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iAdvertiser Disclosure
Advertiser Disclosure
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 Hill District Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 9, 2026
Hill District Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.77%, 6-month share certificate rates at 2.66% and 3-month share certificate rates at 2.53%. Savings rates are at 0.84% and money market rates are at 1.15%. Mortgage rates on 30-year fixed loans are around 6.75%. These rates come from our rate database, not Hill District Federal Credit Union, and you can see how they compare in the Hill District Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Hill District Federal Credit Union with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.74%. Database rates last updated and verified on 09/09/2026. Hill District Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hill District Federal Credit Union? Share your experience about Hill District Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hill District Federal Credit Union. Hill District Federal Credit Union
HILL DISTRICT FCU 2021 Centre Ave
https://www.hilldistrictfcu.org Pittsburgh, PA 15219-6301 
Hill District Federal Credit Union Mortgage Rates
Financial Health HistoryHill District Federal Credit Union’s Texas Ratio rose from 18.33% in Q2 2023 to 23.74% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 4.3 and its Health Grade from B+ to B-. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hill District Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hill District Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hill District Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hill District Federal Credit Union
Website
https://www.hilldistrictfcu.org
Address
2021 Centre Ave,
Pittsburgh, PA 15219-6301
Phone
412-281-0822
Fax
412-281-2034
President
Thelina Williams
CEO
Richard Witherspoon
Full-Time Employees
5
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.3 / 5.0 ★
Overall Health & Safety Grade
B- (81/100)
Texas Ratio
23.74%
Return on Assets (ROA)
0.2071%
Return on Equity (ROE)
0.7789%
Non-Performing Loans Ratio (NPL)
25.54%
Total Assets
16,788,250
Total Amount of Shares and Deposits
12,076,524
Total Shares and Deposits < 1 Year
12,076,525
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,076,524
Total Interest Expense (Sum of items 6 8)
25,729
Share Certificates
25
Number of Accounts for Share Drafts
616
Number of Accounts for Regular Shares
4,169
Non Member Deposits
58
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,048,430
Total Liabilities
12,344,109
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Hill District Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Hill District Federal Credit Union
Frequently Asked Questions About Hill District Federal Credit UnionHow many branches does Hill District Federal Credit Union operate?Hill District Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hill District Federal Credit Union?Yes, to access services at Hill District Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hill District Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hill District Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hill District Federal Credit Union offer online and mobile banking?Most modern institutions like Hill District Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hilldistrictfcu.org. Compare to Other Credit Unions
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