First National B&T Co. of Bottineau CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.84%, 6-month CD rates at 0.10% and 3-month CD rates at 4.20%. Current savings rates are at 0.50% and money market rates are at 2.10%. Mortgage rates today on 30-year fixed loans are around 6.65%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. First National B&T Co. of Bottineau's 12-Month CD rates are at 4.30%, 6-Month CD rates are at 4.24%, 60-Month CD rates are at 4.14%, 36-Month CD rates are at 3.79%, 30-Month CD rates are at 3.53%. First National B&T Co. of Bottineau's savings rates are at 0.55%. First National B&T Co. of Bottineau's money market rates are at 0.75%.

First National B&T Co. of Bottineau

To see how these rates compare to First National B&T Co. of Bottineau CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National B&T Co. of Bottineau, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National B&T Co. of Bottineau CD rates. You can also compare First National B&T Co. of Bottineau savings rates, MMA rates and mortgage rates using our other rate lists.

First National B&T Co. of Bottineau money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National B&T Co. of Bottineau? Share your experience about First National B&T Co. of Bottineau by leaving a review below, or read customer reviews before you decide to use First National B&T Co. of Bottineau.

First National B&T Co. of Bottineau Texas Ratio

First National B&T Co. of Bottineau's Texas Ratio is at 0.84%, which is considered excellent. The Texas Ratio for First National B&T Co. of Bottineau is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National B&T Co. of Bottineau is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.30%
18-Month CD
3.53%
24-Month CD
3.53%
36-Month CD
3.79%
48-Month CD
N/A
60-Month CD
4.14%
Savings
0.55%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National B&T Co. of Bottineau
424 Main St
Bottineau, ND 58318
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National B&T Co. of Bottineau CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
12-Month CD
4.30%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
6-Month CD
4.24%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
60-Month CD
4.14%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
36-Month CD
3.79%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
18-Month CD
3.53%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
24-Month CD
3.53%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
30-Month CD
3.53%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
3-Month CD
2.78%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Super NOW Checking
0.55%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National B&T Co. of Bottineau Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
6-Month CD
4.55%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
48-Month CD
4.40%
$1,000
Fidelity
Fidelity
60-Month CD
4.25%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD (Jumbo)
4.13%
$100,000
ESSA Bank & Trust
ESSA Bank & Trust
6-Month CD
4.00%
$1,000
Columbia Bank
Columbia Bank
18-Month CD
3.85%
$500
Regional Missouri Bank
Regional Missouri Bank
36-Month CD
3.85%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD
3.80%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
6-Month CD
3.78%
$500
EverBank
EverBank
24-Month CD
3.75%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
36-Month CD
3.75%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
24-Month CD
3.67%
$500
Navy Federal Credit Union
Navy Federal Credit Union
24-Month CD
3.66%
$1,000
BankGloucester
BankGloucester
12-Month CD
3.63%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
48-Month CD
3.55%
$10,000
All America Bank
All America Bank
24-Month CD
3.50%
$500
Meridian Bank
Meridian Bank
48-Month CD
3.35%
$500
Parke Bank
Parke Bank
48-Month CD
3.30%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
60-Month CD
3.30%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
36-Month CD (Jumbo)
3.25%
$100,000
Community Bank of Trenton
Community Bank of Trenton
36-Month CD
3.00%
$5,000
New Albin Savings Bank
New Albin Savings Bank
Money Market
2.89%
$2,500
Range Bank
Range Bank
24-Month CD
2.50%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
6-Month CD
2.37%
$500
Peoples Bank & Trust Co.
12-Month CD
2.27%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
48-Month CD
2.20%
$1,000
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
Reliance Bank
Reliance Bank
Really Green Checking
2.01%
$0
Kitsap Bank
Kitsap Bank
24-Month CD
2.00%
$5,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
12-Month CD
1.76%
$1,000
FNB Community Bank
FNB Community Bank
3-Month CD
1.61%
$1,000
Bank of Easton
Bank of Easton
48-Month CD
1.51%
$500
Piedmont FSB
Piedmont FSB
36-Month CD
1.20%
$500
First FSB of Kentucky
First FSB of Kentucky
36-Month CD
1.00%
$500
Ascendia Bank
Ascendia Bank
36-Month CD
1.00%
$500
Century SLA
Century SLA
Money Market
0.75%
$100,000
Investment Savings Bank
Investment Savings Bank
24-Month CD
0.40%
$500
BankWest Of Kansas
BankWest Of Kansas
12-Month CD
0.30%
$0
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
12-Month CD
0.30%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
18-Month CD
0.30%
$500
Versailles S&L Co.
Versailles S&L Co.
18-Month CD
0.30%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
24-Month CD
0.25%
$250
Complex Community Federal Credit Union
Complex Community Federal Credit Union
Regular Savings
0.25%
$100
FirstOak Bank
FirstOak Bank
Money Market
0.25%
$100,000
Volunteer State Bank
Volunteer State Bank
Savings
0.20%
$100
MCS Bank
MCS Bank
Statement Savings
0.10%
$25
Savers Co-operative Bank
Savers Co-operative Bank
Savings
0.10%
$10
United Bank of Philadelphia
United Bank of Philadelphia
12-Month CD
0.10%
$500
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
The Bank of Glen Burnie
The Bank of Glen Burnie
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National B&T Co. of Bottineau Information

First National B&T Co. of Bottineau
424 Main St
Bottineau, ND 58318
Bottineau
Established Date: 01/01/1906
FDIC Certificate #: 3902
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BOTTINEAU INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First National B&T Co. of Bottineau FDIC Insured? Yes
What is First National B&T Co. of Bottineau's Cert number? 3902
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National B&T Co. of Bottineau Financials

Total Assets:
$167,566,000
Total Deposits:
$145,974,000
Equity Capital:
$20,199,000
Domestic Deposits:
$145,974,000
Net Income:
$335,000
Return on Assets:
2.6670%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.4716%
Pretax Quarterly Return on Assets:
1.4700%
Return on Equity:
24.1400%
Quarterly Return on Equity:
6.6800%
Leverage Tier 1 (Core Capital) Ratio:
13.8898%
Total Interest Income (YTD):
4.3790%
 
 
Headquarters:
Bottineau
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Bottineau
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

TotalDirectBank Money Market Account RatesTotalDirectBank money market account rates are currently some of the best money market rates available on the rate list. Current money market account rates from TotalDirectBank are at 2.03 percent with an APY of 2.05 percent. The minimum opening account balance is only $5,000 and the maximum amount you can deposit is $500,000. This high yield money market account rate from TotalDirectBank is more than 8x the FDIC national average rate. To get the best deal on a money market account compare rates online with TotalDirectBank money market account rates.
5 Star Bank MMA 50K rates are now at 0.20 percent with a yield of 0.20 percent. View the current MMA 50K rates at 5 Star Bank below.
Today's average 30 year conforming mortgage rates and refinance rates are at 4.85 percent. Right now in the state of Washington, 30 year mortgage rates and refinance rates are higher than the current national average. Current 30 year Washington rates are averaging 4.94 percent.

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