|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Nikkei Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Nikkei Credit Union's 6 month Jumbo Term CD Accounts rates are at 3.20%, 24 month Jumbo Term CD Accounts rates are at 3.09%, 12 month rates are at 2.99%, 12 month with 2 Withdrawals rates are at 2.99%, 6 month rates are at 2.99%. Nikkei Credit Union's savings rates are at 0.00%. Nikkei Credit Union's money market rates are at 0.05%. Nikkei Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Nikkei Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.31%. Rates last updated and verified on 08/28/2026. Nikkei Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nikkei Credit Union? Share your experience about Nikkei Credit Union by leaving a review below, or read customer reviews before you decide to use Nikkei Credit Union. Nikkei Credit Union
Nikkei Credit Union Gardena Branch 18425 S Western Ave
https://www.nikkeicu.org Gardena, CA 90248 
Nikkei Credit Union CD Rates
Nikkei Credit Union Savings Rates
Nikkei Credit Union Money Market Rates
Nikkei Credit Union Checking Rates
Nikkei Credit Union Mortgage Rates
Nikkei Credit Union Home Equity & HELOC
Nikkei Credit Union Auto Loan Rates
Nikkei Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Nikkei Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nikkei Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Nikkei Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Nikkei Credit Union
Website
https://www.nikkeicu.org
Address
18425 S Western Ave,
Gardena, CA 90248
Phone
310-324-1544
Fax
310-324-1659
President
Gary Nakata
CEO
Jon Hernandez
Full-Time Employees
16
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.31%
Return on Assets (ROA)
0.2424%
Return on Equity (ROE)
1.6830%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
79,680,275
Total Amount of Shares and Deposits
67,609,171
Total Shares and Deposits < 1 Year
64,852,136
Total Shares and Deposits 1 3 Years
2,757,034
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
276,844
Total Uninsured Shares and Deposits > $250K (F+J)
276,844
Total Insured Shares and Deposits > $250K (item 17 less item K)
67,332,327
Total Interest Expense (Sum of items 6 8)
610,991
Share Certificates
609
Number of Accounts for Share Drafts
1,279
IRA KEOGH Accounts
28
Number of Accounts for Regular Shares
3,958
Money Market Shares
117
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,320,899
Total Liabilities
68,276,159
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Nikkei Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Nikkei Credit Union
Frequently Asked Questions About Nikkei Credit UnionHow many branches does Nikkei Credit Union operate?Nikkei Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Nikkei Credit Union?Yes, to access services at Nikkei Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Nikkei Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Nikkei Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Nikkei Credit Union offer online and mobile banking?Most modern institutions like Nikkei Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nikkeicu.org. Current Nikkei Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Orlando Credit Union
Graphic Arts Credit Union
Midflorida Credit Union
Westex Federal Credit Union
Lafayette Federal Credit Union
Town and Country Credit Union
PPG and Associates Federal Credit Union
MWRD Employees Credit Union
WESTconsin Credit Union
Linden NJ Police & Firemen Federal Credit Union
Planites Credit Union
Truity Federal Credit Union
PROFINANCE
MORROW COUNTY
Texas Bay Credit Union
Star Of Texas Credit Union
AERO Federal Credit Union
AMPOT Federal Credit Union
Willow Island Federal Credit Union
Gulf Trust Federal Credit Union
Peninsula General Hospital & Medical Center Employees FCU
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking