Mortgage Rates

Mortgage rates have hit yet another record low in the most recent mortgage survey. 30 year fixed mortgage rates and 15 year fixed mortgage rates hit new all-time lows ever recorded in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.

30 year mortgage rates are down to 4.43 percent for the week ending August 27, 2010, a decline from the prior week’s average contract 30 year mortgage rate of 4.50 percent. Mortgage discount points increased to 1.34 points, an increase from the prior week’s average of 0.89 points.

10 year U.S. bond yields have been on a sharp decline since early April which is driving mortgage rates to new lows weekly. 10 year bond yields are now at 2.47 percent. On April 5, 10 year bond yields were near 4.00 percent. We can expect further declines in bond yields and mortgage rates if economic growth continues to slow. Some analysts expect 10 year bond yields to hit 2.00 percent and 30 year conforming mortgage rates to hit 4.00 percent.

15 year mortgage rates decreased to 3.88 percent for the week ending August 27, 2010, down from last week’s average 15 year mortgage rate of 3.91 percent. Mortgage discount points on 15 year home loans decreased to 1.45 points, down from the previous week’s average of 1.64 points. 

1 year adjustable mortgage rates bucked the trend and were higher for the week ending August 27, 2010.  1 year adjustable mortgage rates are averaging 6.95 percent, up from the previous week’s average 1 year adjustable rate mortgage of 6.84 percent. Mortgage discount points averaged 0.23 points, up from previous week’s average of 0.22 points. 

Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week:

Mortgage Rates

30 year mortgage rates are averaging 4.38 percent, down from the prior week’s average 30 year mortgage rate of 4.48 percent. Current 30 year mortgage refinance rates are also lower averaging 4.38 percent this week.

Current 15 year mortgage rates are averaging 3.83 percent, unchanged from last week’s average 15 year mortgage interest rate. Current 15 year mortgage refinance rates are also unchanged at 3.83 percent. 

Jumbo Mortgage Rates Today

30 year jumbo mortgage rates today are under 5.00 percent averaging 4.92 percent, down from last week’s average 30 year year jumbo mortgage rate of 5.05 percent. Current 30 year jumbo refinance mortgage rates are also down to 4.92 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.36 percent, a decline from last week’s average jumbo mortgage rate of 4.50 percent. Current 15 year jumbo refinance mortgage rates are also averaging 4.36 percent.

Adjustable Conventional Mortgage Rates

1 year adjustable mortgage rates are averaging 3.17 percent, down from last week’s average 1 year adjustable home mortgage interest rate of 3.19 percent. Current 1 year conforming adjustable refinance mortgage rates are also down to 3.17 percent this week.

Current 3 year adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average 3 year adjustable rate mortgage of 4.06 percent. 3 year mortgage refinance rates today are also down to 3.79 percent.

5 year adjustable mortgage rates are averaging 3.44 percent, down slighlty from the prior week’s average mortgage rate oif 3.45 percent. 5 year refinance mortgage rates today are also averaging 3.44 percent.

Today’s 7 year adjustable mortgage interest rates today are averaging 3.65 percent, a decline from the previous week’s average 7 year home mortgage rate of 3.72 percent.  7 year mortgage refinance rates are also lower  averaging 3.65 percent.

10 year adjustable bank mortgage rates are averaging 3.97 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.01 percent. 10 year home mortgage refinance rates are also lower this week averaging 3.97 percent.

Adjustable Jumbo Mortgage Rates

Current 1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage interest rate. 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Today’s 3 year jumbo adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average jumbo mortgage rate of 4.16 percent.  3 year jumbo refinance mortgage rates today are also down to 3.79 percent.

Current 5 year jumbo adjustable bank mortgage rates are averaging 3.73 percent this week, down from last week’s average mortgage rate of 3.87 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.73 percent.

7 year jumbo adjustable mortgage rates are averaging 4.29 percent, down from last week’s average 7 year home mortgage rate of 4.42 percent. 7 year jumbo refinance mortgage rates are also lower averaging 4.29 percent.

10 year jumbo mortgage rates are averaging 4.99 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.02 percent. 10 year jumbo home refinance interest rates are also down averaging 4.99 percent.

Interest Only Conventional Adjustable Mortgage Rates

3 year interest only adjustable mortgage rates are averaging 4.08 percent, down slightly from last week’s average interest only mortgage loan rate of 4.09 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.08 percent.

Today’s 5 year interest only adjustable bank mortgage rates are averaging 3.59 percent, down from last week’s average five year interest only mortgage loan rate of 3.62 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.59 percent.

7 year interest only adjustable mortgage rates today are averaging 3.76 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.86 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.76 percent.

Jumbo Interest Only Adjustable Mortgage Rates

3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. Today’s interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, no change from last week’s average IO home mortgage interest rate week. Current 5 year jumbo adjustable IO loan rates are also unchanged averaging 4.29 percent.

Today’s 7 year jumbo IO adjustable mortgage rates are averaging 4.67 percent, down from an average jumbo 7 year home mortgage rate of 4.77 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.67 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 6.884 percent, down from the previous week’s average when home equity loans averaged 7.009 percent.

15 year home equity rates today are averaging 7.175 percent, down from last week’s average home equity loan rate of 7.377 percent.

Home Equity Line of Credit Rates (HELOC Rates)

The current average home equity line of credit rate is averaging 4.763 percent this week, up slightly from last week’s average HELOC rate of 4.762 percent.

Attention real estate agents: Use our free mortgage rates widgets to keep track of national average mortgage rates and state mortgage rates on your website. Use our free mortgage calculator to calculate your monthly mortgage payments.

Mortgage rates made another all-time low in this week’s mortgage rates report. Record low mortgage rates can’t help the housing market recover. The U.S. Census Bureau and the U.S. Department of Housing and Urban Development said new homes sales fell to their lowest level since the government started tracking new home sales 40 years ago.

Current 30 year conforming mortgage rates are averaging 4.38 percent, down from an average 30 year mortgage rate of up 4.48 percent last week. If the economy continues to weaken or if we had back into a 30 year mortgage rates might hit 4.00 percent. 30 year mortgage rates were averaging 5.16 percent back in the beginning of 2010.

30 year jumbo mortgage interest rates are now under 5.00 percent averaging 4.92 percent, down from last week’s average 30 year jumbo mortgage rate of 5.05 percent. In January of 2010 30 year jumbo mortgage rates were averaging 5.81 percent.

Mortgage Rates

30 year mortgage rates are averaging 4.38 percent, down from the prior week’s average 30 year mortgage rate of 4.48 percent. Current 30 year mortgage refinance rates are also lower averaging 4.38 percent this week.

Current 15 year mortgage rates are averaging 3.83 percent, unchanged from last week’s average 15 year mortgage interest rate. Current 15 year mortgage refinance rates are also unchanged at 3.83 percent. 

Jumbo Mortgage Rates Today

30 year jumbo mortgage rates today are under 5.00 percent averaging 4.92 percent, down from last week’s average 30 year year jumbo mortgage rate of 5.05 percent. Current 30 year jumbo refinance mortgage rates are also down to 4.92 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.36 percent, a decline from last week’s average jumbo mortgage rate of 4.50 percent. Current 15 year jumbo refinance mortgage rates are also averaging 4.36 percent.

Adjustable Conventional Mortgage Rates

1 year adjustable mortgage rates are averaging 3.17 percent, down from last week’s average 1 year adjustable home mortgage interest rate of 3.19 percent. Current 1 year conforming adjustable refinance mortgage rates are also down to 3.17 percent this week.

Current 3 year adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average 3 year adjustable rate mortgage of 4.06 percent. 3 year mortgage refinance rates today are also down to 3.79 percent.

5 year adjustable mortgage rates are averaging 3.44 percent, down slighlty from the prior week’s average mortgage rate oif 3.45 percent. 5 year refinance mortgage rates today are also averaging 3.44 percent.

Today’s 7 year adjustable mortgage interest rates today are averaging 3.65 percent, a decline from the previous week’s average 7 year home mortgage rate of 3.72 percent.  7 year mortgage refinance rates are also lower  averaging 3.65 percent.

10 year adjustable bank mortgage rates are averaging 3.97 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.01 percent. 10 year home mortgage refinance rates are also lower this week averaging 3.97 percent.

Adjustable Jumbo Mortgage Rates

Current 1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage interest rate. 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Today’s 3 year jumbo adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average jumbo mortgage rate of 4.16 percent.  3 year jumbo refinance mortgage rates today are also down to 3.79 percent.

Current 5 year jumbo adjustable bank mortgage rates are averaging 3.73 percent this week, down from last week’s average mortgage rate of 3.87 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.73 percent.

7 year jumbo adjustable mortgage rates are averaging 4.29 percent, down from last week’s average 7 year home mortgage rate of 4.42 percent. 7 year jumbo refinance mortgage rates are also lower averaging 4.29 percent.

10 year jumbo mortgage rates are averaging 4.99 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.02 percent. 10 year jumbo home refinance interest rates are also down averaging 4.99 percent.

Interest Only Conventional Adjustable Mortgage Rates

3 year interest only adjustable mortgage rates are averaging 4.08 percent, down slightly from last week’s average interest only mortgage loan rate of 4.09 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.08 percent.

Today’s 5 year interest only adjustable bank mortgage rates are averaging 3.59 percent, down from last week’s average five year interest only mortgage loan rate of 3.62 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.59 percent.

7 year interest only adjustable mortgage rates today are averaging 3.76 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.86 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.76 percent.

Jumbo Interest Only Adjustable Mortgage Rates

3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. Today’s interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, no change from last week’s average IO home mortgage interest rate week. Current 5 year jumbo adjustable IO loan rates are also unchanged averaging 4.29 percent.

Today’s 7 year jumbo IO adjustable mortgage rates are averaging 4.67 percent, down from an average jumbo 7 year home mortgage rate of 4.77 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.67 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 6.884 percent, down from the previous week’s average when home equity loans averaged 7.009 percent.

15 year home equity rates today are averaging 7.175 percent, down from last week’s average home equity loan rate of 7.377 percent.

Home Equity Line of Credit Rates (HELOC Rates)

The current average home equity line of credit rate is averaging 4.763 percent this week, up slightly from last week’s average HELOC rate of 4.762 percent.

Use our mortgage rate widgets to keep track of national average mortgage rates and state mortgage rates on your website. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.

Mortgage rates made another record low in the most recent mortgage rate report released yesterday. Both 30 year mortgage rates and 15 year mortgage rates made fresh lows in Freddie Mac’s Primary Mortgage Market Survey for the week ending August 26, 2010. Current 5 year adjustable mortgage rates tied an all-time low set the prior week.

30 year mortgage rates are averaging 4.36 percent for the week ending August 26, 2010, down from the previous week’s average 30 year mortgage rate of 4.42 percent. Average mortgage discount points on 30 year home mortgages remained unchanged at 0.7 points. A year ago average 30 year mortgage rates were above 5.00 percent at 5.14 percent.

15 year mortgage rates are averaging 3.86 percent for the week ending August 26, 2010, a decline from the prior week’s average of 15 year mortgage interest rate of 3.90 percent. Mortgage discount points on 15 year mortgages remained unchanged at 0.6 mortgage points. A year ago 15 year mortgage rates were averaging 4.58 percent.

5 year Treasury indexed adjustable mortgage rates remain at the lowest point ever recorded in Freddie’s mortgage rate suvery. 5 year U.S. Treasury indexed adjustable mortgage rates are averaging 3.56 percent for the week ending August 26, 2010, no change from the previous week’s average 5 year adjustable mortgage interest rate. Mortgage discount points on 5 year adjustable mortgages declined to 0.6 points, down from the previous week’s average of 0.7 points.

1 year Treasury indexed adjustable mortgage rates are averaging 3.52 percent for the week ending August 26, 2010, a decline from the previous week’s average 1 year adjustable mortgage rate of 3.53 percent. Average mortgage discount points were 0.7 points, unchanged from the previous week’s average.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week:

Current Mortgage Rates

Current 30 year mortgage rates are averaging 4.48 percent, a decline from the previous week’s average 30 year mortgage rate of 4.52 percent. Today’s 30 year refinance mortgage rates are also down averaging 4.48 percent.

15 year mortgage rates today are averaging 3.83 percent, down from the previous week’s average 15 year mortgage rate of 3.95 percent. 15 year mortgage refinance rates currently are averaging 3.83 percent.

Jumbo Mortgage Rates

30 year jumbo mortgage rates are averaging 5.05 percent, a decline from last week’s average 30 year year jumbo mortgage rate of 5.17 percent. 30 year jumbo refinance mortgage rates are also down to 5.05 percent.

15 year jumbo mortgage rates are averaging 4.50 percent, down 23 basis points from last week’s average jumbo mortgage rate of 4.73 percent. Today’s 15 year jumbo refinance mortgage rates are also averaging 4.50 percent.

Conforming Adjustable Mortgage Rates

Current 1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage interest rate. Today’s 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

Today 3 year adjustable mortgage rates today are averaging 4.06 percent, up slightly from last week’s average 3 year adjustable rate mortgage of 4.04 percent. 3 year mortgage refinance rates today are also averaging 4.06 percent.

5 year adjustable mortgage rates today are averaging 3.45 percent, down from the prior week’s average mortgage rate of 3.54 percent. Current 5 year refinance mortgage rates today are also averaging 3.45 percent.

7 year adjustable mortgage interest rates are averaging 3.72 percent this week, down from the previous week’s average 7 year home mortgage rate of 3.81 percent. Current 7 year mortgage refinance rates are also lower averaging  3.72 percent.

10 year adjustable mortgage interest rates are averaging 4.01 percent this week, down from last week’s average 10 year adjustable mortgage rate of 4.08 percent. Today’s 10 year home mortgage refinance rates are also lower this week averaging 4.01 percent.

Jumbo Adjustable Mortgage Rates

1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, no change from last week’s average 1 year jumbo adjustable mortgage interest rate. Today’s 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, unchanged from last week’s average jumbo mortgage rate. Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

Today’s 5 year jumbo adjustable home mortgage rates are averaging 3.87 percent this week, down from last week’s average mortgage rate of 3.89 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.87 percent.

Today’s 7 year jumbo adjustable mortgage rates are averaging 4.42 percent, down from last week’s average 7 year home mortgage rate of 4.47 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.42 percent.

10 year jumbo mortgage rates are averaging 5.02 percent, up from the previous week’s average 10 year jumbo home mortgage rates of 5.01 percent. 10 year jumbo home refinance interest rates are also up averaging 5.02 percent.

Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable mortgage rates are averaging 4.09 percent, down from last week’s average interest only mortgage loan rate of 4.19 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.09 percent.

5 year interest only adjustable home mortgage rates are averaging 3.62 percent, down from last week’s average five year interest only mortgage loan rate of 3.72 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.62 percent.

7 year interest only adjustable mortgage rates currently are averaging 3.86 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.96 percent. Current 7 year adjustable refinance rate mortgages are lower averaging 3.86 percent.

Interest Only Jumbo Adjustable Mortgage Rates

Today’s 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, no change from last week’s average jumbo adjustable interest only mortgage rate. Current interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, down from an average IO home mortgage interest rate of 4.32 percent the previous week. Today’s 5 year jumbo adjustable IO loan rates are also averaging 4.29 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.77 percent, down from an average jumbo 7 year home mortgage rate of 4.84 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.77 percent.

Home Equity Loans

Current 10 year home equity loan rates are averaging 7.009 percent, down from the previous week’s average when home equity loans averaged 7.115 percent.

15 year home equity rates today are averaging 7.377 percent, down from last week’s average home equity loan rate of 7.433 percent.

Home Equity Line of Credit (HELOC)

The current average home equity line of credit rate is averaging 4.762 percent this week, no change from last week’s average HELOC rate.

Keeping track of today’s mortgage rates? Use our mortgage rate widget to keep track of national average mortgage rates and state mortgage rates. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.

Mortgage Rates

Mortgage rates decreased again making new all time lows in the most recent mortgage survey. 30 year fixed mortgage rates and 15 year fixed mortgage rates have it the lowest point ever recorded in the past 30 years in the Mortgage Bankers Association’s Weekly Mortgage Survey.

The average contract rate for 30 year mortgage rates decreased to 4.55 percent for the week ending August 20, 2010, down from the previous week’s average contract 30 year mortgage rate of 4.60 percent. Mortgage discount points decreased to 0.89 points, down from the prior week’s average of 0.92 points.

15 year mortgage rates decreased to 3.91 percent for the week ending August 20, 2010, down from last week’s average 15 year mortgage rate of 3.99 percent. Mortgage discount points on 15 year home loans increased to 1.64 points, up from the previous week’s average of 1.05 points. 

1 year adjustable mortgage rates were lower for the week ending August 20, 2010. The average contract adjustable mortgage rate on 1 year adjustable mortgages decreased to 6.84 percent, down from the previous week’s average 1 year adjustable rate mortgages averaged 6.90 percent. Mortgage discount points averaged 0.22 points, up from previous week’s average of 0.21 points. 

Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week.

Current Mortgage Rates

Current 30 year mortgage rates are averaging 4.48 percent, a decline from the previous week’s average 30 year mortgage rate of 4.52 percent. Today’s 30 year refinance mortgage rates are also down averaging 4.48 percent.

15 year mortgage rates today are averaging 3.83 percent, down from the previous week’s average 15 year mortgage rate of 3.95 percent. 15 year mortgage refinance rates currently are averaging 3.83 percent. 

Jumbo Mortgage Rates

30 year jumbo mortgage rates are averaging 5.05 percent, a decline from last week’s average 30 year year jumbo mortgage rate of 5.17percent. 30 year jumbo refinance mortgage rates are also down to 5.05 percent.

15 year jumbo mortgage rates are averaging 4.50 percent, down 23 basis points from last week’s average jumbo mortgage rate of 4.73 percent. Today’s 15 year jumbo refinance mortgage rates are also averaging 4.50 percent.

Conforming Adjustable Mortgage Rates

Current 1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage interest rate. Today’s 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

Today 3 year adjustable mortgage rates today are averaging 4.06 percent, up slighlty from last week’s average 3 year adjustable rate mortgage of 4.04 percent. 3 year mortgage refinance rates today are also averaging 4.06 percent.

5 year adjustable mortgage rates today are averaging 3.45 percent, down from the prior week’s average mortgage rate oif 3.54 percent. Current 5 year refinance mortgage rates today are also averaging 3.45 percent.

7 year adjustable mortgage interest rates today are averaging 3.72 percent this week, down from the previous week’s average 7 year home mortgage rate of 3.81 percent. Current 7 year mortgage refinance rates are also lower averaging  3.72 percent.

10 year adjustable mortgage interest rates are averaging 4.01 percent this week, down from last week’s average 10 year adjustable mortgage rate of 4.08 percent. Today’s 10 year home mortgage refinance rates are also lower this week averaging 4.01 percent.

Jumbo Adjustable Mortgage Rates

1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, no change from last week’s average 1 year jumbo adjustable mortgage interest rate. Today’s 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, unchanged from last week’s average jumbo mortgage rate. Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

Today’s 5 year jumbo adjustable home mortgage rates are averaging 3.87 percent this week, down from last week’s average mortgage rate of 3.89 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.87 percent.

Today’s 7 year jumbo adjustable mortgage rates are averaging 4.42 percent, down from last week’s average 7 year home mortgage rate of 4.47 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.42 percent.

10 year jumbo mortgage rates are averaging 5.02 percent, up from the previous week’s average 10 year jumbo home mortgage rates of 5.01 percent. 10 year jumbo home refinance interest rates are also up averaging 5.02 percent.

Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable mortgage rates are averaging 4.09 percent, down from last week’s average interest only mortgage loan rate of 4.19 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.09 percent.

5 year interest only adjustable home mortgage rates are averaging 3.62 percent, down from last week’s average five year interest only mortgage loan rate of 3.72 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.62 percent.

7 year interest only adjustable mortgage rates currently are averaging 3.86 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.96 percent. Current 7 year adjustable refinance rate mortgages are lower averaging 3.86 percent.

Interest Only Jumbo Adjustable Mortgage Rates

Today’s 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, no change from last week’s average jumbo adjustable interest only mortgage rate. Current interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, down from an average IO home mortgage interest rate of 4.32 percent the previous week. Today’s 5 year jumbo adjustable IO loan rates are also averaging 4.29 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.77 percent, down from an average jumbo 7 year home mortgage rate of 4.84 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.77 percent.

Home Equity Loans

Current 10 year home equity loan rates are averaging 7.009 percent, down from the previous week’s average when home equity loans averaged 7.115 percent.

15 year home equity rates today are averaging 7.377 percent, down from last week’s average home equity loan rate of 7.433 percent.

Home Equity Line of Credit (HELOC)

The current average home equity line of credit rate is averaging 4.762 percent this week, no change from last week’s average HELOC rate.

Keeping track of today’s mortgage rates? Use our mortgage rate widget to keep track of national average mortgage rates and state mortgage rates. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.

 

Link to this article

<a href=”http://www.monitorbankrates.com/mortgages/mortgage-rates-decline-to-new-record-lows-again-30-year-mortgage-rates-at-448-15-year-mortgage-rates-at-383-5173″>Mortgage Rates Decline to New Record Lows Again: 30 Year Mortgage Rates at 4.48%, 15 Year Mortgage Rates at 3.83%</a>

Author: Brian McKay

August 23rd, 2010

Posted in: Mortgages

Mortgage Rates Continue to Make Record Lows: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.90%

Mortgage rates continue to inch down making new record lows. The ninth consecutive week 30 year mortgage rates have hit a record low in the most recent mortgage survey released yesterday morning. Both fixed conforming 30 year mortgage rates and fixed conforming 15 year mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac (OTC: FMCC). 

Fixed conforming 30 year mortgage rates are averaging 4.42 percent for the week ending August 19, 2010, down from the previous week’s average 30 year mortgage rate of 4.44 percent. Mortgage discount points on 30 year home mortgages averaged 0.7 points, no change from the prior week’s average.

Conforming fixed 15 year mortgage rates are averaging 3.90 percent for the week ending August 19, 2010, a decline from previous week’s average of 15 year mortgage rate of 3.92 percent. Average mortgage discount points on 15 year mortgages remained unchanged at 0.6 points.

5 year U.S. Treasury indexed adjustable mortgage rates are still at the lowest point ever recorded in Freddie’s survey. 5 year adjustable mortgage rates are averaging 3.56 percent for the week ending August 19, 2010, unchanged from the prior week’s average 5 year adjustable mortgage rate. Average mortgage discount points on 5 year adjustable mortgages declined to 0.6 points, down from the previous week’s average of 0.7 points.

1 year U.S. Treasury indexed adjustable mortgage rates are averaging 3.53 percent for the week ending August 19, 2010, unchanged from the previous week’s average 1 year adjustable mortgage rate. Mortgage discount points averaged 0.7 points, unchanged from the previous week’s average.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week:

Current Mortgage Rates

Current 30 year mortgage rates are averaging 4.52 percent, down from last week’s average 30 year mortgage rate of 4.60 percent. Current 30 year refinance mortgage rates are also down this week averaging 4.52 percent.

Today’s 15 year mortgage rates are averaging 3.95 percent, unchanged from the previous week’s average 15 year mortgage. 15 year mortgage refinance rates today are also unchanged at 3.95 percent. 

Jumbo Mortgage Rates

Current 30 year jumbo mortgage rates are averaging 5.17 percent, up from last week’s average 30 year year jumbo mortgage rate of 5.07 percent. Today’s 30 year jumbo mortgage refinance rates are also up to 5.17 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.73 percent, an increase from the previous week’s average jumbo mortgage rate of 4.67 percent. Curernt 15 year jumbo refinance mortgage rates are also averaging 4.73 percent.

Conforming Adjustable Mortgage Rates Today

1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage rate. Current 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

3 year adjustable mortgage rates today are averaging 4.04 percent, up from the prior week’s average 3 year adjustable rate mortgage of 4.00 percent. 3 year mortgage refinance rates today are also averaging 4.04 percent this week.

Current 5 year adjustable mortgage interest rates are averaging 3.54 percent, unchanged from the prior week’s average mortgage loan rate. 5 year refinance home mortgage rates today are also unchanged at 3.54 percent.

7 year adjustable mortgage interest rates are averaging 3.81 percent this week, down from the prior week’s average 7 year home mortgage rate of 3.86 percent. Current 7 year mortgage refinance rates are also lower averaging  3.81 percent.

10 year adjustable mortgage rates are averaging 4.08 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.20 percent. Current 10 year home mortgage refinance rates are also lower this week averaging 4.08 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable mortgage loan rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Current 3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, down from last week’s average jumbo mortgage rate of 4.27 percent.  Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

5 year jumbo adjustable home mortgage interest rates are averaging 3.89 percent this week, a declinse from last week’s average mortgage rate of 3.91 percent. Today’s 5 year jumbo mortgage refinance rates are also down to 3.89 percent.

7 year jumbo adjustable mortgage rates are averaging 4.47 percent, down from last week’s average 7 year home mortgage rate of 4.55 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.47 percent.

10 year jumbo mortgage rates are averaging 5.01 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.07 percent. 10 year jumbo home refinance interest rates are also down averaging 5.01 percent.

Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable mortgage rates are averaging 4.19 percent, up from last week’s average interest only mortgage loan rate of 4.16 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also averaging 4.19 percent.

5 year interest only adjustable mortgage rates are averaging 3.72 percent, down from last week’s average five year interest only mortgage loan rate of 3.37 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.72 percent.

7 year interest only home adjustable mortgage rates currently are averaging 3.96 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.04 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.96 percent.

Interest Only Adjustable Mortgage Rates Jumbo

Current 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.63 percent. Current  jumbo IO adjustable refinance rates are also down averaging 4.55 percent.

5 year adjustable jumbo interest only mortgage rates are at 4.32 percent, down from an average IO home mortgage interest rate of 4.33 percent the previous week. Current 5 year jumbo adjustable IO loan rates are also averaging 4.32 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.84 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.84 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 7.115 percent, no change from last week’s average home equity loan rate.

15 year home equity rates today are averaging 7.433 percent this week, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit Rates

Today’s average home equity line of credit rates (HELOC) are at 4.762 percent this week, no change from last week’s average HELOC rate.

Use our free mortgage rate widget to keep track of national average mortgage rates. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.

You can search and compare mortgage rates in FL, CA, NJ or any other state by using the mortgage rate tables on MonitorBankRates.com. We also offer mortgage rate widgets and a free mortgage calculator. The mortgage rate widgets are available for our national average mortgage rates and average state mortgage rates for all states.

Mortgage rates made new record lows again this week, continuing the current downtrend of the past few months. Today’s national average 30 year mortgage rate is at 4.48 percent, down from last week’s average 30 year mortgage rate of 4.52 percent.  30 year mortgage rates in North Carolina are even lower averaging only 4.45 percent this morning.

15 year mortgage rates today are averaging 3.83 percent, down from last Monday’s average 15 year mortgage rate of 3.95 percent. 15 year mortgage rates in NC are higher than the current national average 15 year rate. The current 15 year NC mortgage rate is averaging 3.88 percent.

Current Mortgage Rates

Current 30 year mortgage rates are averaging 4.48 percent, a decline from the previous week’s average 30 year mortgage rate of 4.52 percent. Today’s 30 year refinance mortgage rates are also down averaging 4.48 percent.

15 year mortgage rates today are averaging 3.83 percent, down from the previous week’s average 15 year mortgage rate of 3.95 percent. 15 year mortgage refinance rates currently are averaging 3.83 percent. 

Jumbo Mortgage Rates

30 year jumbo mortgage rates are averaging 5.05 percent, a decline from last week’s average 30 year year jumbo mortgage rate of 5.17percent. 30 year jumbo refinance mortgage rates are also down to 5.05 percent.

15 year jumbo mortgage rates are averaging 4.50 percent, down 23 basis points from last week’s average jumbo mortgage rate of 4.73 percent. Today’s 15 year jumbo refinance mortgage rates are also averaging 4.50 percent.

Conforming Adjustable Mortgage Rates

Current 1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage interest rate. Today’s 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

Today 3 year adjustable mortgage rates today are averaging 4.06 percent, up slighlty from last week’s average 3 year adjustable rate mortgage of 4.04 percent. 3 year mortgage refinance rates today are also averaging 4.06 percent.

5 year adjustable mortgage rates today are averaging 3.45 percent, down from the prior week’s average mortgage rate oif 3.54 percent. Current 5 year refinance mortgage rates today are also averaging 3.45 percent.

7 year adjustable mortgage interest rates today are averaging 3.72 percent this week, down from the previous week’s average 7 year home mortgage rate of 3.81 percent. Current 7 year mortgage refinance rates are also lower averaging  3.72 percent.

10 year adjustable mortgage interest rates are averaging 4.01 percent this week, down from last week’s average 10 year adjustable mortgage rate of 4.08 percent. Today’s 10 year home mortgage refinance rates are also lower this week averaging 4.01 percent.

Jumbo Adjustable Mortgage Rates

1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, no change from last week’s average 1 year jumbo adjustable mortgage interest rate. Today’s 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, unchanged from last week’s average jumbo mortgage rate. Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

Today’s 5 year jumbo adjustable home mortgage rates are averaging 3.87 percent this week, down from last week’s average mortgage rate of 3.89 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.87 percent.

Today’s 7 year jumbo adjustable mortgage rates are averaging 4.42 percent, down from last week’s average 7 year home mortgage rate of 4.47 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.42 percent.

10 year jumbo mortgage rates are averaging 5.02 percent, up from the previous week’s average 10 year jumbo home mortgage rates of 5.01 percent. 10 year jumbo home refinance interest rates are also up averaging 5.02 percent.

Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable mortgage rates are averaging 4.09 percent, down from last week’s average interest only mortgage loan rate of 4.19 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.09 percent.

5 year interest only adjustable home mortgage rates are averaging 3.62 percent, down from last week’s average five year interest only mortgage loan rate of 3.72 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.62 percent.

7 year interest only adjustable mortgage rates currently are averaging 3.86 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.96 percent. Current 7 year adjustable refinance rate mortgages are lower averaging 3.86 percent.

Interest Only Jumbo Adjustable Mortgage Rates

Today’s 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, no change from last week’s average jumbo adjustable interest only mortgage rate. Current interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, down from an average IO home mortgage interest rate of 4.32 percent the previous week. Today’s 5 year jumbo adjustable IO loan rates are also averaging 4.29 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.77 percent, down from an average jumbo 7 year home mortgage rate of 4.84 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.77 percent.

Home Equity Loans

Current 10 year home equity loan rates are averaging 7.009 percent, down from the previous week’s average when home equity loans averaged 7.115 percent.

15 year home equity rates today are averaging 7.377 percent, down from last week’s average home equity loan rate of 7.433 percent.

Home Equity Line of Credit (HELOC)

The current average home equity line of credit rate is averaging 4.762 percent this week, no change from last week’s average HELOC rate.

Keeping track of today’s mortgage rates? Use our mortgage rate widget to keep track of national average mortgage rates and state mortgage rates. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.

Mortgage rates continue to inch down making new record lows. The ninth consecutive week 30 year mortgage rates have hit a record low in the most recent mortgage survey released yesterday morning. Both fixed conforming 30 year mortgage rates and fixed conforming 15 year mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac (OTC: FMCC). 

Fixed conforming 30 year mortgage rates are averaging 4.42 percent for the week ending August 19, 2010, down from the previous week’s average 30 year mortgage rate of 4.44 percent. Mortgage discount points on 30 year home mortgages averaged 0.7 points, no change from the prior week’s average.

Conforming fixed 15 year mortgage rates are averaging 3.90 percent for the week ending August 19, 2010, a decline from previous week’s average of 15 year mortgage rate of 3.92 percent. Average mortgage discount points on 15 year mortgages remained unchanged at 0.6 points.

5 year U.S. Treasury indexed adjustable mortgage rates are still at the lowest point ever recorded in Freddie’s survey. 5 year adjustable mortgage rates are averaging 3.56 percent for the week ending August 19, 2010, unchanged from the prior week’s average 5 year adjustable mortgage rate. Average mortgage discount points on 5 year adjustable mortgages declined to 0.6 points, down from the previous week’s average of 0.7 points.

1 year U.S. Treasury indexed adjustable mortgage rates are averaging 3.53 percent for the week ending August 19, 2010, unchanged from the previous week’s average 1 year adjustable mortgage rate. Mortgage discount points averaged 0.7 points, unchanged from the previous week’s average.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week:

Mortgage Rates

Current 30 year mortgage rates are averaging 4.52 percent, down from last week’s average 30 year mortgage rate of 4.60 percent. Current 30 year refinance mortgage rates are also down this week averaging 4.52 percent.

Today’s 15 year mortgage rates are averaging 3.95 percent, unchanged from the previous week’s average 15 year mortgage. 15 year mortgage refinance rates today are also unchanged at 3.95 percent. 

Jumbo Mortgage Rates

Current 30 year jumbo mortgage rates are averaging 5.17 percent, up from last week’s average 30 year year jumbo mortgage rate of 5.07 percent. Today’s 30 year jumbo mortgage refinance rates are also up to 5.17 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.73 percent, an increase from the previous week’s average jumbo mortgage rate of 4.67 percent. Curernt 15 year jumbo refinance mortgage rates are also averaging 4.73 percent.

Conforming Adjustable Mortgage Rates Today

1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage rate. Current 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

3 year adjustable mortgage rates today are averaging 4.04 percent, up from the prior week’s average 3 year adjustable rate mortgage of 4.00 percent. 3 year mortgage refinance rates today are also averaging 4.04 percent this week.

Current 5 year adjustable mortgage interest rates are averaging 3.54 percent, unchanged from the prior week’s average mortgage loan rate. 5 year refinance home mortgage rates today are also unchanged at 3.54 percent.

7 year adjustable mortgage interest rates are averaging 3.81 percent this week, down from the prior week’s average 7 year home mortgage rate of 3.86 percent. Current 7 year mortgage refinance rates are also lower averaging  3.81 percent.

10 year adjustable mortgage rates are averaging 4.08 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.20 percent. Current 10 year home mortgage refinance rates are also lower this week averaging 4.08 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable mortgage loan rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Current 3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, down from last week’s average jumbo mortgage rate of 4.27 percent.  Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

5 year jumbo adjustable home mortgage interest rates are averaging 3.89 percent this week, a declinse from last week’s average mortgage rate of 3.91 percent. Today’s 5 year jumbo mortgage refinance rates are also down to 3.89 percent.

7 year jumbo adjustable mortgage rates are averaging 4.47 percent, down from last week’s average 7 year home mortgage rate of 4.55 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.47 percent.

10 year jumbo mortgage rates are averaging 5.01 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.07 percent. 10 year jumbo home refinance interest rates are also down averaging 5.01 percent.

Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable mortgage rates are averaging 4.19 percent, up from last week’s average interest only mortgage loan rate of 4.16 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also averaging 4.19 percent.

5 year interest only adjustable mortgage rates are averaging 3.72 percent, down from last week’s average five year interest only mortgage loan rate of 3.37 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.72 percent.

7 year interest only home adjustable mortgage rates currently are averaging 3.96 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.04 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.96 percent.

Interest Only Adjustable Mortgage Rates Jumbo

Current 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.63 percent. Current  jumbo IO adjustable refinance rates are also down averaging 4.55 percent.

5 year adjustable jumbo interest only mortgage rates are at 4.32 percent, down from an average IO home mortgage interest rate of 4.33 percent the previous week. Current 5 year jumbo adjustable IO loan rates are also averaging 4.32 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.84 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.84 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 7.115 percent, no change from last week’s average home equity loan rate.

15 year home equity rates today are averaging 7.433 percent this week, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit Rates

Today’s average home equity line of credit rates (HELOC) are at 4.762 percent this week, no change from last week’s average HELOC rate.

Use our free mortgage rate widget to keep track of national average mortgage rates. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.

You can search and compare mortgage rates in GA, CT, CA or any other state by using the mortgage rate tables on MonitorBankRates.com. We also offer mortgage rate widgets and a free mortgage calculator. The mortgage rate widgets are available for our national average mortgage rates and average state mortgage rates for all states.

Mortgage rates increased slightly in the most recent survey released yesterday morning by the Mortgage Bankers Association. Both 30 year mortgage rates and 15 year mortgage rates are up slightly from all-time lows set last week. 1 year adjustable rate mortgages decreased in this week’s survey.  

30 year mortgage rates increased to 4.60 percent for the week ending August 13, 2010, an increase from the previous week’s average contract 30 year mortgage rate of 4.57 percent. Mortgage discount points averaged 0.92 points, up from the prior week’s average of 0.89 percent.

15 year mortgage rates increased to 3.99 percent for the week ending August 13, 2010, an increase from last week’s average 15 year mortgage rate of 3.95 percent. Mortgage discount points on 15 year home loans decreased to 1.05 points, down from the previous week’s average of 1.08 points. 

1 year adjustable mortgage rates were lower for the week ending August 13, 2010. The average contract adjustable mortgage rate on 1 year adjustable mortgages decreased to 6.90 percent, down from the previous week’s average 1 year adjustable rate mortgages averaged 7.00 percent. Mortgage discount points averaged 0.21 points, down from previous week’s average of 0.22 points. 

You can search and compare today’s mortgage rates in New York or any other state by using the mortgage rate tables on MonitorBankRates.com. We also offer mortgage rates widgets and a free mortgage calculator. The mortgage rate widgets are available for both national average mortgage rates and state average mortgage rates for all states.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week.

Mortgage Rates Today

Current 30 year mortgage rates are averaging 4.52 percent, down from last week’s average 30 year mortgage rate of 4.60 percent. Current 30 year refinance mortgage rates are also down this week averaging 4.52 percent.

Today’s 15 year mortgage rates are averaging 3.95 percent, unchanged from the previous week’s average 15 year mortgage. 15 year mortgage refinance rates today are also unchanged at 3.95 percent. 

Current Jumbo Mortgage Rates

Current 30 year jumbo mortgage rates are averaging 5.17 percent, up from last week’s average 30 year year jumbo mortgage rate of 5.07 percent. Today’s 30 year jumbo mortgage refinance rates are also up to 5.17 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.73 percent, an increase from the previous week’s average jumbo mortgage rate of 4.67 percent. Curernt 15 year jumbo refinance mortgage rates are also averaging 4.73 percent.

Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage rate. Current 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

3 year adjustable mortgage rates today are averaging 4.04 percent, up from the prior week’s average 3 year adjustable rate mortgage of 4.00 percent. 3 year mortgage refinance rates today are also averaging 4.04 percent this week.

Current 5 year adjustable mortgage interest rates are averaging 3.54 percent, unchanged from the prior week’s average mortgage loan rate. 5 year refinance home mortgage rates today are also unchanged at 3.54 percent.

7 year adjustable mortgage interest rates are averaging 3.81 percent this week, down from the prior week’s average 7 year home mortgage rate of 3.86 percent. Current 7 year mortgage refinance rates are also lower averaging  3.81 percent.

10 year adjustable mortgage rates are averaging 4.08 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.20 percent. Current 10 year home mortgage refinance rates are also lower this week averaging 4.08 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable mortgage loan rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Current 3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, down from last week’s average jumbo mortgage rate of 4.27 percent.  Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

5 year jumbo adjustable home mortgage interest rates are averaging 3.89 percent this week, a declinse from last week’s average mortgage rate of 3.91 percent. Today’s 5 year jumbo mortgage refinance rates are also down to 3.89 percent.

7 year jumbo adjustable mortgage rates are averaging 4.47 percent, down from last week’s average 7 year home mortgage rate of 4.55 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.47 percent.

10 year jumbo mortgage rates are averaging 5.01 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.07 percent. 10 year jumbo home refinance interest rates are also down averaging 5.01 percent.

Conforming Interest Only Adjustable Mortgage Rates Today

Current 3 year interest only adjustable mortgage rates are averaging 4.19 percent, up from last week’s average interest only mortgage loan rate of 4.16 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also averaging 4.19 percent.

5 year interest only adjustable mortgage rates are averaging 3.72 percent, down from last week’s average five year interest only mortgage loan rate of 3.37 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.72 percent.

7 year interest only home adjustable mortgage rates currently are averaging 3.96 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.04 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.96 percent.

Current Jumbo Interest Only Adjustable Mortgage Rates

Current 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.63 percent. Current  jumbo IO adjustable refinance rates are also down averaging 4.55 percent.

5 year adjustable jumbo interest only mortgage rates are at 4.32 percent, down from an average IO home mortgage interest rate of 4.33 percent the previous week. Current 5 year jumbo adjustable IO loan rates are also averaging 4.32 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.84 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.84 percent.

Home Equity Loan Rates Today

Current 10 year home equity loan rates are averaging 7.115 percent, no change from last week’s average home equity loan rate.

15 year home equity rates today are averaging 7.433 percent this week, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit Rates Today

Today’s average home equity line of credit rates (HELOC) are at 4.762 percent this week, no change from last week’s average HELOC rate.

Mortgage rates fell again this past week, continuing the downtrend of the past couple of months. Mortgage rates make new record lows each week these days. The current national average 30 year mortgage interest rate is at 4.52 percent, down from last week’s average 30 year mortgage rate of 4.60 percent. The average 30 year mortgage rates in the state of New Jersey is slightly higher this morning at 4.53 percent.

Current 15 year mortgage rates are averaging 3.95 percent, unchanged from last week’s average 15 year mortgage rate. 15 year mortgage rates in New Jersey are also slighly higher the current national average 15 year mortgage rate. Current 15 year mortgage rates today in New Jersey are averaging 3.96 percent.

The weak economic recovery across the globe will keep a lid on interest rates and mortgage rates for the foreseeable future. The most recent news that will keep rates low is the Japanese released a weaker than expected second quarter gross domestic product (GDP). Japan’s second quarter GDP increased at an annualized rate of 0.4 percent, considerably lower than the forecast of 2.3 percent.

Mortgage Rates Today

Current 30 year mortgage rates are averaging 4.52 percent, down from last week’s average 30 year mortgage rate of 4.60 percent. Current 30 year refinance mortgage rates are also down this week averaging 4.52 percent.

Today’s 15 year mortgage rates are averaging 3.95 percent, unchanged from the previous week’s average 15 year mortgage. 15 year mortgage refinance rates today are also unchanged at 3.95 percent. 

Jumbo Mortgage Rates

Current 30 year jumbo mortgage rates are averaging 5.17 percent, up from last week’s average 30 year year jumbo mortgage rate of 5.07 percent. Today’s 30 year jumbo mortgage refinance rates are also up to 5.17 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.73 percent, an increase from the previous week’s average jumbo mortgage rate of 4.67 percent. Curernt 15 year jumbo refinance mortgage rates are also averaging 4.73 percent.

Conforming Adjustable Mortgage Rates Today

1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage rate. Current 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

3 year adjustable mortgage rates today are averaging 4.04 percent, up from the prior week’s average 3 year adjustable rate mortgage of 4.00 percent. 3 year mortgage refinance rates today are also averaging 4.04 percent this week.

Current 5 year adjustable mortgage interest rates are averaging 3.54 percent, unchanged from the prior week’s average mortgage loan rate. 5 year refinance home mortgage rates today are also unchanged at 3.54 percent.

7 year adjustable mortgage interest rates are averaging 3.81 percent this week, down from the prior week’s average 7 year home mortgage rate of 3.86 percent. Current 7 year mortgage refinance rates are also lower averaging  3.81 percent.

10 year adjustable mortgage rates are averaging 4.08 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.20 percent. Current 10 year home mortgage refinance rates are also lower this week averaging 4.08 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable mortgage loan rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Current 3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, down from last week’s average jumbo mortgage rate of 4.27 percent.  Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

5 year jumbo adjustable home mortgage interest rates are averaging 3.89 percent this week, a declinse from last week’s average mortgage rate of 3.91 percent. Today’s 5 year jumbo mortgage refinance rates are also down to 3.89 percent.

7 year jumbo adjustable mortgage rates are averaging 4.47 percent, down from last week’s average 7 year home mortgage rate of 4.55 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.47 percent.

10 year jumbo mortgage rates are averaging 5.01 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.07 percent. 10 year jumbo home refinance interest rates are also down averaging 5.01 percent.

Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable mortgage rates are averaging 4.19 percent, up from last week’s average interest only mortgage loan rate of 4.16 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also averaging 4.19 percent.

5 year interest only adjustable mortgage rates are averaging 3.72 percent, down from last week’s average five year interest only mortgage loan rate of 3.37 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.72 percent.

7 year interest only home adjustable mortgage rates currently are averaging 3.96 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.04 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.96 percent.

Interest Only Adjustable Mortgage Rates Jumbo

Current 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.63 percent. Current  jumbo IO adjustable refinance rates are also down averaging 4.55 percent.

5 year adjustable jumbo interest only mortgage rates are at 4.32 percent, down from an average IO home mortgage interest rate of 4.33 percent the previous week. Current 5 year jumbo adjustable IO loan rates are also averaging 4.32 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.84 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.84 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 7.115 percent, no change from last week’s average home equity loan rate.

15 year home equity rates today are averaging 7.433 percent this week, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit Rates

Today’s average home equity line of credit rates (HELOC) are at 4.762 percent this week, no change from last week’s average HELOC rate.

Use our free mortgage rate widget to keep track of national average mortgage rates. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.

Mortgage rates hit another new record low in the most recent mortgage survey released this morning. This is the eight consecutive week 30 year fixed mortgage rates hit new record lows. Fixed conforming 30 year fixed mortgage rates, fixed conforming 15 year fixed mortgage rates and 5 year adjustable mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac (OTC: FMCC). 

Fixed conforming 30 year mortgage ratesare averaging 4.44 percent for the week ending August 12, 2010, a decline from the prior week’s average 30 year mortgage rate of 4.49 percent. Mortgage discount points on 30 year mortgages averaged 0.7 points, unchanged from the previous week’s average.

Fixed conforming 15 year mortgage rates are averaging 3.92 percent for the week ending August 10, 2010, down from the previous week’s average of 15 year mortgage rate of 3.95 percent. Average mortgage discount points on 15 year mortgages declined to 0.6 points, down from the previous week’s average of 0.7 points.

5 year Treasury indexed adjustable mortgage rates are at the lowest point ever recorded in Freddie’s survey. 5 year adjustable mortgage rates are averaging 3.56 percent for the week ending August 12, 2010, down from the prior week’s average 5 year adjustable mortgage rate of 3.63 percent. Average mortgage discount points remained the same at 0.7 points.

1 year adjustable mortgage rates are down to 3.53 percent for the week ending August 12, 2010, down from the previous week’s average 1 year adjustable mortgage rate of 3.55 percent. Mortgage discount points averaged 0.7 points, unchanged from the previous week’s average.

Use our mortgage rate calculator to figure out the monthly mortgage payments on different types of home mortgage loans. Real estate agents you can display current national average mortgage rates or average mortgage rates in your state on your website. We offer free mortgage rates widgets which you can use to keep your clients up to date on today’s mortgage rates.

Mortgage rates decreased to the lowest level ever recorded in the latest Mortgage Applications Survey. Both 30 year mortgage rates and 15 year mortgage rates made record lows. Although mortgage rates hit record lows mortgage loan application volume was flat according to the Mortgage Bankers Association.

Mortgage rates will hit news lows in next week’s application survey since bond yields tumbled yesterday on the Feds comments about the economy slowing down. 30 year mortgage rates will probably go under 4.50 percent in next week’s mortgage survey.

The Fed also annouced they will continue to hold interest rates low for an extended period and start buying longer-term government debt with proceeds maturing from it’s mortgage bond holdings.

30 year mortgage rates declined to 4.57 percent for the week ending August 6, 2010, down from the previous week’s average contract 30 year mortgage rate of 4.60 percent. Mortgage discount points averaged 0.89 points, down from the prior week’s average of 0.93 percent.

The average contract mortgage rate on 15 year mortgages was 3.95 percent for the week ending August 6, 2010, down from the prior week’s average 15 year mortgage rate of 4.03 percent. Mortgage discount points on 15 year home loans increased to 1.08 points, up from the previous week’s average of 1.01 points. 

1 year adjustable mortgage rates were also lower for the week ending August 6, 2010. The average contract adjustable mortgage rate on 1 year adjustable mortgages decreased to 7.00 percent, down from the previous week’s average 1 year adjustable rate mortgages averaged 7.10 percent. Mortgage discount points averaged 0.22 points, an increase from previous week’s average of 0.21 points. 

You can search and compare mortgage rates in California or any other state by using the mortgage rate tables on MonitorBankRates.com. We also offer free mortgage rate widgets and a mortgage calculator. The mortgage rate widgets are available for both national average mortgage rates and state average mortgage rates for all states.