CD Rates – MonitorBankRates.com

Listed below are the best CD rates available nationally and in your state updated daily. You can find the highest CD rates here because we maintain a database of the best local rates and national certificate of deposit rates.

CD Type
State

CD Rates Updated Fri Jan 27, 2012

Institution	Contact	APY / Min to Earn	Term
Union National Bank	more info	0.93% / $5000	12 mo
First Internet Bank of IN		1.00% / $1000
Ally Bank		0.99% / $ 1
AIG Bank		0.95% / $2500
E-LOAN.com		0.90% / $10000
Ameriprise Bank FSB		0.75% / $10000
EverBank		0.75% / $1500
CapitalSource Bank		0.75% / $10000
Giantbank.com		0.75% / $2500
Bank of Internet USA		0.75% / $1000
Flagstar Bank		0.75% / $500
Luther Burbank Savings		0.60% / $1000
American Express Bank FSB		0.55% / $ 0
Zions Bank		0.50% / $1000
ING DIRECT		0.50% / $ 1
Bank of the West		0.45% / $10000
Lockheed Federal Credit Union		0.40% / $1000
Bank of the Sierra		0.36% / $1000
Bank of America		0.35% / $10000
Northern Trust		0.35% / $10000
First Bank & Trust		0.30% / $1000
Capital One Direct Banking		0.30% / $5000
Oak Valley Community Bank		0.30% / $2500
Provident Credit Union		0.30% / $1000
First Federal S&L		0.30% / $1000
Union Bank		0.30% / $10000
Citibank		0.25% / $10000
BankDirect		0.25% / $10000
Mechanics Bank		0.25% / $10000
Westamerica Bank		0.23% / $10000
Chase		0.20% / $10000
HSBC Advance		0.20% / $1000
Chase		0.20% / $10000
Aurora Bank FSB		0.15% / $1000
Bank of Marin		0.15% / $10000
Fremont Bank		0.15% / $10000
U.S. Bank		0.10% / $10000
First Republic Bank		0.05% / $5000
Wells Fargo Bank		0.05% / $10000
California Bank & Trust		0.05% / $10000

CD Rates: 1 Year Bank CD Rates 2012

Average CD rates are continuing their slow decline of the past several years. The national average 1 year CD rate is now at 0.406%, though you can find 1 year CD rates higher than the national average. CIT Bank recently lowered the rate on their 12 month CD but still has a rate of 1.07% with an APY [...]

Author: Robert Till

Posted in: CD Rates CD (Certificate of Deposit) Rates, Best CD Rates, Highest CD Rates at Banks at MonitorBankRates.com

National CD Rates: Average 2 Year CD Rate at 0.90%, Highest 2 Year CD APY at 1.50%

The current national average 2 year CD rate as reported by MonitorBankRates.com is at 0.90%. Right now on our list of national CD rates the highest 2 year CD rate is 1.49% with an APY of 1.50%. That current rate and yield is from Bank of Internet USA, an Internet bank that is based in San [...]

Author: Robert Till

Posted in: CD Rates CD (Certificate of Deposit) Rates, Best CD Rates, Highest CD Rates at Banks at MonitorBankRates.com

Ally Bank CD Rates – 1 Year Bank CD Rates at 1.19%

Ally Bank is still at the near the top of our list of national CD rates. Ally Bank has consistently been on the higher end of our CD rate tables for the past couple of years. Right now Ally Bank’s 1 year bank CD rate is 1.19% with an APY of 1.20%. Ally’s rate is [...]

Author: Robert Till

Posted in: CD Rates CD (Certificate of Deposit) Rates, Best CD Rates, Highest CD Rates at Banks at MonitorBankRates.com

Staying Ahead the Inflation Rate on Your Investments

Certificates of deposit (CDs) are a safe and secure investment for many investors. Unfortunately the return investors get in CDs has been dismal for many years. Last month Market Rates Insight (MRI) released a report showing the average 5-year CD rate was lower than the rate of inflation. This means if you invest in long [...]

Author: Lisa Graham

Posted in: CD Rates CD (Certificate of Deposit) Rates, Best CD Rates, Highest CD Rates at Banks at MonitorBankRates.com

Deposit Rates Staying Low for the Rest of 2011

The Federal Deposit Insurance Corporation released their Weekly National Rates and Rate Caps report that showed deposit rates declined yet again. This isn’t a surprise since rates have been declining for several years now. You can expect rates to continue their slow decline for the next several months and possibility until the end of 2011 because of several different [...]

Author: Brian McKay

Posted in: CD Rates CD (Certificate of Deposit) Rates, Best CD Rates, Highest CD Rates at Banks at MonitorBankRates.com

Highest National CD Rates: E-Loan Still Tops Our 12 Month CD Rates list at 1.25%

The best national CD rates can be found right here at monitorbankrates.com. We have compiled a list of the highest national CD rates with terms of 3 months, 6 months and 12 months. Right now E-loan.com tops our best 12 month CD rates list with a rate of 1.25% and a yield of 1.26%. E-loan [...]

Author: Jason P. Jones

Posted in: CD Rates CD (Certificate of Deposit) Rates, Best CD Rates, Highest CD Rates at Banks at MonitorBankRates.com

Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26%

Right now on our 1 year CD rates list for Texas E-Loan.com has the highest CD rate. E-Loan is offering 1 year bank CD rates at 1.25% with a yield of 1.26%. That is one of the best CD rates available right now for a 1 year CD. That rate also beats the current 12 month national [...]

Author: Jason P. Jones

Posted in: CD Rates CD (Certificate of Deposit) Rates, Best CD Rates, Highest CD Rates at Banks at MonitorBankRates.com