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Mortgage Lenders and Brokers in Albuquerque, New Mexico

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Albuquerque, New Mexico mortgage lenders include Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, SunwardSunward3707 Juan Tabo Blvd NE, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 2.97%, Bokf NABokf NA3301 Coors Blvd Nw, Albuquerque, NM 87120A+5.0 ★Texas Ratio: 1.05%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Kirtland Federal Credit UnionKirtland Federal Credit Union6440 Gibson Blvd SE, Albuquerque, NM 87108A+5.0 ★Texas Ratio: 3.99%, U.S. Eagle Federal Credit UnionU.S. Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM 87109 4431F2.6 ★Texas Ratio: 44.42%, Rio Grande Credit UnionRio Grande Credit Union301 Rio Bravo Blvd SE, Albuquerque, NM 87105A+5.0 ★Texas Ratio: 5.38%, Sunflower Bank, N.A.Sunflower Bank, N.A.7300 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 10.77%, Wells Fargo Bank NAWells Fargo Bank NA200 Lomas Boulevard Nw Mac Q2129 122, Albuquerque, NM 87102A+5.0 ★Texas Ratio: 5.36%, and Bank of America NABank of America NA4301 Wyoming Blvd Ne, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Albuquerque, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Albuquerque are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Albuquerque, New Mexico

Market share is the lender's share of all home loans closed in Albuquerque, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Nusenda Federal Credit Union 7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40%	Conventional, FHA, VA, Jumbo, HELOC	809 +202 HELOCs	7.7%	81.8%	$143,244	View
Sunward 3707 Juan Tabo Blvd NE, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	320 +296 HELOCs	3.1%	94.7%	$292,625	View
Bokf NA 10 offices in Albuquerque 3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, VA, Jumbo, HELOC	302 +108 HELOCs	2.9%	92.2%	$336,854	View
JPMorgan Chase Bank, NA 7 offices in Albuquerque 9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	219 +4 HELOCs	2.1%	91.9%	$306,963	View
Kirtland Federal Credit Union 6440 Gibson Blvd SE, Albuquerque, NM 87108 A+5.0 ★Texas Ratio: 3.99%	Conventional, VA, Jumbo, HELOC	204 +116 HELOCs	1.9%	82.7%	$189,215	View
U.S. Eagle Federal Credit Union 3939 Osuna Rd NE, Albuquerque, NM 87109 4431 F2.6 ★Texas Ratio: 44.42%	Conventional, VA, HELOC	130 +79 HELOCs	1.2%	79.4%	$114,615	View
Rio Grande Credit Union 301 Rio Bravo Blvd SE, Albuquerque, NM 87105 A+5.0 ★Texas Ratio: 5.38%	Conventional, Jumbo	98	0.9%	75.9%	$140,204	View
Sunflower Bank, N.A. 2 offices in Albuquerque 7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA, Jumbo	62	0.6%	95.4%	$338,709	View
Wells Fargo Bank NA 16 offices in Albuquerque 200 Lomas Boulevard Nw Mac Q2129 122, Albuquerque, NM 87102 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	59	0.6%	78.2%	$201,440	View
Bank of America NA 10 offices in Albuquerque 4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA, HELOC	52 +96 HELOCs	0.5%	85.2%	$264,807	View
US Bank, N.A. 8 offices in Albuquerque 7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	50 +25 HELOCs	0.5%	58.4%	$303,000	View
First Financial Credit Union 1625 Rio Bravo Blvd SW Ste 6, Albuquerque, NM 87105 6058 A+5.0 ★Texas Ratio: 4.65%	Conventional	50	0.5%	86.2%	$175,600	View
BMO Harris Bank NA 14 offices in Albuquerque 500 Marquette Ave Nw, Albuquerque, NM 87102 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	15 +55 HELOCs	0.1%	43.2%	$405,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 7 offices in Albuquerque 3500 Candelaria Rd Ne, Albuquerque, NM 87107 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	11 +33 HELOCs	0.1%	85.7%	$410,454	View
First Ciitizens Bank and Trust 1 office in Albuquerque 7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	9 +7 HELOCs	0.1%	90%	$841,666	View
Umb Bank NA 6 offices in Albuquerque 9500 Montgomery Boulevard Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	7 +14 HELOCs	0.1%	53.3%	$152,142	View
Enterprise Bank & Trust 1 office in Albuquerque 7445 Pan American Freeway Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 7.31%	Conventional	5	0%	100%	$351,000	View
First National Bank Texas 6 offices in Albuquerque 2550 Coors Blvd Nw, Albuquerque, NM 87120 A4.7 ★Texas Ratio: 3.20%	FHA	2	0%	100%	$315,000	View
Citizens Bank of Las Cruces 1 office in Albuquerque 7500 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$485,000	View
Western Commerce Bank 1 office in Albuquerque 1910 Wyoming Blvd Ne, Albuquerque, NM 87112 A5.0 ★Texas Ratio: 10.25%	Conventional	1	0%	100%	$265,000	View
Weststar Mortgage Corporation 555 S Telshor Blvd, Las Cruces, NM 88011	Conventional	1	0%	100%	$315,000
First American Bank 2 offices in Albuquerque 4301 The 25 Way Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 3.00%	Conventional	1	0%	100%	$335,000	View
Sandia Area Federal Credit Uni	Conventional, VA, Jumbo	227	2.2%	75.8%	$106,013
Del Norte Credit Union 1216 N Paseo de Onate, Espanola, NM 87532 A+5.0 ★Texas Ratio: 3.00%	Conventional	24	0.2%	75%	$166,250	View
State Employees Credit Union 3521 Montgomery Blvd NE, Albuquerque, NM 87107 C+4.1 ★Texas Ratio: 26.01%	Conventional, HELOC	23 +10 HELOCs	0.2%	82.9%	$95,434	View
Zions Bancorporation, N.A. 2000 E 20th St, Farmington, NM 87401 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0%	66.7%	$275,000	View
Guadalupe Credit Union 1520 Paseo del Pueblo Norte, El Prado, NM 87529 A5.0 ★Texas Ratio: 7.15%	Conventional	1	0%	100%	$205,000	View
City Bank 135 El Paso Rd, Ruidoso, NM 88345 A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0%	100%	$475,000	View
Waterstone Mortgage Corporation	Conventional, FHA, VA, Jumbo	980	9.4%	97.4%	$203,785
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	780	7.5%	95%	$232,089
Rocket Mortgage	Conventional, FHA, VA, Jumbo	773	7.4%	82.6%	$217,574
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	635 +26 HELOCs	6.1%	86.9%	$337,992
Primary Residential Mortgage, INC.	Conventional, FHA, VA, Jumbo	443	4.2%	94.5%	$255,270
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	233 +15 HELOCs	2.2%	95.5%	$195,557
Directors Mortgage, Inc	Conventional, FHA, VA, Jumbo	186	1.8%	93.6%	$203,118
Pennymac Loan Services LLC	Conventional, FHA, VA	184	1.8%	85.8%	$239,076
Nationstar Mortgage	Conventional, FHA, VA	167	1.6%	87.8%	$157,574
Mortgage Research Center	Conventional, FHA, VA, Jumbo	160	1.5%	73.1%	$346,687
loanDepot.com LLC	Conventional, FHA, VA, HELOC	154 +15 HELOCs	1.5%	75.1%	$200,129
Freedom Mortgage Corporation	Conventional, FHA, VA	138	1.3%	82.9%	$330,652
DHI Mortgage Company, LTD.	Conventional, FHA, VA	122	1.2%	79.4%	$350,573
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	111 +42 HELOCs	1.1%	79.7%	$282,927
Hometrust Mortgage Company	Conventional, FHA, VA	109	1%	92.5%	$320,229
Builders Choice Mortgage LLC	Conventional, FHA, VA	103	1%	92%	$332,766
Click n' Close, Inc.	Conventional, FHA, VA	88	0.8%	97.8%	$226,022
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo	85	0.8%	97.7%	$286,764	View
Movement Mortgage, LLC	Conventional, FHA, VA	80	0.8%	90.8%	$213,500
Pulte Mortgage LLC	Conventional, FHA, VA, Jumbo	75	0.7%	92.6%	$522,866
Kind Lending, LLC	Conventional, FHA, VA, Jumbo, HELOC	74 +1 HELOCs	0.7%	77.1%	$350,270
Newrez LLC	Conventional, FHA, VA	73	0.7%	57.8%	$188,835
Primelending	Conventional, FHA, VA	70	0.7%	89.5%	$197,714
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	68	0.6%	98.6%	$193,823
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	67 +1 HELOCs	0.6%	36.8%	$125,298
Mortgage Solutions of Colorado	Conventional, FHA, VA	66	0.6%	95.2%	$213,030
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	63	0.6%	98.5%	$190,873
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	61	0.6%	77.2%	$334,344	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	60	0.6%	60.8%	$247,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	59 +5 HELOCs	0.6%	96.7%	$341,271
21St Mortgage	Conventional	51	0.5%	33.1%	$92,450
VanDyk Mortgage Corporation	Conventional, FHA, VA, Jumbo	50	0.5%	96.2%	$329,200
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	49 +8 HELOCs	0.5%	75.4%	$271,122
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	48 +1 HELOCs	0.5%	86.2%	$263,750
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	45	0.4%	100%	$250,111
Calcon Mutual Mortgage LLC	Conventional, FHA, VA, Jumbo	42	0.4%	97.7%	$315,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	42	0.4%	84%	$218,809
Spring Eq, LLC	Conventional, HELOC	40 +13 HELOCs	0.4%	43.8%	$92,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	40	0.4%	76.4%	$286,500
Carrington Mortgage Services LLC	Conventional, FHA, VA	36	0.3%	54.3%	$176,944
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	32 +1 HELOCs	0.3%	66.1%	$328,437
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	30 +19 HELOCs	0.3%	68.2%	$346,333
Nbkc Bank	Conventional, FHA, VA	29	0.3%	87.9%	$373,620
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA, HELOC	28 +2 HELOCs	0.3%	93.5%	$325,714
New Day Financial, LLC.	VA	27	0.3%	56%	$306,111
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	27	0.3%	90%	$313,888	View
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	26 +4 HELOCs	0.2%	73%	$307,692
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	24	0.2%	88.9%	$367,916	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	24	0.2%	96%	$286,250	View
Goodleap, LLC	Conventional, FHA, VA, HELOC	23 +11 HELOCs	0.2%	85.3%	$222,826
American Financial Resources LLC	Conventional, FHA, VA	22	0.2%	100%	$274,545
Envoy Mortgage, Ltd	Conventional, FHA, VA	22	0.2%	100%	$295,909
Neighborhood Loans, Inc	Conventional	20	0.2%	74.1%	$9,500
Village Capital & Investment	FHA, VA	20	0.2%	65.5%	$364,500
American Financial Network, Inc.	Conventional, FHA, VA	19	0.2%	82.6%	$283,947
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	19	0.2%	71.4%	$245,526	View
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	18 +1 HELOCs	0.2%	100%	$362,222
AdvantageFirst Lending Inc	FHA, VA	18	0.2%	69.2%	$300,000
Discover Bank	Conventional	18	0.2%	22.9%	$88,888
Planet Home Lending, LLC	Conventional, FHA, VA	18	0.2%	90%	$286,666
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	17	0.2%	100%	$385,588
The Loan Store, Inc	Conventional, FHA, VA, HELOC	16 +4 HELOCs	0.2%	95.5%	$295,625
Equity Prime Mortgage LLC	Conventional, FHA, VA	16	0.2%	88.9%	$288,750
Nations Lending Corporation	Conventional, FHA, VA	16	0.2%	100%	$350,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	15	0.1%	100%	$337,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	15	0.1%	100%	$345,000	View
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo, HELOC	14 +2 HELOCs	0.1%	100%	$365,000
Sage Home Loans Corporation	Conventional	14	0.1%	83.3%	$359,285
PHH Mortgage Corporation	Conventional, FHA, VA	13	0.1%	100%	$257,307
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	13	0.1%	92.9%	$384,230	View
Zillow Home Loans, LLC	Conventional, FHA	13	0.1%	100%	$281,153
Loan Simple, Inc.	Conventional, FHA	12	0.1%	100%	$321,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	11	0.1%	100%	$355,000	View
Das Acquisition Company, LLC	Conventional, FHA, VA	10	0.1%	90.9%	$336,000
Southwest Funding LP	Conventional, FHA, VA	10	0.1%	100%	$328,000
ClearPath Lending	VA	9	0.1%	90%	$368,333
Cardinal Financial Company, Li	Conventional, FHA, VA	9	0.1%	73.3%	$325,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	9	0.1%	81.8%	$343,888	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	8 +6 HELOCs	0.1%	57.1%	$140,000
Alliant Credit Union	Conventional, VA, HELOC	8 +1 HELOCs	0.1%	90%	$365,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA, HELOC	8 +1 HELOCs	0.1%	100%	$238,750
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	8	0.1%	61.5%	$272,500	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	0.1%	100%	$541,250	View
Valon Mortgage	Conventional, FHA, HELOC	7 +12 HELOCs	0.1%	77.8%	$232,142
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	7 +1 HELOCs	0.1%	100%	$456,428	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	7	0.1%	100%	$457,857	View
Sun West Mortgage Company, Inc	Conventional, FHA	7	0.1%	55%	$265,000
Geneva Financial LLC	Conventional, FHA	7	0.1%	100%	$229,285
Veritas Funding, LLC	Conventional, FHA, VA	7	0.1%	100%	$233,571
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	6	0.1%	100%	$651,666	View
Triad Financial Services, Inc.	Conventional	6	0.1%	46.3%	$91,666
Flexpoint, Inc.	Conventional	6	0.1%	100%	$305,000
American Financing Corporation	Conventional, FHA	6	0.1%	30%	$240,000
Peoples Mortgage Company	Conventional, FHA	6	0.1%	85.7%	$280,000
Lendsure Mortgage Corp.	Conventional, Jumbo	6	0.1%	100%	$585,000
Top Flite Financial, Inc.	Conventional, FHA	6	0.1%	85.7%	$283,333
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	5	0%	71.4%	$219,000	View
Ocmbc, Inc.	Conventional, FHA, VA	5	0%	60%	$351,000
Baxter Credit Union	Conventional	5	0%	83.3%	$213,000
Citadel Servicing Corporation	Conventional	5	0%	100%	$369,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA, Jumbo	5	0%	83.3%	$487,000	View
Nexera Holding LLC	Conventional	5	0%	100%	$293,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	4 +9 HELOCs	0%	44.4%	$365,000
NOVA Financial & Investment Corporation	Conventional, HELOC	4 +1 HELOCs	0%	100%	$415,000
Lower, LLC	Conventional, HELOC	4 +1 HELOCs	0%	66.7%	$360,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA	4	0%	100%	$360,000	View
Aspire Home Loans	Conventional	4	0%	100%	$322,500
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	4	0%	100%	$272,500
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional, FHA, VA	4	0%	100%	$330,000	View
Credit Union Mortgage Associat	Conventional	4	0%	100%	$355,000
Bank of Whittier, Na A+5.0 ★Texas Ratio: 0.00%	Conventional	4	0%	80%	$232,500	View
American Internet Mortgage, Inc.	Conventional	4	0%	66.7%	$320,000
Direct Mortgage Loans, LLC	Conventional, VA	4	0%	100%	$395,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	4	0%	66.7%	$305,000	View
Member First Mortgage, LLC	FHA	4	0%	66.7%	$300,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0%	57.1%	$412,500	View
Summit Funding.Inc	Conventional, FHA	4	0%	100%	$322,500
Vanderbilt Mortgage and Finance, Inc	Conventional	4	0%	6.4%	$160,000
Mission Loans, LLC	Conventional, FHA, HELOC	3 +3 HELOCs	0%	75%	$115,000
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, HELOC	3 +2 HELOCs	0%	30%	$201,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	3	0%	100%	$395,000	View
Loanunited.Com, LLC	FHA, VA	3	0%	75%	$435,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, VA	3	0%	100%	$481,666	View
Valley West Corporation	Conventional	3	0%	100%	$231,666
HomeXpress Mortgage Corp.	Conventional	3	0%	60%	$358,333
SIRVA Mortgage, Inc.	Conventional, FHA, VA	3	0%	100%	$185,000
Real Genius LLC	Conventional	3	0%	100%	$435,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional, Jumbo	3	0%	100%	$971,666	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	3	0%	100%	$601,666	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	3	0%	75%	$255,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$285,000	View
Polaris Home Funding Corp.	FHA	2	0%	66.7%	$215,000
Genisys Credit Union	Conventional, Jumbo	2	0%	50%	$805,000
First Community Mortgage, Inc.	Conventional, FHA	2	0%	66.7%	$255,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0%	100%	$500,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional, VA	2	0%	100%	$630,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0%	66.7%	$535,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	2	0%	100%	$280,000	View
AmWest Funding Corp	Conventional	2	0%	100%	$185,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA	2	0%	100%	$365,000	View
MortgageCountry	Conventional	2	0%	100%	$305,000
Intercap Lending Inc	Conventional	2	0%	100%	$300,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	FHA, VA	2	0%	100%	$185,000	View
T2 Financial LLC	Conventional, FHA	2	0%	50%	$210,000
Gardner Financial Services	Conventional, Jumbo	2	0%	100%	$950,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0%	100%	$235,000	View
Tjc Mortgage Inc	Conventional, FHA	2	0%	100%	$305,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0%	100%	$430,000	View
ClearEdge Lending LLC	Conventional	2	0%	100%	$555,000
Right Start Mortgage, Inc	Conventional	2	0%	100%	$165,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	2	0%	100%	$405,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0%	66.7%	$520,000	View
Reliance First Capital, LLC	FHA	2	0%	66.7%	$215,000
Texana Bank	VA	2	0%	100%	$305,000
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0%	100%	$460,000
Quorum Federal Credit Union	Conventional, HELOC	1 +9 HELOCs	0%	100%	$85,000
American Airlines Federal Cred	Conventional, HELOC	1 +3 HELOCs	0%	100%	$215,000
Northwest Federal Credit Union A5.0 ★Texas Ratio: 7.62%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$235,000	View
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$205,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$235,000	View
Southwest Airlines FCU	Conventional	1	0%	50%	$145,000
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$155,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$325,000
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	100%	$415,000	View
Amarillo National Bank A5.0 ★Texas Ratio: 9.89%	Conventional	1	0%	100%	$165,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0%	100%	$235,000	View
Servion	Conventional, Jumbo	1	0%	100%	$1,235,000
Contour Mortgage Corporation	VA	1	0%	100%	$285,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0%	100%	$215,000	View
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$485,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$155,000
MortgageOne, Inc	VA	1	0%	50%	$255,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$245,000
Brighton Bank	VA	1	0%	100%	$385,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$275,000	View
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	Conventional	1	0%	100%	$675,000	View
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$175,000	View
Deephaven Mortgage LLC	Conventional	1	0%	50%	$175,000
Synergy One Lending, Inc.	Conventional	1	0%	100%	$505,000
University Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$305,000	View
Mayo Employees Federal Credit Union	Conventional	1	0%	100%	$525,000
Data Mortgage, Inc	Conventional	1	0%	50%	$255,000
Homestead Funding Corp.	Conventional	1	0%	100%	$315,000
Firstlight Federal Credit Unio	FHA	1	0%	100%	$315,000
Air Academy Federal Credit Union	Conventional	1	0%	100%	$235,000
City 1st Mortgage Services, LC	Conventional	1	0%	100%	$305,000
Oceanside Mortgage Company	FHA	1	0%	100%	$245,000
AERO Federal Credit Union	Conventional	1	0%	100%	$15,000
Credit Human Federal Credit Un	Conventional	1	0%	18.8%	$85,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$725,000
Securitynational Mortgage Company	FHA	1	0%	50%	$265,000
First Colony Mortgage Corporat	VA	1	0%	100%	$355,000
Mid-Continent Funding, Inc.	VA	1	0%	100%	$365,000
Bank of Colorado A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0%	100%	$275,000	View
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$305,000
Justice Federal Credit Union	Conventional	1	0%	100%	$325,000
Nfm, Inc	Conventional	1	0%	100%	$145,000
Aaxy LLC	Conventional	1	0%	100%	$285,000
Commercial Bank of Texas, NA	Conventional	1	0%	100%	$345,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$285,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$185,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$195,000	View
Mortgage Management Consultants, Inc.	Conventional	1	0%	100%	$355,000
Embrace Home Loans, Inc.	Conventional	1	0%	100%	$185,000
Franklin Loan Corporation	FHA	1	0%	100%	$235,000
Wyoming Bank & Trust	Conventional	1	0%	100%	$515,000
Castle & Cooke Mortgage, LLC	VA, Jumbo	1	0%	50%	$815,000
Hometown Equity Mortgage, LLC	FHA	1	0%	50%	$495,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$365,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	50%	$455,000	View
Nasa Federal Credit Union	Conventional	1	0%	100%	$265,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$425,000	View
Logan Finance Corporation	Conventional	1	0%	100%	$355,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	33.3%	$215,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$195,000	View
Nationwide Mortgage Bankers, Inc.	FHA	1	0%	100%	$255,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$255,000	View
Wescom Central Credit Union	Conventional	1	0%	100%	$375,000
Stanford Federal Credit Union	Conventional	1	0%	100%	$345,000
State Departmenet Federal Credit Union	Conventional	1	0%	100%	$605,000
Toyota Financial Savings Bank	Conventional	1	0%	100%	$775,000
Paramount Residential Mortgage	Conventional	1	0%	100%	$235,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	50%	$725,000
First Technology Federal Credit Union	Conventional	1	0%	100%	$385,000
JMAC Lending, Inc.	VA	1	0%	100%	$295,000
Griffin Funding Inc.	FHA	1	0%	100%	$375,000
Figure Lending LLC	HELOC	0 +73 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +55 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +42 HELOCs	0%	n/a
Credit Union of Colorado, A Federal Credit Union A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +2 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Firefighters First Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Security Service	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Albuquerque Mortgage Rate Trends

Daily average mortgage rates for New Mexico compared with the national average, updated every evening.

30-Year Fixed NM Avg

7.405%

▲ 0.115 vs 7 days ago

15-Year Fixed NM Avg

6.857%

▲ 0.052 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Albuquerque, New Mexico

Looking for mortgage lenders near me or mortgage brokers near me in Albuquerque? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Albuquerque in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Albuquerque, NM

Use these to narrow the list above. Each category shows how many Albuquerque, NM lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 144 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 77 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 44 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 107 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 102 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 39 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NM 14 lenders headquartered in New Mexico, the closest thing to a mortgage lender near you

Who Lends in Albuquerque, NM

Independent mortgage companies closed 58.6 percent of home loans in Albuquerque, New Mexico in 2025, banks 21.8 percent and credit unions 19.6 percent. Weststar Mortgage Corporation was the largest mortgage company, Bokf NA the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Nusenda Federal Credit Union led with 809 loans.

58.6%

Mortgage companies

21.8%

Banks

19.6%

Credit unions

17%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.

More New Mexico Mortgage Lender Pages

All New Mexico lenders 442 lenders Rio Rancho 177 lenders Las Cruces 169 lenders Santa Fe 164 lenders Roswell 85 lenders Alamogordo 101 lenders Farmington 94 lenders Carlsbad 105 lenders Clovis 82 lenders Los Lunas 88 lenders South Valley 81 lenders Rio Rancho Estates 93 lenders Hobbs 62 lenders

Frequently Asked Questions About Mortgage Lenders in Albuquerque, NM

Who is the largest mortgage lender in Albuquerque, NM?

By home loans closed in 2025, Nusenda Federal Credit Union was the largest mortgage lender in Albuquerque, New Mexico with 809 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Albuquerque, NM have the highest approval rates?

Among lenders with meaningful volume in Albuquerque, New Mexico, Evergreen Moneysource Mortgage Company approved the highest share of completed applications in 2025 at 98.6 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Albuquerque, NM mortgage lenders offer FHA, VA and USDA loans?

107 lenders closed FHA loans in Albuquerque, New Mexico in 2025, led by Waterstone Mortgage Corporation with 197. 102 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Albuquerque, NM lender list?

Yes. 77 banks and 44 credit unions closed home loans in Albuquerque, New Mexico in 2025, alongside 144 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Albuquerque, NM ranked on this page?

Lenders are ranked only by the number of home loans they closed in Albuquerque, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Albuquerque, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Albuquerque. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.