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iAdvertiser Disclosure
Advertiser Disclosure
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 Randolph Brooks FCU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Randolph Brooks FCU's 18 SuperSaver CD rates are at 3.80%, 12 - 23 CD rates are at 3.75%, 18 SuperSaver CD rates are at 3.75%, 6 - 11 CD rates are at 3.74%, 12 - 23 CD rates are at 3.70%. Randolph Brooks FCU's savings rates are at 0.30%. Randolph Brooks FCU's money market rates are at 1.76%. Randolph Brooks FCU's Jumbo Fixed Rate rates are at 5.38%, Jumbo One-Time Close Construction rates are at 5.38%, Conventional Fixed Rate rates are at 5.25%, Conventional Fixed Rate rates are at 5.38%, Jumbo ARM (5/5) rates are at 5.62%. Randolph Brooks FCU's Personal Loan Rates are at 5.95%. MonitorBankRates evaluates the financial stability of Randolph Brooks FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.64%. Rates were last updated on 04/18/2026. Randolph Brooks FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Randolph Brooks FCU? Share your experience about Randolph Brooks FCU by leaving a review below, or read customer reviews before you decide to use Randolph Brooks FCU. Randolph Brooks FCU
Creswell Admin Service Center 1 IKEA RBFCU Parkway
https://www.rbfcu.org Live Oak, TX 78233 2416 
Randolph Brooks FCU CD Rates
Randolph Brooks FCU Savings Rates
Randolph Brooks FCU Money Market Rates
Randolph Brooks FCU Checking Rates
Randolph Brooks FCU Mortgage Rates
Randolph Brooks FCU Home Equity & HELOC
Randolph Brooks FCU Auto Loan Rates
Randolph Brooks FCU Credit Card Rates
Randolph Brooks FCU Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Randolph Brooks FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Randolph Brooks FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Randolph Brooks FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Randolph Brooks FCU
Website
https://www.rbfcu.org
Address
1 IKEA RBFCU Parkway,
Live Oak, TX 78233 2416
Phone
210-945-3333
Fax
210-637-4175
President
Edward Polansky
CEO
Mark Sekula
Full-Time Employees
2,434
Part-Time Employees
5
Branch Locations
67
ATM Locations
67
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.64%
Return on Assets (ROA)
1.1117%
Return on Equity (ROE)
8.6275%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
18,910,068,078
Total Amount of Shares and Deposits
14,922,385,042
Total Shares and Deposits < 1 Year
13,688,894,271
Total Shares and Deposits 1 3 Years
1,119,792,654
Total Shares and Deposits > 3 Years
113,698,117
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,267,412,990
Total Uninsured Shares and Deposits > $250K (F+J)
2,267,412,990
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,654,972,052
Total Interest Expense (Sum of items 6 8)
298,592,970
Share Certificates
106,110
Number of Accounts for Share Drafts
928,996
IRA KEOGH Accounts
38,370
Number of Accounts for Regular Shares
1,347,184
Money Market Shares
129,230
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
494,763,462
Total Liabilities
16,713,748,012
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Randolph Brooks FCUIs Randolph Brooks FCU a safe place to deposit money?Yes, Randolph Brooks FCU is considered a safe financial institution. With a Texas Ratio of 4.6411411021234%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Randolph Brooks FCU operate?Randolph Brooks FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Randolph Brooks FCU?Yes, to access services at Randolph Brooks FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Randolph Brooks FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Randolph Brooks FCU provides members with tools to manage their accounts and build a solid financial history. Does Randolph Brooks FCU offer online and mobile banking?Most modern institutions like Randolph Brooks FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rbfcu.org. Current Randolph Brooks FCU Rates
Retrieved from our database of financial products. Rates subject to change.
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