%
0.000
5.875%
6.055%
0.000
5.875%
6.055%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.680%
5.964%
0.000
6.125%
6.282%
1.000
5.750%
6.130%
0.000
5.000%
5.080%
0.000
5.250%
6.232%
0.750
5.500%
5.724%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.500%
6.004%
0.750
20 Year Fixed
5.500%
5.659%
0.000
5.875%
6.006%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.500%
5.732%
0.000
5.875%
5.985%
1.000
6.250%
6.281%
0.000
30-Year Fixed
6.125%
6.201%
0.000
5.375%
6.220%
0.000
15-Year Fixed
6.150%
6.386%
0.000
15-Year Fixed
5.125%
5.228%
0.000
20 Year Fixed
5.500%
5.640%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
30-Year Fixed
6.500%
6.559%
0.000
5.875%
6.359%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
11.900%
18.000%
8.900%
Business Select Credit Card Mastercard
18.000%
8.750%
VISA Platinum with Rewards
8.900%
VISA Platinum without Rewards
7.900%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
8.990% - 17.990%
Maximum limit of $30,000
Prime Platinum Visa Credit Card
11.500%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Rewards Student Classic
16.500%
Credit Limit - $500
VISA® Gold
11.960%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Savings Secured Visa®
18.000%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Platinum Clarity
15.990%
16.200%
Classroom Supply Visa
8.500%
VISA Traditional
14.240% - 18.000%
16.240% - 27.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Loan Rates
5.740%
$0
1 - 36
13.700%
$2,500 - $5,000
36 - 36
7.990%
$0 - $30,000
Personal Line of Credit Variable
13.150%
$0
10.890%
$0
60
Debt Consolidation Loan
9.000%
$0
108
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
10.250% - 17.950%
$0
1 - 36
Unsecured (Signature) Loan
11.000%
$0 - $500
Gold Star Loan
14.200%
$0
48
Unsecured Signature Loan
9.250%
$0
1 - 24
9.200% - 17.950%
$0 - $500
48 - 48
11.900%
$0 - $15,000
24 - 60
Bill Consolidation Loan
8.990%
$0
60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.000%
$0
60
12.490%
$0
Personal Loans
11.000%
$0
37 - 60
Line of Credit
13.700%
$0
10.500%
$0 - $5,000
24 - 36
10.250% - 10.650%
$3,000 - $25,000
10.990%
$500
36
10.990%
$0 - $10,000
60 - 60
11.990%
$0
1 - 12
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: BluPeak Credit Union
Full Time Employees: 118
Part Time Employees: 0
President: Matt Adams
CEO: Todd Tharp
Branch Locations: 6
ATM Locations: 6
Corporate Office Address:
10120 Pacific Heights Blvd Ste 100
San Diego, CA 92121 4205
Phone Number: 858-795-6000
Fax Number: 858-554-1291

Financials

Total Assets:
1,142,571,451
Total Amount of Shares and Deposits:
1,045,392,138
Total Shares and Deposits < 1 Year:
1,006,455,728
Total Shares and Deposits 1 3 Years:
29,627,967
Total Shares and Deposits > 3 Years:
9,308,443
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
90,426,201
Total Uninsured Shares and Deposits > $250K (F+J):
90,426,201
Total Insured Shares and Deposits > $250K (item 17 less item K):
954,965,937
Total Interest Expense (Sum of items 6 8):
10,431,708
Share Certificates:
4,386
Number of Accounts for Share Drafts:
34,406
IRA KEOGH Accounts:
1,476
Number of Accounts for Regular Shares:
22,104
Money Market Shares:
4,349
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
86,089,410
Total Liabilities:
1,057,888,220
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About BluPeak Credit Union

Is a member application needed to join BluPeak Credit Union?

Yes, to access services at BluPeak Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, BluPeak Credit Union provides a range of mortgage and home equity products.

Is BluPeak Credit Union a safe place to deposit money?

Yes, BluPeak Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does BluPeak Credit Union offer online and mobile banking?

Most modern institutions like BluPeak Credit Union provide digital access including online balance checks and transfers.

Current BluPeak Credit Union Rates

ProductAPY
12-Month CD2.75%
18-Month CD2.00%
24-Month CD2.00%
Savings0.05%

Rates subject to change.

Compare to other Credit Unions