☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / California / Garden Grove

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Garden Grove, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Garden Grove, California mortgage lenders include US Bank, N.A.US Bank, N.A.12112 Valley View St, Garden Grove, CA 92845A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA12952 Harbor Blvd, Garden Grove, CA 92840A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12555 Valley View St, Garden Grove, CA 92845A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA9591 Chapman Ave, Garden Grove, CA 92841A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA9669 Chapman Ave, Garden Grove, CA 92841A+5.0 ★Texas Ratio: 2.82%, BMO Harris Bank NABMO Harris Bank NA12976 Main St, Garden Grove, CA 92840A+5.0 ★Texas Ratio: 3.54%, Bank of HopeBank of Hope9580 Garden Grove Blvd, Garden Grove, CA 92844A+5.0 ★Texas Ratio: 4.07%, Farmers and Merchants Bank of Long BeachFarmers and Merchants Bank of Long Beach12966 Euclid St, Garden Grove, CA 92840A+5.0 ★Texas Ratio: 0.06%, Schoolsfirst FCUSchoolsfirst FCU13008 Harbor Blvd, Garden Grove, CA 92843 1716A+5.0 ★Texas Ratio: 5.56%, and Eagle Community Credit UnionEagle Community Credit Union12934 Harbor Blvd, Garden Grove, CA 92840 5809A+5.0 ★Texas Ratio: 3.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Garden Grove, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garden Grove are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Garden Grove, California

Market share is the lender's share of all home loans closed in Garden Grove, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Garden Grove 12112 Valley View St, Garden Grove, CA 92845 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	28 +6 HELOCs	2.5%	68.3%	$531,071	View
Wells Fargo Bank NA 2 offices in Garden Grove 12952 Harbor Blvd, Garden Grove, CA 92840 A+5.0 ★Texas Ratio: 5.36%	Conventional	14	1.3%	60.9%	$564,285	View
JPMorgan Chase Bank, NA 3 offices in Garden Grove 12555 Valley View St, Garden Grove, CA 92845 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	12 +1 HELOCs	1.1%	93.3%	$614,166	View
Bank of America NA 5 offices in Garden Grove 9591 Chapman Ave, Garden Grove, CA 92841 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +78 HELOCs	0.5%	62.5%	$533,000	View
Citibank, NA 1 office in Garden Grove 9669 Chapman Ave, Garden Grove, CA 92841 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	4 +3 HELOCs	0.4%	80%	$860,000	View
BMO Harris Bank NA 1 office in Garden Grove 12976 Main St, Garden Grove, CA 92840 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +8 HELOCs	0.3%	42.9%	$468,333	View
Bank of Hope 1 office in Garden Grove 9580 Garden Grove Blvd, Garden Grove, CA 92844 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$495,000	View
Farmers and Merchants Bank of Long Beach 1 office in Garden Grove 12966 Euclid St, Garden Grove, CA 92840 A+5.0 ★Texas Ratio: 0.06%	Conventional	1	0.1%	100%	$125,000	View
Schoolsfirst FCU 13008 Harbor Blvd, Garden Grove, CA 92843 1716 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	90 +136 HELOCs	8.2%	86.7%	$325,111	View
Eagle Community Credit Union 12934 Harbor Blvd, Garden Grove, CA 92840 5809 A+5.0 ★Texas Ratio: 3.63%	Conventional, HELOC	25 +1 HELOCs	2.3%	100%	$162,200	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	15 +16 HELOCs	1.4%	62.5%	$237,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	8	0.7%	88.9%	$650,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	5 +6 HELOCs	0.5%	83.3%	$723,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	5	0.5%	71.4%	$201,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	4 +1 HELOCs	0.4%	100%	$527,500	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	4	0.4%	80%	$1,072,500	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	4	0.4%	100%	$410,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	3 +1 HELOCs	0.3%	75%	$558,333	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$158,333	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	3	0.3%	100%	$821,666	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +21 HELOCs	0.2%	100%	$515,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	2 +3 HELOCs	0.2%	66.7%	$320,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$980,000	View
Credit Union of Southern California 11390 Stanford Ave, Garden Grove, CA 92840 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$145,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +8 HELOCs	0.1%	20%	$145,000	View
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$255,000	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$855,000	View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	Conventional	1	0.1%	100%	$1,105,000	View
S&S Financial 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$445,000	View
Bank Irvine 6201 Oak Canyon Suite 150, Irvine, CA 92618 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$1,125,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$725,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	100%	$415,000	View
Educational Employees Credit Union 1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$365,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	100%	$455,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$35,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +3 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +2 HELOCs	0%	50%		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Nikkei Credit Union 146 W Carson St, Carson, CA 90745 2601 A5.0 ★Texas Ratio: 13.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Nmsi, Inc.	Conventional, Jumbo	91	8.3%	100%	$638,736
New Wave Lending Group Inc	Conventional, Jumbo	64	5.8%	100%	$679,062
AmWest Funding Corp	Conventional, Jumbo, HELOC	57 +8 HELOCs	5.2%	85.1%	$588,859
Pennymac Loan Services LLC	Conventional, FHA, VA	18	1.6%	82.6%	$561,111
Bridgeway Lending Partners, LLC	Conventional	18	1.6%	100%	$580,555
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	12	1.1%	92.9%	$479,166	View
Flexpoint, Inc.	Conventional	12	1.1%	95.2%	$507,500
loanDepot.com LLC	Conventional, VA, HELOC	11 +5 HELOCs	1%	85.7%	$397,727
New American Funding, LLC.	Conventional, FHA, HELOC	8 +2 HELOCs	0.7%	88.9%	$450,000
Emet Lending Group, Inc.	Conventional	8	0.7%	100%	$611,250
Ony Glo, Inc.	Conventional	6	0.5%	60%	$800,000
JSB Mortgage Corporation	Conventional	6	0.5%	100%	$816,666
Carrington Mortgage Services LLC	Conventional	6	0.5%	70%	$688,333
Vista Point Mortgage, LLC	Conventional	6	0.5%	85.7%	$635,000
AAA Capital Investment, Inc	Conventional	5	0.5%	100%	$581,000
Bay-Valley Mortgage Group	Conventional	5	0.5%	100%	$453,000
Sierra Pacific Mortgage Co. Inc	Conventional	5	0.5%	83.3%	$651,000
Kind Lending, LLC	Conventional	4	0.4%	40%	$332,500
JMJ Financial Group Inc.	Conventional, VA	4	0.4%	100%	$612,500
Stg Mortgage Inc	Conventional	4	0.4%	100%	$920,000
Provident Funding Associates	Conventional	4	0.4%	100%	$647,500
Hometown Equity Mortgage, LLC	Conventional	4	0.4%	33.3%	$685,000
JMAC Lending, Inc.	Conventional	4	0.4%	100%	$807,500
Southland Credit Uniom	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$645,000
Fundloans Capital	Conventional	3	0.3%	100%	$671,666
Home Mortgage Alliance Corp (Hmac)	Conventional	3	0.3%	75%	$431,666
American Financial Network, Inc.	Conventional, FHA	3	0.3%	75%	$771,666
T. J. Financial, Inc.	Conventional	3	0.3%	100%	$585,000
Banc One Mortage Corporation	Conventional	3	0.3%	100%	$725,000
Mission Loans, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$265,000
AdvantageFirst Lending Inc	Conventional, FHA	2	0.2%	50%	$505,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.2%	66.7%	$1,265,000
Royal Pacific Funding	Conventional	2	0.2%	100%	$455,000
First Stardand Financial dba Nexcap Home Loans	Conventional	2	0.2%	100%	$375,000
Network Capital Funding Corporation	Conventional	2	0.2%	50%	$630,000
American Pacific Mortgage Corporation	Conventional	2	0.2%	100%	$625,000
Zillow Home Loans, LLC	Conventional	2	0.2%	100%	$485,000
Paramount Residential Mortgage	Conventional	2	0.2%	100%	$600,000
Cake Mortgage Corp.	Conventional	2	0.2%	100%	$430,000
Financial Partners Credit Unio	Conventional, HELOC	1 +13 HELOCs	0.1%	33.3%	$265,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$435,000
Golden Empire Mortgage, Inc.	Conventional	1	0.1%	100%	$795,000
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$425,000
Resicentral LLC	Conventional	1	0.1%	100%	$665,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$705,000
Coast 2 Coast Funding Group, Inc	Conventional	1	0.1%	100%	$365,000
Winprime Lending	Conventional	1	0.1%	100%	$515,000
Googain, Inc.	Conventional	1	0.1%	100%	$205,000
Ahl Funding	Conventional	1	0.1%	100%	$1,125,000
Hightechlending, Inc	Conventional	1	0.1%	100%	$1,115,000
Greenbox Loans	Conventional	1	0.1%	100%	$565,000
Intelliloan, Inc.	Conventional	1	0.1%	100%	$265,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$1,025,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$265,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$705,000
Popa FCU - Cerritos	Conventional	1	0.1%	100%	$105,000
Nexera Holding LLC	Conventional	1	0.1%	50%	$605,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	121	11%	78.1%	$539,214
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	120 +15 HELOCs	10.9%	84.6%	$676,500
The Loan Store, Inc	Conventional, HELOC	19 +7 HELOCs	1.7%	92.3%	$597,631
Spring Eq, LLC	Conventional, HELOC	16 +7 HELOCs	1.5%	44.7%	$210,625
Nationstar Mortgage	Conventional	14	1.3%	68.2%	$285,000
Newrez LLC	Conventional, FHA	12	1.1%	52.2%	$401,666
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +6 HELOCs	0.8%	83.3%	$308,333
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	7 +5 HELOCs	0.6%	87.5%	$683,571
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	7	0.6%	77.8%	$495,000	View
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.6%	87.5%	$496,428
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, HELOC	6 +4 HELOCs	0.5%	90.9%	$520,000	View
CrossCountry Mortgage, LLC	Conventional, HELOC	6 +1 HELOCs	0.5%	100%	$391,666
Amerisave Mortgage Company	Conventional, FHA	6	0.5%	42.9%	$190,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	4	0.4%	100%	$377,500
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	3 +3 HELOCs	0.3%	50%	$331,666	View
Union Home Mortgage Corp.	Conventional	3	0.3%	100%	$615,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.3%	75%	$1,058,333	View
American Financial Resources LLC	Conventional	2	0.2%	100%	$770,000
Lakeview Loan Servicing, LLC	FHA, VA	2	0.2%	27.3%	$515,000
Triad Financial Services, Inc.	Conventional	2	0.2%	60%	$180,000
PHH Mortgage Corporation	Conventional	2	0.2%	66.7%	$520,000
Deephaven Mortgage LLC	Conventional	2	0.2%	66.7%	$130,000
Emporium Tpo LLC	Conventional	2	0.2%	100%	$510,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.2%	100%	$525,000
Discover Bank	Conventional	2	0.2%	22.2%	$160,000
Bay Equity LLC	Conventional	2	0.2%	100%	$385,000
Nfm, Inc	Conventional, FHA	2	0.2%	100%	$680,000
Nations Direct Mortgage, LLC	Conventional	2	0.2%	100%	$400,000
Better Mortgage Corporation	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$505,000
Alliant Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$495,000
Everett Financial, Inc.	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$905,000
Teachers Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$385,000
Communityamerica Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$85,000	View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$195,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	50%	$255,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$885,000
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$1,025,000	View
Primelending	Conventional	1	0.1%	66.7%	$755,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$715,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	33.3%	$955,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$1,015,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$445,000
Signature Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$575,000
Dart Bank	Conventional	1	0.1%	100%	$645,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$1,135,000
HomeStreet Bank	Conventional	1	0.1%	100%	$605,000
Oaktree Funding Corp	Conventional	1	0.1%	66.7%	$385,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$655,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.1%	100%	$1,025,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$155,000
American Financing Corporation	FHA	1	0.1%	40%	$545,000
First Colony Mortgage Corporat	VA	1	0.1%	100%	$415,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$705,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$575,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$825,000
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0.1%	100%	$1,095,000	View
Mortgage Research Center	VA	1	0.1%	100%	$935,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$485,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$205,000	View
Logan Finance Corporation	Conventional	1	0.1%	100%	$415,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$315,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$545,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$1,155,000	View
Fairway Independent Mort Corp	Conventional	1	0.1%	100%	$575,000
21St Mortgage	Conventional	1	0.1%	6.7%	$145,000
Champions Funding, LLC	Conventional	1	0.1%	50%	$1,125,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$495,000	View
Village Capital & Investment	FHA	1	0.1%	100%	$615,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +12 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +11 HELOCs	0%	0%
Pentagon Federal Credit Union	HELOC	0 +6 HELOCs	0%	0%
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	0%		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Garden Grove Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Garden Grove, California

Looking for mortgage lenders near me or mortgage brokers near me in Garden Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garden Grove in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Garden Grove, CA

Use these to narrow the list above. Each category shows how many Garden Grove, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 114 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 33 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 38 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 22 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 13 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 94 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Garden Grove, CA

Independent mortgage companies closed 74.2 percent of home loans in Garden Grove, California in 2025, banks 10.2 percent and credit unions 15.7 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.

74.2%

Mortgage companies

10.2%

Banks

15.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Garden Grove, CA

Who is the largest mortgage lender in Garden Grove, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Garden Grove, California with 28 loans, about 2.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Garden Grove, CA have the highest approval rates?

Among lenders with meaningful volume in Garden Grove, California, Nmsi, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 79.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Garden Grove, CA mortgage lenders offer FHA, VA and USDA loans?

22 lenders closed FHA loans in Garden Grove, California in 2025, led by Rocket Mortgage with 10. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Garden Grove, CA lender list?

Yes. 33 banks and 38 credit unions closed home loans in Garden Grove, California in 2025, alongside 114 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Garden Grove, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Garden Grove, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garden Grove, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garden Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.