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Best CD Rates for June 2023 | Find the Highest Certificate of Deposit Rates

Find the best CD bank rates by reading our reports and searching our CD rate tables. You can compare average CD rates to the highest rates available.

TIAA Bank is offering exceptional short-term CD rates online, TIAA Bank CDs provide some of the highest CD rates available. The 9-month CD rates are currently at 5.00%, a rate higher than many 12-month CD rates. If you're looking for a slightly longer-term CD, 12-month CD rates at TIAA Bank are currently at 4.75%, also a quite attractive rate. This is the perfect time to lock-in a high CD rate, as rates are projected to drop later in the year.

TIAA Bank offering great CD rates doesn't stop with their 9-month and 12-month CDs, if you're looking for a longer-term CD, TIAA Bank's 60-month CD rate is at 3.95%. Locking in a high rate on a longer-term CD isn't a bad idea right now as rates are expected to start moving lower, if not this year sometime in 2024. Just think back to over a year ago when rates were much lower, the best CD rates were just over 1.00 percent, now you can lock in a rate of almost 4.00 percent for 5 years!

Regular CD accounts are not the only CD accounts offered at TIAA Bank. The bank also offers IntraFi Network Deposits CD Accounts (formerly CDARS). For those who don't know, these accounts allow consumers with large deposits keep their money insured by staying under the FDIC insurance limit of $250,000 per depositor per bank. Basically, one can open many CD accounts and their money is spread across multiple banks, to give you an idea the funding limit for a 3-month CD is $8 million.

Regular CD Rates at TIAA Bank

  • 3-month 4.00%
  • 6-month 4.00%
  • 9-month 5.00%
  • 12-month 4.75%
  • 18-month 4.60%
  • 24-month 4.40%
  • 30-mont 4.10%
  • 36-month 4.10%
  • 48-month 4.05%
  • 60-month 3.95%
  • IntraFi Network Deposits CD Rates at TIAA Bank

  • 3-month 3.15% $8 million funding limit
  • 6-month 3.13% $8 million funding limit
  • 12-month 3.82% $8 million funding limit
  • 24-month 3.35% $1 million funding limit
  • 36-month 2.92% $0.5 million funding limit
  • Looking at TIAA Bank's CD rates, you can see that while their long-term CD rates are not the highest CD rates offered, this is normal these days because the yield curve on U.S. Treasuries is inverted, meaning short-term yields are higher than long-term yields.

    To sum up, TIAA Bank's CDs are very good right now and you might not to pass up locking in a high CD rate. If you take action today and open a TIAA Bank CD, you can watch your savings grow. Remember, these high CD rates are probably moving lower this year or next, if rates do move lower, you'll feel smug locking in higher rates now!

    Author: Brian McKay
    May 19th, 2023

    Are you tired of watching your hard-earned money sit idle in a regular savings account, barely earning any interest? Do you wish there was a way to make your savings work harder for you without taking on unnecessary risks? Look no further! Brio Direct Certificates of Deposit (CDs), the perfect investment option for those seeking a higher yield, with rates as high as 5.25% APY for a 12-month CD.

    What is a Brio Direct Certificate of Deposit, you ask? Simply put, it's a secure savings vehicle that offers higher interest rates than traditional savings accounts. By opening a Brio Direct CD, you can guarantee a fixed return on your investment over a predetermined period, ranging from a 30-days to several years. This makes it an ideal choice for both short-term and long-term financial goals.

    The first thing that sets Brio Direct CDs apart is their impressive CD rates, especially on Brio Direct's 12-month CD. Compared to standard savings accounts that usually offer meager returns, sometimes as low as 0.01%, Brio Direct CDs provide you with a fantastic opportunity to maximize your earnings. By taking advantage of the power of compound interest, you can watch your money grow exponentially over time.

    Current Brio Direct CD Rates

  • 30 Day 0.05%
  • 3 Month 0.25%
  • 5 Month 0.15%
  • 9 Month 0.30%
  • 12 Month 5.25% (Promo CD Rate)
  • 18 Month 1.35%
  • 24 Month 2.30%
  • 30 Month 0.45%
  • 36 Month 2.45%
  • 48 Month 0.45%
  • 60 Month 0.45%
  • As you can see from the CD rates listed above, not all of Brio Direct's CD rates are competitive, by far the best deal for your money is the 12-month Promo CD rate of 5.25% APY.

    Another noteworthy aspect of Brio Direct CDs is their security. Your hard-earned money deserves to be protected, and Brio Direct understands that. With their strong reputation and commitment to customer satisfaction, they have designed their CDs to offer peace of mind. Brio Direct is dedicated to ensuring the safety of your funds, making it a trusted choice among savvy investors. Rest assured, your financial well-being is their top priority.

    Flexibility is key when it comes to financial planning, and Brio Direct CDs deliver in this aspect as well. With various terms and investment amounts available, you can customize your CD to suit your specific needs. Whether you're looking to invest a small sum for a short period or secure a larger investment for a long-term goal, Brio Direct has the perfect CD option for you. The ability to tailor your investment ensures that you remain in control of your financial journey.

    Open a Brio Direct Certificate of Deposit today and embark on your path to getting a higher yield for your money. It's a simple process that can be done online, at your convenience. Just imagine the satisfaction of knowing that you've taken a proactive step toward securing a brighter future.

    Don't let your money languish in a low-interest savings account when it could be growing rapidly with a Brio Direct CD. Seize this opportunity and unlock your financial potential. Start by visiting Brio Direct's website, where you'll find all the information you need to make an informed choice.

    The time is now to make a change. Break free from the limitations of traditional savings accounts and explore the world of Brio Direct Certificates of Deposit. Experience the exhilaration of watching your money flourish while enjoying the security and flexibility that Brio Direct offers. Your future self will thank you for taking this decisive step. Open a Brio Direct CD today and let your money thrive! You can read more about or open an account here:

    Author: Brian McKay
    May 14th, 2023