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Mortgage Lenders and Brokers in Palm Springs, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Palm Springs, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2465 E Palm Canyon Dr Bldg D, Palm Springs, CA 92264A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1793 E Palm Canyon Dr, Palm Springs, CA 92264A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA543 S Palm Canyon Dr, Palm Springs, CA 92264A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA1675 E Palm Canyon Dr, Palm Springs, CA 92264A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA1801 E Palm Canyon Dr, Palm Springs, CA 92264A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.420 S Palm Canyon Dr, Palm Springs, CA 92262A+5.0 ★Texas Ratio: 4.24%, Columbia BankColumbia Bank901 E Tahquitz Canyon Way, Palm Springs, CA 92262A+5.0 ★Texas Ratio: 2.28%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, and Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Palm Springs, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palm Springs are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Palm Springs, California

Market share is the lender's share of all home loans closed in Palm Springs, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Palm Springs 2465 E Palm Canyon Dr Bldg D, Palm Springs, CA 92264 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	41 +5 HELOCs	3.8%	87.2%	$644,512	View
US Bank, N.A. 2 offices in Palm Springs 1793 E Palm Canyon Dr, Palm Springs, CA 92264 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	30 +9 HELOCs	2.8%	84.2%	$611,666	View
Wells Fargo Bank NA 3 offices in Palm Springs 543 S Palm Canyon Dr, Palm Springs, CA 92264 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	19	1.8%	82.6%	$710,263	View
Citibank, NA 1 office in Palm Springs 1675 E Palm Canyon Dr, Palm Springs, CA 92264 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	10 +1 HELOCs	0.9%	100%	$1,253,000	View
Bank of America NA 2 offices in Palm Springs 1801 E Palm Canyon Dr, Palm Springs, CA 92264 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +13 HELOCs	0.8%	100%	$778,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Palm Springs 420 S Palm Canyon Dr, Palm Springs, CA 92262 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	2 +7 HELOCs	0.2%	100%	$1,290,000	View
Columbia Bank 1 office in Palm Springs 901 E Tahquitz Canyon Way, Palm Springs, CA 92262 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$485,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	11	1%	92.9%	$413,181	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	10	0.9%	83.3%	$709,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	8 +7 HELOCs	0.7%	88.9%	$178,750	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	7	0.7%	70%	$363,571	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	4 +4 HELOCs	0.4%	83.3%	$525,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.4%	66.7%	$1,397,500	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.4%	100%	$1,585,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	57.1%	$267,500	View
Altura Credit Union 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262 3408 A+5.0 ★Texas Ratio: 3.54%	Conventional	3	0.3%	50%	$528,333	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$1,325,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	2	0.2%	100%	$115,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	2	0.2%	100%	$845,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$135,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$445,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$755,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	50%	$255,000	View
Bny Mellon, N.A. 2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$405,000	View
Sesloc Credit Union 1399 E Grand Ave, Arroyo Grande, CA 93420 2421	Conventional	1	0.1%	100%	$105,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional	1	0.1%	100%	$265,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	50%	$55,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$695,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	VA	1	0.1%	100%	$615,000
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	50%	$485,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	100%	$155,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	100%	$845,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$265,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$655,000	View
Fifth Third Bank, National Association 2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0.1%	100%	$815,000	View
Sunwest Bank 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.1%	100%	$55,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	100%	$105,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	0%		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +2 HELOCs	0%	n/a		View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	HELOC	0 +1 HELOCs	0%	0%		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	0%		View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +1 HELOCs	0%	100%		View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Franklin Loan Corporation	Conventional, VA, Jumbo	76	7.1%	100%	$464,868
loanDepot.com LLC	Conventional, VA, Jumbo	42	3.9%	85.7%	$588,571
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	37	3.5%	72.5%	$510,405
New American Funding, LLC.	Conventional, Jumbo, HELOC	12 +1 HELOCs	1.1%	80%	$585,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	10	0.9%	92.3%	$527,000	View
Generations Home Loans, LLC	Conventional	10	0.9%	83.3%	$403,000
ML Mortgage Corp.	Conventional, FHA	9	0.8%	100%	$341,666
Guild Mortgage Company	Conventional, Jumbo	9	0.8%	100%	$556,111
Kind Lending, LLC	Conventional	7	0.7%	70%	$513,571
Sierra Pacific Mortgage Co. Inc	Conventional, VA	5	0.5%	100%	$425,000
AmWest Funding Corp	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.4%	100%	$420,000
American Pacific Mortgage Corporation	Conventional	4	0.4%	100%	$585,000
Cake Mortgage Corp.	Conventional, Jumbo	4	0.4%	100%	$1,527,500
Fundloans Capital	Conventional, Jumbo	3	0.3%	50%	$1,515,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA, Jumbo	3	0.3%	100%	$655,000
Bay-Valley Mortgage Group	Conventional, Jumbo	3	0.3%	100%	$441,666
Royal Pacific Funding	Conventional, FHA	3	0.3%	100%	$398,333
Citadel Servicing Corporation	Conventional, Jumbo	3	0.3%	100%	$748,333
Arcstone Financial Inc	Conventional, Jumbo	3	0.3%	100%	$488,333
JMAC Lending, Inc.	Conventional	3	0.3%	75%	$751,666
Mission Loans, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	66.7%	$395,000
Residential Wholesale Mortgage	Conventional, Jumbo	2	0.2%	100%	$940,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.2%	100%	$305,000
Augusta Financial, Inc.	Conventional, Jumbo	2	0.2%	100%	$925,000
American Financial Network, Inc.	Conventional, Jumbo	2	0.2%	100%	$2,105,000
HomeXpress Mortgage Corp.	Conventional	2	0.2%	66.7%	$430,000
JMJ Financial Group Inc.	Conventional, Jumbo	2	0.2%	66.7%	$555,000
First Nations Home Finance Corporation	Conventional	2	0.2%	100%	$415,000
Greenbox Loans	Conventional, Jumbo	2	0.2%	100%	$815,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.2%	100%	$405,000
American Internet Mortgage, Inc.	Conventional	2	0.2%	100%	$410,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$500,000
Hometown Equity Mortgage, LLC	Conventional	2	0.2%	50%	$235,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.2%	100%	$1,190,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.2%	66.7%	$600,000
Nexera Holding LLC	Conventional, Jumbo	2	0.2%	100%	$475,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	50%	$700,000
Financial Partners Credit Unio	Conventional	1	0.1%	33.3%	$225,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$715,000
Golden Empire Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$265,000
Resicentral LLC	Conventional	1	0.1%	50%	$305,000
Residential First Capital	Conventional, Jumbo	1	0.1%	100%	$2,225,000
Ahl Funding	Conventional	1	0.1%	100%	$315,000
Flexpoint, Inc.	Conventional, Jumbo	1	0.1%	80%	$1,285,000
San Diego Funding	VA	1	0.1%	100%	$675,000
Campos Financial Corp	Conventional, Jumbo	1	0.1%	100%	$1,055,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$305,000
Land Home Financial Services,	VA	1	0.1%	100%	$445,000
Ony Glo, Inc.	Conventional	1	0.1%	50%	$155,000
Emet Lending Group, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,055,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$265,000
Banc One Mortage Corporation	Conventional	1	0.1%	100%	$665,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$415,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	25%	$715,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$705,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	66.7%	$185,000
Griffin Funding Inc.	Conventional	1	0.1%	100%	$215,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	81	7.6%	65.3%	$426,234
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	59 +10 HELOCs	5.5%	87.1%	$492,457
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	35	3.3%	97.2%	$519,285
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo, HELOC	29 +2 HELOCs	2.7%	97%	$651,551	View
Newrez LLC	Conventional, FHA, VA, Jumbo	28	2.6%	72.5%	$436,428
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	22	2.1%	95.8%	$603,636
Deephaven Mortgage LLC	Conventional, Jumbo	21	2%	87.5%	$665,476
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	20 +3 HELOCs	1.9%	90.9%	$622,500
The Loan Store, Inc	Conventional, Jumbo, HELOC	20 +2 HELOCs	1.9%	100%	$447,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	16 +1 HELOCs	1.5%	100%	$1,016,250	View
Movement Mortgage, LLC	Conventional, VA, Jumbo	16	1.5%	100%	$468,125
Lennar Mortgage, LLC	Conventional, Jumbo	12	1.1%	100%	$661,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	8	0.7%	80%	$247,500	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.7%	100%	$1,192,142	View
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.7%	87.5%	$329,285
Nationstar Mortgage	Conventional	7	0.7%	50%	$292,142
Mortgage Research Center	Conventional, VA, Jumbo	7	0.7%	100%	$583,571
Discover Bank	Conventional	6	0.6%	66.7%	$140,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	6	0.6%	85.7%	$571,666	View
Spring Eq, LLC	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.5%	19.2%	$177,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	5 +2 HELOCs	0.5%	50%	$515,000
Fairway Independent Mort Corp	Conventional, HELOC	5 +1 HELOCs	0.5%	100%	$419,000
Originpoint, LLC	Conventional, Jumbo	5	0.5%	100%	$673,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	5	0.5%	100%	$585,000	View
Triad Financial Services, Inc.	Conventional	4	0.4%	52.4%	$107,500
Credit Human Federal Credit Un	Conventional	4	0.4%	70%	$110,000
Bay Equity LLC	Conventional	4	0.4%	100%	$347,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.4%	100%	$1,195,000	View
21St Mortgage	Conventional	4	0.4%	25%	$175,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.4%	100%	$175,000
Guaranteed Rate Affinity, LLC	Conventional	3	0.3%	100%	$498,333
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$495,000	View
First Colony Mortgage Corporat	Conventional, FHA	3	0.3%	100%	$475,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	3	0.3%	100%	$1,228,333
New Day Financial, LLC.	VA	3	0.3%	42.9%	$298,333
Leaderone Financial Corp.	Conventional	3	0.3%	100%	$608,333
Champions Funding, LLC	Conventional, Jumbo	3	0.3%	75%	$828,333
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	3	0.3%	100%	$561,666	View
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	2 +5 HELOCs	0.2%	50%	$325,000
RBC Bank (Georgia), N.A.	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	66.7%	$790,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$1,230,000	View
Better Mortgage Corporation	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	33.3%	$1,695,000
Arc Home LLC	Conventional	2	0.2%	100%	$720,000
Kbhs Home Loans, LLC	Conventional	2	0.2%	100%	$65,000
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional	2	0.2%	100%	$505,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.2%	100%	$1,285,000	View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo	2	0.2%	66.7%	$2,255,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	27.3%	$375,000
Sage Home Loans Corporation	Conventional	2	0.2%	66.7%	$555,000
Nbkc Bank	Conventional	2	0.2%	100%	$560,000
PHH Mortgage Corporation	Conventional	2	0.2%	66.7%	$720,000
Emporium Tpo LLC	Conventional	2	0.2%	100%	$480,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.2%	100%	$580,000	View
Michigan Mutual, Inc	Conventional	2	0.2%	100%	$505,000
Nqm Funding, LLC	Conventional	2	0.2%	66.7%	$315,000
Geneva Financial LLC	Conventional	2	0.2%	66.7%	$455,000
V.I.P. Mortgage, Inc.	Conventional, Jumbo	2	0.2%	100%	$460,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.2%	100%	$1,375,000	View
Lower, LLC	Conventional, FHA	2	0.2%	100%	$685,000
Luxury Mortgage Corp.	Conventional, Jumbo	2	0.2%	100%	$1,830,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$405,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$365,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$785,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$535,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$805,000	View
FirstBank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$425,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$1,845,000	View
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$805,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$285,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$135,000
Primelending	Conventional	1	0.1%	100%	$325,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$915,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$765,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$445,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$355,000	View
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	Conventional	1	0.1%	100%	$595,000	View
Dart Bank	Conventional	1	0.1%	100%	$655,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$655,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$625,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Amerisave Mortgage Company	Conventional	1	0.1%	6.2%	$105,000
Sammamish Mortgage Company	Conventional	1	0.1%	100%	$775,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$265,000	View
Direct Mortgage Corp A+5.0 ★Texas Ratio: 2.68%	Conventional	1	0.1%	100%	$465,000	View
Intercap Lending Inc	Conventional	1	0.1%	100%	$505,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$455,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.1%	100%	$605,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$225,000
Farmers & Merchants Savings Bank A5.0 ★Texas Ratio: 9.19%	Conventional	1	0.1%	100%	$375,000	View
American Financing Corporation	Conventional	1	0.1%	33.3%	$55,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$555,000	View
Union Home Mortgage Corp.	Conventional	1	0.1%	50%	$105,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$305,000
Cornerstone Bank A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$545,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	33.3%	$285,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$195,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$85,000
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0.1%	100%	$1,615,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$715,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0.1%	100%	$805,000	View
Empeople Credit Union	Conventional, Jumbo	1	0.1%	100%	$885,000
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$355,000
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	Conventional	1	0.1%	100%	$445,000	View
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$345,000	View
Wings Financial Credit Union A+5.0 ★Texas Ratio: 2.07%	Conventional	1	0.1%	100%	$665,000	View
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$1,005,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$455,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$75,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +5 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	0%
Old National Bank A+5.0 ★Texas Ratio: 4.98%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Clearview Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Palm Springs Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Palm Springs, California

Looking for mortgage lenders near me or mortgage brokers near me in Palm Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palm Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Palm Springs, CA

Use these to narrow the list above. Each category shows how many Palm Springs, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 134 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 18 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 20 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 71 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 89 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Palm Springs, CA

Independent mortgage companies closed 75.2 percent of home loans in Palm Springs, California in 2025, banks 20.6 percent and credit unions 4.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 9 loans.

75.2%

Mortgage companies

20.6%

Banks

4.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Palm Springs, CA

Who is the largest mortgage lender in Palm Springs, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palm Springs, California with 41 loans, about 3.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Palm Springs, CA have the highest approval rates?

Among lenders with meaningful volume in Palm Springs, California, Franklin Loan Corporation approved the highest share of completed applications in 2025 at 100 percent, against a 80.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Palm Springs, CA mortgage lenders offer FHA, VA and USDA loans?

18 lenders closed FHA loans in Palm Springs, California in 2025, led by Rocket Mortgage with 3. 20 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Palm Springs, CA lender list?

Yes. 56 banks and 41 credit unions closed home loans in Palm Springs, California in 2025, alongside 134 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Palm Springs, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Palm Springs, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palm Springs, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palm Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.