|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Credit Union 1 Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 13, 2026
Credit Union 1 Credit Union's top rates as of October 13, 2026 are 4.06% APY on its IRA CD - 1 year, 0.50% APY on savings, 0.05% APY on checking, 6.12% on its Owner Occupied 1st Deed of Trust (Single Family or Approved/Eligible Condo) - 15-Year Fixed First time Homebuyer mortgage, personal loans from 11.50% APR, and credit cards from 8.95% APR, according to rates verified by MonitorBankRates. Other Credit Union 1 Credit Union CD rates include 1 Year CD at 3.55%, 1.5 Year CD at 3.55%, and 3 Year CD at 3.03%. Other Credit Union 1 Credit Union mortgage rates include Owner Occupied 1st Deed of Trust (Single Family or Approved/Eligible Condo) - 30-Year Fixed First time Homebuyer at 6.62%, Owner Occupied 1st Deed of Trust Single Family - 4-Plex or Approved/Eligible Condo - 15-Year Fixed at 6.62%, and Owner Occupied 1st Deed of Trust Single Family - 4-Plex or Approved/Eligible Condo - 30-Year Fixed at 7.12%. MonitorBankRates evaluates the financial stability of Credit Union 1 Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.15%. Rates last updated and verified on 10/13/2026. Credit Union 1 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union 1 Credit Union? Share your experience about Credit Union 1 Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union 1 Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Credit Union 1 Credit Union CD Rates
Credit Union 1 Credit Union Savings Rates
Credit Union 1 Credit Union Business Savings Rates
Credit Union 1 Credit Union Checking Rates
Credit Union 1 Credit Union Business Checking Rates
Credit Union 1 Credit Union Mortgage Rates
Credit Union 1 Credit Union Home Equity & HELOC
Credit Union 1 Credit Union Auto Loan Rates
Credit Union 1 Credit Union RV, Boat and Powersport Loan Rates
Credit Union 1 Credit Union Credit Card Rates
Credit Union 1 Credit Union Personal Loan Rates
Credit Union 1 Credit Union Other Rates
Financial Health HistoryCredit Union 1 Credit Union’s Texas Ratio fell from 6.45% in Q3 2023 to 5.15% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union 1 Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union 1 Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union 1 Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union 1 Credit Union
Website
https://www.cu1.org
Address
1941 Abbott Rd,
Anchorage, AK 99507
Phone
907-339-9485
Fax
907-339-8501
President
Jennifer Bernard
CEO
Mark Burgess
Full-Time Employees
441
Part-Time Employees
9
Branch Locations
19
ATM Locations
21
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.15%
Return on Assets (ROA)
0.5877%
Return on Equity (ROE)
4.1251%
Non-Performing Loans Ratio (NPL)
1.01%
Total Assets
1,700,572,787
Total Amount of Shares and Deposits
1,398,542,934
Total Shares and Deposits < 1 Year
1,359,897,815
Total Shares and Deposits 1 3 Years
36,999,862
Total Shares and Deposits > 3 Years
1,645,256
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
151,358,072
Total Uninsured Shares and Deposits > $250K (F+J)
151,358,072
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,247,184,862
Total Interest Expense (Sum of items 6 8)
6,601,452
Share Certificates
5,488
Number of Accounts for Share Drafts
73,203
IRA KEOGH Accounts
2,037
Number of Accounts for Regular Shares
130,830
All other shares
27
Money Market Shares
10,446
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
80,506,870
Total Liabilities
1,470,627,432
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Credit Union 1 Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Credit Union 1 Credit Union
Frequently Asked Questions About Credit Union 1 Credit UnionHow many branches does Credit Union 1 Credit Union operate?Credit Union 1 Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union 1 Credit Union?Yes, to access services at Credit Union 1 Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union 1 Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union 1 Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Credit Union 1 Credit Union offer online and mobile banking?Most modern institutions like Credit Union 1 Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cu1.org. Current Credit Union 1 Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Cincinnati Employees Credit Union
Bitterroot Community Federal Credit Union
Pikes Peak Credit Union
Carolinas Telco Federal Credit Union
Maryvale Schools Federal Credit Union
TROY
Mercer County W VA Teachers Federal Credit Union
American Partners Federal Credit Union
North Iowa Community Credit Union
BREWSTER
SHPE Federal Credit Union
Shaw Ross Employees Credit Union
Novation Credit Union
Arizona Central Credit Union
New Haven Firefighters Credit Union
POCU of Maryland
Citco Federal Credit Union
Dakota Plains Credit Union
Daniels-Sheridan Federal Credit Union
UHS Employees Federal Credit Union
Childrens Medical Center Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking