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LEVO Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 1, 2026
LEVO's top rates as of October 1, 2026 are 3.80% APY on its 48 month 4 YEAR CD, 0.02% APY on savings, 0.25% APY on money market accounts, 6.88% on its FHA Loans mortgage, personal loans from 10.99% APR, and credit cards from 13.99% APR, according to rates verified by MonitorBankRates. Other LEVO CD rates include 60 month 5 YEAR CD at 3.80%, 12 month 1 YEAR CD at 3.55%, and 18 MONTH CD at 3.55%. Other LEVO mortgage rates include Mortgage at 7.25%, and Arm Loans at 8.00%. MonitorBankRates evaluates the financial stability of LEVO with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.61%. Rates last updated and verified on 10/01/2026. LEVO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LEVO? Share your experience about LEVO by leaving a review below, or read customer reviews before you decide to use LEVO.  Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. LEVO CD Rates
LEVO Savings Rates
LEVO Money Market Rates
LEVO Checking Rates
LEVO Mortgage Rates
LEVO Home Equity & HELOC
LEVO Auto Loan Rates
LEVO Credit Card Rates
LEVO Personal Loan Rates
LEVO Other Rates
Financial Health HistoryLEVO’s Texas Ratio rose from 3.26% in Q3 2023 to 7.61% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for LEVO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LEVO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with LEVO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
LEVO
Website
http://www.levo.org
Address
1741 S Cleveland Ave,
Sioux Falls, SD 57103
Phone
605-334-2471
Fax
605-977-8340
President
James Nord
CEO
Fran Sommerfeld
Full-Time Employees
124
Part-Time Employees
7
Branch Locations
8
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.61%
Return on Assets (ROA)
0.3822%
Return on Equity (ROE)
3.3243%
Non-Performing Loans Ratio (NPL)
1.49%
Total Assets
515,964,096
Total Amount of Shares and Deposits
453,521,870
Total Shares and Deposits < 1 Year
449,385,619
Total Shares and Deposits 1 3 Years
2,824,820
Total Shares and Deposits > 3 Years
1,311,430
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,250,028
Total Uninsured Shares and Deposits > $250K (F+J)
33,250,028
Total Insured Shares and Deposits > $250K (item 17 less item K)
420,271,842
Total Interest Expense (Sum of items 6 8)
3,069,759
Share Certificates
3,749
Number of Accounts for Share Drafts
23,215
IRA KEOGH Accounts
993
Number of Accounts for Regular Shares
37,971
All other shares
736
Money Market Shares
3,606
Net Income (unless the amount is already included in Undivided Earnings)
1,972,013
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,656,133
Total Liabilities
461,533,504
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for LEVO yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for LEVO
Frequently Asked Questions About LEVOHow many branches does LEVO operate?LEVO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join LEVO?Yes, to access services at LEVO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, LEVO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, LEVO provides members with tools to manage their accounts and build a solid financial history. Does LEVO offer online and mobile banking?Most modern institutions like LEVO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.levo.org. Current LEVO Rates
Retrieved from our database of financial products. Rates subject to change.
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